The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WISDOMTREE TR EMER MKT HIGH FD 97717W315 68 2,080 SH   SOLE   0 0 2,080
WISDOMTREE TR US SMALLCAP DIVD 97717W604 74 2,856 SH   SOLE   0 0 2,856
AMAZON COM INC COM 023135106 15,264 135,079 SH   SOLE   0 0 135,079
GENERAL MLS INC COM 370334104 652 8,514 SH   SOLE   0 0 8,514
JPMORGAN CHASE & CO COM 46625H100 750 7,176 SH   SOLE   0 0 7,176
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,319 14,213 SH   SOLE   0 0 14,213
ISHARES GOLD TR ISHARES NEW 464285204 342 10,839 SH   SOLE   0 0 10,839
CLOROX CO DEL COM 189054109 642 5,004 SH   SOLE   0 0 5,004
GENUINE PARTS CO COM 372460105 230 1,540 SH   SOLE   0 0 1,540
ISHARES INC MSCI STH KOR ETF 464286772 0 1 SH   SOLE   0 0 1
COSTCO WHSL CORP NEW COM 22160K105 866 1,833 SH   SOLE   0 0 1,833
ISHARES TR MSCI EAFE ETF 464287465 452 8,075 SH   SOLE   0 0 8,075
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 113 480 SH   SOLE   0 0 480
INVESCO QQQ TR UNIT SER 1 46090E103 375 1,403 SH   SOLE   0 0 1,403
PORCH GROUP INC COM 733245104 34 15,000 SH   SOLE   0 0 15,000
KRANESHARES TR CSI CHI INTERNET 500767306 1,103 44,779 SH   SOLE   0 0 44,779
DEERE & CO COM 244199105 232 696 SH   SOLE   0 0 696
EMERSON ELEC CO COM 291011104 294 4,010 SH   SOLE   0 0 4,010
ISHARES INC MSCI STH AFR ETF 464286780 30 840 SH   SOLE   0 0 840
ALTRIA GROUP INC COM 02209S103 802 19,864 SH   SOLE   0 0 19,864
COCA COLA CO COM 191216100 215 3,840 SH   SOLE   0 0 3,840
MERCK & CO INC COM 58933Y105 212 2,467 SH   SOLE   0 0 2,467
HOME DEPOT INC COM 437076102 1,576 5,710 SH   SOLE   0 0 5,710
ISHARES INC MSCI EMRG CHN 46434G764 6 125 SH   SOLE   0 0 125
SPDR SER TR S&P BK ETF 78464A797 12 275 SH   SOLE   0 0 275
TWITTER INC COM 90184L102 357 8,153 SH   SOLE   0 0 8,153
AT&T INC COM 00206R102 547 35,641 SH   SOLE   0 0 35,641
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,705 9,989 SH   SOLE   0 0 9,989
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 95 600 SH   SOLE   0 0 600
ISHARES INC CORE MSCI EMKT 46434G103 17 400 SH   SOLE   0 0 400
WISDOMTREE TR INTL SMCAP DIV 97717W760 333 6,471 SH   SOLE   0 0 6,471
CATERPILLAR INC COM 149123101 1,926 11,738 SH   SOLE   0 0 11,738
ISHARES INC MSCI CDA ETF 464286509 111 3,595 SH   SOLE   0 0 3,595
SPDR S&P 500 ETF TR TR UNIT 78462F103 737 2,063 SH   SOLE   0 0 2,063
ISHARES TR US REGNL BKS ETF 464288778 382 7,992 SH   SOLE   0 0 7,992
META PLATFORMS INC CL A 30303M102 285 2,100 SH   SOLE   0 0 2,100
ISHARES TR SHRT NAT MUN ETF 464288158 5 50 SH   SOLE   0 0 50
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 917 25,238 SH   SOLE   0 0 25,238
NVIDIA CORPORATION COM 67066G104 873 7,194 SH   SOLE   0 0 7,194
ISHARES TR RUS 2000 VAL ETF 464287630 2,981 19,124 SH   SOLE   0 0 19,124
SPDR SER TR S&P REGL BKG 78464A698 519 8,810 SH   SOLE   0 0 8,810
ISHARES TR INDIA 50 ETF 464289529 253 6,005 SH   SOLE   0 0 6,005
BRISTOL-MYERS SQUIBB CO COM 110122108 2,566 34,091 SH   SOLE   0 0 34,091
AMERICAN INTL GROUP INC COM NEW 026874784 2,072 43,635 SH   SOLE   0 0 43,635
ISHARES TR ISHARES BIOTECH 464287556 91 780 SH   SOLE   0 0 780
CITIGROUP INC COM NEW 172967424 2,534 60,802 SH   SOLE   0 0 60,802
ISHARES TR SELECT DIVID ETF 464287168 901 8,407 SH   SOLE   0 0 8,407
ISHARES INC MSCI SWEDEN ETF 464286756 181 6,629 SH   SOLE   0 0 6,629
ISHARES TR MSCI EURO FL ETF 464289180 1,814 130,421 SH   SOLE   0 0 130,421
SANA BIOTECHNOLOGY INC COM 799566104 141 23,545 SH   SOLE   0 0 23,545
VANGUARD INDEX FDS GROWTH ETF 922908736 488 2,280 SH   SOLE   0 0 2,280
MCDONALDS CORP COM 580135101 212 920 SH   SOLE   0 0 920
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,942 15,054 SH   SOLE   0 0 15,054
ISHARES TR CORE S&P SCP ETF 464287804 2,495 28,612 SH   SOLE   0 0 28,612
SPDR SER TR S&P HOMEBUILD 78464A888 2,702 49,407 SH   SOLE   0 0 49,407
ISHARES TR CORE MSCI EURO 46434V738 599 15,150 SH   SOLE   0 0 15,150
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3 50 SH   SOLE   0 0 50
PEPSICO INC COM 713448108 2,759 16,901 SH   SOLE   0 0 16,901
GOLDMAN SACHS GROUP INC COM 38141G104 539 1,839 SH   SOLE   0 0 1,839
ISHARES INC MSCI GERMANY ETF 464286806 792 40,116 SH   SOLE   0 0 40,116
ISHARES TR TIPS BD ETF 464287176 200 1,910 SH   SOLE   0 0 1,910
ISHARES INC MSCI BRAZIL ETF 464286400 439 14,825 SH   SOLE   0 0 14,825
EXXON MOBIL CORP COM 30231G102 1,096 12,556 SH   SOLE   0 0 12,556
SPDR SER TR S&P BIOTECH 78464A870 63 800 SH   SOLE   0 0 800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 398 1,090 SH   SOLE   0 0 1,090
ISHARES TR GL CLEAN ENE ETF 464288224 33 1,709 SH   SOLE   0 0 1,709
ISHARES TR MRNING SM CP ETF 464288703 2,231 46,938 SH   SOLE   0 0 46,938
TESLA INC COM 88160R101 4,811 17,884 SH   SOLE   0 0 17,884
ARK ETF TR GENOMIC REV ETF 00214Q302 72 2,178 SH   SOLE   0 0 2,178
ISHARES INC MSCI ISRAEL ETF 464286632 9 160 SH   SOLE   0 0 160
ISHARES TR SP SMCP600VL ETF 464287879 12 150 SH   SOLE   0 0 150
ISHARES TR MSCI EMG MKT ETF 464287234 1,115 31,966 SH   SOLE   0 0 31,966
ISHARES INC MSCI AUST ETF 464286103 108 5,520 SH   SOLE   0 0 5,520
WISDOMTREE TR INTL EQUITY FD 97717W703 165 4,100 SH   SOLE   0 0 4,100
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 510 14,035 SH   SOLE   0 0 14,035
ISHARES TR RUS MD CP GR ETF 464287481 471 6,000 SH   SOLE   0 0 6,000
ISHARES TR NATIONAL MUN ETF 464288414 10 100 SH   SOLE   0 0 100
JOHNSON & JOHNSON COM 478160104 1,918 11,742 SH   SOLE   0 0 11,742
ISHARES TR CORE S&P US VLU 464287663 9 150 SH   SOLE   0 0 150
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 52 30,500 SH   SOLE   0 0 30,500
ISHARES INC MSCI NETHERL ETF 464286814 204 6,662 SH   SOLE   0 0 6,662
MICROSOFT CORP COM 594918104 3,094 13,285 SH   SOLE   0 0 13,285
STARBUCKS CORP COM 855244109 336 3,987 SH   SOLE   0 0 3,987
WATERS CORP COM 941848103 220 815 SH   SOLE   0 0 815
BK OF AMERICA CORP COM 060505104 4,794 158,729 SH   SOLE   0 0 158,729
VANGUARD INDEX FDS MID CAP ETF 922908629 2 9 SH   SOLE   0 0 9
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 463 15,242 SH   SOLE   0 0 15,242
ISHARES INC MSCI HONG KG ETF 464286871 114 6,244 SH   SOLE   0 0 6,244
ISHARES TR ISHS 5-10YR INVT 464288638 7 142 SH   SOLE   0 0 142
ISHARES INC MSCI JPN ETF NEW 46434G822 262 5,361 SH   SOLE   0 0 5,361
PROCTER AND GAMBLE CO COM 742718109 2,377 18,827 SH   SOLE   0 0 18,827
ARK ETF TR INNOVATION ETF 00214Q104 173 4,583 SH   SOLE   0 0 4,583
ISHARES TR U.S. REAL ES ETF 464287739 282 3,461 SH   SOLE   0 0 3,461
ISHARES TR CHINA LG-CAP ETF 464287184 1,947 75,290 SH   SOLE   0 0 75,290
ZILLOW GROUP INC CL C CAP STK 98954M200 584 20,408 SH   SOLE   0 0 20,408
MORGAN STANLEY COM NEW 617446448 975 12,335 SH   SOLE   0 0 12,335
GENERAL ELECTRIC CO COM NEW 369604301 1,057 17,071 SH   SOLE   0 0 17,071
APPLE INC COM 037833100 1,633 11,817 SH   SOLE   0 0 11,817
3M CO COM 88579Y101 504 4,559 SH   SOLE   0 0 4,559
VANGUARD WORLD FDS INF TECH ETF 92204A702 185 603 SH   SOLE   0 0 603
SELECT SECTOR SPDR TR ENERGY 81369Y506 207 2,970 SH   SOLE   0 0 2,970
DISNEY WALT CO COM 254687106 574 6,084 SH   SOLE   0 0 6,084
ALPHABET INC CAP STK CL A 02079K305 412 4,304 SH   SOLE   0 0 4,304
ALPHABET INC CAP STK CL C 02079K107 364 3,784 SH   SOLE   0 0 3,784
ORACLE CORP COM 68389X105 1,020 16,710 SH   SOLE   0 0 16,710
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 64 1,790 SH   SOLE   0 0 1,790
WISDOMTREE TR INDIA ERNGS FD 97717W422 732 23,972 SH   SOLE   0 0 23,972
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 90 1,215 SH   SOLE   0 0 1,215
ISHARES TR RUS MDCP VAL ETF 464287473 896 9,324 SH   SOLE   0 0 9,324
PNC FINL SVCS GROUP INC COM 693475105 300 2,010 SH   SOLE   0 0 2,010