The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 505,976 3,817 SH   SOLE   0 0 3,817
APPLE INC COM 037833100 BBG001S5N8V8 693,856 3,882 SH   SOLE   0 0 3,882
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1,054,950 2 SH   SOLE   0 0 2
BOEING CO COM 097023105 BBG001S5P0V3 302,997 1,638 SH   SOLE   0 0 1,638
CISCO SYS INC COM 17275R102 BBG001S6HC62 229,461 4,237 SH   SOLE   0 0 4,237
CONAGRA BRANDS INC COM 205887102 BBG001S5PGY5 508,785 18,328 SH   SOLE   0 0 18,328
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 785,462 1,373 SH   SOLE   0 0 1,373
ELI LILLY & CO COM 532457108 BBG001S5STL8 268,238 435 SH   SOLE   0 0 435
FERGUSON PLC NEW SHS G3421J106 BBG00NZ6VPK5 289,773 1,764 SH   SOLE   0 0 1,764
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 416,444 9,638 SH   SOLE   171 0 9,467
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 4,162,793 11,269 SH   SOLE   20 0 11,249
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 9,438,347 189,221 SH   SOLE   97 0 189,124
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 675,943 11,285 SH   SOLE   0 0 11,285
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,296,353 2,960 SH   SOLE   0 0 2,960
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 243,058 2,610 SH   SOLE   105 0 2,505
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,583,312 16,541 SH   SOLE   0 0 16,541
ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 8,409,749 145,876 SH   SOLE   233 0 145,643
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,100,317 10,661 SH   SOLE   0 0 10,661
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 1,410,476 26,154 SH   SOLE   0 0 26,154
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 BBG0130Y3986 1,789,496 40,569 SH   SOLE   0 0 40,569
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 11,221,454 224,026 SH   SOLE   126 0 223,900
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 539,914 3,427 SH   SOLE   0 0 3,427
LAMB WESTON HLDGS INC COM 513272104 BBG003CVMLR1 246,726 2,915 SH   SOLE   0 0 2,915
MICROSOFT CORP COM 594918104 BBG001S5TD05 6,779,278 20,380 SH   SOLE   0 0 20,380
NIKE INC CL B 654106103 BBG001S6NTK2 724,673 7,102 SH   SOLE   0 0 7,102
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 744,172 21,862 SH   SOLE   0 0 21,862
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 259,976 564 SH   SOLE   0 0 564
PFIZER INC COM 717081103 BBG001S5V466 205,979 6,191 SH   SOLE   0 0 6,191
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 35,409,806 497,678 SH   SOLE   199 0 497,479
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 1,465,325 19,411 SH   SOLE   0 0 19,411
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 1,119,843 32,281 SH   SOLE   175 0 32,106
STARBUCKS CORP COM 855244109 BBG001S72KH6 406,878 4,345 SH   SOLE   0 0 4,345
TESLA INC COM 88160R101 BBG001SQKGD7 516,727 2,035 SH   SOLE   0 0 2,035
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 20,594,812 287,236 SH   SOLE   428 0 286,808
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 6,859,013 139,723 SH   SOLE   0 0 139,723
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 27,452,335 97,563 SH   SOLE   68 0 97,495
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 224,183 1,142 SH   SOLE   0 0 1,142
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 7,933,254 60,481 SH   SOLE   100 0 60,381
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 8,796,614 42,043 SH   SOLE   0 0 42,043
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 53,204,912 132,823 SH   SOLE   101 0 132,722
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 26,120,770 139,512 SH   SOLE   118 0 139,394
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 347,707 7,251 SH   SOLE   0 0 7,251
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 716,579 9,568 SH   SOLE   84 0 9,484
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 535,375 3,403 SH   SOLE   0 0 3,403
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 2,294,932 52,588 SH   SOLE   0 0 52,588
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,101,631 10,640 SH   SOLE   0 0 10,640