The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   832,154 5,222 SH   SOLE   5,222 0 0
ADVENT CONV & INCOME FD COM 00764C109   735,855 63,655 SH   SOLE   63,655 0 0
AIR PRODS & CHEMS INC COM 009158106   296,270 1,032 SH   SOLE   1,032 0 0
AMAZON COM INC COM 023135106   272,686 2,640 SH   SOLE   2,640 0 0
AMBEV SA SPONSORED ADR 02319V103   82,770 29,351 SH   SOLE   29,351 0 0
AMGEN INC COM 031162100   341,630 1,413 SH   SOLE   1,413 0 0
APPLE INC COM 037833100   2,864,588 17,372 SH   SOLE   17,372 0 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102   582,245 8,173 SH   SOLE   8,173 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   289,009 936 SH   SOLE   936 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   803,763 84,518 SH   SOLE   84,518 0 0
BLACKROCK ENHANCED GLOBAL DI COM 092501105   101,356 10,207 SH   SOLE   10,207 0 0
BLACKSTONE INC COM 09260D107   403,781 4,597 SH   SOLE   4,597 0 0
BNY MELLON STRATEGIC MUN BD COM 09662E109   150,184 24,989 SH   SOLE   24,989 0 0
BROADCOM INC COM 11135F101   430,439 671 SH   SOLE   671 0 0
CAPITAL ONE FINL CORP COM 14040H105   373,902 3,888 SH   SOLE   3,888 0 0
CISCO SYS INC COM 17275R102   527,187 10,085 SH   SOLE   10,085 0 0
COCA COLA CO COM 191216100   448,649 7,233 SH   SOLE   7,233 0 0
DISNEY WALT CO COM 254687106   226,294 2,260 SH   SOLE   2,260 0 0
EA SERIES TRUST US QUAN MOMENTUM 02072L409   890,659 19,759 SH   SOLE   19,759 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105   110,577 13,685 SH   SOLE   13,685 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108   90,612 11,602 SH   SOLE   11,602 0 0
EXELON CORP COM 30161N101   422,716 10,091 SH   SOLE   10,091 0 0
EXXON MOBIL CORP COM 30231G102   1,184,289 10,800 SH   SOLE   10,800 0 0
FLOWERS FOODS INC COM 343498101   658,942 24,040 SH   SOLE   24,040 0 0
GENERAL DYNAMICS CORP COM 369550108   477,478 2,092 SH   SOLE   2,092 0 0
GENERAL ELECTRIC CO COM NEW 369604301   202,444 2,118 SH   SOLE   2,118 0 0
HIGHLAND INCOME FD HIGHLAND INCOME 43010E404   462,619 52,630 SH   SOLE   52,630 0 0
HOME DEPOT INC COM 437076102   433,987 1,471 SH   SOLE   1,471 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   451,123 14,258 SH   SOLE   14,258 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300   300,162 9,654 SH   SOLE   9,654 0 0
INTEL CORP COM 458140100   526,546 16,117 SH   SOLE   16,117 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   332,782 3,912 SH   SOLE   3,912 0 0
ISHARES TR EAFE SML CP ETF 464288273   3,565,942 59,922 SH   SOLE   59,910 12 0
ISHARES TR MSCI USA MMENTM 46432F396   22,296,197 160,358 SH   SOLE   160,155 203 0
ISHARES TR MSCI USA QLT FCT 46432F339   12,369,154 99,699 SH   SOLE   99,563 136 0
ISHARES TR MSCI USA MIN VOL 46429B697   813,894 11,189 SH   SOLE   11,189 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,365,490 24,462 SH   SOLE   24,462 0 0
ISHARES TR CORE S&P TTL STK 464287150   4,770,816 52,687 SH   SOLE   52,687 0 0
ISHARES TR TIPS BD ETF 464287176   316,322 2,869 SH   SOLE   2,869 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,974,007 21,824 SH   SOLE   21,824 0 0
ISHARES TR EAFE GRWTH ETF 464288885   548,144 5,851 SH   SOLE   5,851 0 0
ISHARES TR EAFE VALUE ETF 464288877   984,290 20,282 SH   SOLE   20,282 0 0
ISHARES TR MSCI USA VALUE 46432F388   1,117,472 12,069 SH   SOLE   12,069 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   2,313,588 23,341 SH   SOLE   23,341 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   481,577 4,788 SH   SOLE   4,788 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   258,395 2,604 SH   SOLE   2,604 0 0
ISHARES TR CORE S&P500 ETF 464287200   436,872 1,063 SH   SOLE   1,063 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   231,754 1,299 SH   SOLE   1,299 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   314,122 4,917 SH   SOLE   4,917 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   412,370 1,688 SH   SOLE   1,688 0 0
ISHARES TR S&P 500 VAL ETF 464287408   237,219 1,563 SH   SOLE   1,563 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   434,855 2,856 SH   SOLE   2,856 0 0
JOHNSON & JOHNSON COM 478160104   1,819,943 11,742 SH   SOLE   11,742 0 0
JPMORGAN CHASE & CO COM 46625H100   344,036 2,640 SH   SOLE   2,640 0 0
MCDONALDS CORP COM 580135101   593,015 2,121 SH   SOLE   2,121 0 0
MEDTRONIC PLC SHS G5960L103   339,420 4,210 SH   SOLE   4,210 0 0
MICROSOFT CORP COM 594918104   1,219,431 4,230 SH   SOLE   4,230 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105   182,106 16,376 SH   SOLE   16,376 0 0
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   145,169 12,148 SH   SOLE   12,148 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   155,805 13,513 SH   SOLE   13,513 0 0
NVIDIA CORPORATION COM 67066G104   273,496 985 SH   SOLE   985 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100   558,337 45,765 SH   SOLE   45,765 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   320,827 3,335 SH   SOLE   3,335 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   398,219 4,365 SH   SOLE   4,365 0 0
PROSHARES TR BITCOIN STRATE 74347G440   572,028 32,650 SH   SOLE   32,650 0 0
PROSPECT CAP CORP COM 74348T102   385,093 55,329 SH   SOLE   55,329 0 0
QUALCOMM INC COM 747525103   243,694 1,910 SH   SOLE   1,910 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   33,075,969 452,105 SH   SOLE   451,729 376 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,052,038 56,930 SH   SOLE   56,930 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   416,124 3,214 SH   SOLE   3,214 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   219,430 2,937 SH   SOLE   2,937 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   560,106 17,438 SH   SOLE   17,438 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   268,603 656 SH   SOLE   656 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   16,994,582 336,993 SH   SOLE   336,570 423 0
SPDR SER TR PORTFOLIO S&P600 78468R853   8,776,223 232,360 SH   SOLE   232,291 69 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,798,886 108,526 SH   SOLE   108,526 0 0
SYSCO CORP COM 871829107   726,114 9,402 SH   SOLE   9,402 0 0
UNION PAC CORP COM 907818108   247,952 1,232 SH   SOLE   1,232 0 0
UNITED PARCEL SERVICE INC CL B 911312106   372,050 1,918 SH   SOLE   1,918 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   10,074,020 403,445 SH   SOLE   403,445 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   445,765 2,184 SH   SOLE   2,184 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   240,021 3,938 SH   SOLE   3,938 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   11,446,226 48,001 SH   SOLE   47,989 12 0
VERIZON COMMUNICATIONS INC COM 92343V104   802,149 20,626 SH   SOLE   20,626 0 0
VIRTUS DIVIDEND INTEREST & P COM 92840R101   1,611,149 137,002 SH   SOLE   137,002 0 0
WALMART INC COM 931142103   220,290 1,494 SH   SOLE   1,494 0 0
WATSCO INC COM 942622200   217,139 682 SH   SOLE   682 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105   346,470 1,000 SH   SOLE   1,000 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   336,708 6,698 SH   SOLE   6,698 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   363,410 9,292 SH   SOLE   9,292 0 0