The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Esg Aware MSCI Em ETF ETF 46434G863 239 6,509 SH   SOLE   0 0 6,509
iShares Esg Aware MSCI USA ETF ETF 46435G425 240 2,366 SH   SOLE   0 0 2,366
iShares iBoxx High Yield Bond ETF IV ETF 464288513 272 3,300 SH   SOLE   0 0 3,300
iShares Esg Advanced TTL Usd BD MRKT ETF ETF 46436E619 321 6,899 SH   SOLE   0 0 6,899
Vanguard Esg US Bond ETF ETF 921910691 324 4,767 SH   SOLE   0 0 4,767
iShares Short Treasury Bond ETF ETF 464288679 337 3,060 SH   SOLE   0 0 3,060
Vanguard FTSE Emerging Mark ETF IV ETF 922042858 350 7,579 SH   SOLE   0 0 7,579
Vanguard Total Stock Market E ETF IV ETF 922908769 386 1,696 SH   SOLE   0 0 1,696
iShares MSCI EAFE ETF IV ETF 464287465 500 6,789 SH   SOLE   0 0 6,789
Invesco Preferred ETF ETF 46138E511 633 46,618 SH   SOLE   0 0 46,618
Wisdomtree Japan Hedged Equity ETF ETF 97717W851 633 9,892 SH   SOLE   0 0 9,892
Wisdomtree Europe Hedged Eqty ETF ETF 97717X701 691 9,390 SH   SOLE   0 0 9,390
iShares North Amer Natl Res ETF IV ETF 464287374 762 18,836 SH   SOLE   0 0 18,836
Vanguard Mid Cap ETF IV ETF 922908629 815 3,428 SH   SOLE   0 0 3,428
Vanguard High Dividend Yield ETF IV ETF 921946406 857 7,631 SH   SOLE   0 0 7,631
Invesco S&P 500 Equal Weight ETF ETF 46137V357 1,099 6,967 SH   SOLE   0 0 6,967
iShares MSCI China ETF ETF 46429B671 1,134 21,446 SH   SOLE   0 0 21,446
Vanguard Esg Internatnl Stock ETF ETF 921910725 1,228 21,473 SH   SOLE   0 0 21,473
iShares Russell 1000 Value ETF ETF 464287598 1,350 8,132 SH   SOLE   0 0 8,132
Vanguard Esg US Stock ETF ETF 921910733 1,674 20,645 SH   SOLE   0 0 20,645
Vaneck Vectors Morningstar Wide Moat ETF 92189F643 1,770 23,696 SH   SOLE   0 0 23,696
SPDR Dow Jone Global Real Est ETF IV ETF 78463X749 1,993 36,908 SH   SOLE   0 0 36,908
iShares Russell 1000 Growth ETF IV ETF 464287614 2,069 7,452 SH   SOLE   0 0 7,452
Vanguard Small Cap ETF IV ETF 922908751 2,313 10,885 SH   SOLE   0 0 10,885
iShares Russell 2000 ETF IV ETF 464287655 2,532 12,335 SH   SOLE   0 0 12,335
iShares Core S&P Small Cap ETF IV ETF 464287804 2,584 23,953 SH   SOLE   0 0 23,953
iShares Russell Mid Cap ETF IV ETF 464287499 2,806 35,956 SH   SOLE   0 0 35,956
Vanguard Utilities ETF IV ETF 92204A876 2,835 17,518 SH   SOLE   0 0 17,518
iShares Core S&P Mid Cap ETF IV ETF 464287507 2,841 10,585 SH   SOLE   0 0 10,585
SPDR Gold Shares ETF ETF 78463V107 2,857 15,817 SH   SOLE   0 0 15,817
Wisdomtree US High Dividend ETF ETF 97717W208 3,286 37,307 SH   SOLE   0 0 37,307
iShares Core MSCI Emerging ETF IV ETF 46434G103 3,506 63,107 SH   SOLE   0 0 63,107
iShares MSCI Frontier Select ETF IV ETF 464286145 3,717 114,342 SH   SOLE   0 0 114,342
Schwab US Dividend Equity ETF ETF 808524797 3,786 47,985 SH   SOLE   0 0 47,985
Vanguard FTSE All World Ex US ETF IV ETF 922042775 4,076 70,784 SH   SOLE   0 0 70,784
iShares Core MSCI EAFE ETF IV ETF 46432F842 9,728 139,953 SH   SOLE   0 0 139,953
Vanguard Total World Stock Et ETF IV ETF 922042742 16,044 158,394 SH   SOLE   0 0 158,394
SPDR S&P 500 ETF IV ETF 78462F103 17,896 39,505 SH   SOLE   0 0 39,505
iShares Core S&P 500 ETF IV ETF 464287200 17,993 39,660 SH   SOLE   0 0 39,660