The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMBEV SA SPONSORED ADR 02319V103   30,155 16,300 SH   SOLE   0 0 16,300
HOME DEPOT INC COM 437076102   2,660,692 6,840 SH   SOLE   0 0 6,840
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,001,648 34,955 SH   SOLE   0 0 34,955
ISHARES TR MSCI EURO FL ETF 464289180   3,004,934 128,967 SH   SOLE   0 0 128,967
ISHARES TR TIPS BD ETF 464287176   197,118 1,850 SH   SOLE   0 0 1,850
ISHARES TR GL CLEAN ENE ETF 464288224   23 2 SH   SOLE   0 0 2
NIO INC SPON ADS 62914V106   130,800 30,000 SH   SOLE   0 0 30,000
ISHARES INC MSCI HONG KG ETF 464286871   103,975 6,241 SH   SOLE   0 0 6,241
ISHARES TR ESG AWARE MSCI 46435U663   210,250 5,000 SH   SOLE   0 0 5,000
KIMBERLY-CLARK CORP COM 494368103   247,666 1,890 SH   SOLE   0 0 1,890
ISHARES TR RUS MD CP GR ETF 464287481   760,500 6,000 SH   SOLE   0 0 6,000
BECTON DICKINSON & CO COM 075887109   226,870 1,000 SH   SOLE   0 0 1,000
COSTCO WHSL CORP NEW COM 22160K105   2,453,771 2,678 SH   SOLE   0 0 2,678
MORGAN STANLEY COM NEW 617446448   1,548,745 12,319 SH   SOLE   0 0 12,319
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,783,712 18,158 SH   SOLE   0 0 18,158
ALPHABET INC CAP STK CL A 02079K305   1,020,099 5,389 SH   SOLE   0 0 5,389
ISHARES TR CORE S&P SCP ETF 464287804   3,312,460 28,749 SH   SOLE   0 0 28,749
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   3,174 50 SH   SOLE   0 0 50
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   152,634 600 SH   SOLE   0 0 600
ISHARES TR SHRT NAT MUN ETF 464288158   5,274 50 SH   SOLE   0 0 50
MERCK & CO INC COM 58933Y105   375,040 3,770 SH   SOLE   0 0 3,770
BAUSCH HEALTH COS INC COM 071734107   152,334 18,900 SH   SOLE   0 0 18,900
ISHARES INC MSCI JPN ETF NEW 46434G822   354,422 5,282 SH   SOLE   0 0 5,282
DIREXION SHS ETF TR DAILY REGIONAL 25460G153   241,670 2,200 SH   SOLE   0 0 2,200
SELECT SECTOR SPDR TR ENERGY 81369Y506   267,259 3,120 SH   SOLE   0 0 3,120
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,470,078 10,280 SH   SOLE   0 0 10,280
BLACKBERRY LTD COM 09228F103   75,600 20,000 SH   SOLE   0 0 20,000
ISHARES TR U.S. REAL ES ETF 464287739   322,081 3,461 SH   SOLE   0 0 3,461
GOLDMAN SACHS GROUP INC COM 38141G104   728,373 1,272 SH   SOLE   0 0 1,272
EXXON MOBIL CORP COM 30231G102   1,390,773 12,929 SH   SOLE   0 0 12,929
ISHARES TR SELECT DIVID ETF 464287168   1,267,940 9,658 SH   SOLE   0 0 9,658
ISHARES TR CORE MSCI EURO 46434V738   866,379 16,050 SH   SOLE   0 0 16,050
ISHARES GOLD TR ISHARES NEW 464285204   533,569 10,777 SH   SOLE   0 0 10,777
AMAZON COM INC COM 023135106   27,463,605 125,182 SH   SOLE   0 0 125,182
VANGUARD INDEX FDS MID CAP ETF 922908629   2,377 9 SH   SOLE   0 0 9
ISHARES TR INDIA 50 ETF 464289529   305,294 6,005 SH   SOLE   0 0 6,005
VANGUARD INDEX FDS TOTAL STK MKT 922908769   85,544 295 SH   SOLE   0 0 295
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,212,604 2,069 SH   SOLE   0 0 2,069
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   661,704 15,800 SH   SOLE   0 0 15,800
ISHARES INC MSCI NETHERL ETF 464286814   276,817 6,222 SH   SOLE   0 0 6,222
GE AEROSPACE COM NEW 369604301   2,725,182 16,339 SH   SOLE   0 0 16,339
DISNEY WALT CO COM 254687106   453,083 4,069 SH   SOLE   0 0 4,069
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694   483,136 3,200 SH   SOLE   0 0 3,200
META PLATFORMS INC CL A 30303M102   1,273,490 2,175 SH   SOLE   0 0 2,175
ISHARES TR NATIONAL MUN ETF 464288414   10,655 100 SH   SOLE   0 0 100
INTUITIVE SURGICAL INC COM NEW 46120E602   352,323 675 SH   SOLE   0 0 675
ISHARES TR US REGNL BKS ETF 464288778   402,477 7,992 SH   SOLE   0 0 7,992
ZILLOW GROUP INC CL C CAP STK 98954M200   911,111 12,304 SH   SOLE   0 0 12,304
ISHARES INC MSCI SWEDEN ETF 464286756   211,997 5,679 SH   SOLE   0 0 5,679
ISHARES TR CORE S&P US VLU 464287663   16,666 180 SH   SOLE   0 0 180
ALTRIA GROUP INC COM 02209S103   1,217,348 23,281 SH   SOLE   0 0 23,281
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103   96,075 30,500 SH   SOLE   0 0 30,500
ISHARES TR US INDUSTRIALS 464287754   31,377 235 SH   SOLE   0 0 235
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   750,439 15,693 SH   SOLE   0 0 15,693
ISHARES TR MRNING SM CP ETF 464288703   2,923,708 46,108 SH   SOLE   0 0 46,108
ISHARES TR SP SMCP600VL ETF 464287879   16,292 150 SH   SOLE   0 0 150
EMERSON ELEC CO COM 291011104   487,665 3,935 SH   SOLE   0 0 3,935
WISDOMTREE TR INTL SMCAP DIV 97717W760   407,349 6,471 SH   SOLE   0 0 6,471
3M CO COM 88579Y101   550,440 4,264 SH   SOLE   0 0 4,264
UBER TECHNOLOGIES INC COM 90353T100   224,933 3,729 SH   SOLE   0 0 3,729
VANGUARD INDEX FDS GROWTH ETF 922908736   577,079 1,406 SH   SOLE   0 0 1,406
ISHARES INC CORE MSCI EMKT 46434G103   656,771 12,577 SH   SOLE   0 0 12,577
SPDR SER TR S&P BIOTECH 78464A870   180,120 2,000 SH   SOLE   0 0 2,000
ISHARES INC MSCI AUST ETF 464286103   202,691 8,495 SH   SOLE   0 0 8,495
INVESCO QQQ TR UNIT SER 1 46090E103   1,772,960 3,468 SH   SOLE   0 0 3,468
GE VERNOVA INC COM 36828A101   1,338,087 4,068 SH   SOLE   0 0 4,068
SCHWAB CHARLES CORP COM 808513105   370,050 5,000 SH   SOLE   0 0 5,000
ISHARES INC MSCI STH AFR ETF 464286780   22,631 540 SH   SOLE   0 0 540
ISHARES INC MSCI GERMANY ETF 464286806   1,300,038 40,856 SH   SOLE   0 0 40,856
CITIGROUP INC COM NEW 172967424   4,298,013 61,060 SH   SOLE   0 0 61,060
AMERICAN INTL GROUP INC COM NEW 026874784   3,135,787 43,074 SH   SOLE   0 0 43,074
SPDR SER TR S&P REGL BKG 78464A698   531,684 8,810 SH   SOLE   0 0 8,810
ST JOE CO COM 790148100   309,298 6,884 SH   SOLE   0 0 6,884
COCA COLA CO COM 191216100   348,630 5,600 SH   SOLE   0 0 5,600
PROCTER AND GAMBLE CO COM 742718109   3,490,024 20,817 SH   SOLE   0 0 20,817
ISHARES INC MSCI BRAZIL ETF 464286400   322,456 14,325 SH   SOLE   0 0 14,325
PNC FINL SVCS GROUP INC COM 693475105   387,629 2,010 SH   SOLE   0 0 2,010
GENERAL MLS INC COM 370334104   609,896 9,564 SH   SOLE   0 0 9,564
ISHARES TR MSCI EMG MKT ETF 464287234   1,685,179 40,296 SH   SOLE   0 0 40,296
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   407,242 5,209 SH   SOLE   0 0 5,209
ISHARES TR ISHARES BIOTECH 464287556   103,124 780 SH   SOLE   0 0 780
DIREXION SHS ETF TR DAILY GOOGL 2X S 25461A841   320,110 7,000 SH   SOLE   0 0 7,000
AT&T INC COM 00206R102   1,006,016 44,182 SH   SOLE   0 0 44,182
APPLE INC COM 037833100   3,706,540 14,801 SH   SOLE   0 0 14,801
CLOROX CO DEL COM 189054109   1,565,995 9,642 SH   SOLE   0 0 9,642
ISHARES TR CHINA LG-CAP ETF 464287184   2,249,151 73,888 SH   SOLE   0 0 73,888
WISDOMTREE TR US MIDCAP DIVID 97717W505   129,974 2,550 SH   SOLE   0 0 2,550
PEPSICO INC COM 713448108   2,524,146 16,600 SH   SOLE   0 0 16,600
ALPHABET INC CAP STK CL C 02079K107   1,677,326 8,808 SH   SOLE   0 0 8,808
WISDOMTREE TR INTL EQUITY FD 97717W703   216,050 4,100 SH   SOLE   0 0 4,100
SPDR GOLD TR GOLD SHS 78463V107   260,290 1,075 SH   SOLE   0 0 1,075
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   5,048 60 SH   SOLE   0 0 60
GENUINE PARTS CO COM 372460105   203,162 1,740 SH   SOLE   0 0 1,740
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   195,573 521 SH   SOLE   0 0 521
TESLA INC COM 88160R101   7,451,491 18,452 SH   SOLE   0 0 18,452
ABBVIE INC COM 00287Y109   543,229 3,057 SH   SOLE   0 0 3,057
WATERS CORP COM 941848103   302,349 815 SH   SOLE   0 0 815
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   510,393 1,126 SH   SOLE   0 0 1,126
BRISTOL-MYERS SQUIBB CO COM 110122108   1,875,244 33,155 SH   SOLE   0 0 33,155
CATERPILLAR INC COM 149123101   4,826,522 13,305 SH   SOLE   0 0 13,305
WISDOMTREE TR INDIA ERNGS FD 97717W422   1,085,212 23,972 SH   SOLE   0 0 23,972
STARBUCKS CORP COM 855244109   398,489 4,367 SH   SOLE   0 0 4,367
PORCH GROUP INC COM 733245104   909,708 184,900 SH   SOLE   0 0 184,900
VANGUARD WORLD FD FINANCIALS ETF 92204A405   143,691 1,217 SH   SOLE   0 0 1,217
SPDR SER TR S&P BK ETF 78464A797   15,254 275 SH   SOLE   0 0 275
WISDOMTREE TR US SMALLCAP DIVD 97717W604   98,104 2,856 SH   SOLE   0 0 2,856
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   317,878 3,749 SH   SOLE   0 0 3,749
ISHARES TR US HLTHCARE ETF 464287762   1,165 20 SH   SOLE   0 0 20
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,181,197 26,821 SH   SOLE   0 0 26,821
JPMORGAN CHASE & CO. COM 46625H100   1,632,452 6,810 SH   SOLE   0 0 6,810
ISHARES TR RUS 2000 VAL ETF 464287630   7,023,830 42,784 SH   SOLE   0 0 42,784
DIREXION SHS ETF TR DL FTSE BULL 3X 25460G195   580,593 20,780 SH   SOLE   0 0 20,780
MICROSOFT CORP COM 594918104   5,753,097 13,649 SH   SOLE   0 0 13,649
DEERE & CO COM 244199105   383,872 906 SH   SOLE   0 0 906
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   702,815 14,542 SH   SOLE   0 0 14,542
ISHARES INC MSCI CDA ETF 464286509   99,541 2,470 SH   SOLE   0 0 2,470
KB HOME COM 48666K109   372,632 5,670 SH   SOLE   0 0 5,670
VANGUARD WORLD FD INF TECH ETF 92204A702   234,419 377 SH   SOLE   0 0 377
JOHNSON & JOHNSON COM 478160104   2,032,000 14,051 SH   SOLE   0 0 14,051
SANA BIOTECHNOLOGY INC COM 799566104   38,378 23,545 SH   SOLE   0 0 23,545
BANK AMERICA CORP COM 060505104   7,248,190 164,919 SH   SOLE   0 0 164,919
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   53,440 1,314 SH   SOLE   0 0 1,314
ISHARES TR RUS 1000 GRW ETF 464287614   145,372 362 SH   SOLE   0 0 362
KRANESHARES TRUST CSI CHI INTERNET 500767306   2,791,287 95,461 SH   SOLE   0 0 95,461
WISDOMTREE TR EMER MKT HIGH FD 97717W315   23,484 580 SH   SOLE   0 0 580
VANGUARD INDEX FDS VALUE ETF 922908744   28,104 166 SH   SOLE   0 0 166
ISHARES TR RUSSELL 2000 ETF 464287655   1,802,371 8,157 SH   SOLE   0 0 8,157
SPDR SER TR S&P HOMEBUILD 78464A888   5,949,081 56,929 SH   SOLE   0 0 56,929
PROSHARES TR ULTRAPRO QQQ 74347X831   561,823 7,100 SH   SOLE   0 0 7,100
ISHARES TR RUS MDCP VAL ETF 464287473   1,143,236 8,839 SH   SOLE   0 0 8,839
ISHARES TR ISHS 5-10YR INVT 464288638   7,314 142 SH   SOLE   0 0 142
ISHARES TR MSCI EAFE ETF 464287465   1,637,335 21,655 SH   SOLE   0 0 21,655
NVIDIA CORPORATION COM 67066G104   9,160,601 68,215 SH   SOLE   0 0 68,215
ORACLE CORP COM 68389X105   2,785,427 16,715 SH   SOLE   0 0 16,715
ISHARES INC MSCI STH KOR ETF 464286772   51 1 SH   SOLE   0 0 1
ISHARES INC MSCI ISRAEL ETF 464286632   12,328 160 SH   SOLE   0 0 160