The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,688 4,740 SH   SOLE   0 0 4,740
ALLY FINL INC COM 02005N100 1,156 24,279 SH   SOLE   0 0 24,279
ALPHABET INC CAP STK CL A 02079K305 1,118 386 SH   SOLE   0 0 386
AMAZON COM INC COM 023135106 1,897 569 SH   SOLE   0 0 569
AMERICAN EXPRESS CO COM 025816109 1,430 8,738 SH   SOLE   0 0 8,738
ANTHEM INC COM 036752103 2,087 4,503 SH   SOLE   0 0 4,503
ANTHEM INC COM 036752103 66 143 SH   SOLE   0 0 143
APPLE INC COM 037833100 2,121 11,944 SH   SOLE   0 0 11,944
APPLE INC COM 037833100 163 916 SH   SOLE   0 0 916
BRUNSWICK CORP COM 117043109 1,021 10,135 SH   SOLE   0 0 10,135
CRH PLC ADR 12626K203 953 18,055 SH   SOLE   0 0 18,055
CAPITAL ONE FINL CORP COM 14040H105 1,715 11,819 SH   SOLE   0 0 11,819
CARRIER GLOBAL CORPORATION COM 14448C104 1,337 24,642 SH   SOLE   0 0 24,642
CENTENE CORP DEL COM 15135B101 1,675 20,333 SH   SOLE   0 0 20,333
COMCAST CORP NEW CL A 20030N101 999 19,853 SH   SOLE   0 0 19,853
CONSTELLATION BRANDS INC CL A 21036P108 1,182 4,708 SH   SOLE   0 0 4,708
DBX ETF TR XTRCKR MSCI US 233051150 323 7,282 SH   SOLE   0 0 7,282
DANAHER CORPORATION COM 235851102 1,278 3,884 SH   SOLE   0 0 3,884
DIAMONDBACK ENERGY INC COM 25278X109 930 8,627 SH   SOLE   0 0 8,627
EAGLE MATLS INC COM 26969P108 955 5,736 SH   SOLE   0 0 5,736
META PLATFORMS INC CL A 30303M102 1,139 3,386 SH   SOLE   0 0 3,386
FIRST REP BK SAN FRANCISCO C COM 33616C100 1,519 7,356 SH   SOLE   0 0 7,356
HCA HEALTHCARE INC COM 40412C101 1,377 5,359 SH   SOLE   0 0 5,359
HILTON WORLDWIDE HLDGS INC COM 43300A203 1,155 7,403 SH   SOLE   0 0 7,403
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1,120 42,517 SH   SOLE   0 0 42,517
ISHARES TR IBOXX HI YD ETF 464288513 610 7,010 SH   SOLE   0 0 7,010
ISHARES TR MSCI USA MMENTM 46432F396 1,813 9,970 SH   SOLE   0 0 9,970
LEAR CORP COM NEW 521865204 853 4,665 SH   SOLE   0 0 4,665
MASTERCARD INCORPORATED CL A 57636Q104 1,237 3,442 SH   SOLE   0 0 3,442
MATCH GROUP INC NEW COM 57667L107 1,084 8,196 SH   SOLE   0 0 8,196
MICROSOFT CORP COM 594918104 2,299 6,837 SH   SOLE   0 0 6,837
MONSTER BEVERAGE CORP NEW COM 61174X109 1,249 13,007 SH   SOLE   0 0 13,007
MOTOROLA SOLUTIONS INC COM NEW 620076307 1,297 4,773 SH   SOLE   0 0 4,773
NVIDIA CORPORATION COM 67066G104 3,126 10,629 SH   SOLE   0 0 10,629
PALO ALTO NETWORKS INC COM 697435105 1,577 2,832 SH   SOLE   0 0 2,832
PARKER-HANNIFIN CORP COM 701094104 1,039 3,265 SH   SOLE   0 0 3,265
PAYPAL HLDGS INC COM 70450Y103 962 5,099 SH   SOLE   0 0 5,099
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,768 17,837 SH   SOLE   0 0 17,837
PIMCO ETF TR INV GRD CRP BD 72201R817 5,508 48,811 SH   SOLE   0 0 48,811
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 4,696 81,181 SH   SOLE   0 0 81,181
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,026 21,826 SH   SOLE   0 0 21,826
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,999 23,590 SH   SOLE   0 0 23,590
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,961 24,047 SH   SOLE   0 0 24,047
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,003 28,165 SH   SOLE   0 0 28,165
SALESFORCE COM INC COM 79466L302 1,332 5,240 SH   SOLE   0 0 5,240
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,521 48,507 SH   SOLE   0 0 48,507
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,243 25,912 SH   SOLE   0 0 25,912
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,165 43,224 SH   SOLE   0 0 43,224
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,452 23,943 SH   SOLE   0 0 23,943
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,229 108,801 SH   SOLE   0 0 108,801
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,367 43,910 SH   SOLE   0 0 43,910
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,339 41,666 SH   SOLE   0 0 41,666
SONY GROUP CORPORATION SPONSORED ADR 835699307 1,599 12,649 SH   SOLE   0 0 12,649
T-MOBILE US INC COM 872590104 758 6,532 SH   SOLE   0 0 6,532
TESLA INC COM 88160R101 956 905 SH   SOLE   0 0 905
UNION PAC CORP COM 907818108 1,410 5,595 SH   SOLE   0 0 5,595
UNITED PARCEL SERVICE INC CL B 911312106 1,117 5,213 SH   SOLE   0 0 5,213
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 279 5,650 SH   SOLE   0 0 5,650
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,249 10,766 SH   SOLE   0 0 10,766
VANGUARD INDEX FDS SMALL CP ETF 922908751 753 3,330 SH   SOLE   0 0 3,330
VISA INC COM CL A 92826C839 1,333 6,153 SH   SOLE   0 0 6,153
YETI HLDGS INC COM 98585X104 1,340 16,176 SH   SOLE   0 0 16,176