The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANGLOGOLD ASHANTI PLC COM SHS G0378L100   1,166,470 11,981 SH   SOLE   0 0 11,981
ADOBE INC COM 00724F101   1,038,195 4,271 SH   SOLE   0 0 4,271
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   659,041 5,253 SH   SOLE   0 0 5,253
ALLSTATE CORP COM 020002101   1,635,913 7,890 SH   SOLE   0 0 7,890
AMAZON COM INC COM 023135106   2,764,159 13,272 SH   SOLE   0 0 13,272
ELEVANCE HEALTH INC FORMERLY COM 036752103   648,734 2,216 SH   SOLE   0 0 2,216
APPLE INC COM 037833100   3,228,716 12,722 SH   SOLE   0 0 12,722
BOOKING HOLDINGS INC COM 09857L108   1,119,945 266 SH   SOLE   0 0 266
BROADCOM INC COM 11135F101   1,308,652 4,228 SH   SOLE   0 0 4,228
CAPITAL ONE FINL CORP COM 14040H105   1,262,598 6,921 SH   SOLE   0 0 6,921
CARRIER GLOBAL CORPORATION COM 14448C104   1,040,440 18,477 SH   SOLE   0 0 18,477
CASEYS GEN STORES INC COM 147528103   2,049,654 2,816 SH   SOLE   0 0 2,816
CONOCOPHILLIPS COM 20825C104   1,116,720 8,460 SH   SOLE   0 0 8,460
DBX ETF TR XTRACKERS MSCI 233051150   477,380 7,999 SH   SOLE   0 0 7,999
DIAMONDBACK ENERGY INC COM 25278X109   915,570 4,629 SH   SOLE   0 0 4,629
META PLATFORMS INC CL A 30303M102   1,613,407 2,820 SH   SOLE   0 0 2,820
HCA HEALTHCARE INC COM 40412C101   1,429,658 3,021 SH   SOLE   0 0 3,021
HDFC BANK LTD SPONSORED ADS 40415F101   931,532 37,441 SH   SOLE   0 0 37,441
INTUIT COM 461202103   686,187 1,587 SH   SOLE   0 0 1,587
ISHARES TR JPMORGAN USD EMG 464288281   1,622,923 17,278 SH   SOLE   0 0 17,278
ISHARES TR IBOXX HI YD ETF 464288513   822,074 10,333 SH   SOLE   0 0 10,333
ISHARES TR EAFE GRWTH ETF 464288885   2,635,237 23,662 SH   SOLE   0 0 23,662
ISHARES TR ESG AW MSCI EAFE 46435G516   210,173 2,198 SH   SOLE   0 0 2,198
ISHARES TR ESG AWARE MSCI 46435U663   210,415 4,475 SH   SOLE   0 0 4,475
JPMORGAN CHASE & CO COM 46625H100   1,697,892 5,772 SH   SOLE   0 0 5,772
ELI LILLY & CO COM 532457108   2,615,826 2,844 SH   SOLE   0 0 2,844
MASTERCARD INCORPORATED CL A 57636Q104   2,101,070 4,205 SH   SOLE   0 0 4,205
MICROSOFT CORP COM 594918104   2,211,025 5,973 SH   SOLE   0 0 5,973
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,443,384 3,326 SH   SOLE   0 0 3,326
NVIDIA CORPORATION COM 67066G104   5,399,151 30,958 SH   SOLE   0 0 30,958
PALO ALTO NETWORKS INC COM 697435105   1,155,106 7,205 SH   SOLE   0 0 7,205
PARKER-HANNIFIN CORP COM 701094104   1,906,861 2,130 SH   SOLE   0 0 2,130
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   1,393,267 14,938 SH   SOLE   0 0 14,938
PIMCO ETF TR INV GRD CRP BD 72201R817   465,124 4,805 SH   SOLE   0 0 4,805
QUANTA SVCS INC COM 74762E102   1,564,158 2,849 SH   SOLE   0 0 2,849
S&P GLOBAL INC COM 78409V104   823,458 1,936 SH   SOLE   0 0 1,936
SPDR GOLD TR GOLD SHS 78463V107   365,747 850 SH   SOLE   0 0 850
SPDR INDEX SHS FDS STATE STREET SPD 78463X475   5,818,068 76,847 SH   SOLE   0 0 76,847
SPDR SERIES TRUST STATE STREET SPD 78464A201   2,270,088 23,495 SH   SOLE   0 0 23,495
SPDR SERIES TRUST STATE STREET SPD 78464A649   5,018,343 195,876 SH   SOLE   0 0 195,876
SPDR SERIES TRUST STATE STREET SPD 78464A821   2,283,773 23,799 SH   SOLE   0 0 23,799
SPDR SERIES TRUST STATE STREET SPD 78464A839   2,265,137 26,602 SH   SOLE   0 0 26,602
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,133,048 84,982 SH   SOLE   0 0 84,982
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,226,001 281,825 SH   SOLE   0 0 281,825
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,143,205 142,232 SH   SOLE   0 0 142,232
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,861,686 126,613 SH   SOLE   0 0 126,613
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,388,106 44,165 SH   SOLE   0 0 44,165
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,575,130 386,874 SH   SOLE   0 0 386,874
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,436,771 97,823 SH   SOLE   0 0 97,823
SONY GROUP CORP SPONSORED ADR 835699307   1,897,610 91,672 SH   SOLE   0 0 91,672
SYNOPSYS INC COM 871607107   764,810 1,929 SH   SOLE   0 0 1,929
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   2,824,248 8,357 SH   SOLE   0 0 8,357
TRAVELERS COMPANIES INC COM 89417E109   1,486,985 5,098 SH   SOLE   0 0 5,098
UBER TECHNOLOGIES INC COM 90353T100   1,114,771 15,498 SH   SOLE   0 0 15,498
VALERO ENERGY CORP COM 91913Y100   1,182,031 4,784 SH   SOLE   0 0 4,784
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   212,049 986 SH   SOLE   0 0 986
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,102,821 42,135 SH   SOLE   0 0 42,135
VISA INC COM CL A 92826C839   2,187,915 7,239 SH   SOLE   0 0 7,239