The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,985 5,416 SH   SOLE   0 0 5,416
ALLY FINL INC COM 02005N100   829 24,662 SH   SOLE   0 0 24,662
ALPHABET INC CAP STK CL A 02079K305   213 98 SH   SOLE   0 0 98
AMAZON COM INC COM 023135106   934 8,746 SH   SOLE   0 0 8,746
AMERICAN EXPRESS CO COM 025816109   1,187 8,545 SH   SOLE   0 0 8,545
ELEVANCE HEALTH INC COM 036752103   1,898 3,929 SH   SOLE   0 0 3,929
APPLE INC COM 037833100   1,649 12,023 SH   SOLE   0 0 12,023
BP PLC SPONSORED ADR 055622104   757 26,694 SH   SOLE   0 0 26,694
BK OF AMERICA CORP COM 060505104   702 22,493 SH   SOLE   0 0 22,493
BRUNSWICK CORP COM 117043109   734 11,194 SH   SOLE   0 0 11,194
CRH PLC ADR 12626K203   696 19,977 SH   SOLE   0 0 19,977
CAPITAL ONE FINL CORP COM 14040H105   1,322 12,640 SH   SOLE   0 0 12,640
CARRIER GLOBAL CORPORATION COM 14448C104   981 27,476 SH   SOLE   0 0 27,476
CENTENE CORP DEL COM 15135B101   1,788 21,061 SH   SOLE   0 0 21,061
COMCAST CORP NEW CL A 20030N101   694 17,678 SH   SOLE   0 0 17,678
CONOCOPHILLIPS COM 20825C104   903 10,030 SH   SOLE   0 0 10,030
CONSTELLATION BRANDS INC CL A 21036P108   1,107 4,742 SH   SOLE   0 0 4,742
DBX ETF TR XTRCKR MSCI US 233051150   254 7,280 SH   SOLE   0 0 7,280
DANAHER CORPORATION COM 235851102   1,076 4,230 SH   SOLE   0 0 4,230
DIAMONDBACK ENERGY INC COM 25278X109   1,031 8,508 SH   SOLE   0 0 8,508
EAGLE MATLS INC COM 26969P108   702 6,363 SH   SOLE   0 0 6,363
META PLATFORMS INC CL A 30303M102   594 3,689 SH   SOLE   0 0 3,689
FIRST REP BK SAN FRANCISCO C COM 33616C100   1,194 8,246 SH   SOLE   0 0 8,246
HCA HEALTHCARE INC COM 40412C101   968 5,721 SH   SOLE   0 0 5,721
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   1,127 60,835 SH   SOLE   0 0 60,835
ISHARES TR IBOXX HI YD ETF 464288513   685 9,309 SH   SOLE   0 0 9,309
ISHARES TR MSCI USA MMENTM 46432F396   1,582 11,604 SH   SOLE   0 0 11,604
JACOBS ENGR GROUP INC COM 469814107   531 4,178 SH   SOLE   0 0 4,178
LEAR CORP COM NEW 521865204   667 5,288 SH   SOLE   0 0 5,288
MASTERCARD INCORPORATED CL A 57636Q104   1,182 3,741 SH   SOLE   0 0 3,741
MATCH GROUP INC NEW COM 57667L107   553 7,917 SH   SOLE   0 0 7,917
MICROSOFT CORP COM 594918104   1,636 6,356 SH   SOLE   0 0 6,356
MONSTER BEVERAGE CORP NEW COM 61174X109   1,303 14,011 SH   SOLE   0 0 14,011
NVIDIA CORPORATION COM 67066G104   1,824 12,106 SH   SOLE   0 0 12,106
OCCIDENTAL PETE CORP COM 674599105   918 15,512 SH   SOLE   0 0 15,512
PALO ALTO NETWORKS INC COM 697435105   1,103 2,224 SH   SOLE   0 0 2,224
PARKER-HANNIFIN CORP COM 701094104   950 3,851 SH   SOLE   0 0 3,851
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   2,077 23,456 SH   SOLE   0 0 23,456
PIMCO ETF TR INV GRD CRP BD 72201R817   5,389 55,913 SH   SOLE   0 0 55,913
REGIONS FINANCIAL CORP NEW COM 7591EP100   773 41,088 SH   SOLE   0 0 41,088
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   4,382 95,270 SH   SOLE   0 0 95,270
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,813 25,721 SH   SOLE   0 0 25,721
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,943 26,831 SH   SOLE   0 0 26,831
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,768 29,008 SH   SOLE   0 0 29,008
SPDR SER TR S&P 400 MDCP VAL 78464A839   1,910 31,569 SH   SOLE   0 0 31,569
SALESFORCE INC COM 79466L302   981 5,923 SH   SOLE   0 0 5,923
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,648 126,473 SH   SOLE   0 0 126,473
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,443 59,370 SH   SOLE   0 0 59,370
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,046 48,806 SH   SOLE   0 0 48,806
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,300 58,862 SH   SOLE   0 0 58,862
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,186 133,105 SH   SOLE   0 0 133,105
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,875 60,060 SH   SOLE   0 0 60,060
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,860 55,430 SH   SOLE   0 0 55,430
SONY GROUP CORPORATION SPONSORED ADR 835699307   1,156 14,136 SH   SOLE   0 0 14,136
T-MOBILE US INC COM 872590104   895 6,635 SH   SOLE   0 0 6,635
TESLA INC COM 88160R101   721 1,068 SH   SOLE   0 0 1,068
UNION PAC CORP COM 907818108   1,127 5,277 SH   SOLE   0 0 5,277
UNITED PARCEL SERVICE INC CL B 911312106   1,057 5,778 SH   SOLE   0 0 5,778
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,135 12,413 SH   SOLE   0 0 12,413
VANGUARD INDEX FDS SMALL CP ETF 922908751   305 1,730 SH   SOLE   0 0 1,730
VISA INC COM CL A 92826C839   1,279 6,482 SH   SOLE   0 0 6,482
YETI HLDGS INC COM 98585X104   930 21,369 SH   SOLE   0 0 21,369