The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD WORLD FD INF TECH ETF 92204A702   220,530 377 SH   SOLE   0 0 377
ISHARES TR CORE MSCI EURO 46434V738   986,915 16,050 SH   SOLE   0 0 16,050
WATERS CORP COM 941848103   291,224 815 SH   SOLE   0 0 815
AMAZON COM INC COM 023135106   23,644,307 125,788 SH   SOLE   0 0 125,788
DIREXION SHS ETF TR DAILY GOOGL 2X S 25461A841   254,800 7,000 SH   SOLE   0 0 7,000
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,309,698 27,144 SH   SOLE   0 0 27,144
ISHARES TR TIPS BD ETF 464287176   204,499 1,850 SH   SOLE   0 0 1,850
INTUITIVE SURGICAL INC COM NEW 46120E602   323,447 675 SH   SOLE   0 0 675
ISHARES TR RUS 1000 GRW ETF 464287614   135,254 362 SH   SOLE   0 0 362
EXXON MOBIL CORP COM 30231G102   1,505,197 12,996 SH   SOLE   0 0 12,996
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   394,330 3,674 SH   SOLE   0 0 3,674
COCA COLA CO COM 191216100   401,679 5,595 SH   SOLE   0 0 5,595
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,909,807 31,045 SH   SOLE   0 0 31,045
BAUSCH HEALTH COS INC COM 071734107   156,114 18,900 SH   SOLE   0 0 18,900
ALPHABET INC CAP STK CL C 02079K107   1,188,870 7,193 SH   SOLE   0 0 7,193
ISHARES TR ESG AWARE MSCI 46435U663   208,750 5,000 SH   SOLE   0 0 5,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   515,111 1,126 SH   SOLE   0 0 1,126
ISHARES TR RUS MDCP VAL ETF 464287473   1,172,028 8,879 SH   SOLE   0 0 8,879
AT&T INC COM 00206R102   817,981 37,351 SH   SOLE   0 0 37,351
SPDR SER TR S&P HOMEBUILD 78464A888   6,632,538 53,372 SH   SOLE   0 0 53,372
ORACLE CORP COM 68389X105   2,819,645 16,710 SH   SOLE   0 0 16,710
SELECT SECTOR SPDR TR ENERGY 81369Y506   272,033 3,120 SH   SOLE   0 0 3,120
ISHARES INC MSCI STH AFR ETF 464286780   27,837 540 SH   SOLE   0 0 540
WISDOMTREE TR US MIDCAP DIVID 97717W505   130,305 2,550 SH   SOLE   0 0 2,550
PORCH GROUP INC COM 733245104   308,112 183,400 SH   SOLE   0 0 183,400
COSTCO WHSL CORP NEW COM 22160K105   2,367,262 2,673 SH   SOLE   0 0 2,673
UBER TECHNOLOGIES INC COM 90353T100   282,472 3,729 SH   SOLE   0 0 3,729
SPDR SER TR PRTFLO S&P500 VL 78464A508   105 2 SH   SOLE   0 0 2
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   487,825 5,303 SH   SOLE   0 0 5,303
MORGAN STANLEY COM NEW 617446448   1,282,531 12,319 SH   SOLE   0 0 12,319
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   5,815 60 SH   SOLE   0 0 60
ISHARES TR MRNING SM CP ETF 464288703   2,917,425 46,118 SH   SOLE   0 0 46,118
ISHARES TR CORE S&P US VLU 464287663   17,123 180 SH   SOLE   0 0 180
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,177,228 2,060 SH   SOLE   0 0 2,060
APPLE INC COM 037833100   3,367,659 14,784 SH   SOLE   0 0 14,784
VANGUARD WORLD FD FINANCIALS ETF 92204A405   133,371 1,217 SH   SOLE   0 0 1,217
ISHARES TR GL CLEAN ENE ETF 464288224   139 9 SH   SOLE   0 0 9
ISHARES INC MSCI ISRAEL ETF 464286632   10,640 160 SH   SOLE   0 0 160
WISDOMTREE TR INTL EQUITY FD 97717W703   237,349 4,100 SH   SOLE   0 0 4,100
ISHARES TR SELECT DIVID ETF 464287168   1,295,268 9,613 SH   SOLE   0 0 9,613
ISHARES TR RUS 2000 VAL ETF 464287630   6,589,490 39,607 SH   SOLE   0 0 39,607
ISHARES INC MSCI JPN ETF NEW 46434G822   378,643 5,327 SH   SOLE   0 0 5,327
ISHARES TR US INDUSTRIALS 464287754   31,330 235 SH   SOLE   0 0 235
ISHARES TR ISHARES BIOTECH 464287556   113,022 780 SH   SOLE   0 0 780
GENUINE PARTS CO COM 372460105   245,758 1,740 SH   SOLE   0 0 1,740
GENERAL MLS INC COM 370334104   628,065 8,444 SH   SOLE   0 0 8,444
WISDOMTREE TR INTL MIDCAP DV 97717W778   3,332 50 SH   SOLE   0 0 50
WISDOMTREE TR INDIA ERNGS FD 97717W422   1,218,257 23,972 SH   SOLE   0 0 23,972
WISDOMTREE TR EMER MKT HIGH FD 97717W315   25,943 580 SH   SOLE   0 0 580
INVESCO QQQ TR UNIT SER 1 46090E103   1,230,504 2,528 SH   SOLE   0 0 2,528
3M CO COM 88579Y101   585,447 4,264 SH   SOLE   0 0 4,264
SPDR SER TR S&P BK ETF 78464A797   14,396 275 SH   SOLE   0 0 275
ISHARES INC MSCI STH KOR ETF 464286772   66 1 SH   SOLE   0 0 1
ALPHABET INC CAP STK CL A 02079K305   882,669 5,384 SH   SOLE   0 0 5,384
ISHARES TR CORE S&P US GWT 464287671   30,420 232 SH   SOLE   0 0 232
WISDOMTREE TR INTL SMCAP DIV 97717W760   446,305 6,471 SH   SOLE   0 0 6,471
SPDR GOLD TR GOLD SHS 78463V107   260,946 1,065 SH   SOLE   0 0 1,065
ZILLOW GROUP INC CL C CAP STK 98954M200   890,790 13,604 SH   SOLE   0 0 13,604
JOHNSON & JOHNSON COM 478160104   2,157,877 13,370 SH   SOLE   0 0 13,370
SPDR SER TR PORTFOLIO AGRGTE 78464A649   105 4 SH   SOLE   0 0 4
PEPSICO INC COM 713448108   2,656,001 15,624 SH   SOLE   0 0 15,624
ISHARES TR NATIONAL MUN ETF 464288414   10,870 100 SH   SOLE   0 0 100
BANK AMERICA CORP COM 060505104   6,346,513 161,079 SH   SOLE   0 0 161,079
CITIGROUP INC COM NEW 172967424   3,794,178 61,325 SH   SOLE   0 0 61,325
HOME DEPOT INC COM 437076102   2,732,785 6,840 SH   SOLE   0 0 6,840
VANGUARD INDEX FDS GROWTH ETF 922908736   537,160 1,405 SH   SOLE   0 0 1,405
ISHARES TR U.S. REAL ES ETF 464287739   350,080 3,461 SH   SOLE   0 0 3,461
DIREXION SHS ETF TR DAILY REGIONAL 25460G153   211,662 2,200 SH   SOLE   0 0 2,200
ISHARES INC MSCI BRAZIL ETF 464286400   425,882 14,325 SH   SOLE   0 0 14,325
VANGUARD INDEX FDS VALUE ETF 922908744   68,536 394 SH   SOLE   0 0 394
KB HOME COM 48666K109   487,280 5,670 SH   SOLE   0 0 5,670
ISHARES TR MSCI EMG MKT ETF 464287234   1,879,362 40,321 SH   SOLE   0 0 40,321
PROSHARES TR ULTRAPRO QQQ 74347X831   510,703 7,100 SH   SOLE   0 0 7,100
ISHARES GOLD TR ISHARES NEW 464285204   532,908 10,639 SH   SOLE   0 0 10,639
GE VERNOVA INC COM 36828A101   1,013,932 4,058 SH   SOLE   0 0 4,058
BLACKBERRY LTD COM 09228F103   50,400 20,000 SH   SOLE   0 0 20,000
CATERPILLAR INC COM 149123101   5,121,193 13,095 SH   SOLE   0 0 13,095
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   155,238 600 SH   SOLE   0 0 600
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,437,182 10,280 SH   SOLE   0 0 10,280
ISHARES TR EAFE GRWTH ETF 464288885   29,673 275 SH   SOLE   0 0 275
DISNEY WALT CO COM 254687106   390,665 4,069 SH   SOLE   0 0 4,069
ABBVIE INC COM 00287Y109   595,473 3,057 SH   SOLE   0 0 3,057
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694   410,976 3,200 SH   SOLE   0 0 3,200
GE AEROSPACE COM NEW 369604301   3,028,924 16,339 SH   SOLE   0 0 16,339
ISHARES INC MSCI SWEDEN ETF 464286756   248,172 5,679 SH   SOLE   0 0 5,679
ISHARES TR MSCI EAFE ETF 464287465   1,238,240 14,755 SH   SOLE   0 0 14,755
ISHARES INC MSCI NETHERL ETF 464286814   318,629 6,222 SH   SOLE   0 0 6,222
VANGUARD INDEX FDS TOTAL STK MKT 922908769   159,922 567 SH   SOLE   0 0 567
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   656,571 14,542 SH   SOLE   0 0 14,542
ISHARES INC MSCI GERMANY ETF 464286806   1,386,244 40,856 SH   SOLE   0 0 40,856
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   887,097 16,744 SH   SOLE   0 0 16,744
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   3,584 50 SH   SOLE   0 0 50
KIMBERLY-CLARK CORP COM 494368103   269,401 1,890 SH   SOLE   0 0 1,890
BRISTOL-MYERS SQUIBB CO COM 110122108   1,556,620 30,576 SH   SOLE   0 0 30,576
ISHARES INC MSCI CDA ETF 464286509   102,382 2,470 SH   SOLE   0 0 2,470
AMBEV SA SPONSORED ADR 02319V103   39,120 16,300 SH   SOLE   0 0 16,300
ST JOE CO COM 790148100   406,431 6,884 SH   SOLE   0 0 6,884
SPDR SER TR S&P REGL BKG 78464A698   492,655 8,810 SH   SOLE   0 0 8,810
BECTON DICKINSON & CO COM 075887109   241,510 1,000 SH   SOLE   0 0 1,000
PNC FINL SVCS GROUP INC COM 693475105   367,971 2,010 SH   SOLE   0 0 2,010
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   177,849 521 SH   SOLE   0 0 521
TESLA INC COM 88160R101   4,846,273 18,607 SH   SOLE   0 0 18,607
ISHARES TR CHINA LG-CAP ETF 464287184   2,048,843 63,688 SH   SOLE   0 0 63,688
ISHARES INC CORE MSCI EMKT 46434G103   356,132 6,117 SH   SOLE   0 0 6,117
ISHARES TR US HLTHCARE ETF 464287762   1,292 20 SH   SOLE   0 0 20
NVIDIA CORPORATION COM 67066G104   8,430,024 69,440 SH   SOLE   0 0 69,440
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,552,985 18,183 SH   SOLE   0 0 18,183
AMERICAN INTL GROUP INC COM NEW 026874784   3,122,377 42,574 SH   SOLE   0 0 42,574
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   58,197 1,314 SH   SOLE   0 0 1,314
ISHARES INC MSCI HONG KG ETF 464286871   116,894 6,241 SH   SOLE   0 0 6,241
VERIZON COMMUNICATIONS INC COM 92343V104   216,173 4,816 SH   SOLE   0 0 4,816
ISHARES INC MSCI AUST ETF 464286103   229,790 8,495 SH   SOLE   0 0 8,495
MERCK & CO INC COM 58933Y105   428,611 3,770 SH   SOLE   0 0 3,770
MICROSOFT CORP COM 594918104   5,837,296 13,638 SH   SOLE   0 0 13,638
JPMORGAN CHASE & CO. COM 46625H100   1,432,242 6,804 SH   SOLE   0 0 6,804
CLOROX CO DEL COM 189054109   1,366,449 8,362 SH   SOLE   0 0 8,362
WISDOMTREE TR US SMALLCAP DIVD 97717W604   97,904 2,856 SH   SOLE   0 0 2,856
STARBUCKS CORP COM 855244109   426,145 4,377 SH   SOLE   0 0 4,377
ISHARES TR RUS MD CP GR ETF 464287481   703,440 6,000 SH   SOLE   0 0 6,000
GOLDMAN SACHS GROUP INC COM 38141G104   633,108 1,270 SH   SOLE   0 0 1,270
KRANESHARES TRUST CSI CHI INTERNET 500767306   2,649,738 78,094 SH   SOLE   0 0 78,094
DIREXION SHS ETF TR DL FTSE BULL 3X 25460G195   528,187 13,780 SH   SOLE   0 0 13,780
SCHWAB CHARLES CORP COM 808513105   322,100 5,000 SH   SOLE   0 0 5,000
ISHARES TR CORE S&P SCP ETF 464287804   3,350,983 28,749 SH   SOLE   0 0 28,749
ISHARES TR US REGNL BKS ETF 464288778   376,024 7,992 SH   SOLE   0 0 7,992
VANGUARD INDEX FDS MID CAP ETF 922908629   2,368 9 SH   SOLE   0 0 9
ISHARES TR INDIA 50 ETF 464289529   342,405 6,005 SH   SOLE   0 0 6,005
ISHARES TR ISHS 5-10YR INVT 464288638   7,644 142 SH   SOLE   0 0 142
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   694,568 15,800 SH   SOLE   0 0 15,800
ISHARES TR SHRT NAT MUN ETF 464288158   5,315 50 SH   SOLE   0 0 50
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103   86,010 30,500 SH   SOLE   0 0 30,500
ISHARES TR RUSSELL 2000 ETF 464287655   1,348,860 6,122 SH   SOLE   0 0 6,122
ISHARES TR SP SMCP600VL ETF 464287879   16,091 150 SH   SOLE   0 0 150
DEERE & CO COM 244199105   378,708 906 SH   SOLE   0 0 906
SANA BIOTECHNOLOGY INC COM 799566104   100,773 23,545 SH   SOLE   0 0 23,545
ISHARES TR MSCI EURO FL ETF 464289180   3,213,402 128,949 SH   SOLE   0 0 128,949
PROCTER AND GAMBLE CO COM 742718109   3,426,116 19,741 SH   SOLE   0 0 19,741
META PLATFORMS INC CL A 30303M102   1,224,363 2,158 SH   SOLE   0 0 2,158
EMERSON ELEC CO COM 291011104   429,781 3,935 SH   SOLE   0 0 3,935
ALTRIA GROUP INC COM 02209S103   997,265 19,535 SH   SOLE   0 0 19,535