The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   210,139 1,356 SH   SOLE   0 0 1,356
AMAZON COM INC COM 023135106   434,472 2,860 SH   SOLE   0 0 2,860
APPLE INC COM 037833100   2,158,216 11,210 SH   SOLE   0 0 11,210
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,204,872 6,182 SH   SOLE   0 0 6,182
BOEING CO COM 097023105   339,379 1,302 SH   SOLE   0 0 1,302
CATERPILLAR INC COM 149123101   393,832 1,332 SH   SOLE   0 0 1,332
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,403,543 72,287 SH   SOLE   0 0 72,287
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,991,675 104,458 SH   SOLE   0 0 104,458
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,187,061 49,235 SH   SOLE   0 0 49,235
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   5,887,582 98,752 SH   SOLE   0 0 98,752
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   13,532,478 462,965 SH   SOLE   0 0 462,965
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   12,627,433 505,907 SH   SOLE   0 0 505,907
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   14,975,446 586,582 SH   SOLE   0 0 586,582
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   6,260,586 275,312 SH   SOLE   0 0 275,312
EXXON MOBIL CORP COM 30231G102   304,539 3,046 SH   SOLE   0 0 3,046
GEVO INC COM PAR 374396406   12,586 10,850 SH   SOLE   0 0 10,850
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   751,116 26,355 SH   SOLE   0 0 26,355
GLOBAL X FDS FINTECH ETF 37954Y814   552,920 21,624 SH   SOLE   0 0 21,624
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   26,185,384 743,903 SH   SOLE   0 0 743,903
ISHARES TR MORNINGSTAR GRWT 464287119   1,581,223 23,315 SH   SOLE   0 0 23,315
ISHARES TR SELECT DIVID ETF 464287168   6,271,365 53,501 SH   SOLE   0 0 53,501
ISHARES TR TIPS BD ETF 464287176   512,619 4,769 SH   SOLE   0 0 4,769
ISHARES TR CORE S&P500 ETF 464287200   469,872 984 SH   SOLE   0 0 984
ISHARES TR CORE US AGGBD ET 464287226   949,823 9,570 SH   SOLE   0 0 9,570
ISHARES TR MSCI EMG MKT ETF 464287234   4,886,712 121,530 SH   SOLE   0 0 121,530
ISHARES TR S&P 500 GRWT ETF 464287309   1,596,626 21,260 SH   SOLE   0 0 21,260
ISHARES TR S&P 500 VAL ETF 464287408   556,448 3,200 SH   SOLE   0 0 3,200
ISHARES TR CORE S&P MCP ETF 464287507   1,247,789 4,502 SH   SOLE   0 0 4,502
ISHARES TR S&P MC 400GR ETF 464287606   474,211 5,986 SH   SOLE   0 0 5,986
ISHARES TR CORE S&P SCP ETF 464287804   408,752 3,776 SH   SOLE   0 0 3,776
ISHARES TR CORE MSCI EAFE 46432F842   235,673 3,350 SH   SOLE   0 0 3,350
MCDONALDS CORP COM 580135101   249,479 841 SH   SOLE   0 0 841
PEPSICO INC COM 713448108   345,551 2,035 SH   SOLE   0 0 2,035
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,493,596 17,870 SH   SOLE   0 0 17,870
SPDR GOLD TR GOLD SHS 78463V107   2,964,282 15,506 SH   SOLE   0 0 15,506
SPDR SER TR S&P DIVID ETF 78464A763   422,399 3,380 SH   SOLE   0 0 3,380
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   236,391 6,287 SH   SOLE   0 0 6,287
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,640,906 27,235 SH   SOLE   0 0 27,235
VANGUARD STAR FDS VG TL INTL STK F 921909768   943,879 16,285 SH   SOLE   0 0 16,285
VANGUARD WORLD FD ESG INTL STK ETF 921910725   252,519 4,568 SH   SOLE   0 0 4,568
VANGUARD WORLD FD ESG US STK ETF 921910733   385,487 4,532 SH   SOLE   0 0 4,532
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   419,900 2,500 SH   SOLE   0 0 2,500
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   763,596 10,382 SH   SOLE   0 0 10,382
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,828,250 61,169 SH   SOLE   0 0 61,169
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   5,160,772 77,617 SH   SOLE   0 0 77,617
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   355,428 7,200 SH   SOLE   0 0 7,200
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,119,500 109,004 SH   SOLE   0 0 109,004
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   335,746 8,169 SH   SOLE   0 0 8,169
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   423,553 2,218 SH   SOLE   0 0 2,218
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   443,199 7,598 SH   SOLE   0 0 7,598
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   374,664 4,835 SH   SOLE   0 0 4,835
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,276,181 15,697 SH   SOLE   0 0 15,697
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,143,787 35,579 SH   SOLE   0 0 35,579
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,115,486 4,614 SH   SOLE   0 0 4,614
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,199,512 17,778 SH   SOLE   0 0 17,778
VANGUARD INDEX FDS MID CAP ETF 922908629   2,297,528 9,876 SH   SOLE   0 0 9,876
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,749,999 12,606 SH   SOLE   0 0 12,606
VANGUARD INDEX FDS VALUE ETF 922908744   766,290 5,126 SH   SOLE   0 0 5,126
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,022,139 14,167 SH   SOLE   0 0 14,167
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,704,180 15,615 SH   SOLE   0 0 15,615
WISDOMTREE TR US TOTAL DIVIDND 97717W109   19,181,524 293,385 SH   SOLE   0 0 293,385
WISDOMTREE TR INTL EQUITY FD 97717W703   394,361 7,510 SH   SOLE   0 0 7,510
WISDOMTREE TR YIELD ENHANCD US 97717X511   650,396 14,775 SH   SOLE   0 0 14,775