The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ON HLDG AG NAMEN AKT A H5919C104   1,444,648 27,755 SH   SOLE   0 0 27,755
ADOBE INC COM 00724F101   2,251,642 5,820 SH   SOLE   0 0 5,820
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   574,195 5,063 SH   SOLE   0 0 5,063
ALLSTATE CORP COM 020002101   1,531,365 7,607 SH   SOLE   0 0 7,607
AMAZON COM INC COM 023135106   2,951,892 13,455 SH   SOLE   0 0 13,455
AMERICAN EXPRESS CO COM 025816109   1,466,670 4,598 SH   SOLE   0 0 4,598
ELEVANCE HEALTH INC COM 036752103   847,933 2,180 SH   SOLE   0 0 2,180
APPLE INC COM 037833100   2,578,782 12,569 SH   SOLE   0 0 12,569
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,112,413 2,290 SH   SOLE   0 0 2,290
BOOKING HOLDINGS INC COM 09857L108   1,476,256 255 SH   SOLE   0 0 255
CAPITAL ONE FINL CORP COM 14040H105   1,435,066 6,745 SH   SOLE   0 0 6,745
CARRIER GLOBAL CORPORATION COM 14448C104   2,009,724 27,459 SH   SOLE   0 0 27,459
CASEYS GEN STORES INC COM 147528103   1,575,714 3,088 SH   SOLE   0 0 3,088
CENTENE CORP DEL COM 15135B101   647,778 11,934 SH   SOLE   0 0 11,934
CHIPOTLE MEXICAN GRILL INC COM 169656105   998,796 17,788 SH   SOLE   0 0 17,788
CONOCOPHILLIPS COM 20825C104   678,793 7,564 SH   SOLE   0 0 7,564
CONSTELLATION BRANDS INC CL A 21036P108   932,644 5,733 SH   SOLE   0 0 5,733
DBX ETF TR XTRACKERS MSCI 233051150   438,033 7,701 SH   SOLE   0 0 7,701
DIAMONDBACK ENERGY INC COM 25278X109   609,506 4,436 SH   SOLE   0 0 4,436
META PLATFORMS INC CL A 30303M102   1,396,466 1,892 SH   SOLE   0 0 1,892
HCA HEALTHCARE INC COM 40412C101   1,099,114 2,869 SH   SOLE   0 0 2,869
INTUIT COM 461202103   823,861 1,046 SH   SOLE   0 0 1,046
INUVO INC COM NEW 46122W204   71,815 15,612 SH   SOLE   0 0 15,612
ISHARES TR JPMORGAN USD EMG 464288281   1,411,251 15,237 SH   SOLE   0 0 15,237
ISHARES TR IBOXX HI YD ETF 464288513   759,020 9,411 SH   SOLE   0 0 9,411
ISHARES TR EAFE GRWTH ETF 464288885   2,382,240 21,270 SH   SOLE   0 0 21,270
KEURIG DR PEPPER INC COM 49271V100   1,288,646 38,979 SH   SOLE   0 0 38,979
ELI LILLY & CO COM 532457108   2,181,904 2,799 SH   SOLE   0 0 2,799
MASTERCARD INCORPORATED CL A 57636Q104   2,199,433 3,914 SH   SOLE   0 0 3,914
MICROSOFT CORP COM 594918104   4,399,591 8,845 SH   SOLE   0 0 8,845
NVIDIA CORPORATION COM 67066G104   5,746,797 36,374 SH   SOLE   0 0 36,374
PALO ALTO NETWORKS INC COM 697435105   1,432,480 7,000 SH   SOLE   0 0 7,000
PARKER-HANNIFIN CORP COM 701094104   2,402,737 3,440 SH   SOLE   0 0 3,440
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   1,386,861 14,597 SH   SOLE   0 0 14,597
PIMCO ETF TR INV GRD CRP BD 72201R817   477,403 4,906 SH   SOLE   0 0 4,906
S&P GLOBAL INC COM 78409V104   1,819,151 3,450 SH   SOLE   0 0 3,450
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   5,042,841 73,085 SH   SOLE   0 0 73,085
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201   1,878,096 21,162 SH   SOLE   0 0 21,162
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   4,312,294 168,449 SH   SOLE   0 0 168,449
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821   1,934,848 22,273 SH   SOLE   0 0 22,273
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839   1,942,807 24,459 SH   SOLE   0 0 24,459
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,115,461 88,773 SH   SOLE   0 0 88,773
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,699,180 274,107 SH   SOLE   0 0 274,107
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,995,761 136,794 SH   SOLE   0 0 136,794
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,227,924 116,658 SH   SOLE   0 0 116,658
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,348,277 42,279 SH   SOLE   0 0 42,279
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,049,726 364,241 SH   SOLE   0 0 364,241
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,200,988 87,934 SH   SOLE   0 0 87,934
SONY GROUP CORP SPONSORED ADR 835699307   2,153,462 82,730 SH   SOLE   0 0 82,730
SYNOPSYS INC COM 871607107   948,458 1,850 SH   SOLE   0 0 1,850
T-MOBILE US INC COM 872590104   1,584,191 6,649 SH   SOLE   0 0 6,649
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,944,870 8,587 SH   SOLE   0 0 8,587
TRAVELERS COMPANIES INC COM 89417E109   1,341,981 5,016 SH   SOLE   0 0 5,016
UBER TECHNOLOGIES INC COM 90353T100   1,389,517 14,893 SH   SOLE   0 0 14,893
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,731,305 37,095 SH   SOLE   0 0 37,095
VISA INC COM CL A 92826C839   2,441,324 6,876 SH   SOLE   0 0 6,876