The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PROCTER AND GAMBLE CO COM 742718109   2,862,131 19,622 SH   SOLE   0 0 19,622
ISHARES TR RUS 2000 VAL ETF 464287630   4,313,348 31,821 SH   SOLE   0 0 31,821
STARBUCKS CORP COM 855244109   396,294 4,342 SH   SOLE   0 0 4,342
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   46,642 1,369 SH   SOLE   0 0 1,369
CATERPILLAR INC COM 149123101   3,484,299 12,763 SH   SOLE   0 0 12,763
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   462,456 13,942 SH   SOLE   0 0 13,942
CITIGROUP INC COM NEW 172967424   2,556,888 62,166 SH   SOLE   0 0 62,166
ISHARES INC MSCI STH KOR ETF 464286772   59 1 SH   SOLE   0 0 1
KIMBERLY-CLARK CORP COM 494368103   228,407 1,890 SH   SOLE   0 0 1,890
AMERICAN INTL GROUP INC COM NEW 026874784   2,600,952 42,920 SH   SOLE   0 0 42,920
MICROSOFT CORP COM 594918104   4,221,212 13,369 SH   SOLE   0 0 13,369
ISHARES INC MSCI NETHERL ETF 464286814   250,628 6,592 SH   SOLE   0 0 6,592
GOLDMAN SACHS GROUP INC COM 38141G104   414,817 1,282 SH   SOLE   0 0 1,282
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   361,224 5,309 SH   SOLE   0 0 5,309
MERCK & CO INC COM 58933Y105   362,075 3,517 SH   SOLE   0 0 3,517
ISHARES GOLD TR ISHARES NEW 464285204   372,259 10,639 SH   SOLE   0 0 10,639
ZILLOW GROUP INC CL C CAP STK 98954M200   813,893 17,632 SH   SOLE   0 0 17,632
AMBEV SA SPONSORED ADR 02319V103   42,054 16,300 SH   SOLE   0 0 16,300
DIREXION SHS ETF TR DAILY REGIONAL 25460G153   100,326 1,850 SH   SOLE   0 0 1,850
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   4,713 60 SH   SOLE   0 0 60
SPDR SER TR S&P BK ETF 78464A797   10,134 275 SH   SOLE   0 0 275
SCHWAB CHARLES CORP COM 808513105   274,500 5,000 SH   SOLE   0 0 5,000
ISHARES INC MSCI HONG KG ETF 464286871   107,085 6,244 SH   SOLE   0 0 6,244
VANGUARD WORLD FDS INF TECH ETF 92204A702   156,417 377 SH   SOLE   0 0 377
ISHARES TR CHINA LG-CAP ETF 464287184   1,605,277 60,508 SH   SOLE   0 0 60,508
ISHARES TR RUS MDCP VAL ETF 464287473   926,435 8,879 SH   SOLE   0 0 8,879
NUCOR CORP COM 670346105   206,226 1,319 SH   SOLE   0 0 1,319
ISHARES INC CORE MSCI EMKT 46434G103   45,686 960 SH   SOLE   0 0 960
MORGAN STANLEY COM NEW 617446448   997,599 12,215 SH   SOLE   0 0 12,215
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,043,104 26,603 SH   SOLE   0 0 26,603
ISHARES TR CORE S&P US VLU 464287663   13,432 180 SH   SOLE   0 0 180
ISHARES TR MRNING SM CP ETF 464288703   2,386,931 46,098 SH   SOLE   0 0 46,098
ISHARES TR US REGNL BKS ETF 464288778   268,531 7,992 SH   SOLE   0 0 7,992
WISDOMTREE TR INDIA ERNGS FD 97717W422   881,211 23,972 SH   SOLE   0 0 23,972
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   140,342 521 SH   SOLE   0 0 521
WISDOMTREE TR US MIDCAP DIVID 97717W505   104,448 2,550 SH   SOLE   0 0 2,550
ISHARES TR MSCI EAFE ETF 464287465   847,716 12,300 SH   SOLE   0 0 12,300
BRISTOL-MYERS SQUIBB CO COM 110122108   1,833,613 31,592 SH   SOLE   0 0 31,592
COSTCO WHSL CORP NEW COM 22160K105   1,370,028 2,425 SH   SOLE   0 0 2,425
ISHARES TR CORE MSCI EURO 46434V738   742,417 14,950 SH   SOLE   0 0 14,950
ISHARES TR ISHS 5-10YR INVT 464288638   6,908 142 SH   SOLE   0 0 142
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   116,988 600 SH   SOLE   0 0 600
KRANESHARES TR CSI CHI INTERNET 500767306   1,396,937 51,039 SH   SOLE   0 0 51,039
BECTON DICKINSON & CO COM 075887109   258,530 1,000 SH   SOLE   0 0 1,000
ISHARES TR RUS MD CP GR ETF 464287481   548,100 6,000 SH   SOLE   0 0 6,000
KB HOME COM 48666K109   262,408 5,670 SH   SOLE   0 0 5,670
VANGUARD INDEX FDS TOTAL STK MKT 922908769   637 3 SH   SOLE   0 0 3
ISHARES TR US INDUSTRIALS 464287754   32,789 325 SH   SOLE   0 0 325
ISHARES TR SELECT DIVID ETF 464287168   987,815 9,177 SH   SOLE   0 0 9,177
ISHARES TR SP SMCP600VL ETF 464287879   13,383 150 SH   SOLE   0 0 150
EXXON MOBIL CORP COM 30231G102   1,533,126 13,039 SH   SOLE   0 0 13,039
ALPHABET INC CAP STK CL A 02079K305   628,080 4,800 SH   SOLE   0 0 4,800
WATERS CORP COM 941848103   223,481 815 SH   SOLE   0 0 815
APPLE INC COM 037833100   2,354,995 13,755 SH   SOLE   0 0 13,755
VANGUARD INDEX FDS GROWTH ETF 922908736   382,051 1,403 SH   SOLE   0 0 1,403
ISHARES INC MSCI ISRAEL ETF 464286632   8,645 160 SH   SOLE   0 0 160
WISDOMTREE TR EMER MKT HIGH FD 97717W315   77,958 2,080 SH   SOLE   0 0 2,080
GENERAL MLS INC COM 370334104   573,606 8,964 SH   SOLE   0 0 8,964
PORCH GROUP INC COM 733245104   117,982 147,000 SH   SOLE   0 0 147,000
SANA BIOTECHNOLOGY INC COM 799566104   91,119 23,545 SH   SOLE   0 0 23,545
ISHARES INC MSCI GERMANY ETF 464286806   1,088,767 41,556 SH   SOLE   0 0 41,556
DIREXION SHS ETF TR DAILY GOOGL BULL 25461A841   207,550 7,000 SH   SOLE   0 0 7,000
ALTRIA GROUP INC COM 02209S103   844,849 20,092 SH   SOLE   0 0 20,092
SPDR SER TR S&P REGL BKG 78464A698   367,994 8,810 SH   SOLE   0 0 8,810
ISHARES INC MSCI BRAZIL ETF 464286400   447,015 14,575 SH   SOLE   0 0 14,575
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   381,827 1,090 SH   SOLE   0 0 1,090
WISDOMTREE TR US SMALLCAP DIVD 97717W604   80,539 2,856 SH   SOLE   0 0 2,856
WISDOMTREE TR INTL SMCAP DIV 97717W760   371,888 6,471 SH   SOLE   0 0 6,471
ISHARES INC MSCI STH AFR ETF 464286780   20,315 540 SH   SOLE   0 0 540
ISHARES INC MSCI CDA ETF 464286509   92,684 2,770 SH   SOLE   0 0 2,770
SELECT SECTOR SPDR TR ENERGY 81369Y506   282,017 3,120 SH   SOLE   0 0 3,120
INVESCO QQQ TR UNIT SER 1 46090E103   564,275 1,575 SH   SOLE   0 0 1,575
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103   27,540 25,500 SH   SOLE   0 0 25,500
CLOROX CO DEL COM 189054109   1,004,148 7,662 SH   SOLE   0 0 7,662
ISHARES TR INDIA 50 ETF 464289529   271,366 6,005 SH   SOLE   0 0 6,005
ISHARES TR MSCI EURO FL ETF 464289180   2,484,884 131,406 SH   SOLE   0 0 131,406
SPDR SER TR S&P HOMEBUILD 78464A888   3,801,088 49,642 SH   SOLE   0 0 49,642
DEERE & CO COM 244199105   266,430 706 SH   SOLE   0 0 706
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   97,749 1,217 SH   SOLE   0 0 1,217
ISHARES TR SHRT NAT MUN ETF 464288158   5,143 50 SH   SOLE   0 0 50
JOHNSON & JOHNSON COM 478160104   2,145,485 13,775 SH   SOLE   0 0 13,775
EMERSON ELEC CO COM 291011104   380,003 3,935 SH   SOLE   0 0 3,935
ISHARES TR MSCI EMG MKT ETF 464287234   1,503,617 39,621 SH   SOLE   0 0 39,621
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   321,888 11,200 SH   SOLE   0 0 11,200
HOME DEPOT INC COM 437076102   2,066,774 6,840 SH   SOLE   0 0 6,840
BAUSCH HEALTH COS INC COM 071734107   155,358 18,900 SH   SOLE   0 0 18,900
ISHARES TR NATIONAL MUN ETF 464288414   10,254 100 SH   SOLE   0 0 100
ISHARES INC MSCI JPN ETF NEW 46434G822   321,165 5,327 SH   SOLE   0 0 5,327
3M CO COM 88579Y101   422,601 4,514 SH   SOLE   0 0 4,514
ISHARES TR ISHARES BIOTECH 464287556   95,386 780 SH   SOLE   0 0 780
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,911,520 17,600 SH   SOLE   0 0 17,600
NVIDIA CORPORATION COM 67066G104   3,029,270 6,964 SH   SOLE   0 0 6,964
ADMA BIOLOGICS INC COM 000899104   46,540 13,000 SH   SOLE   0 0 13,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   881,891 2,063 SH   SOLE   0 0 2,063
COCA COLA CO COM 191216100   327,477 5,850 SH   SOLE   0 0 5,850
ABBVIE INC COM 00287Y109   470,582 3,157 SH   SOLE   0 0 3,157
DISNEY WALT CO COM 254687106   393,822 4,859 SH   SOLE   0 0 4,859
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,943,640 10,280 SH   SOLE   0 0 10,280
WISDOMTREE TR INTL EQUITY FD 97717W703   198,235 4,100 SH   SOLE   0 0 4,100
ALPHABET INC CAP STK CL C 02079K107   688,735 5,224 SH   SOLE   0 0 5,224
ISHARES TR CORE S&P SCP ETF 464287804   2,651,805 28,112 SH   SOLE   0 0 28,112
PNC FINL SVCS GROUP INC COM 693475105   246,768 2,010 SH   SOLE   0 0 2,010
AT&T INC COM 00206R102   590,569 39,319 SH   SOLE   0 0 39,319
ISHARES TR U.S. REAL ES ETF 464287739   270,443 3,461 SH   SOLE   0 0 3,461
VANGUARD INDEX FDS MID CAP ETF 922908629   1,874 9 SH   SOLE   0 0 9
GENUINE PARTS CO COM 372460105   251,221 1,740 SH   SOLE   0 0 1,740
PROSHARES TR ULTRAPRO QQQ 74347X831   252,902 7,100 SH   SOLE   0 0 7,100
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   653,177 14,940 SH   SOLE   0 0 14,940
PEPSICO INC COM 713448108   2,657,541 15,684 SH   SOLE   0 0 15,684
ISHARES INC MSCI AUST ETF 464286103   90,234 4,195 SH   SOLE   0 0 4,195
ISHARES TR GL CLEAN ENE ETF 464288224   24,989 1,709 SH   SOLE   0 0 1,709
ST JOE CO COM 790148100   271,650 5,000 SH   SOLE   0 0 5,000
GENERAL ELECTRIC CO COM NEW 369604301   1,792,016 16,210 SH   SOLE   0 0 16,210
META PLATFORMS INC CL A 30303M102   651,456 2,170 SH   SOLE   0 0 2,170
DIREXION SHS ETF TR DL FTSE BULL 3X 25460G195   167,158 5,780 SH   SOLE   0 0 5,780
JPMORGAN CHASE & CO COM 46625H100   865,044 5,965 SH   SOLE   0 0 5,965
ISHARES TR RUSSELL 2000 ETF 464287655   442,734 2,505 SH   SOLE   0 0 2,505
ISHARES TR TIPS BD ETF 464287176   191,882 1,850 SH   SOLE   0 0 1,850
ISHARES INC MSCI SWEDEN ETF 464286756   197,457 5,989 SH   SOLE   0 0 5,989
AMAZON COM INC COM 023135106   17,103,405 134,545 SH   SOLE   0 0 134,545
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,373,358 22,348 SH   SOLE   0 0 22,348
TESLA INC COM 88160R101   4,637,725 18,535 SH   SOLE   0 0 18,535
SPDR SER TR S&P BIOTECH 78464A870   73,020 1,000 SH   SOLE   0 0 1,000
BANK AMERICA CORP COM 060505104   4,401,965 160,773 SH   SOLE   0 0 160,773
ORACLE CORP COM 68389X105   1,769,923 16,710 SH   SOLE   0 0 16,710