The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common 002824100 797 5,663 SH   SOLE NA 0 0 5,663
Abbvie Inc Com Common 00287Y109 767 5,663 SH   SOLE NA 0 0 5,663
Accenture Plc Ireland Common G1151C101 4,630 11,168 SH   SOLE NA 0 0 11,168
AFLAC, Inc. Common 001055102 3,866 66,218 SH   SOLE NA 0 0 66,218
Alphabet Inc Cl A Common 02079K305 2,497 862 SH   SOLE NA 0 0 862
Alphabet Inc Cl C Common 02079K107 2,494 862 SH   SOLE NA 0 0 862
American Express Co Common 025816109 1,579 9,650 SH   SOLE NA 0 0 9,650
Apple Inc Com Common 037833100 7,567 42,614 SH   SOLE NA 0 0 42,614
Berkshire Hathaway Inc Class B Common 084670207 259 865 SH   SOLE NA 0 0 865
Berkshire Hathaway Inc Del Conv Cl A Com Common 084670108 2,704 6 SH   SOLE NA 0 0 6
Bristol-Myers Squibb Co Common 110122108 516 8,272 SH   SOLE NA 0 0 8,272
Charles Schwab Corp Common 808513105 1,806 21,477 SH   SOLE NA 0 0 21,477
Chipotle Mexican Grill Com Cl A Common 169656105 481 275 SH   SOLE NA 0 0 275
Coca-Cola Co Common 191216100 596 10,060 SH   SOLE NA 0 0 10,060
Colgate-Palmolive Co Common 194162103 2,005 23,490 SH   SOLE NA 0 0 23,490
Dell Technologies Inc Common 24703L202 456 8,110 SH   SOLE NA 0 0 8,110
Dow Jones Ind ETF Trust (SPDR) ETF 78467X109 3,627 9,984 SH   SOLE NA 0 0 9,984
eBay Inc Common 278642103 259 3,890 SH   SOLE NA 0 0 3,890
Fiserv, Inc. Common 337738108 3,648 35,148 SH   SOLE NA 0 0 35,148
iShares MSCI EAFE Inx Fd ETF 464287465 676 8,591 SH   SOLE NA 0 0 8,591
IShares Russell 2000 Index Fd ETF 464287655 2,327 10,460 SH   SOLE NA 0 0 10,460
IShares Russell Mid Cap Index ETF 464287499 811 9,769 SH   SOLE NA 0 0 9,769
Johnson - Johnson Common 478160104 1,116 6,521 SH   SOLE NA 0 0 6,521
Merck - Company, Inc Common 58933Y105 941 12,284 SH   SOLE NA 0 0 12,284
Microsoft Corp Common 594918104 360 1,070 SH   SOLE NA 0 0 1,070
Oracle Corp Common 68389X105 1,393 15,975 SH   SOLE NA 0 0 15,975
Paypal Holdings Inc Common 70450Y103 828 4,390 SH   SOLE NA 0 0 4,390
S-P 500 ETF Trust (SPDR) ETF 78462F103 13,221 27,835 SH   SOLE NA 0 0 27,835
S-P Midcap 400 ETF Tr (SPDR) ETF 78467Y107 11,027 21,300 SH   SOLE NA 0 0 21,300
S-P Smallcap 600 IDX (SPDR) ETF 464287804 573 5,000 SH   SOLE NA 0 0 5,000
Sysco Corp Common 871829107 1,849 23,536 SH   SOLE NA 0 0 23,536
Truist Financial Corporation Common 89832Q109 909 15,529 SH   SOLE NA 0 0 15,529
U. S. Bancorp Common 902973304 571 10,170 SH   SOLE NA 0 0 10,170
Vanguard Extd Mkt Index Fund ETF 922908694 707 5,097 SH   SOLE NA 0 0 5,097
Vanguard Index 500 Fund (Admr) ETF 922908710 21,767 49,489 SH   SOLE NA 0 0 49,489
Vanguard Total Stock Market Vipers ETF 922908769 951 3,940 SH   SOLE NA 0 0 3,940
VMware Inc Common 928563402 414 3,572 SH   SOLE NA 0 0 3,572
Walt Disney Co Common 254687106 2,667 17,218 SH   SOLE NA 0 0 17,218
Western Union Co Common 959802109 399 22,389 SH   SOLE NA 0 0 22,389