ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 382168 1329 SH DFND 0 0 1329 AMAZON COM INC COM 023135106 BBG001S5PQL7 20827 100 SH SOLE 0 0 100 AMAZON COM INC COM 023135106 BBG001S5PQL7 244718 1175 SH DFND 0 0 1175 APPLE INC COM 037833100 BBG001S5N8V8 319015 1257 SH DFND 0 0 1257 BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 BBG01Q9L3DJ3 307694 9338 SH DFND 0 0 9338 BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 BBG01TYJMSP3 237711 7265 SH DFND 0 0 7265 BLACKROCK ETF TRUST ISHARES LARGE CA 09290C855 BBG01JV981Y5 227966 5552 SH DFND 0 0 5552 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 BBG00NNWBWQ2 633835 10894 SH DFND 0 0 10894 BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 BBG01408D4M5 289255 7986 SH DFND 0 0 7986 BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 BBG01C8315P7 336721 6496 SH DFND 0 0 6496 BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 BBG01GQYLJY8 534066 10284 SH DFND 0 0 10284 BROADCOM INC COM 11135F101 BBG00KHY5SY8 252870 817 SH DFND 0 0 817 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 510349 13133 SH SOLE 0 0 13133 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 311744 6433 SH SOLE 0 0 6433 ELI LILLY & CO COM 532457108 BBG001S5STL8 95530 104 SH SOLE 0 0 104 ELI LILLY & CO COM 532457108 BBG001S5STL8 132447 144 SH DFND 0 0 144 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 247365 1458 SH DFND 0 0 1458 GOLDMAN SACHS ETF TR MARKETBETA US EQ 381430123 BBG00TSXPF39 312490 3488 SH DFND 0 0 3488 INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 BBG00P4Y2QS5 310019 2698 SH SOLE 0 0 2698 INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222 BBG002PL3ZV6 260704 4754 SH SOLE 0 0 4754 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 608964 8731 SH DFND 0 0 8731 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 342481 3400 SH DFND 0 0 3400 ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 332513 3484 SH DFND 0 0 3484 ISHARES TR A RATE CP BD ETF 46429B291 BBG002NCM1M2 331846 6973 SH DFND 0 0 6973 ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 206789 4132 SH DFND 0 0 4132 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 52910 81 SH SOLE 0 0 81 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1446461 2214 SH DFND 0 0 2214 ISHARES TR CORE UNIVRSL USD 46434V613 BBG006MJCSW0 822077 17798 SH DFND 0 0 17798 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 337897 3034 SH DFND 0 0 3034 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 526259 7078 SH DFND 0 0 7078 ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 237169 2981 SH DFND 0 0 2981 ISHARES TR INVESTMENT GRADE 46435G219 BBG00H4BPM52 454881 10095 SH DFND 0 0 10095 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 240444 2532 SH DFND 0 0 2532 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 307195 1280 SH DFND 0 0 1280 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 324610 1692 SH DFND 0 0 1692 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 656390 5803 SH DFND 0 0 5803 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 762919 3613 SH DFND 0 0 3613 ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 277007 2601 SH DFND 0 0 2601 ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 247795 10816 SH DFND 0 0 10816 J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 BBG01J4V6196 1331375 24761 SH DFND 0 0 24761 J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 BBG00MSHTH59 1062751 23023 SH DFND 0 0 23023 J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878 BBG00DRLJ399 279491 6098 SH DFND 0 0 6098 J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 BBG00NKWFC12 3484058 29733 SH DFND 0 0 29733 J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740 BBG01J1LP500 999853 15319 SH DFND 0 0 15319 J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324 BBG00TSG1GG6 327967 4418 SH DFND 0 0 4418 J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 BBG016CBQVP3 1644848 21717 SH DFND 0 0 21717 J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 BBG01J1R8HL7 412778 4820 SH DFND 0 0 4820 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 1012698 20258 SH DFND 0 0 20258 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 9849 197 SH SOLE 0 0 197 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 368771 6014 SH SOLE 0 0 6014 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 289417 1184 SH DFND 0 0 1184 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 316222 1075 SH DFND 0 0 1075 MASIMO CORP COM 574795100 BBG001S71GQ6 1867635 10500 SH SOLE 0 0 10500 MICROSOFT CORP COM 594918104 BBG001S5TD05 97725 264 SH SOLE 0 0 264 MICROSOFT CORP COM 594918104 BBG001S5TD05 408298 1103 SH DFND 0 0 1103 NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 563531 826 SH SOLE 0 0 826 NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 76411 112 SH DFND 0 0 112 NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 209181 5692 SH SOLE 0 0 5692 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 BBG00GVWYK25 301627 8353 SH DFND 0 0 8353 NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 BBG00FJ5GY57 379493 4173 SH DFND 0 0 4173 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5HBJ1 384976 8461 SH DFND 0 0 8461 NUSHARES ETF TR NUVEEN ESG US 67092P870 BBG00HTVKZ20 417038 18777 SH DFND 0 0 18777 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 491111 2816 SH DFND 0 0 2816 PROCTER & GAMBLE CO COM 742718109 BBG001S5V4L9 134330 930 SH DFND 0 0 930 PROCTER & GAMBLE CO COM 742718109 BBG001S5V4L9 195506 1354 SH SOLE 0 0 1354 RUSSELL INVTS EXCHANGE TRADE GLOBAL EQUITY ET 78249U308 BBG01TXZVSX9 206704 7135 SH DFND 0 0 7135 SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 592510 1377 SH DFND 0 0 1377 SPDR INDEX SHS FDS STATE STREET SPD 78463X871 BBG001SRXRK9 517614 12257 SH DFND 0 0 12257 SPDR INDEX SHS FDS STATE STREET SPD 78463X509 BBG001SRXRD7 1787788 38111 SH DFND 0 0 38111 SPDR INDEX SHS FDS STATE STREET SPD 78463X889 BBG001SRXRJ1 2172986 47601 SH DFND 0 0 47601 SPDR SERIES TRUST BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 290313 14066 SH DFND 0 0 14066 SPDR SERIES TRUST STATE STREET SPD 78468R515 BBG00ZXP9R74 512837 20679 SH DFND 0 0 20679 SPDR SERIES TRUST STATE STREET SPD 78464A367 BBG001SRZBZ6 484770 21817 SH DFND 0 0 21817 SPDR SERIES TRUST STATE STREET SPD 78464A854 BBG001SPTB87 30245 395 SH SOLE 0 0 395 SPDR SERIES TRUST STATE STREET SPD 78468R853 BBG004T58LZ5 784826 16242 SH DFND 0 0 16242 SPDR SERIES TRUST STATE STREET SPD 78464A649 BBG001STKD11 680294 26553 SH DFND 0 0 26553 SPDR SERIES TRUST STATE STREET SPD 78468R622 BBG001SQS7X7 563228 5884 SH DFND 0 0 5884 SPDR SERIES TRUST STATE STREET SPD 78464A854 BBG001SPTB87 823188 10755 SH DFND 0 0 10755 SPDR SERIES TRUST STATE STREET SPD 78468R853 BBG004T58LZ5 3480 72 SH SOLE 0 0 72 SPDR SERIES TRUST STATE STREET SPD 78464A664 BBG001STKCY7 487466 18535 SH DFND 0 0 18535 SPDR SERIES TRUST STATE STREET SPD 78464A847 BBG001SPT9T9 538790 9098 SH DFND 0 0 9098 SPDR SERIES TRUST STATE STREET SPD 78468R663 BBG001STKCW9 203075 2216 SH DFND 0 0 2216 SPDR SERIES TRUST STATE STRET SPDR 78468R440 BBG01PKPCVP6 1117602 31714 SH DFND 0 0 31714 SPDR SERIES TRUST STATE STRET SPDR 78468R861 BBG004MKB438 432086 22516 SH DFND 0 0 22516 SSGA ACTIVE ETF TR STATE STREET BLA 78467V608 BBG004DF1DW8 465411 11595 SH DFND 0 0 11595 SSGA ACTIVE TR STATE STREET FIX 78470P507 BBG00NS9WHL3 2661324 103473 SH DFND 0 0 103473 SSGA ACTIVE TR STATE STREET US 78470P408 BBG00NS9VV15 2300434 39841 SH DFND 0 0 39841 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 BBG001S72SM3 3265358 5021 SH DFND 0 0 5021 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 276537 3527 SH DFND 0 0 3527 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3215 41 SH SOLE 0 0 41 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 3020 41 SH SOLE 0 0 41 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 212084 2880 SH DFND 0 0 2880 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 309196 517 SH SOLE 0 0 517 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 298756 500 SH DFND 0 0 500 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 205961 642 SH DFND 0 0 642 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 7379 23 SH SOLE 0 0 23 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 949906 19040 SH DFND 0 0 19040 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 270217 2463 SH SOLE 0 0 2463 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 2633 24 SH DFND 0 0 24 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 244910 3822 SH DFND 0 0 3822 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 300280 2072 SH SOLE 0 0 2072