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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176   256 2,321 SH   SOLE   2,321 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   357 3,415 SH   SOLE   3,415 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   410 1,945 SH   SOLE   1,945 0 0
ISHARES TR CORE S&P500 ETF 464287200   236 575 SH   SOLE   575 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   315 981 SH   SOLE   981 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   694 9,487 SH   SOLE   9,487 0 0
ALPHA ARCHITECT ETF TR DISCIPLINE FUND 02072L748   27,505 1,262,863 SH   SOLE   1,262,863 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,204 38,569 SH   SOLE   38,569 0 0
SNAP INC CL A 83304A106   150 13,362 SH   SOLE   13,362 0 0
CAMBRIA ETF TR TAIL RISK 132061862   325 22,100 SH   SOLE   22,100 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,098 21,678 SH   SOLE   21,678 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   331 4,156 SH   SOLE   4,156 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   442 1,176 SH   SOLE   1,176 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   547 9,910 SH   SOLE   9,910 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,658 39,181 SH   SOLE   39,181 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,859 110,900 SH   SOLE   110,900 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   960 12,592 SH   SOLE   12,592 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   482 8,235 SH   SOLE   8,235 0 0
EXXON MOBIL CORP COM 30231G102   225 2,053 SH   SOLE   2,053 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   1,435 21,899 SH   SOLE   21,899 0 0
ISHARES GOLD TR ISHARES NEW 464285204   224 5,995 SH   SOLE   5,995 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   7,468 81,099 SH   SOLE   81,099 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,223 90,659 SH   SOLE   90,659 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,127 5,523 SH   SOLE   5,523 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,138 26,653 SH   SOLE   26,653 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   944 15,750 SH   SOLE   15,750 0 0
PLANET LABS PBC COM CL A 72703X106   136 34,691 SH   SOLE   34,691 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   5,728 119,716 SH   SOLE   119,716 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   1,654 36,611 SH   SOLE   36,611 0 0
JOHNSON & JOHNSON COM 478160104   212 1,369 SH   SOLE   1,369 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   741 10,031 SH   SOLE   10,031 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,789 111,372 SH   SOLE   111,372 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,397 29,781 SH   SOLE   29,781 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,154 22,302 SH   SOLE   22,302 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   667 13,789 SH   SOLE   13,789 0 0