The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   24,766 136 SH   DFND 1 0 0 136
ABBVIE INC COM 00287Y109   36,056 198 SH   DFND 1 0 198 0
ABBVIE INC COM 00287Y109   232,360 1,276 SH   SOLE   0 0 1,276
ALPHABET INC CAP STK CL A 02079K305   98,255 651 SH   DFND 1 0 0 651
ALPHABET INC CAP STK CL C 02079K107   167,845 1,105 SH   SOLE   40 0 1,065
ALPHABET INC CAP STK CL C 02079K107   52,682 346 SH   DFND 1 0 0 346
ALPHABET INC CAP STK CL A 02079K305   281,786 1,867 SH   SOLE   0 0 1,867
ALPHABET INC CAP STK CL C 02079K107   2,132 14 SH   DFND 1 0 14 0
ALPHABET INC CAP STK CL A 02079K305   10,263 68 SH   DFND 1 0 68 0
ALTRIA GROUP INC COM 02209S103   49,596 1,137 SH   DFND 1 0 0 1,137
ALTRIA GROUP INC COM 02209S103   178,406 4,090 SH   SOLE   0 0 4,090
ALTRIA GROUP INC COM 02209S103   14,307 328 SH   DFND 1 0 328 0
AMAZON COM INC COM 023135106   172,263 955 SH   DFND 1 0 0 955
AMAZON COM INC COM 023135106   879,894 4,878 SH   SOLE   0 0 4,878
AMAZON COM INC COM 023135106   12,446 69 SH   DFND 1 0 69 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   9,580,513 150,306 SH   SOLE   574 0 149,732
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   236,950 5,000 SH   SOLE   0 0 5,000
AMERICAN CENTY ETF TR US SML CP VALU 025072877   20,493,707 218,693 SH   SOLE   342 0 218,351
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,651,037 80,246 SH   SOLE   251 0 79,995
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   221,728 4,100 SH   SOLE   0 0 4,100
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   2,033,765 31,649 SH   SOLE   0 0 31,649
AMERICAN CENTY ETF TR AVANTIS US MID C 025072133   3,287,863 52,600 SH   SOLE   0 0 52,600
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   909,475 13,026 SH   SOLE   0 0 13,026
AMERICAN CENTY ETF TR US EQT ETF 025072885   34,637,573 387,012 SH   SOLE   947 0 386,065
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   5,114,359 77,655 SH   SOLE   187 0 77,468
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   2,905,097 68,711 SH   SOLE   199 0 68,512
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   2,272,127 55,082 SH   SOLE   1,517 0 53,565
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   439,560 22,324 SH   SOLE   0 0 22,324
APPLE INC COM 037833100   3,772,711 22,001 SH   SOLE   180 0 21,821
APPLE INC COM 037833100   154,503 901 SH   DFND 1 0 0 901
APPLE INC COM 037833100   16,634 97 SH   DFND 1 0 97 0
ARBOR REALTY TRUST INC COM 038923108   728,088 54,950 SH   SOLE   500 0 54,450
ARBUTUS BIOPHARMA CORP COM 03879J100   32,521 12,605 SH   SOLE   0 0 12,605
AT&T INC COM 00206R102   26,101 1,483 SH   DFND 1 0 0 1,483
AT&T INC COM 00206R102   2,667,680 151,573 SH   SOLE   540 0 151,033
AT&T INC COM 00206R102   18,814 1,069 SH   DFND 1 0 1,069 0
BANK AMERICA CORP COM 060505104   156,344 4,123 SH   SOLE   0 0 4,123
BANK AMERICA CORP COM 060505104   23,321 615 SH   DFND 1 0 615 0
BANK AMERICA CORP COM 060505104   21,046 555 SH   DFND 1 0 0 555
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   968,037 2,302 SH   SOLE   0 0 2,302
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   30,277 72 SH   DFND 1 0 0 72
BLACKROCK INCOME TR INC COM NEW 09247F209   175,120 14,716 SH   SOLE   0 0 14,716
BOEING CO COM 097023105   495,405 2,567 SH   SOLE   0 0 2,567
BOEING CO COM 097023105   5,790 30 SH   DFND 1 0 0 30
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   436,800 91,000 SH   SOLE   0 0 91,000
BROADCOM INC COM 11135F101   23,857 18 SH   DFND 1 0 0 18
BROADCOM INC COM 11135F101   18,556 14 SH   DFND 1 0 14 0
BROADCOM INC COM 11135F101   753,085 568 SH   SOLE   0 0 568
CARNIVAL CORP UNIT 99/99/9999 143658300   193,073 11,816 SH   SOLE   0 0 11,816
CARNIVAL CORP UNIT 99/99/9999 143658300   2,402 147 SH   DFND 1 0 0 147
CATERPILLAR INC COM 149123101   331,986 906 SH   SOLE   0 0 906
CATERPILLAR INC COM 149123101   19,787 54 SH   DFND 1 0 0 54
CATERPILLAR INC COM 149123101   43,972 120 SH   DFND 1 0 120 0
CERENCE INC COM 156727109   436,763 27,731 SH   SOLE   0 0 27,731
CISCO SYS INC COM 17275R102   6,888 138 SH   DFND 1 0 0 138
CISCO SYS INC COM 17275R102   30,545 612 SH   DFND 1 0 612 0
CISCO SYS INC COM 17275R102   219,953 4,407 SH   SOLE   0 0 4,407
CONOCOPHILLIPS COM 20825C104   69,495 546 SH   DFND 1 0 300 246
CONOCOPHILLIPS COM 20825C104   50,785 399 SH   DFND 1 0 399 0
CONOCOPHILLIPS COM 20825C104   134,662 1,058 SH   SOLE   0 0 1,058
COSTCO WHSL CORP NEW COM 22160K105   258,618 353 SH   SOLE   0 0 353
COSTCO WHSL CORP NEW COM 22160K105   36,632 50 SH   DFND 1 0 0 50
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   457,120 18,492 SH   SOLE   0 0 18,492
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,053,351 34,856 SH   SOLE   0 0 34,856
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   760,063 13,964 SH   SOLE   0 0 13,964
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   558,566 15,286 SH   SOLE   0 0 15,286
EASTGROUP PPTYS INC COM 277276101   261,745 1,456 SH   SOLE   0 0 1,456
EASTGROUP PPTYS INC COM 277276101   2,157 12 SH   DFND 1 0 0 12
EATON VANCE LTD DURATION INC COM 27828H105   114,563 11,750 SH   SOLE   0 0 11,750
ELI LILLY & CO COM 532457108   3,890 5 SH   DFND 1 0 5 0
ELI LILLY & CO COM 532457108   213,161 274 SH   SOLE   0 0 274
ELI LILLY & CO COM 532457108   34,230 44 SH   DFND 1 0 0 44
EMERSON ELEC CO COM 291011104   401,507 3,540 SH   SOLE   0 0 3,540
EMERSON ELEC CO COM 291011104   8,507 75 SH   DFND 1 0 0 75
EMERSON ELEC CO COM 291011104   14,178 125 SH   DFND 1 0 125 0
EXXON MOBIL CORP COM 30231G102   53,935 464 SH   DFND 1 0 464 0
EXXON MOBIL CORP COM 30231G102   43,474 374 SH   DFND 1 0 0 374
EXXON MOBIL CORP COM 30231G102   918,180 7,899 SH   SOLE   0 0 7,899
FIRST HORIZON CORPORATION COM 320517105   218,357 14,179 SH   SOLE   0 0 14,179
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   539,179 22,731 SH   SOLE   0 0 22,731
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135   224,532 4,725 SH   SOLE   0 0 4,725
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168   438,163 6,142 SH   SOLE   0 0 6,142
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184   611,758 18,847 SH   SOLE   0 0 18,847
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176   737,196 5,468 SH   SOLE   0 0 5,468
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150   1,342,872 18,406 SH   SOLE   0 0 18,406
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119   341,513 4,986 SH   SOLE   0 0 4,986
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102   336,994 4,457 SH   SOLE   0 0 4,457
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100   1,414,816 13,857 SH   SOLE   0 0 13,857
FIRST TR EXCHANGE-TRADED FD NASDAQ 100 EX 33733E401   960,834 10,553 SH   SOLE   0 0 10,553
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   374,359 6,970 SH   SOLE   0 0 6,970
FIRST TR EXCHANGE-TRADED FD NASDQ PHRMTCLS 33738R837   435,234 15,539 SH   SOLE   0 0 15,539
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   802,787 5,221 SH   SOLE   0 0 5,221
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   310,873 5,432 SH   SOLE   0 0 5,432
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,182,754 5,767 SH   SOLE   0 0 5,767
FIRST TR EXCHANGE-TRADED FD NASDQ SEMCNDTR 33738R811   1,218,240 13,455 SH   SOLE   0 0 13,455
FIRST TR EXCHANGE-TRADED FD NASDQ FOD BVRG 33738R852   762,140 30,657 SH   SOLE   0 0 30,657
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740F854   307,248 8,304 SH   SOLE   0 0 8,304
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   285,929 6,558 SH   SOLE   0 0 6,558
FIRST TR MORNINGSTAR DIVID L SHS 336917109   483,424 12,563 SH   SOLE   0 0 12,563
FIRST TR NASDAQ 100 TECH IND SHS 337345102   1,259,251 6,604 SH   SOLE   0 0 6,604
FIRST TR NASDAQ ABA CMNTY BK UT COM SHS ETF 33736Q104   212,033 4,556 SH   SOLE   0 0 4,556
FIRST TR VALUE LINE DIVID IN SHS 33734H106   257,434 6,096 SH   SOLE   0 0 6,096
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108   554,883 4,501 SH   SOLE   0 0 4,501
HOME DEPOT INC COM 437076102   532,437 1,388 SH   SOLE   0 0 1,388
HOME DEPOT INC COM 437076102   52,553 137 SH   DFND 1 0 137 0
HOME DEPOT INC COM 437076102   80,940 211 SH   DFND 1 0 0 211
HORMEL FOODS CORP COM 440452100   4,320,917 123,844 SH   SOLE   0 0 123,844
HP INC COM 40434L105   216,859 7,176 SH   SOLE   0 0 7,176
HP INC COM 40434L105   10,396 344 SH   DFND 1 0 0 344
INTERNATIONAL BUSINESS MACHS COM 459200101   18,332 96 SH   DFND 1 0 96 0
INTERNATIONAL BUSINESS MACHS COM 459200101   16,614 87 SH   DFND 1 0 0 87
INTERNATIONAL BUSINESS MACHS COM 459200101   485,802 2,544 SH   SOLE   0 0 2,544
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742   249,640 5,260 SH   SOLE   0 0 5,260
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,562,981 37,099 SH   SOLE   0 0 37,099
INVESCO EXCHANGE TRADED FD T DORSEY WRGT TECH 46137V811   252,415 4,399 SH   SOLE   0 0 4,399
INVESCO EXCHANGE TRADED FD T SEMICONDUCTORS 46137V647   210,935 3,738 SH   SOLE   0 0 3,738
INVESCO MUN OPPORTUNITY TR COM 46132C107   116,760 12,000 SH   SOLE   0 0 12,000
INVESCO QQQ TR UNIT SER 1 46090E103   1,611,312 3,629 SH   SOLE   0 0 3,629
ISHARES TR TIPS BD ETF 464287176   267,451 2,490 SH   SOLE   0 0 2,490
ISHARES TR CORE MSCI INTL 46435G326   308,328 4,593 SH   DFND 1 0 0 4,593
ISHARES TR BLOCKCHAIN & TEC 46436E361   226,385 7,212 SH   SOLE   0 0 7,212
ISHARES TR LATN AMER 40 ETF 464287390   1,310,999 46,097 SH   SOLE   0 0 46,097
ISHARES TR MSCI EAFE ETF 464287465   1,216,796 15,237 SH   SOLE   0 0 15,237
ISHARES TR CORE S&P US GWT 464287671   332,408 2,836 SH   SOLE   0 0 2,836
ISHARES TR 20 YR TR BD ETF 464287432   680,428 7,191 SH   SOLE   0 0 7,191
ISHARES TR CORE S&P SCP ETF 464287804   532,596 4,819 SH   SOLE   0 0 4,819
ISHARES TR ROBOTICS ARTIF 46435U556   224,649 6,540 SH   SOLE   0 0 6,540
ISHARES TR CORE S&P US VLU 464287663   395,765 4,376 SH   SOLE   0 0 4,376
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   240,508 4,740 SH   SOLE   0 0 4,740
JOHNSON & JOHNSON COM 478160104   40,655 257 SH   DFND 1 0 0 257
JOHNSON & JOHNSON COM 478160104   185,709 1,174 SH   SOLE   0 0 1,174
JOHNSON & JOHNSON COM 478160104   46,033 291 SH   DFND 1 0 291 0
JPMORGAN CHASE & CO COM 46625H100   66,500 332 SH   DFND 1 0 332 0
JPMORGAN CHASE & CO COM 46625H100   79,920 399 SH   DFND 1 0 0 399
JPMORGAN CHASE & CO COM 46625H100   344,316 1,719 SH   SOLE   0 0 1,719
LEMONADE INC COM 52567D107   294,560 17,950 SH   SOLE   0 0 17,950
MERCK & CO INC COM 58933Y105   72,309 548 SH   DFND 1 0 0 548
MERCK & CO INC COM 58933Y105   332,282 2,518 SH   SOLE   0 0 2,518
MERCK & CO INC COM 58933Y105   40,509 307 SH   DFND 1 0 307 0
META PLATFORMS INC CL A 30303M102   54,385 112 SH   DFND 1 0 0 112
META PLATFORMS INC CL A 30303M102   11,654 24 SH   DFND 1 0 24 0
META PLATFORMS INC CL A 30303M102   311,742 642 SH   SOLE   0 0 642
MFS HIGH YIELD MUN TR SH BEN INT 59318E102   76,590 23,000 SH   SOLE   0 0 23,000
MICROSOFT CORP COM 594918104   2,055,979 4,889 SH   SOLE   0 0 4,889
MICROSOFT CORP COM 594918104   64,370 153 SH   DFND 1 0 153 0
MICROSOFT CORP COM 594918104   267,999 637 SH   DFND 1 0 0 637
NIO INC SPON ADS 62914V106   1,180,103 262,245 SH   SOLE   800 0 261,445
NORFOLK SOUTHN CORP COM 655844108   226,324 888 SH   SOLE   0 0 888
NORFOLK SOUTHN CORP COM 655844108   10,450 41 SH   DFND 1 0 0 41
NUVEEN AMT FREE MUN CR INC F COM 67071L106   144,962 11,931 SH   SOLE   0 0 11,931
NVIDIA CORPORATION COM 67066G104   24,396 27 SH   DFND 1 0 27 0
NVIDIA CORPORATION COM 67066G104   678,574 751 SH   SOLE   0 0 751
NVIDIA CORPORATION COM 67066G104   141,859 157 SH   DFND 1 0 0 157
PEPSICO INC COM 713448108   19,076 109 SH   DFND 1 0 0 109
PEPSICO INC COM 713448108   29,227 167 SH   DFND 1 0 167 0
PEPSICO INC COM 713448108   166,960 954 SH   SOLE   0 0 954
PINNACLE FINL PARTNERS INC COM 72346Q104   208,946 2,433 SH   SOLE   300 0 2,133
PROCTER AND GAMBLE CO COM 742718109   255,219 1,573 SH   SOLE   0 0 1,573
PROCTER AND GAMBLE CO COM 742718109   51,596 318 SH   DFND 1 0 318 0
PROCTER AND GAMBLE CO COM 742718109   52,569 324 SH   DFND 1 0 0 324
PROSHARES TR ULTRAPRO QQQ 74347X831   272,895 4,433 SH   SOLE   0 0 4,433
PROSHARES TR ULTRPRO S&P500 74347X864   512,616 7,266 SH   SOLE   0 0 7,266
PROSPECT CAP CORP COM 74348T102   104,328 18,900 SH   SOLE   0 0 18,900
PRUDENTIAL FINL INC COM 744320102   999,074 8,510 SH   SOLE   0 0 8,510
PRUDENTIAL FINL INC COM 744320102   939 8 SH   DFND 1 0 0 8
PRUDENTIAL FINL INC COM 744320102   36,277 309 SH   DFND 1 0 309 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   7,069 336 SH   DFND 1 0 0 336
REGIONS FINANCIAL CORP NEW COM 7591EP100   1,051,684 49,985 SH   SOLE   0 0 49,985
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   231,938 4,811 SH   DFND 1 0 0 4,811
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   491,601 5,302 SH   DFND 1 0 0 5,302
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   471,380 6,204 SH   DFND 1 0 0 6,204
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,107 41 SH   SOLE   0 0 41
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   363,639 1,746 SH   SOLE   0 0 1,746
SHERWIN WILLIAMS CO COM 824348106   2,779 8 SH   DFND 1 0 0 8
SHERWIN WILLIAMS CO COM 824348106   216,734 624 SH   SOLE   0 0 624
SNOWFLAKE INC CL A 833445109   1,131 7 SH   DFND 1 0 0 7
SNOWFLAKE INC CL A 833445109   287,325 1,778 SH   SOLE   0 0 1,778
SOUTHERN CO COM 842587107   245,231 3,418 SH   SOLE   0 0 3,418
SOUTHERN CO COM 842587107   2,870 40 SH   DFND 1 0 0 40
SOUTHERN CO COM 842587107   27,835 388 SH   DFND 1 0 388 0
SPDR GOLD TR GOLD SHS 78463V107   716,317 3,482 SH   SOLE   0 0 3,482
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,524,749 2,915 SH   SOLE   0 0 2,915
STARWOOD PPTY TR INC COM 85571B105   451,429 22,205 SH   SOLE   0 0 22,205
SUPER MICRO COMPUTER INC COM 86800U104   1,010 1 SH   DFND 1 0 0 1
SUPER MICRO COMPUTER INC COM 86800U104   348,460 345 SH   SOLE   0 0 345
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107   229,450 6,500 SH   SOLE   0 0 6,500
TESLA INC COM 88160R101   268,431 1,527 SH   SOLE   225 0 1,302
TESLA INC COM 88160R101   6,680 38 SH   DFND 1 0 38 0
TESLA INC COM 88160R101   29,181 166 SH   DFND 1 0 0 166
THERMO FISHER SCIENTIFIC INC COM 883556102   56,377 97 SH   DFND 1 0 0 97
THERMO FISHER SCIENTIFIC INC COM 883556102   183,662 316 SH   SOLE   0 0 316
THERMO FISHER SCIENTIFIC INC COM 883556102   3,487 6 SH   DFND 1 0 6 0
UPSTART HLDGS INC COM 91680M107   1,321,159 49,132 SH   SOLE   0 0 49,132
USA COMPRESSION PARTNERS LP COMUNIT LTDPAR 90290N109   590,047 22,124 SH   SOLE   0 0 22,124
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   12,129 167 SH   SOLE   46 0 121
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,866,779 39,471 SH   DFND 1 0 39,471 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   573,215 7,925 SH   SOLE   0 0 7,925
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   969,756 13,352 SH   DFND 1 0 0 13,352
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   347,675 7,068 SH   DFND 1 0 0 7,068
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,236,883 25,145 SH   DFND 1 0 25,145 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,427 29 SH   SOLE   29 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   296,024 1,295 SH   SOLE   0 0 1,295
VANGUARD INDEX FDS SML CP GRW ETF 922908595   80,823 310 SH   DFND 1 0 0 310
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   51,874 220 SH   DFND 1 0 0 220
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,707,023 6,568 SH   DFND 1 0 6,568 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,102,582 4,374 SH   SOLE   0 0 4,374
VANGUARD INDEX FDS MID CAP ETF 922908629   289,088 1,157 SH   SOLE   0 0 1,157
VANGUARD INDEX FDS TOTAL STK MKT 922908769   168,052 647 SH   SOLE   49 0 598
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   257,954 1,094 SH   SOLE   0 0 1,094
VANGUARD INDEX FDS SML CP GRW ETF 922908595   137,921 529 SH   SOLE   0 0 529
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   257,457 5,376 SH   DFND 1 0 0 5,376
VANGUARD STAR FDS VG TL INTL STK F 921909768   65,305 1,083 SH   SOLE   134 0 949
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,093,420 18,133 SH   DFND 1 0 18,133 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   38,681 771 SH   SOLE   0 0 771
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   234,043 4,665 SH   DFND 1 0 0 4,665
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   263,032 2,174 SH   SOLE   0 0 2,174
VANGUARD WORLD FD CONSUM STP ETF 92204A207   245,989 1,205 SH   SOLE   0 0 1,205
VANGUARD WORLD FD INF TECH ETF 92204A702   1,317,666 2,513 SH   SOLE   0 0 2,513
VANGUARD WORLD FD ENERGY ETF 92204A306   339,654 2,579 SH   SOLE   0 0 2,579
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   258,799 1,060 SH   SOLE   0 0 1,060
VANGUARD WORLD FD MEGA GRWTH IND 921910816   228,715 798 SH   SOLE   0 0 798
VERIZON COMMUNICATIONS INC COM 92343V104   31,722 756 SH   DFND 1 0 756 0
VERIZON COMMUNICATIONS INC COM 92343V104   64,073 1,527 SH   DFND 1 0 0 1,527
VERIZON COMMUNICATIONS INC COM 92343V104   1,419,423 33,828 SH   SOLE   30 0 33,798
VISA INC COM CL A 92826C839   75,631 271 SH   DFND 1 0 0 271
VISA INC COM CL A 92826C839   212,938 763 SH   SOLE   0 0 763
WALMART INC COM 931142103   33,575 558 SH   DFND 1 0 558 0
WALMART INC COM 931142103   1,269,549 21,099 SH   SOLE   0 0 21,099
WALMART INC COM 931142103   50,422 838 SH   DFND 1 0 0 838
WEST PHARMACEUTICAL SVSC INC COM 955306105   210,122 531 SH   SOLE   0 0 531