The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   34,729,141 228,707 SH   SOLE   0 0 228,707
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   22,920,795 412,541 SH   SOLE   0 0 412,541
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   13,369,703 94,653 SH   SOLE   0 0 94,653
ISHARES TR CORE S&P SCP ETF 464287804   12,711,381 134,313 SH   SOLE   0 0 134,313
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   7,759,016 378,764 SH   SOLE   0 0 378,764
VANGUARD INDEX FDS MID CAP ETF 922908629   6,893,529 33,823 SH   SOLE   0 0 33,823
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   6,323,134 61,479 SH   SOLE   0 0 61,479
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,078,921 61,783 SH   SOLE   0 0 61,783
VANGUARD INDEX FDS GROWTH ETF 922908736   3,287,948 15,428 SH   SOLE   0 0 15,428
ISHARES TR MSCI EAFE ETF 464287465   2,066,276 31,479 SH   SOLE   0 0 31,479
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,821,659 20,826 SH   SOLE   0 0 20,826
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,379,783 3,608 SH   SOLE   0 0 3,608
SPDR GOLD TR GOLD SHS 78463V107   1,301,054 7,670 SH   SOLE   0 0 7,670
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,117,425 17,031 SH   SOLE   0 0 17,031
SHERWIN WILLIAMS CO COM 824348106   1,036,942 4,369 SH   SOLE   0 0 4,369
INVESCO EXCH TRADED FD TR II DWA SMLCP MENT 46138E842   966,133 13,278 SH   SOLE   0 0 13,278
VANGUARD INDEX FDS VALUE ETF 922908744   886,507 6,316 SH   SOLE   0 0 6,316
ISHARES TR MORNINGSTAR GRWT 464287119   748,326 15,372 SH   SOLE   0 0 15,372
ISHARES TR CORE S&P500 ETF 464287200   632,820 1,647 SH   SOLE   0 0 1,647
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   486,826 1,576 SH   SOLE   0 0 1,576
WALMART INC COM 931142103   436,162 3,076 SH   SOLE   0 0 3,076
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   394,546 2,543 SH   SOLE   0 0 2,543
EXXON MOBIL CORP COM 30231G102   381,779 3,461 SH   SOLE   0 0 3,461
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   371,493 8,851 SH   SOLE   0 0 8,851
CHEVRON CORP NEW COM 166764100   319,580 1,780 SH   SOLE   0 0 1,780
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   305,946 3,709 SH   SOLE   0 0 3,709
ISHARES TR S&P MC 400VL ETF 464287705   293,686 2,914 SH   SOLE   0 0 2,914
UNITED PARCEL SERVICE INC CL B 911312106   274,849 1,581 SH   SOLE   0 0 1,581
APPLE INC COM 037833100   250,169 1,925 SH   SOLE   0 0 1,925
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   213,502 10,601 SH   SOLE   0 0 10,601
TRANSOCEAN LTD REG SHS H8817H100   45,600 10,000 SH   SOLE   0 0 10,000