The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   233,993 1,747 SH   SOLE   0 0 1,747
ABBVIE INC COM 00287Y109   338,743 1,463 SH   SOLE   0 0 1,463
ALLSTATE CORP COM 020002101   388,731 1,811 SH   SOLE   0 0 1,811
ALPHABET INC CAP STK CL A 02079K305   230,705 949 SH   SOLE   0 0 949
AMAZON COM INC COM 023135106   912,752 4,157 SH   SOLE   0 0 4,157
AMERICAN CENTY ETF TR US EQT ETF 025072885   588,176 5,411 SH   SOLE   0 0 5,411
AMERICAN EXPRESS CO COM 025816109   223,876 674 SH   SOLE   0 0 674
APPLE INC COM 037833100   2,604,205 10,227 SH   SOLE   0 0 10,227
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,071,239 6,109 SH   SOLE   0 0 6,109
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   315,553 5,927 SH   SOLE   0 0 5,927
BOEING CO COM 097023105   303,457 1,406 SH   SOLE   0 0 1,406
CATERPILLAR INC COM 149123101   693,555 1,454 SH   SOLE   0 0 1,454
CHEVRON CORP NEW COM 166764100   254,736 1,640 SH   SOLE   0 0 1,640
CONSTELLATION ENERGY CORP COM 21037T109   267,205 812 SH   SOLE   0 0 812
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   28,245,477 861,405 SH   SOLE   0 0 861,405
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   21,949,538 684,426 SH   SOLE   0 0 684,426
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   20,675,550 536,053 SH   SOLE   0 0 536,053
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   7,764,801 113,421 SH   SOLE   0 0 113,421
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   6,099,329 255,737 SH   SOLE   0 0 255,737
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,876,692 106,649 SH   SOLE   0 0 106,649
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,315,280 73,431 SH   SOLE   0 0 73,431
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,362,482 51,628 SH   SOLE   0 0 51,628
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   298,915 6,230 SH   SOLE   0 0 6,230
ENTERPRISE PRODS PARTNERS L COM 293792107   306,947 9,816 SH   SOLE   0 0 9,816
EXXON MOBIL CORP COM 30231G102   491,743 4,361 SH   SOLE   0 0 4,361
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   432,781 22,377 SH   SOLE   0 0 22,377
FLEXSHARES TR STOXX GLOBR INF 33939L795   219,339 3,486 SH   SOLE   0 0 3,486
FRANKLIN TEMPLETON ETF TR INCOME FOCUS ETF 35473P439   1,929,999 69,575 SH   SOLE   0 0 69,575
FRANKLIN TEMPLETON ETF TR US CORE BOND ETF 35473P553   439,958 20,256 SH   SOLE   0 0 20,256
GRAINGER W W INC COM 384802104   216,344 227 SH   SOLE   0 0 227
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   3,664,886 185,940 SH   SOLE   0 0 185,940
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   567,238 27,576 SH   SOLE   0 0 27,576
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,223,321 113,667 SH   SOLE   0 0 113,667
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   388,993 20,680 SH   SOLE   0 0 20,680
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   31,117,407 688,286 SH   SOLE   0 0 688,286
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   416,981 2,198 SH   SOLE   0 0 2,198
INVESCO QQQ TR UNIT SER 1 46090E103   973,005 1,620 SH   SOLE   0 0 1,620
ISHARES TR CORE US AGGBD ET 464287226   7,022,312 70,048 SH   SOLE   0 0 70,048
ISHARES TR MSCI EMG MKT ETF 464287234   7,251,106 135,788 SH   SOLE   0 0 135,788
ISHARES TR SELECT DIVID ETF 464287168   9,036,832 63,595 SH   SOLE   0 0 63,595
ISHARES TR CORE S&P500 ETF 464287200   451,959 675 SH   SOLE   0 0 675
ISHARES TR CORE DIV GRWTH 46434V621   561,404 8,246 SH   SOLE   0 0 8,246
ISHARES TR CORE S&P SCP ETF 464287804   556,606 4,684 SH   SOLE   0 0 4,684
ISHARES TR CORE S&P TTL STK 464287150   255,019 1,751 SH   SOLE   0 0 1,751
ISHARES TR SP SMCP600VL ETF 464287879   266,576 2,410 SH   SOLE   0 0 2,410
ISHARES TR CORE S&P MCP ETF 464287507   1,435,537 21,997 SH   SOLE   0 0 21,997
ISHARES TR S&P 500 GRWT ETF 464287309   2,439,440 20,207 SH   SOLE   0 0 20,207
ISHARES TR S&P 500 VAL ETF 464287408   673,309 3,260 SH   SOLE   0 0 3,260
ISHARES TR S&P MC 400GR ETF 464287606   575,116 5,998 SH   SOLE   0 0 5,998
ISHARES TR TIPS BD ETF 464287176   382,331 3,438 SH   SOLE   0 0 3,438
ISHARES TR CORE MSCI EAFE 46432F842   292,489 3,350 SH   SOLE   0 0 3,350
ISHARES TR MORNINGSTAR GRWT 464287119   2,381,120 22,830 SH   SOLE   0 0 22,830
JPMORGAN CHASE & CO. COM 46625H100   467,739 1,483 SH   SOLE   0 0 1,483
MCDONALDS CORP COM 580135101   4,448,282 14,638 SH   SOLE   0 0 14,638
META PLATFORMS INC CL A 30303M102   241,231 328 SH   SOLE   0 0 328
MICROSOFT CORP COM 594918104   813,706 1,571 SH   SOLE   0 0 1,571
MORGAN STANLEY COM NEW 617446448   229,538 1,444 SH   SOLE   0 0 1,444
NVIDIA CORPORATION COM 67066G104   1,124,332 6,026 SH   SOLE   0 0 6,026
OLD SECOND BANCORP INC ILL COM 680277100   629,416 36,414 SH   SOLE   0 0 36,414
PALANTIR TECHNOLOGIES INC CL A 69608A108   400,412 2,195 SH   SOLE   0 0 2,195
PEPSICO INC COM 713448108   204,462 1,456 SH   SOLE   0 0 1,456
PGIM ETF TR TOTAL RETURN BON 69344A800   3,598,125 85,264 SH   SOLE   0 0 85,264
PIMCO ETF TR ACTIVE BD ETF 72201R775   2,999,379 32,130 SH   SOLE   0 0 32,130
PIMCO ETF TR MULTISECTOR BD 72201R585   3,520,141 131,153 SH   SOLE   0 0 131,153
PROCTER AND GAMBLE CO COM 742718109   348,764 2,270 SH   SOLE   0 0 2,270
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   270,129 1,941 SH   SOLE   0 0 1,941
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   380,548 7,064 SH   SOLE   0 0 7,064
SPDR GOLD TR GOLD SHS 78463V107   5,359,777 15,078 SH   SOLE   0 0 15,078
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   261,732 6,737 SH   SOLE   0 0 6,737
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,624,065 14,445 SH   SOLE   0 0 14,445
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622   957,090 9,767 SH   SOLE   0 0 9,767
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   3,002,203 74,001 SH   SOLE   0 0 74,001
TESLA INC COM 88160R101   311,749 701 SH   SOLE   0 0 701
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   498,675 2,500 SH   SOLE   0 0 2,500
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   808,152 10,913 SH   SOLE   0 0 10,913
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,095,359 33,859 SH   SOLE   0 0 33,859
VANGUARD INDEX FDS MID CAP ETF 922908629   5,086,045 17,312 SH   SOLE   0 0 17,312
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,957,770 22,663 SH   SOLE   0 0 22,663
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,457,603 21,459 SH   SOLE   0 0 21,459
VANGUARD INDEX FDS SM CP VAL ETF 922908611   6,625,270 31,738 SH   SOLE   0 0 31,738
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,660,536 5,579 SH   SOLE   0 0 5,579
VANGUARD INDEX FDS VALUE ETF 922908744   1,380,203 7,401 SH   SOLE   0 0 7,401
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,411,630 13,423 SH   SOLE   0 0 13,423
VANGUARD INDEX FDS GROWTH ETF 922908736   278,685 581 SH   SOLE   0 0 581
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,834,153 9,202 SH   SOLE   0 0 9,202
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   536,775 900 SH   SOLE   0 0 900
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   10,852,391 152,058 SH   SOLE   0 0 152,058
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   206,700 1,500 SH   SOLE   0 0 1,500
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   465,460 8,591 SH   SOLE   0 0 8,591
VANGUARD MALVERN FDS SHORT DURATION B 922020730   2,360,819 30,804 SH   SOLE   0 0 30,804
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   264,110 3,359 SH   SOLE   0 0 3,359
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   434,068 5,538 SH   SOLE   0 0 5,538
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   522,413 6,211 SH   SOLE   0 0 6,211
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,991,623 27,762 SH   SOLE   0 0 27,762
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,196,296 16,285 SH   SOLE   0 0 16,285
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   12,838,736 151,615 SH   SOLE   0 0 151,615
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,029,279 85,344 SH   SOLE   0 0 85,344
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   405,397 4,526 SH   SOLE   0 0 4,526
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,648,672 6,351 SH   SOLE   0 0 6,351
VANGUARD WORLD FD ESG INTL STK ETF 921910725   306,530 4,419 SH   SOLE   0 0 4,419
VANGUARD WORLD FD ESG US STK ETF 921910733   507,798 4,287 SH   SOLE   0 0 4,287
VANGUARD WORLD FD CONSUM STP ETF 92204A207   440,922 2,061 SH   SOLE   0 0 2,061
VISA INC COM CL A 92826C839   220,953 647 SH   SOLE   0 0 647
WISDOMTREE TR US TOTAL DIVIDND 97717W109   21,945,927 261,261 SH   SOLE   0 0 261,261
WISDOMTREE TR US SMALLCAP DIVD 97717W604   216,610 6,431 SH   SOLE   0 0 6,431
WISDOMTREE TR INTL EQUITY FD 97717W703   395,170 5,968 SH   SOLE   0 0 5,968
WISDOMTREE TR YIELD ENHANCD US 97717X511   639,215 14,439 SH   SOLE   0 0 14,439
XILIO THERAPEUTICS INC COM 98422T100   8,427 10,000 SH   SOLE   0 0 10,000