ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 111980 445 SH DFND 0 0 445 ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 114497 455 SH SOLE 0 0 455 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 565360 1582 SH DFND 0 0 1582 AMAZON COM INC COM 023135106 BBG001S5PQL7 227854 956 SH DFND 0 0 956 AMAZON COM INC COM 023135106 BBG001S5PQL7 23834 100 SH SOLE 0 0 100 APPLE INC COM 037833100 BBG001S5N8V8 340867 1178 SH DFND 0 0 1178 BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 BBG01Q9L3DJ3 528159 10018 SH DFND 0 0 10018 BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 BBG01R3KJNK8 346932 9479 SH DFND 0 0 9479 BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 BBG01JV981Y5 372588 7397 SH DFND 0 0 7397 BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 BBG01YY05KZ8 283952 10123 SH DFND 0 0 10123 BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 BBG01408D4M5 270691 6279 SH DFND 0 0 6279 BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 BBG01TYJMSP3 329750 10376 SH DFND 0 0 10376 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 BBG00NNWBWQ2 939110 13808 SH DFND 0 0 13808 BLACKROCK ETF TRUST ISHARES US LARG 09290C863 BBG01JJ8XMV0 229097 6772 SH DFND 0 0 6772 BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 BBG01GQYLJY8 346701 6624 SH DFND 0 0 6624 BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 BBG01VRR2NR9 209760 4171 SH DFND 0 0 4171 BLACKROCK ETF TRUST II ISHA SECU IN ETF 092528819 BBG01ZNMJ907 297565 5968 SH DFND 0 0 5968 BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 BBG01C8315P7 267700 5157 SH DFND 0 0 5157 BROADCOM INC COM 11135F101 BBG00KHY5SY8 279913 741 SH DFND 0 0 741 CISCO SYS INC COM 17275R102 BBG001S6HC62 220121 1874 SH DFND 0 0 1874 DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 BBG011DXY6D4 582580 13133 SH SOLE 0 0 13133 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 353880 6433 SH SOLE 0 0 6433 ELI LILLY & CO COM 532457108 BBG001S5STL8 124763 104 SH SOLE 0 0 104 ELI LILLY & CO COM 532457108 BBG001S5STL8 166721 139 SH DFND 0 0 139 GOLDMAN SACHS ETF TR MARKETBETA US EQ 381430123 BBG00TSXPF39 352602 3420 SH DFND 0 0 3420 INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 BBG00P4Y2QS5 357473 2798 SH SOLE 0 0 2798 INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222 BBG002PL3ZV6 287422 4767 SH SOLE 0 0 4767 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 539764 6516 SH DFND 0 0 6516 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 351668 3504 SH DFND 0 0 3504 ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 535078 5658 SH DFND 0 0 5658 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2967414 3962 SH DFND 0 0 3962 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 60822 81 SH SOLE 0 0 81 ISHARES TR CORE UNIVRSL USD 46434V613 BBG006MJCSW0 1506083 32635 SH DFND 0 0 32635 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 485493 3902 SH DFND 0 0 3902 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 258836 3381 SH DFND 0 0 3381 ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 233593 2921 SH DFND 0 0 2921 ISHARES TR INVT GRAD SY ETF 46435G219 BBG00H4BPM52 669884 14850 SH DFND 0 0 14850 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 307989 3258 SH DFND 0 0 3258 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 406608 1186 SH DFND 0 0 1186 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 983631 7152 SH DFND 0 0 7152 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 808377 3560 SH DFND 0 0 3560 ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 276929 2601 SH DFND 0 0 2601 ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 303346 13316 SH DFND 0 0 13316 J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 BBG01J4V6196 2505936 46840 SH DFND 0 0 46840 J P MORGAN EXCHANGE TRADED F BET USD HIG ETF 46641Q878 BBG00DRLJ399 278422 6040 SH DFND 0 0 6040 J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 BBG00MSHTH59 231359 5035 SH DFND 0 0 5035 J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 BBG00NKWFC12 4274058 31725 SH DFND 0 0 31725 J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740 BBG01J1LP500 519814 7299 SH DFND 0 0 7299 J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324 BBG00TSG1GG6 420764 4827 SH DFND 0 0 4827 J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 BBG016CBQVP3 1728746 20957 SH DFND 0 0 20957 J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 BBG01J1R8HL7 551997 6003 SH DFND 0 0 6003 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 9980 197 SH SOLE 0 0 197 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 1015481 20047 SH DFND 0 0 20047 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 436746 6042 SH SOLE 0 0 6042 J P MORGAN EXCHANGE TRADED F US RESEARCH ENHN 46654Q617 BBG01SN0ZRH5 1393851 20749 SH DFND 0 0 20749 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 265145 1044 SH DFND 0 0 1044 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 348280 1064 SH DFND 0 0 1064 KLA CORP COM NEW 482480100 BBG001S5SLM4 240765 798 SH DFND 0 0 798 MICROSOFT CORP COM 594918104 BBG001S5TD05 451355 1210 SH DFND 0 0 1210 MICROSOFT CORP COM 594918104 BBG001S5TD05 98478 264 SH SOLE 0 0 264 NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 57043 112 SH DFND 0 0 112 NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 420691 826 SH SOLE 0 0 826 NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 272875 5692 SH SOLE 0 0 5692 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 BBG00GVWYK25 224193 5602 SH DFND 0 0 5602 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 BBG00FJ5GY57 319691 2731 SH DFND 0 0 2731 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5HBJ1 283494 5671 SH DFND 0 0 5671 NUSHARES ETF TR NUVEEN ESG US 67092P870 BBG00HTVKZ20 238572 10778 SH DFND 0 0 10778 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 539843 2698 SH DFND 0 0 2698 PROCTER & GAMBLE CO COM 742718109 BBG001S5V4L9 199989 1364 SH SOLE 0 0 1364 PROCTER & GAMBLE CO COM 742718109 BBG001S5V4L9 141068 962 SH DFND 0 0 962 RUSSELL INVTS EXCHANGE TRADE GLOBA EQUIT ETF 78249U308 BBG01TXZVSX9 232212 7135 SH DFND 0 0 7135 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 BBG001S7TCZ5 263688 1384 SH DFND 0 0 1384 SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 602302 1635 SH DFND 0 0 1635 SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 BBG001SRXRK9 584186 13350 SH DFND 0 0 13350 SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 BBG001SRXRD7 2322236 44848 SH DFND 0 0 44848 SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 BBG001SRXRJ1 1724669 34226 SH DFND 0 0 34226 SPDR SERIES TRUST SST SPDR BLOOMBE 78464A391 BBG001V0JXM5 364228 17410 SH DFND 0 0 17410 SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 BBG001SQS7X7 1533837 15916 SH DFND 0 0 15916 SPDR SERIES TRUST ST LON TREAS ETF 78464A664 BBG001STKCY7 914036 34847 SH DFND 0 0 34847 SPDR SERIES TRUST ST LONG BD ETF 78464A367 BBG001SRZBZ6 599903 26781 SH DFND 0 0 26781 SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 BBG001STKD11 300728 11784 SH DFND 0 0 11784 SPDR SERIES TRUST ST STR P400MID 78464A847 BBG001SPT9T9 663251 9817 SH DFND 0 0 9817 SPDR SERIES TRUST ST STR P500ETF 78464A854 BBG001SPTB87 36839 419 SH SOLE 0 0 419 SPDR SERIES TRUST ST STR P500ETF 78464A854 BBG001SPTB87 945150 10755 SH DFND 0 0 10755 SPDR SERIES TRUST ST STR SP600 SML 78468R853 BBG004T58LZ5 347 6 SH SOLE 0 0 6 SPDR SERIES TRUST ST STR SP600 SML 78468R853 BBG004T58LZ5 980822 17007 SH DFND 0 0 17007 SPDR SERIES TRUST ST STR USD ETF 78468R515 BBG00ZXP9R74 657183 25833 SH DFND 0 0 25833 SPDR SERIES TRUST STATE STRET SPDR 78468R440 BBG01PKPCVP6 1184626 35436 SH DFND 0 0 35436 SPDR SERIES TRUST STATE STRET SPDR 78468R861 BBG004MKB438 554102 29271 SH DFND 0 0 29271 SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 BBG004DF1DW8 589356 14628 SH DFND 0 0 14628 SSGA ACTIVE TR ST STR SECTO ETF 78470P507 BBG00NS9WHL3 2912026 113529 SH DFND 0 0 113529 SSGA ACTIVE TR STATE STREET US 78470P408 BBG00NS9VV15 2859899 44093 SH DFND 0 0 44093 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 BBG001S72SM3 4820459 6455 SH DFND 0 0 6455 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 299233 3841 SH DFND 0 0 3841 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3195 41 SH SOLE 0 0 41 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 355515 518 SH SOLE 0 0 518 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 300950 438 SH DFND 0 0 438 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 8511 23 SH SOLE 0 0 23 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 252738 683 SH DFND 0 0 683 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 963044 19040 SH DFND 0 0 19040 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 286397 2241 SH SOLE 0 0 2241 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 30931 242 SH DFND 0 0 242 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 248380 3486 SH DFND 0 0 3486 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 338798 2073 SH SOLE 0 0 2073