The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,555 5,649 SH   SOLE   0 0 5,649
ALLY FINL INC COM 02005N100 688 24,704 SH   SOLE   0 0 24,704
AMAZON COM INC COM 023135106 1,014 8,970 SH   SOLE   0 0 8,970
AMERICAN EXPRESS CO COM 025816109 1,184 8,773 SH   SOLE   0 0 8,773
ELEVANCE HEALTH INC COM 036752103 1,812 3,988 SH   SOLE   0 0 3,988
APPLE INC COM 037833100 1,704 12,330 SH   SOLE   0 0 12,330
BP PLC SPONSORED ADR 055622104 916 32,072 SH   SOLE   0 0 32,072
BK OF AMERICA CORP COM 060505104 700 23,195 SH   SOLE   0 0 23,195
BRUNSWICK CORP COM 117043109 755 11,539 SH   SOLE   0 0 11,539
CRH PLC ADR 12626K203 666 20,653 SH   SOLE   0 0 20,653
CAPITAL ONE FINL CORP COM 14040H105 1,117 12,116 SH   SOLE   0 0 12,116
CARRIER GLOBAL CORPORATION COM 14448C104 1,010 28,389 SH   SOLE   0 0 28,389
CENTENE CORP DEL COM 15135B101 1,658 21,302 SH   SOLE   0 0 21,302
CONOCOPHILLIPS COM 20825C104 1,048 10,241 SH   SOLE   0 0 10,241
CONSTELLATION BRANDS INC CL A 21036P108 1,106 4,816 SH   SOLE   0 0 4,816
DBX ETF TR XTRCKR MSCI US 233051150 237 7,280 SH   SOLE   0 0 7,280
DANAHER CORPORATION COM 235851102 1,120 4,337 SH   SOLE   0 0 4,337
DIAMONDBACK ENERGY INC COM 25278X109 1,041 8,643 SH   SOLE   0 0 8,643
DOLLAR TREE INC COM 256746108 553 4,062 SH   SOLE   0 0 4,062
FIRST REP BK SAN FRANCISCO C COM 33616C100 1,100 8,426 SH   SOLE   0 0 8,426
HCA HEALTHCARE INC COM 40412C101 1,081 5,881 SH   SOLE   0 0 5,881
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1,034 61,019 SH   SOLE   0 0 61,019
ISHARES TR IBOXX HI YD ETF 464288513 660 9,239 SH   SOLE   0 0 9,239
JPMORGAN CHASE & CO COM 46625H100 629 6,015 SH   SOLE   0 0 6,015
JACOBS ENGR GROUP INC COM 469814107 456 4,200 SH   SOLE   0 0 4,200
LEAR CORP COM NEW 521865204 656 5,481 SH   SOLE   0 0 5,481
LILLY ELI & CO COM 532457108 853 2,637 SH   SOLE   0 0 2,637
MASTERCARD INCORPORATED CL A 57636Q104 1,094 3,849 SH   SOLE   0 0 3,849
MICROSOFT CORP COM 594918104 1,524 6,544 SH   SOLE   0 0 6,544
MONSTER BEVERAGE CORP NEW COM 61174X109 1,242 14,287 SH   SOLE   0 0 14,287
NEXTERA ENERGY INC COM 65339F101 700 8,930 SH   SOLE   0 0 8,930
NVIDIA CORPORATION COM 67066G104 764 6,296 SH   SOLE   0 0 6,296
OCCIDENTAL PETE CORP COM 674599105 974 15,856 SH   SOLE   0 0 15,856
PALO ALTO NETWORKS INC COM 697435105 1,099 6,707 SH   SOLE   0 0 6,707
PARKER-HANNIFIN CORP COM 701094104 965 3,981 SH   SOLE   0 0 3,981
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,008 22,992 SH   SOLE   0 0 22,992
PIMCO ETF TR INV GRD CRP BD 72201R817 4,838 53,035 SH   SOLE   0 0 53,035
REGIONS FINANCIAL CORP NEW COM 7591EP100 845 42,112 SH   SOLE   0 0 42,112
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 3,950 92,343 SH   SOLE   0 0 92,343
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,690 24,810 SH   SOLE   0 0 24,810
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,719 25,605 SH   SOLE   0 0 25,605
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,709 28,326 SH   SOLE   0 0 28,326
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,753 30,316 SH   SOLE   0 0 30,316
SALESFORCE INC COM 79466L302 879 6,109 SH   SOLE   0 0 6,109
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,437 128,383 SH   SOLE   0 0 128,383
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,237 58,003 SH   SOLE   0 0 58,003
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,798 47,822 SH   SOLE   0 0 47,822
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,286 60,472 SH   SOLE   0 0 60,472
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,686 131,035 SH   SOLE   0 0 131,035
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,674 59,007 SH   SOLE   0 0 59,007
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2,677 54,481 SH   SOLE   0 0 54,481
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,485 20,621 SH   SOLE   0 0 20,621
SONY GROUP CORPORATION SPONSORED ADR 835699307 934 14,576 SH   SOLE   0 0 14,576
T-MOBILE US INC COM 872590104 892 6,646 SH   SOLE   0 0 6,646
TESLA INC COM 88160R101 871 3,283 SH   SOLE   0 0 3,283
UNION PAC CORP COM 907818108 701 3,599 SH   SOLE   0 0 3,599
UNITED PARCEL SERVICE INC CL B 911312106 958 5,932 SH   SOLE   0 0 5,932
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,032 12,869 SH   SOLE   0 0 12,869
VANGUARD INDEX FDS SMALL CP ETF 922908751 296 1,730 SH   SOLE   0 0 1,730
VISA INC COM CL A 92826C839 1,188 6,687 SH   SOLE   0 0 6,687
YETI HLDGS INC COM 98585X104 635 22,255 SH   SOLE   0 0 22,255