The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 295 7,732 SH   SOLE   7,732 0 0
ABBVIE INC COM 00287Y109 1,114 8,227 SH   SOLE   8,227 0 0
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 48 12,573 SH   SOLE   12,573 0 0
ADVENT CONV & INCOME FD COM 00764C109 1,013 54,878 SH   SOLE   54,878 0 0
AIR PRODS & CHEMS INC COM 009158106 257 844 SH   SOLE   844 0 0
AMAZON COM INC COM 023135106 457 137 SH   SOLE   137 0 0
AMGEN INC COM 031162100 679 3,019 SH   SOLE   3,019 0 0
APPLE INC COM 037833100 3,369 18,975 SH   SOLE   18,975 0 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 949 8,173 SH   SOLE   8,173 0 0
AT&T INC COM 00206R102 324 13,168 SH   SOLE   13,168 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 213 862 SH   SOLE   862 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 280 936 SH   SOLE   936 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202 892 76,268 SH   SOLE   76,268 0 0
BLACKROCK ENHANCED GLOBAL DI COM 092501105 224 18,405 SH   SOLE   18,405 0 0
BLACKROCK LTD DURATION INCOM COM SHS 09249W101 278 16,504 SH   SOLE   16,504 0 0
BLACKSTONE INC COM 09260D107 733 5,665 SH   SOLE   5,665 0 0
BNY MELLON STRATEGIC MUN BD COM 09662E109 115 13,806 SH   SOLE   13,806 0 0
BROADCOM INC COM 11135F101 531 797 SH   SOLE   797 0 0
CAPITAL ONE FINL CORP COM 14040H105 550 3,790 SH   SOLE   3,790 0 0
CIGNA CORP NEW COM 125523100 347 1,511 SH   SOLE   1,511 0 0
CISCO SYS INC COM 17275R102 691 10,897 SH   SOLE   10,897 0 0
COCA COLA CO COM 191216100 422 7,121 SH   SOLE   7,121 0 0
DIGITAL RLTY TR INC COM 253868103 632 3,572 SH   SOLE   3,572 0 0
DISNEY WALT CO COM 254687106 491 3,170 SH   SOLE   3,170 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105 140 12,555 SH   SOLE   12,555 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108 124 11,602 SH   SOLE   11,602 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 270 4,397 SH   SOLE   4,397 0 0
EXELON CORP COM 30161N101 342 5,927 SH   SOLE   5,927 0 0
EXXON MOBIL CORP COM 30231G102 676 11,047 SH   SOLE   11,047 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 1,196 47,911 SH   SOLE   47,911 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 3 140 SH   DFND   140 0 0
FLOWERS FOODS INC COM 343498101 1,040 37,858 SH   SOLE   37,858 0 0
FS KKR CAP CORP COM 302635206 543 25,928 SH   SOLE   25,928 0 0
GENERAL DYNAMICS CORP COM 369550108 385 1,845 SH   SOLE   1,845 0 0
GENERAL ELECTRIC CO COM NEW 369604301 241 2,551 SH   SOLE   2,551 0 0
GILEAD SCIENCES INC COM 375558103 242 3,339 SH   SOLE   3,339 0 0
HIGHLAND INCOME FD HIGHLAND INCOME 43010E404 773 70,307 SH   SOLE   70,307 0 0
HOME DEPOT INC COM 437076102 391 941 SH   SOLE   941 0 0
INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 422 14,812 SH   SOLE   14,812 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 745 23,579 SH   SOLE   23,579 0 0
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 205 5,937 SH   SOLE   5,937 0 0
INTEL CORP COM 458140100 1,332 25,863 SH   SOLE   25,863 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 266 5,884 SH   SOLE   5,884 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 409 4,236 SH   SOLE   4,236 0 0
INVESCO SR INCOME TR COM 46131H107 64 14,825 SH   SOLE   14,825 0 0
ISHARES TR EAFE SML CP ETF 464288273 812 11,103 SH   SOLE   11,103 0 0
ISHARES TR EAFE SML CP ETF 464288273 3 44 SH   DFND   44 0 0
ISHARES TR US HOME CONS ETF 464288752 2,664 32,129 SH   SOLE   32,129 0 0
ISHARES TR US HOME CONS ETF 464288752 17 206 SH   DFND   206 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 3,768 46,581 SH   SOLE   46,581 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,517 39,447 SH   SOLE   39,447 0 0
ISHARES TR CORE S&P TTL STK 464287150 20,222 189,028 SH   SOLE   189,028 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 20,729 192,115 SH   SOLE   192,115 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 2,463 30,762 SH   SOLE   30,762 0 0
ISHARES TR CORE TOTAL USD 46434V613 4,602 86,940 SH   SOLE   86,940 0 0
ISHARES TR EAFE GRWTH ETF 464288885 9,451 85,696 SH   SOLE   85,696 0 0
ISHARES TR EAFE VALUE ETF 464288877 9,753 193,542 SH   SOLE   193,542 0 0
ISHARES TR MSCI USA VALUE 46432F388 5,361 48,973 SH   SOLE   48,973 0 0
ISHARES TR TIPS BD ETF 464287176 4,918 38,062 SH   SOLE   38,062 0 0
ISHARES TR U.S. ENERGY ETF 464287796 2,131 70,793 SH   SOLE   70,793 0 0
ISHARES TR FALN ANGLS USD 46435G474 3,006 100,288 SH   SOLE   100,288 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 334 2,251 SH   SOLE   2,251 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 884 2,894 SH   SOLE   2,894 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 230 4,706 SH   SOLE   4,706 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 618 4,247 SH   SOLE   4,247 0 0
ISHARES TR U.S. FINLS ETF 464287788 491 5,666 SH   SOLE   5,666 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 273 2,574 SH   SOLE   2,574 0 0
ISHARES TR CORE S&P500 ETF 464287200 619 1,298 SH   SOLE   1,298 0 0
ISHARES TR MSCI INDIA ETF 46429B598 221 4,813 SH   SOLE   4,813 0 0
ISHARES TR US TREAS BD ETF 46429B267 415 15,553 SH   SOLE   15,553 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 412 1,853 SH   SOLE   1,853 0 0
ISHARES TR U.S. INSRNCE ETF 464288786 282 3,378 SH   SOLE   3,378 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 795 9,497 SH   SOLE   9,497 0 0
ISHARES TR S&P 500 VAL ETF 464287408 344 2,197 SH   SOLE   2,197 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 2,141 69,344 SH   SOLE   69,344 0 0
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 1,312 25,334 SH   SOLE   25,334 0 0
JOHNSON & JOHNSON COM 478160104 2,082 12,173 SH   SOLE   12,173 0 0
KITE RLTY GROUP TR COM NEW 49803T300 242 11,099 SH   SOLE   11,099 0 0
LOWES COS INC COM 548661107 216 835 SH   SOLE   835 0 0
MCDONALDS CORP COM 580135101 637 2,375 SH   SOLE   2,375 0 0
MEDTRONIC PLC SHS G5960L103 953 9,216 SH   SOLE   9,216 0 0
MICROSOFT CORP COM 594918104 1,519 4,515 SH   SOLE   4,515 0 0
NIO INC SPON ADS 62914V106 318 10,050 SH   SOLE   10,050 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106 457 25,474 SH   SOLE   25,474 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 255 16,376 SH   SOLE   16,376 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 203 12,608 SH   SOLE   12,608 0 0
NVIDIA CORPORATION COM 67066G104 359 1,221 SH   SOLE   1,221 0 0
PAYPAL HLDGS INC COM 70450Y103 534 2,830 SH   SOLE   2,830 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100 588 36,660 SH   SOLE   36,660 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 335 3,326 SH   SOLE   3,326 0 0
PROCTER AND GAMBLE CO COM 742718109 209 1,280 SH   SOLE   1,280 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,386 14,117 SH   SOLE   14,117 0 0
PROSHARES TR RUSS 2000 DIVD 74347B698 331 4,945 SH   SOLE   4,945 0 0
PROSHARES TR ULTRAPRO QQQ 74347X831 941 5,660 SH   SOLE   5,660 0 0
PROSPECT CAP CORP COM 74348T102 353 42,028 SH   SOLE   42,028 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 212 3,175 SH   SOLE   3,175 0 0
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 52 12,105 SH   SOLE   12,105 0 0
QUALCOMM INC COM 747525103 522 2,855 SH   SOLE   2,855 0 0
REALTY INCOME CORP COM 756109104 255 3,568 SH   SOLE   3,568 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 451 15,224 SH   SOLE   15,224 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 297 5,628 SH   SOLE   5,628 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 534 3,792 SH   SOLE   3,792 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 399 5,173 SH   SOLE   5,173 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 309 1,512 SH   SOLE   1,512 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 7,016 192,333 SH   SOLE   192,333 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 23 629 SH   DFND   629 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 16,481 281,961 SH   SOLE   281,961 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 91 1,560 SH   DFND   1,560 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 7,268 245,364 SH   SOLE   245,364 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 3,233 72,340 SH   SOLE   72,340 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 10 227 SH   DFND   227 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 424 13,451 SH   SOLE   13,451 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,299 28,460 SH   SOLE   28,460 0 0
SYSCO CORP COM 871829107 1,084 13,801 SH   SOLE   13,801 0 0
TESLA INC COM 88160R101 249 236 SH   SOLE   236 0 0
UNION PAC CORP COM 907818108 310 1,232 SH   SOLE   1,232 0 0
UNITED PARCEL SERVICE INC CL B 911312106 811 3,784 SH   SOLE   3,784 0 0
VANECK ETF TRUST INVESTMENT GRD 92189F486 4,446 175,950 SH   SOLE   175,950 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,223 9,206 SH   SOLE   9,206 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 275 1,871 SH   SOLE   1,871 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 526 8,587 SH   SOLE   8,587 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 240 4,703 SH   SOLE   4,703 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 840 16,174 SH   SOLE   16,174 0 0
VIRTUS DIVIDEND INTEREST & P COM 92840R101 2,216 137,982 SH   SOLE   137,982 0 0
WALMART INC COM 931142103 213 1,469 SH   SOLE   1,469 0 0
WATSCO INC COM 942622200 293 935 SH   SOLE   935 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 898 1,914 SH   SOLE   1,914 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 484 26,605 SH   SOLE   26,605 0 0