The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2U INC. Equities 90214J101   43,895 10,892 SH   DFND   0 0 10,892
ABBOTT LAB Equities 002824100   3,635,708 33,349 SH   SOLE   33,349 0 0
ABBVIE INC Equities 00287Y109   486,375 3,610 SH   DFND   0 0 3,610
ABBVIE INC Equities 00287Y109   494,594 3,671 SH   SOLE   3,671 0 0
ABERDEEN STANDARD PHYS SILVER S Equities 003264108   3,657,240 167,379 SH   SOLE   167,379 0 0
Aberdeen Standard Physical Swis Equities 00326A104   1,405,907 76,533 SH   SOLE   76,533 0 0
ACCENTURE PLC Equities G1151C101   2,053,600 6,655 SH   DFND   0 0 6,655
ACCENTURE PLC Equities G1151C101   5,616,773 18,202 SH   SOLE   18,202 0 0
ADOBE SYS INC Equities 00724F101   244,495 500 SH   DFND   0 0 500
AFLAC INC Equities 001055102   176,943 2,535 SH   DFND   0 0 2,535
AFLAC INC Equities 001055102   224,058 3,210 SH   SOLE   3,210 0 0
Agilent Technologies Inc Equities 464288257   922,007 9,610 SH   SOLE   9,610 0 0
AIRBNB INC CL A Equities 009066101   899,683 7,020 SH   DFND   0 0 7,020
ALASKA AIR GROUP Equities 011659109   366,836 6,898 SH   DFND   0 0 6,898
ALBEMARLE CORP. Equities 012653101   509,761 2,285 SH   DFND   0 0 2,285
Align Technology Inc Equities 016255101   288,217 815 SH   DFND   0 0 815
ALLEGHENY TECH Equities 01741R102   859,566 19,434 SH   DFND   0 0 19,434
ALLISON TRANSMISSION HOLDINGS I Equities 01973R101   741,941 13,141 SH   DFND   0 0 13,141
ALPHABET, INC. CLASS A Equities 02079K305   770,389 6,436 SH   DFND   0 0 6,436
ALPHABET, INC. CLASS A Equities 02079K305   167,580 1,400 SH   SOLE   1,400 0 0
ALPHABET, INC. CLASS C Equities 02079K107   777,474 6,427 SH   DFND   0 0 6,427
ALPHABET, INC. CLASS C Equities 02079K107   294,078 2,431 SH   SOLE   2,431 0 0
AMAZON.COM INC Equities 023135106   1,946,927 14,935 SH   DFND   0 0 14,935
AMAZON.COM INC Equities 023135106   4,586,195 35,181 SH   SOLE   35,181 0 0
Amcor PLC Equities G0250X107   118,862 11,910 SH   DFND   0 0 11,910
AMERICAN EXPRESS CO Equities 025816109   2,531,300 14,531 SH   DFND   0 0 14,531
AMERICAN EXPRESS CO Equities 025816109   86,229 495 SH   SOLE   495 0 0
AMERICAN TOWER CORP A Equities 03027X100   946,233 4,879 SH   DFND   0 0 4,879
AMERICAN TOWER CORP A Equities 03027X100   3,367,574 17,364 SH   SOLE   17,364 0 0
AMERISOURCEBERGEN CORP Equities 03073E105   363,693 1,890 SH   DFND   0 0 1,890
AMERISOURCEBERGEN CORP Equities 03073E105   11,353 59 SH   SOLE   59 0 0
AMGEN Equities 031162100   273,085 1,230 SH   DFND   0 0 1,230
AMGEN Equities 031162100   24,644 111 SH   SOLE   111 0 0
AMPHENOL CORP Equities 032095101   96,588 1,137 SH   DFND   0 0 1,137
AMPHENOL CORP Equities 032095101   3,041,805 35,807 SH   SOLE   35,807 0 0
AON PLC CLASS A Equities G0403H108   781,878 2,265 SH   DFND   0 0 2,265
APPLE INC Equities 037833100   4,036,516 20,810 SH   DFND   0 0 20,810
APPLE INC Equities 037833100   9,129,198 47,065 SH   SOLE   47,065 0 0
APPLIED MATLS INC Equities 038222105   573,824 3,970 SH   DFND   0 0 3,970
APPLIED MATLS INC Equities 038222105   72,993 505 SH   SOLE   505 0 0
Arch Capital Group Ltd Equities G0450A105   1,162,795 15,535 SH   DFND   0 0 15,535
ARCHER DANIEL MIDLND Equities 039483102   233,783 3,094 SH   DFND   0 0 3,094
ARISTA NETWORKS Equities 040413106   657,153 4,055 SH   DFND   0 0 4,055
Array Technologies Inc Equities 04271T100   585,815 25,921 SH   DFND   0 0 25,921
ASML HOLDING NV Equities N07059210   496,454 685 SH   DFND   0 0 685
ASTRAZENECA PLC ADR Equities 046353108   359,281 5,020 SH   DFND   0 0 5,020
AT&T INC Equities 00206R102   240,048 15,050 SH   DFND   0 0 15,050
AT&T INC Equities 00206R102   23,813 1,493 SH   SOLE   1,493 0 0
Atlassian Corp Cl A Equities 049468101   352,401 2,100 SH   DFND   0 0 2,100
AUTOMATIC DATA PROC Equities 053015103   158,249 720 SH   DFND   0 0 720
AUTOMATIC DATA PROC Equities 053015103   257,594 1,172 SH   SOLE   1,172 0 0
AUTOZONE INC Equities 053332102   638,300 256 SH   DFND   0 0 256
Avantis U.S. Equity ETF Equities 025072885   937,054 13,191 SH   SOLE   13,191 0 0
AVANTIS U.S. SMALL CAP VALUE ET Equities 025072877   387,307 5,280 SH   SOLE   5,280 0 0
Avantor Inc Equities 05352A100   207,865 10,120 SH   DFND   0 0 10,120
Azul Holdings Inc Equities 05501U106   485,639 35,474 SH   DFND   0 0 35,474
BANK OF AMERICA Equities 060505104   434,654 15,150 SH   DFND   0 0 15,150
BANK OF AMERICA Equities 060505104   75,426 2,629 SH   SOLE   2,629 0 0
Beacon Roofing Supply Inc Equities 073685109   544,183 6,558 SH   DFND   0 0 6,558
BECTON DICKINSON & CO Equities 075887109   275,362 1,043 SH   SOLE   1,043 0 0
BELDEN INC Equities 077454106   313,541 3,278 SH   DFND   0 0 3,278
BERKSHIRE HATHAWAY INC CLASS B Equities 084670702   4,103,594 12,034 SH   SOLE   12,034 0 0
BERRY GLOBAL GROUP INC Equities 08579W103   217,276 3,377 SH   DFND   0 0 3,377
BIOMARIN PHARMACEUTICAL INC Equities 09061G101   200,924 2,318 SH   DFND   0 0 2,318
BLACKROCK INC. Equities 09247X101   3,430,819 4,964 SH   SOLE   4,964 0 0
BOOKING HOLDINGS INC. Equities 09857L108   542,766 201 SH   DFND   0 0 201
BOOKING HOLDINGS INC. Equities 09857L108   32,404 12 SH   SOLE   12 0 0
BORGWARNER INC. Equities 099724106   332,784 6,804 SH   DFND   0 0 6,804
BOYD GAMING CORP Equities 103304101   365,094 5,263 SH   DFND   0 0 5,263
BRISTOL-MYERS SQUIBB Equities 110122108   272,427 4,260 SH   DFND   0 0 4,260
BRISTOL-MYERS SQUIBB Equities 110122108   196,774 3,077 SH   SOLE   3,077 0 0
BROADCOM INC. Equities 11135F101   415,499 479 SH   DFND   0 0 479
BROADCOM INC. Equities 11135F101   31,227 36 SH   SOLE   36 0 0
BUILDERS FIRSTSOURCE INC Equities 12008R107   900,320 6,620 SH   DFND   0 0 6,620
CABOT OIL & GAS CORPORATION A Equities 127097103   201,413 7,961 SH   DFND   0 0 7,961
CADENCE DESIGN SYSTEMS, INC. Equities 127387108   397,511 1,695 SH   DFND   0 0 1,695
Caesars Entertainment Inc Equities 12769G100   450,269 8,834 SH   DFND   0 0 8,834
CANADIAN PACIFIC KANSAS CITY LT Equities 13646K108   557,313 6,900 SH   DFND   0 0 6,900
CANADIAN PACIFIC KANSAS CITY LT Equities 13646K108   29,320 363 SH   SOLE   363 0 0
CARDINAL HEALTH INC Equities 14149Y108   424,619 4,490 SH   DFND   0 0 4,490
CARPENTER TECHNOLOGY CORPORATIO Equities 144285103   353,338 6,295 SH   DFND   0 0 6,295
CATERPILLAR INC Equities 149123101   652,033 2,650 SH   DFND   0 0 2,650
CATERPILLAR INC Equities 149123101   105,802 430 SH   SOLE   430 0 0
CERTARA INC ORDINARY SHARES Equities 15687V109   256,579 14,090 SH   DFND   0 0 14,090
CHEVRON CORP Equities 166764100   448,448 2,850 SH   DFND   0 0 2,850
CHEVRON CORP Equities 166764100   233,350 1,483 SH   SOLE   1,483 0 0
CHUBB LTD Equities H1467J104   1,850,309 9,609 SH   DFND   0 0 9,609
CHUBB LTD Equities H1467J104   5,345,658 27,761 SH   SOLE   27,761 0 0
CIGNA CORPORATION NEW Equities 125523100   235,704 840 SH   DFND   0 0 840
CIGNA CORPORATION NEW Equities 125523100   20,203 72 SH   SOLE   72 0 0
CINTAS CORP. Equities 172908105   199,329 401 SH   DFND   0 0 401
CINTAS CORP. Equities 172908105   3,388,097 6,816 SH   SOLE   6,816 0 0
CISCO SYS INC Equities 17275R102   504,982 9,760 SH   DFND   0 0 9,760
CISCO SYS INC Equities 17275R102   191,645 3,704 SH   SOLE   3,704 0 0
COCA-COLA Equities 191216100   1,196,391 19,867 SH   DFND   0 0 19,867
COCA-COLA Equities 191216100   222,694 3,698 SH   SOLE   3,698 0 0
COHERENT CORP Equities 19247G107   306,951 6,021 SH   DFND   0 0 6,021
COLGATE-PALMOLIVE CO Equities 194162103   1,762,906 22,883 SH   DFND   0 0 22,883
COLGATE-PALMOLIVE CO Equities 194162103   41,139 534 SH   SOLE   534 0 0
COMCAST CORPORATION Equities 20030N101   359,823 8,660 SH   DFND   0 0 8,660
COMCAST CORPORATION Equities 20030N101   4,406,461 106,052 SH   SOLE   106,052 0 0
Commvault Systems Inc Equities 204166102   236,015 3,250 SH   DFND   0 0 3,250
CONFLUENT INC CLASS A Equities 20717M103   259,882 7,360 SH   DFND   0 0 7,360
CONOCOPHILLIPS Equities 20825C104   201,003 1,940 SH   DFND   0 0 1,940
CONOCOPHILLIPS Equities 20825C104   4,041 39 SH   SOLE   39 0 0
Controladora Vuela Cia De Aviac Equities 21240E105   328,216 23,528 SH   DFND   0 0 23,528
COOPER COMPANIES Equities 216648402   311,345 812 SH   DFND   0 0 812
COPART INC. Equities 217204106   236,234 2,590 SH   DFND   0 0 2,590
COSTCO WHOLESALE CORP Equities 22160K105   5,301,966 9,848 SH   SOLE   9,848 0 0
CROWDSTRIKE HOLDINGS ORD SHS CL Equities 22788C105   210,024 1,430 SH   DFND   0 0 1,430
CSX CORP COM Equities 126408103   163,339 4,790 SH   DFND   0 0 4,790
CSX CORP COM Equities 126408103   80,953 2,374 SH   SOLE   2,374 0 0
CUMMINS INC Equities 231021106   4,604,105 18,780 SH   SOLE   18,780 0 0
D.R. HORTON INCORPORATED Equities 23331A109   331,484 2,724 SH   DFND   0 0 2,724
Dana Inc Equities 235825205   261,035 15,355 SH   DFND   0 0 15,355
DANAHER CORP Equities 235851102   2,124,000 8,850 SH   DFND   0 0 8,850
DANAHER CORP Equities 235851102   35,760 149 SH   SOLE   149 0 0
DEERE CO Equities 244199105   235,010 580 SH   DFND   0 0 580
DEERE CO Equities 244199105   4,564,465 11,265 SH   SOLE   11,265 0 0
DEXCOM INC. Equities 252131107   223,479 1,739 SH   DFND   0 0 1,739
DEXCOM INC. Equities 252131107   15,421 120 SH   SOLE   120 0 0
Dimensional World ex U.S. Core Equities 25434V880   281,334 12,069 SH   SOLE   12,069 0 0
DISCOVER FINANCIAL SERVICES Equities 254709108   259,874 2,224 SH   DFND   0 0 2,224
DOLLAR GENERAL CORPORATION Equities 256677105   79,627 469 SH   DFND   0 0 469
DOLLAR GENERAL CORPORATION Equities 256677105   3,045,683 17,939 SH   SOLE   17,939 0 0
DOVER CORPORATION Equities 260003108   2,748,062 18,612 SH   SOLE   18,612 0 0
DUKE ENERGY CORPORATION Equities 26441C204   232,427 2,590 SH   DFND   0 0 2,590
DUKE ENERGY CORPORATION Equities 26441C204   34,909 389 SH   SOLE   389 0 0
DYCOM INDS INC Equities 267475101   220,254 1,938 SH   DFND   0 0 1,938
EA BRIDGEWAY BLUE CHIP ETF Equities 02072L714   353,979 35,976 SH   SOLE   35,976 0 0
Eagle Materials Inc Equities 26969P108   551,244 2,957 SH   DFND   0 0 2,957
ECOLAB INC Equities 278865100   1,987,128 10,644 SH   DFND   0 0 10,644
ELECTRONIC ARTS Equities 285512109   654,985 5,050 SH   DFND   0 0 5,050
ELEVANCE HEALTH INC Equities 036752103   217,702 490 SH   DFND   0 0 490
ELEVANCE HEALTH INC Equities 036752103   185,269 417 SH   SOLE   417 0 0
ELI LILLY & CO Equities 532457108   349,390 745 SH   DFND   0 0 745
ELI LILLY & CO Equities 532457108   905,131 1,930 SH   SOLE   1,930 0 0
EOG RESOURCES Equities 26875P101   187,682 1,640 SH   DFND   0 0 1,640
EOG RESOURCES Equities 26875P101   2,632,807 23,006 SH   SOLE   23,006 0 0
Epam Sys Inc Equities 29414B104   343,643 1,529 SH   DFND   0 0 1,529
EQUIFAX INC Equities 294429105   299,772 1,274 SH   DFND   0 0 1,274
EVEREST RE GROUP Equities G3223R108   819,780 2,398 SH   DFND   0 0 2,398
EXACT SCIENCES CORP Equities 30063P105   314,096 3,345 SH   DFND   0 0 3,345
EXXON MOBIL Equities 30231G102   848,348 7,910 SH   DFND   0 0 7,910
EXXON MOBIL Equities 30231G102   328,614 3,064 SH   SOLE   3,064 0 0
Fabrinet Equities G3323L100   252,876 1,947 SH   DFND   0 0 1,947
Fair Isaac Corporation Equities 303250104   762,276 942 SH   DFND   0 0 942
FEDEX CORPORATION Equities 31428X106   215,673 870 SH   DFND   0 0 870
FERGUSON PLC Equities G3421J106   328,149 2,086 SH   DFND   0 0 2,086
Ferrari N.V. Equities N3167Y103   554,483 1,705 SH   DFND   0 0 1,705
Fidelity Covington Trust - Fide Equities 316092535   332,229 12,497 SH   SOLE   12,497 0 0
Fidelity MSCI Health Care Index Equities 316092600   591,750 9,375 SH   SOLE   9,375 0 0
FIDELITY MSCI REAL ESTATE INDEX Equities 316092857   2,904,042 115,745 SH   DFND   115,745 0 0
FIDELITY MSCI REAL ESTATE INDEX Equities 316092857   132,684 5,288 SH   SOLE   5,288 0 0
Fidelity MSCI Utilities ETF Equities 316092865   502,283 11,169 SH   SOLE   11,169 0 0
FINANCIAL SELECT SECTOR SPDR Equities 81369Y605   227,932 6,762 SH   SOLE   6,762 0 0
First Bancorp Equities 318672706   275,842 22,573 SH   DFND   0 0 22,573
First Citizens BancShares Inc/N Equities 31946M103   309,311 241 SH   DFND   0 0 241
FIRST TRUST DOW JONES SEL MICRO Equities 33718M105   280,781 5,409 SH   SOLE   5,409 0 0
FLEXTRONICS INTL Equities Y2573F102   303,653 10,986 SH   DFND   0 0 10,986
FLUOR CORPORATION Equities 343412102   206,845 6,988 SH   DFND   0 0 6,988
FMC CORPORATION Equities 302491303   219,949 2,108 SH   DFND   0 0 2,108
FORTINET INC. Equities 34959E109   579,171 7,662 SH   DFND   0 0 7,662
Franklin LibertyQ U.S. Equity E Equities 35473P801   494,443 11,926 SH   SOLE   11,926 0 0
Franklin LibertyQ U.S. Mid Cap Equities 35473P884   226,247 5,195 SH   SOLE   5,195 0 0
FTAI AVIATION LTD Equities G3730V105   261,068 8,246 SH   DFND   0 0 8,246
Gartner Inc Equities 366651107   318,432 909 SH   DFND   0 0 909
GENERAL ELECTRIC CO. Equities 369604301   409,741 3,730 SH   DFND   0 0 3,730
GENERAL ELECTRIC CO. Equities 369604301   64,482 587 SH   SOLE   587 0 0
GILEAD SCIENCES INC. Equities 375558103   231,210 3,000 SH   DFND   0 0 3,000
GILEAD SCIENCES INC. Equities 375558103   24,431 317 SH   SOLE   317 0 0
Goldman Sachs Acss Invmt Grd Co Equities 381430479   936,249 20,545 SH   SOLE   20,545 0 0
Goldman Sachs ActiveBeta US LgC Equities 381430503   265,779 3,044 SH   SOLE   3,044 0 0
GOLDMAN SACHS GRP Equities 38141G104   216,102 670 SH   DFND   0 0 670
GOLDMAN SACHS GRP Equities 38141G104   99,987 310 SH   SOLE   310 0 0
Goldman Sachs Innovate Equity E Equities 38149W820   333,391 7,278 SH   SOLE   7,278 0 0
GRANITE CONSTRUCTION INC Equities 387328107   207,492 5,216 SH   DFND   0 0 5,216
GRID DYNAMICS HOLDINGS INC ORDI Equities 39813G109   108,937 11,777 SH   DFND   0 0 11,777
GUIDEWIRE SOFTWARE INC Equities 40171V100   247,336 3,251 SH   DFND   0 0 3,251
HCA HOLDINGS INC. Equities 40412C101   303,480 1,000 SH   DFND   0 0 1,000
HCA HOLDINGS INC. Equities 40412C101   12,443 41 SH   SOLE   41 0 0
Herc Rentals Inc Equities 42704L104   235,793 1,723 SH   DFND   0 0 1,723
HERSHEY FOODS CO Equities 427866108   194,766 780 SH   DFND   0 0 780
HERSHEY FOODS CO Equities 427866108   3,943,762 15,794 SH   SOLE   15,794 0 0
HEWLETT PACKARD ENTERPRISE COMP Equities 42824C109   171,730 10,222 SH   DFND   0 0 10,222
HEWLETT PACKARD ENTERPRISE COMP Equities 42824C109   19,034 1,133 SH   SOLE   1,133 0 0
Hologic Inc Equities 436440101   329,386 4,068 SH   DFND   0 0 4,068
HOME DEPOT INC. Equities 437076102   4,406,739 14,186 SH   SOLE   14,186 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   2,072,925 9,990 SH   DFND   0 0 9,990
HONEYWELL INTERNATIONAL INC Equities 438516106   5,749,410 27,708 SH   SOLE   27,708 0 0
HP INC. Equities 40434L105   176,306 5,741 SH   DFND   0 0 5,741
HP INC. Equities 40434L105   54,848 1,786 SH   SOLE   1,786 0 0
HUBSPOT INC. Equities 443573100   353,308 664 SH   DFND   0 0 664
HUNT J B TRANS SVCS INC Equities 445658107   2,917,842 16,118 SH   SOLE   16,118 0 0
I SHARES MSCI EAFE GROWTH Equities 464288885   573,304 6,009 SH   SOLE   6,009 0 0
ICICI BANK ADR Equities 45104G104   319,427 13,840 SH   DFND   0 0 13,840
Icon PLC ADR Equities G4705A100   380,304 1,520 SH   DFND   0 0 1,520
IDACORP Inc Equities 451107106   1,785 1,785 SH   DFND   0 0 1,785
IDACORP Inc Equities 451107106   726,407 726,407 SH   SOLE   726,407 0 0
IDEXX LABORATORIES INC Equities 45168D104   216,461 431 SH   DFND   0 0 431
INOVIO PHARMACEUTICALS INC Equities 45773H201   13,395 30,000 SH   SOLE   30,000 0 0
INSPIRE MEDICAL SYSTEMS INC. Equities 457730109   248,999 767 SH   DFND   0 0 767
Insulet Corporation Equities 45784P101   370,805 1,286 SH   DFND   0 0 1,286
Integra LifeSciences Holdings C Equities 457985208   260,805 6,341 SH   DFND   0 0 6,341
Integral Ad Science Holding Cor Equities 45828L108   216,227 12,026 SH   DFND   0 0 12,026
INTERFACE INC. Equities 458665304   100,689 11,455 SH   DFND   0 0 11,455
INVESCO EMERGING MKTS SOVEREIGN Equities 46138E784   369,951 18,982 SH   SOLE   18,982 0 0
Invesco FTSE RAFI US 1000 ETF Equities 46137V613   821,739 5,021 SH   SOLE   5,021 0 0
INVESCO HI YLD DIVIDEND ACHIEVE Equities 46137V563   229,617 11,527 SH   SOLE   11,527 0 0
INVESCO PREFERRED ETF Equities 46138E511   390,230 34,321 SH   SOLE   34,321 0 0
INVESCO QQQ TRUST Equities 46090E103   14,774,167 39,993 SH   SOLE   39,993 0 0
Invesco S&P MidCap Momentum ETF Equities 46137V464   667,021 8,388 SH   SOLE   8,388 0 0
INVESCO S&P SMALLCAP MOMENTUM E Equities 46137V498   803,703 16,578 SH   SOLE   16,578 0 0
ISHARES 0-3 MONTH TREASURY BOND Equities 46436E718   10,231,555 101,675 SH   DFND   101,675 0 0
iShares 0-5 Year High Yield Bon Equities 46434V407   2,553,983 61,616 SH   DFND   61,616 0 0
ISHARES 3-7 YEAR TREASURY BD Equities 464288661   1,562,431 13,556 SH   SOLE   13,556 0 0
iShares Aaa - A Rated Corporate Equities 46429B291   323,439 6,855 SH   SOLE   6,855 0 0
ISHARES BARCLAYS AGGREGATE BD F Equities 464287226   11,894,629 121,436 SH   SOLE   121,436 0 0
ISHARES BARCLAYS TIPS BOND Equities 464287176   1,054,733 9,811 SH   SOLE   9,811 0 0
ISHARES BROAD USD HIGH YLD CORP Equities 46435U853   5,708,291 161,708 SH   DFND   161,708 0 0
ISHARES BROAD USD HIGH YLD CORP Equities 46435U853   462,107 13,091 SH   SOLE   13,091 0 0
ISHARES CORE 1-5 YEAR USD BOND Equities 46432F859   238,126 5,106 SH   SOLE   5,106 0 0
ISHARES CORE DIVIDEND GROWTH Equities 46434V621   57,264,024 1,111,275 SH   SOLE   1,111,275 0 0
iShares Core International Aggr Equities 46435G672   844,483 17,133 SH   SOLE   17,133 0 0
iShares Core Moderate Allocatio Equities 464289883   294,098 7,278 SH   SOLE   7,278 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   1,180,686 17,492 SH   SOLE   17,492 0 0
ISHARES CORE MSCI EMERGING MARK Equities 46434G103   395,115 8,016 SH   SOLE   8,016 0 0
iShares Core MSCI Total Intl St Equities 46432F834   470,806 7,518 SH   SOLE   7,518 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   11,623,857 26,079 SH   SOLE   26,079 0 0
ISHARES CORE S&P MID-CAP ETF Equities 464287507   51,993,786 198,844 SH   SOLE   198,844 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   4,033,413 40,476 SH   SOLE   40,476 0 0
ISHARES CORE S&P TOTAL US STOCK Equities 464287150   59,035,700 603,390 SH   SOLE   603,390 0 0
iShares Core S&P US Growth ETF Equities 464287671   2,908,116 29,784 SH   SOLE   29,784 0 0
iShares Core Total USD Bond Mar Equities 46434V613   3,792,556 83,408 SH   SOLE   83,408 0 0
ISHARES DJ US TECHNOLOGY SECTOR Equities 464287721   460,268 4,228 SH   SOLE   4,228 0 0
iShares Edge MSCI Min Vol Globa Equities 464286525   594,463 6,063 SH   SOLE   6,063 0 0
ISHARES EDGE MSCI USA QUALITY F Equities 46432F339   10,995,338 81,525 SH   SOLE   81,525 0 0
iShares ESG Aware MSCI USA Smal Equities 46435U663   302,849 8,526 SH   SOLE   8,526 0 0
ISHARES EXPANDED TECH SECTOR Equities 464287549   698,093 13,804 SH   SOLE   13,804 0 0
iShares Exponential Technologie Equities 46434V381   316,260 6,155 SH   SOLE   6,155 0 0
ISHARES GOLD TRUST Equities 464285204   674,970 18,548 SH   SOLE   18,548 0 0
ISHARES IBOXX $ HIGH YIELD CORP Equities 464288513   214,687 2,860 SH   SOLE   2,860 0 0
ISHARES IBOXX $ INVEST GRADE CO Equities 464287242   345,560 3,195 SH   SOLE   3,195 0 0
iShares Morningstar Small-Cap G Equities 464288604   305,522 7,378 SH   SOLE   7,378 0 0
ISHARES MORNINGSTAR U.S. EQUITY Equities 464287127   1,022,290 16,737 SH   SOLE   16,737 0 0
ISHARES MSCI EAFE INDEX FD Equities 464287465   1,549,569 21,373 SH   SOLE   21,373 0 0
ISHARES MSCI EMERGING MARKETS I Equities 464287234   312,832 7,908 SH   SOLE   7,908 0 0
ISHARES MSCI INTL QUALITY FACTO Equities 46434V456   741,157 20,819 SH   SOLE   20,819 0 0
ISHARES MSCI JAPAN INDEX Equities 46434G822   2,798,043 45,203 SH   SOLE   45,203 0 0
ISHARES MSCI MEXICO INVESTABLE Equities 464286822   3,413,168 54,892 SH   SOLE   54,892 0 0
ISHARES MSCI SPAIN CAPPED Equities 464286764   3,388,784 117,259 SH   SOLE   117,259 0 0
ISHARES MSCI USA MINIMUM VOLATI Equities 46429B697   1,136,090 15,284 SH   SOLE   15,284 0 0
ISHARES NATIONAL MUNI BOND ETF Equities 464288414   226,856 2,126 SH   SOLE   2,126 0 0
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   363,009 2,300 SH   DFND   0 0 2,300
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   138,614 878 SH   SOLE   878 0 0
ISHARES RUSSELL 2000 GROWTH IND Equities 464287648   198,496 818 SH   DFND   0 0 818
ISHARES RUSSELL 2000 GROWTH IND Equities 464287648   91,888 379 SH   SOLE   379 0 0
ISHARES RUSSELL 2000 INDEX Equities 464287655   225,504 1,204 SH   SOLE   1,204 0 0
ISHARES RUSSELL 2000 VALUE INDE Equities 464287630   323,254 2,296 SH   SOLE   2,296 0 0
ISHARES RUSSELL MID CAP GROWTH Equities 464287481   606,369 6,275 SH   SOLE   6,275 0 0
ISHARES RUSSELL MIDCAP VALUE IN Equities 464287473   85,895 782 SH   DFND   0 0 782
ISHARES RUSSELL MIDCAP VALUE IN Equities 464287473   237,520 2,162 SH   SOLE   2,162 0 0
ISHARES RUSSELL TOP 200 GROWTH Equities 464289438   1,004,229 6,333 SH   SOLE   6,333 0 0
ISHARES S&P 500 VAL IDX FD Equities 464287408   933,542 5,792 SH   SOLE   5,792 0 0
ISHARES S&P GROWTH INDEX FD Equities 464287309   918,782 13,036 SH   SOLE   13,036 0 0
ISHARES S&P MIDCAP 400 GROWTH I Equities 464287606   221,631 2,955 SH   SOLE   2,955 0 0
ISHARES S&P MIDCAP 400 VALUE IN Equities 464287705   1,819,079 16,980 SH   SOLE   16,980 0 0
ISHARES US INFRASTRUCTURE ETF Equities 46435U713   5,158,951 132,010 SH   DFND   132,010 0 0
ITW Equities 452308109   289,935 1,159 SH   DFND   0 0 1,159
JABIL CIRCUIT INC Equities 466313103   509,538 4,721 SH   DFND   0 0 4,721
JOHNSON & JOHNSON Equities 478160104   1,292,711 7,810 SH   DFND   0 0 7,810
JOHNSON & JOHNSON Equities 478160104   5,958,058 35,996 SH   SOLE   35,996 0 0
JP MORGAN CHASE Equities 46625H100   879,912 6,050 SH   DFND   0 0 6,050
JP MORGAN CHASE Equities 46625H100   6,259,592 43,039 SH   SOLE   43,039 0 0
JP MORGAN ULTRA SHORT INCOME ET Equities 46641Q837   356,430 7,109 SH   SOLE   7,109 0 0
KBR INC. Equities 48242W106   730,754 11,232 SH   DFND   0 0 11,232
KLA CORP. Equities 482480100   356,490 735 SH   DFND   0 0 735
KLA CORP. Equities 482480100   4,681,413 9,652 SH   SOLE   9,652 0 0
Knight-Swift Transportation Hol Equities 499049104   602,159 10,838 SH   DFND   0 0 10,838
LAM RESEARCH CORPORATION Equities 512807108   451,288 702 SH   DFND   0 0 702
LENNAR CORP Equities 526057104   289,215 2,308 SH   DFND   0 0 2,308
Leslies Poolmart Equities 527064109   163,330 17,394 SH   DFND   0 0 17,394
Lexington Corp Properties Trust Equities 529043101   136,910 14,042 SH   DFND   0 0 14,042
LINDE PLC Equities G54950103   2,381,369 6,249 SH   DFND   0 0 6,249
LINDE PLC Equities G54950103   5,573,295 14,625 SH   SOLE   14,625 0 0
LIVE NATION ENTERTAINMENT INC Equities 538034109   502,107 5,511 SH   DFND   0 0 5,511
LOCKHEED MARTIN CORPORATION Equities 539830109   621,053 1,349 SH   DFND   0 0 1,349
LOWES COS INC Equities 548661107   433,344 1,920 SH   DFND   0 0 1,920
LOWES COS INC Equities 548661107   166,341 737 SH   SOLE   737 0 0
LYONDELLBASELL INDUSTRIES NV Equities N53745100   209,281 2,279 SH   DFND   0 0 2,279
Macom Tech Solutions Hldgs Inc Equities 55405Y100   215,790 3,293 SH   DFND   0 0 3,293
MAGNITE INC. Equities 55955D100   154,586 11,325 SH   DFND   0 0 11,325
Magnolia Oil & Gas Corp Equities 559663109   231,279 11,066 SH   DFND   0 0 11,066
MARATHON PETROLEUM CORP Equities 56585A102   87,450 750 SH   DFND   0 0 750
MARATHON PETROLEUM CORP Equities 56585A102   119,748 1,027 SH   SOLE   1,027 0 0
MARRIOTT INTL INC NEW Equities 571903202   512,311 2,789 SH   DFND   0 0 2,789
MARSH & MCLENNAN COMPANIES, INC Equities 571748102   2,060,228 10,954 SH   DFND   0 0 10,954
MARSH & MCLENNAN COMPANIES, INC Equities 571748102   4,182,335 22,237 SH   SOLE   22,237 0 0
MARVELL TECHNOLOGY INC. Equities 573874104   200,741 3,358 SH   DFND   0 0 3,358
Masonite International Corp Equities 575385109   253,232 2,472 SH   DFND   0 0 2,472
Mastec Inc Equities 576323109   654,616 5,549 SH   DFND   0 0 5,549
Mastec Inc Equities 576323109   13,213 112 SH   SOLE   112 0 0
MASTERCARD INCORPORATED Equities 57636Q104   232,047 590 SH   DFND   0 0 590
MASTERCARD INCORPORATED Equities 57636Q104   3,644,318 9,266 SH   SOLE   9,266 0 0
MATTEL INC Equities 577081102   520,194 26,622 SH   DFND   0 0 26,622
MCDONALDS Equities 580135101   1,769,870 5,931 SH   DFND   0 0 5,931
MCDONALDS Equities 580135101   623,975 2,091 SH   SOLE   2,091 0 0
MCKESSON CORP Equities 58155Q103   1,025,971 2,401 SH   DFND   0 0 2,401
MCKESSON CORP Equities 58155Q103   11,537 27 SH   SOLE   27 0 0
MEDTRONIC CORPORATION Equities G5960L103   1,157,722 13,141 SH   DFND   0 0 13,141
MEDTRONIC CORPORATION Equities G5960L103   16,651 189 SH   SOLE   189 0 0
MERCK & CO, INC. NEW Equities 58933Y105   743,112 6,440 SH   DFND   0 0 6,440
MERCK & CO, INC. NEW Equities 58933Y105   257,666 2,233 SH   SOLE   2,233 0 0
META PLATFORMS INC. CL A Equities 30303M102   860,940 3,000 SH   DFND   0 0 3,000
META PLATFORMS INC. CL A Equities 30303M102   21,810 76 SH   SOLE   76 0 0
Mettler-Toledo International In Equities 592688105   586,303 447 SH   DFND   0 0 447
MICROSOFT Equities 594918104   5,958,428 17,497 SH   DFND   0 0 17,497
MICROSOFT Equities 594918104   9,359,061 27,483 SH   SOLE   27,483 0 0
Modine Manufacturing Co Equities 607828100   317,718 9,622 SH   DFND   0 0 9,622
Molina Healthcare Inc Equities 60855R100   334,376 1,110 SH   DFND   0 0 1,110
MONGODB INC. Equities 60937P106   348,520 848 SH   DFND   0 0 848
Monolithic Power Systems Equities 609839105   454,333 841 SH   DFND   0 0 841
MORGAN STANLEY Equities 617446448   333,060 3,900 SH   DFND   0 0 3,900
MORGAN STANLEY Equities 617446448   65,160 763 SH   SOLE   763 0 0
MRC Global Equities 55345K103   377,877 37,525 SH   DFND   0 0 37,525
Navigator Holdings Equities Y62132108   164,563 12,649 SH   DFND   0 0 12,649
NEUROCRINE BIOSCIENCES INC Equities 64125C109   358,340 3,800 SH   DFND   0 0 3,800
NEW RELIC INC Equities 64829B100   230,349 3,520 SH   DFND   0 0 3,520
NEXTERA ENERGY INC. Equities 65339F101   4,232,294 57,039 SH   SOLE   57,039 0 0
NIKE, INC Equities 654106103   1,933,351 17,517 SH   DFND   0 0 17,517
NIKE, INC Equities 654106103   2,713,226 24,583 SH   SOLE   24,583 0 0
NMI Hldgs Inc Equities 629209305   214,513 8,308 SH   DFND   0 0 8,308
NORTHROP GRUMMAN CORP. Equities 666807102   1,372,870 3,012 SH   DFND   0 0 3,012
NORTHROP GRUMMAN CORP. Equities 666807102   1,367 3 SH   SOLE   3 0 0
NOVO-NORDISK A/S (DENMARK) Equities 670100205   565,920 3,497 SH   DFND   0 0 3,497
NUCOR CORP Equities 670346105   255,645 1,559 SH   DFND   0 0 1,559
NUCOR CORP Equities 670346105   22,137 135 SH   SOLE   135 0 0
NVIDIA CORP Equities 67066G104   1,890,899 4,470 SH   DFND   0 0 4,470
NVIDIA CORP Equities 67066G104   100,679 238 SH   SOLE   238 0 0
NVR INC. Equities 62944T105   971,645 153 SH   DFND   0 0 153
OMNICOM GROUP INC Equities 681919106   207,617 2,182 SH   DFND   0 0 2,182
PACER BENCHMARK DATA & INFRASTR Equities 69374H741   262,299 8,983 SH   SOLE   8,983 0 0
Pactiv Evergreen Inc Equities 69526K105   91,847 12,133 SH   DFND   0 0 12,133
PALO ALTO NETWORKS INC Equities 697435105   641,075 2,509 SH   DFND   0 0 2,509
PARKER-HANNIFIN CORP Equities 701094104   269,128 690 SH   DFND   0 0 690
PARKER-HANNIFIN CORP Equities 701094104   110,771 284 SH   SOLE   284 0 0
Paycom Software Inc Equities 70432V102   622,884 1,939 SH   DFND   0 0 1,939
PAYMENTUS HOLDINGS INC A Equities 70439P108   141,747 13,423 SH   DFND   0 0 13,423
PEPSI CO Equities 713448108   2,325,252 12,554 SH   DFND   0 0 12,554
PEPSI CO Equities 713448108   4,063,542 21,939 SH   SOLE   21,939 0 0
Perdoceo Ed Corp Equities 71363P106   188,504 15,363 SH   DFND   0 0 15,363
PERMIAN RESOURCES CORP CL A Equities 71424F105   368,300 33,604 SH   DFND   0 0 33,604
PHILIP MORRIS INTERNATIONAL, IN Equities 718172109   277,241 2,840 SH   DFND   0 0 2,840
PHILIP MORRIS INTERNATIONAL, IN Equities 718172109   8,005 82 SH   SOLE   82 0 0
Pimco Enhanced Short Maturity E Equities 72201R833   525,765 5,270 SH   SOLE   5,270 0 0
Planet Fitness Inc Cl A Equities 72703H101   344,956 5,115 SH   DFND   0 0 5,115
Planet Labs PBC Equities 72703X106   72,073 22,383 SH   DFND   0 0 22,383
POOL CORPORATION Equities 73278L105   252,507 674 SH   SOLE   674 0 0
Portland General Electric Equities 736508847   219,539 4,688 SH   DFND   0 0 4,688
PROCTER & GAMBLE Equities 742718109   1,711,627 11,280 SH   DFND   0 0 11,280
PROCTER & GAMBLE Equities 742718109   3,492,448 23,016 SH   SOLE   23,016 0 0
PULTEGROUP INC Equities 745867101   237,002 3,051 SH   DFND   0 0 3,051
PURE STORAGE INC Equities 74624M102   665,927 18,086 SH   DFND   0 0 18,086
QORVO INC. Equities 74736K101   255,789 2,507 SH   DFND   0 0 2,507
QUALCOMM INC Equities 747525103   551,155 4,630 SH   DFND   0 0 4,630
QUALCOMM INC Equities 747525103   63,805 536 SH   SOLE   536 0 0
QUANTA SERVICES INC. Equities 74762E102   567,937 2,891 SH   DFND   0 0 2,891
REGIONS FINL Equities 7591EP100   170,983 9,595 SH   DFND   0 0 9,595
REGIONS FINL Equities 7591EP100   9,284 521 SH   SOLE   521 0 0
REINSURANCE GROUP OF AMERICA, I Equities 759351604   355,879 2,566 SH   DFND   0 0 2,566
RENAISSANCERE HOLDINGS LTD. Equities G7496G103   301,230 1,615 SH   DFND   0 0 1,615
RESMED INC Equities 761152107   322,069 1,474 SH   DFND   0 0 1,474
SALESFORCE.COM INC. Equities 79466L302   207,035 980 SH   DFND   0 0 980
SCHWAB CORP Equities 808513105   2,984,485 52,655 SH   SOLE   52,655 0 0
SCHWAB EMERGING MARKETS EQUITY Equities 808524706   5,637,331 228,881 SH   SOLE   228,881 0 0
SCHWAB FUNDAMENTAL INTL LARGE C Equities 808524755   13,851,151 428,961 SH   DFND   428,961 0 0
SCHWAB INTERNATIONAL EQUITY ETF Equities 808524805   29,870,571 837,884 SH   SOLE   837,884 0 0
SCHWAB U.S. BROAD MARKET ETF Equities 808524102   5,969,714 115,468 SH   SOLE   115,468 0 0
Schwab US Aggregate Bond ETF - Equities 808524839   21,613,508 468,230 SH   SOLE   468,230 0 0
SCHWAB US DIVIDEND EQUITY Equities 808524797   31,224,573 429,972 SH   DFND   429,972 0 0
SCHWAB US DIVIDEND EQUITY Equities 808524797   1,648,856 22,705 SH   SOLE   22,705 0 0
SCHWAB US LARGE CAP Equities 808524201   34,379,433 707,103 SH   DFND   707,103 0 0
SCHWAB US LARGE CAP Equities 808524201   7,165 147 SH   SOLE   147 0 0
SCHWAB US LARGE CAP VALUE ETF Equities 808524409   315,988 4,760 SH   SOLE   4,760 0 0
SCHWAB US LARGE-CAP GROWTH ETF Equities 808524300   9,451,959 126,110 SH   SOLE   126,110 0 0
SCHWAB US MID-CAP ETF Equities 808524508   1,280,016 18,021 SH   SOLE   18,021 0 0
SCHWAB US REIT ETF Equities 808524847   768,223 39,336 SH   SOLE   39,336 0 0
SCHWAB US SMALL CAP Equities 808524607   204,208 4,662 SH   SOLE   4,662 0 0
SECTOR CNSMR SPDR Equities 81369Y407   205,086 1,208 SH   SOLE   1,208 0 0
SECTOR SPDR ENERGY Equities 81369Y506   400,219 4,931 SH   SOLE   4,931 0 0
SELECT SECTOR SPDR-CONSUMER STA Equities 81369Y308   238,407 3,214 SH   SOLE   3,214 0 0
SHARES S&P 500 PURE GROWTH PORT Equities 46137V266   1,420,445 9,311 SH   SOLE   9,311 0 0
SHERWIN WILLIAMS CO. Equities 824348106   270,034 1,017 SH   DFND   0 0 1,017
SHERWIN WILLIAMS CO. Equities 824348106   1,840,319 6,931 SH   SOLE   6,931 0 0
SHIFT4 PAYMENTS INC Equities 82452J109   410,380 6,043 SH   DFND   0 0 6,043
Shoals Technologies Group Inc O Equities 82489W107   234,309 9,167 SH   DFND   0 0 9,167
Sitime Corporation Com Equities 82982T106   210,341 1,783 SH   DFND   0 0 1,783
SM ENERGY CO Equities 78454L100   451,803 14,284 SH   DFND   0 0 14,284
SMARTSHEET INC CLASS A Equities 83200N103   293,454 7,670 SH   DFND   0 0 7,670
SPDR BLMBG 1-10 YEARS TIPS ETF Equities 78468R861   871,466 47,234 SH   SOLE   47,234 0 0
SPDR Gold MiniShares Equities 98149E303   673,058 17,670 SH   SOLE   17,670 0 0
SPDR GOLD TRGOLD SHS Equities 78463V107   4,137,647 23,210 SH   DFND   23,210 0 0
SPDR GOLD TRGOLD SHS Equities 78463V107   601,812 3,376 SH   SOLE   3,376 0 0
SPDR Portfolio Aggregate Bond E Equities 78464A649   481,033 18,746 SH   SOLE   18,746 0 0
SPDR PORTFOLIO DEVELOPED WORLD Equities 78463X889   1,202,348 36,950 SH   SOLE   36,950 0 0
SPDR PORTFOLIO EMERGING MARKETS Equities 78463X509   592,784 17,242 SH   SOLE   17,242 0 0
SPDR PORTFOLIO EUROPE ETF Equities 78463X103   3,361,333 87,285 SH   SOLE   87,285 0 0
SPDR Portfolio Interm Term Corp Equities 78464A375   302,642 9,335 SH   SOLE   9,335 0 0
SPDR Portfolio Long Term Treasu Equities 78464A664   309,046 10,173 SH   SOLE   10,173 0 0
SPDR Portfolio S&P 500 Value ET Equities 78464A508   1,624,556 37,605 SH   SOLE   37,605 0 0
SPDR PORTFOLIO SMALL CAP ETF Equities 78468R853   882,962 22,733 SH   SOLE   22,733 0 0
SPDR Portfolio TIPS Equities 78464A656   235,884 9,129 SH   SOLE   9,129 0 0
SPDR PORTFOLIO TOTAL STOCK MARK Equities 78464A805   873,661 30,882 SH   SOLE   30,882 0 0
SPDR S&P 500 Equities 78462F103   6,858,758 15,473 SH   SOLE   15,473 0 0
SPDR S&P 500 GROWTH ETF Equities 78464A409   3,588,824 58,824 SH   SOLE   58,824 0 0
SPDR S&P 600 Small Cap Growth E Equities 78464A201   891,850 11,588 SH   SOLE   11,588 0 0
SPDR S&P 600 Small Cap Value ET Equities 78464A300   868,494 11,251 SH   SOLE   11,251 0 0
SPDR S&P CHINA ETF Equities 78463X400   2,424,398 32,864 SH   SOLE   32,864 0 0
SPDR S&P DIVIDEND ETF Equities 78464A763   4,986,897 40,683 SH   SOLE   40,683 0 0
SPDR S&P Kensho New Economies C Equities 78468R648   227,629 5,484 SH   SOLE   5,484 0 0
SPDR S&P MIDCAP 400 Equities 78467Y107   217,179 453 SH   SOLE   453 0 0
STAG Industrial Inc. Equities 85254J102   269,997 7,525 SH   DFND   0 0 7,525
STANLEY BLACK & DECKER, INC. Equities 854502101   259,952 2,774 SH   DFND   0 0 2,774
STARBUCKS CORP Equities 855244109   2,796,860 28,234 SH   SOLE   28,234 0 0
Steris PLC Equities G8473T100   471,108 2,094 SH   DFND   0 0 2,094
Stifel Financial Corp Equities 860630102   237,785 3,985 SH   DFND   0 0 3,985
STOCK YARDS BANCORP INC. Equities 861025104   379,066 8,355 SH   SOLE   8,355 0 0
Stoneridge Inc Equities 86183P102   221,337 11,742 SH   DFND   0 0 11,742
STRYKER CORP Equities 863667101   1,913,830 6,273 SH   DFND   0 0 6,273
STRYKER CORP Equities 863667101   3,775,489 12,375 SH   SOLE   12,375 0 0
Summit Materials Inc Equities 86614U100   301,513 7,966 SH   DFND   0 0 7,966
SYNOPSYS INC Equities 871607107   1,065,884 2,448 SH   DFND   0 0 2,448
TAIWAN SEMICONDUCTOR MFG CO LTD Equities 874039100   5,110,892 50,643 SH   SOLE   50,643 0 0
TARGET CORP Equities 87612E106   3,023,412 22,922 SH   SOLE   22,922 0 0
TECHNOLOGY SELECT SECTOR SPDR Equities 81369Y803   257,225 1,479 SH   SOLE   1,479 0 0
TESLA MOTORS INC. Equities 88160R101   808,869 3,090 SH   DFND   0 0 3,090
TEXAS INSTRUMENTS Equities 882508104   1,069,859 5,943 SH   DFND   0 0 5,943
TEXAS INSTRUMENTS Equities 882508104   3,485,907 19,364 SH   SOLE   19,364 0 0
THE TRADE DESK INC. Equities 88339J105   1,011,736 13,102 SH   DFND   0 0 13,102
THERMO FISHER SCIENTIFIC INC Equities 883556102   3,497,812 6,704 SH   SOLE   6,704 0 0
Thomson Reuters Corp. Equities 884903808   263,943 1,956 SH   DFND   0 0 1,956
TJX COMPANIES Equities 872540109   2,264,147 26,703 SH   DFND   0 0 26,703
TJX COMPANIES Equities 872540109   5,320,149 62,745 SH   SOLE   62,745 0 0
Tortoise North American Pipelin Equities 56167N720   373,043 15,152 SH   SOLE   15,152 0 0
TRANSUNION Equities 89400J107   343,869 4,390 SH   DFND   0 0 4,390
TRAVELERS COMPANIES INC Equities 89417E109   256,149 1,475 SH   DFND   0 0 1,475
TREX ORD SHS Equities 89531P105   265,321 4,047 SH   DFND   0 0 4,047
TRUIST FINANCIAL CORP. Equities 89832Q109   573,736 18,904 SH   SOLE   18,904 0 0
UNION PACIFIC CORP Equities 907818108   789,629 3,859 SH   DFND   0 0 3,859
UNION PACIFIC CORP Equities 907818108   63,841 312 SH   SOLE   312 0 0
UNITED PARCEL SERVICE INC CL B Equities 911312106   329,820 1,840 SH   DFND   0 0 1,840
UNITEDHEALTH GROUP Equities 91324P102   2,452,706 5,103 SH   DFND   0 0 5,103
UNITEDHEALTH GROUP Equities 91324P102   6,532,859 13,592 SH   SOLE   13,592 0 0
UNIVERSAL DISPLAY CORP. Equities 91347P105   393,475 2,730 SH   DFND   0 0 2,730
VANECK BIOTECH ETF Equities 92189F726   384,755 2,342 SH   SOLE   2,342 0 0
VANECK VECTORS FALLEN ANGEL HIY Equities 92189F437   2,382,257 85,785 SH   SOLE   85,785 0 0
VANGUARD DIVIDEND APPRECIATION Equities 921908844   33,285,157 204,920 SH   DFND   204,920 0 0
VANGUARD DIVIDEND APPRECIATION Equities 921908844   778,505 4,793 SH   SOLE   4,793 0 0
Vanguard Emerging Mrkts Govt Bo Equities 921946885   3,830,600 61,516 SH   DFND   61,516 0 0
Vanguard Emerging Mrkts Govt Bo Equities 921946885   94,935 1,525 SH   SOLE   1,525 0 0
Vanguard Extended Duration Trs Equities 921910709   674,870 7,751 SH   SOLE   7,751 0 0
VANGUARD FTSE ALL WORLD EX US S Equities 922042718   738,062 6,681 SH   SOLE   6,681 0 0
VANGUARD FTSE ALL-WORLD EX-US E Equities 922042775   236,438 4,345 SH   SOLE   4,345 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   11,890,519 257,482 SH   DFND   257,482 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   26,272,463 568,914 SH   SOLE   568,914 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858   8,218,254 202,022 SH   DFND   202,022 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858   13,435,379 330,270 SH   SOLE   330,270 0 0
VANGUARD GROWTH ETF Equities 922908736   1,414,690 5,000 SH   SOLE   5,000 0 0
VANGUARD HEALTH CARE ETF Equities 92204A504   891,981 3,643 SH   SOLE   3,643 0 0
VANGUARD HIGH DIVDEND YIELD Equities 921946406   282,948 2,668 SH   SOLE   2,668 0 0
VANGUARD INFORMATION TECHNOLOGY Equities 92204A702   9,331,090 21,103 SH   SOLE   21,103 0 0
VANGUARD INTERMED TERM BOND ETF Equities 921937819   70,315,455 934,674 SH   SOLE   934,674 0 0
VANGUARD INTERMEDIATE TERM GOVE Equities 92206C706   21,910,145 373,510 SH   DFND   373,510 0 0
VANGUARD INTERMEDIATE TERM GOVE Equities 92206C706   1,137 19 SH   SOLE   19 0 0
VANGUARD INTERMEDIATE-TERM CORP Equities 92206C870   21,779,149 275,231 SH   DFND   275,231 0 0
VANGUARD INTERMEDIATE-TERM CORP Equities 92206C870   809,407 10,229 SH   SOLE   10,229 0 0
VANGUARD INTL DIV APPREC ETF Equities 921946810   10,571,320 140,782 SH   DFND   140,782 0 0
VANGUARD LARGE CAP ETF Equities 922908637   6,134,400 30,260 SH   SOLE   30,260 0 0
Vanguard Mega Cap Growth ETF Equities 921910816   10,495,970 44,603 SH   DFND   44,603 0 0
Vanguard Mega Cap Growth ETF Equities 921910816   2,819,539 11,982 SH   SOLE   11,982 0 0
VANGUARD MID CAP ETF Equities 922908629   27,251,185 123,779 SH   DFND   123,779 0 0
VANGUARD MID CAP ETF Equities 922908629   33,083,285 150,269 SH   SOLE   150,269 0 0
VANGUARD MID CAP GROWTH ETF Equities 922908538   207,747 1,010 SH   SOLE   1,010 0 0
VANGUARD MID CAP VALUE ETF Equities 922908512   1,841,191 13,305 SH   SOLE   13,305 0 0
VANGUARD MORTGAGE-BACKED SECS E Equities 92206C771   21,996,741 478,294 SH   DFND   478,294 0 0
VANGUARD REAL ESTATE ETF Equities 922908553   1,610,968 19,279 SH   SOLE   19,279 0 0
VANGUARD S&P 500 Equities 922908363   177,017,145 434,633 SH   SOLE   434,633 0 0
Vanguard S&P Mid-Cap 400 Index Equities 921932885   585,633 6,613 SH   SOLE   6,613 0 0
VANGUARD SHORT TERM GOVERNMENT Equities 92206C102   537,487 9,310 SH   SOLE   9,310 0 0
Vanguard Shrt-Term Infl-Prot Se Equities 922020805   3,009,653 63,468 SH   DFND   63,468 0 0
Vanguard Shrt-Term Infl-Prot Se Equities 922020805   1,178,376 24,850 SH   SOLE   24,850 0 0
VANGUARD SMALL CAP ETF Equities 922908751   16,807,001 84,504 SH   DFND   84,504 0 0
VANGUARD SMALL CAP ETF Equities 922908751   39,186,698 197,027 SH   SOLE   197,027 0 0
VANGUARD SMALL CAP GROWTH ETF Equities 922908595   1,209,613 5,265 SH   SOLE   5,265 0 0
VANGUARD SMALL CAP VALUE ETF Equities 922908611   864,185 5,225 SH   SOLE   5,225 0 0
VANGUARD ST BOND ETF Equities 921937827   802,090 10,614 SH   SOLE   10,614 0 0
VANGUARD TOTAL BOND MARKET ETF Equities 921937835   1,751,883 24,101 SH   SOLE   24,101 0 0
VANGUARD TOTAL INTERNATIONAL BO Equities 92203J407   3,142,446 64,289 SH   DFND   64,289 0 0
VANGUARD TOTAL INTERNATIONAL BO Equities 92203J407   471,152 9,639 SH   SOLE   9,639 0 0
Vanguard Total World Stock Inde Equities 922042742   1,370,223 14,129 SH   SOLE   14,129 0 0
VANGUARD ULTRA-SHORT BOND ETF Equities 92203C303   3,710,941 75,487 SH   DFND   75,487 0 0
VANGUARD UTILITIES ETF Equities 92204A876   374,248 2,632 SH   SOLE   2,632 0 0
VANGUARD VALUE ETF Equities 922908744   5,253,405 36,970 SH   SOLE   36,970 0 0
VEEVA SYSTEMS INC CLASS A Equities 922475108   1,160,082 5,867 SH   DFND   0 0 5,867
Vertiv Hldg Co Class A Equities 92537N108   406,377 16,406 SH   DFND   0 0 16,406
VG EXT MKT VIPERS Equities 922908652   760,284 5,108 SH   SOLE   5,108 0 0
VG TOTL STK VPRS Equities 922908769   3,879,437 17,611 SH   SOLE   17,611 0 0
VISA INC Equities 92826C839   2,601,356 10,954 SH   DFND   0 0 10,954
VISA INC Equities 92826C839   3,466,496 14,597 SH   SOLE   14,597 0 0
WALMART INC. Equities 931142103   576,065 3,665 SH   SOLE   3,665 0 0
WALT DISNEY Equities 254687106   2,962,400 33,181 SH   SOLE   33,181 0 0
WARNER BROS DISCOVERY CL A Equities 934423104   169,102 13,485 SH   DFND   0 0 13,485
WARNER BROS DISCOVERY CL A Equities 934423104   765 61 SH   SOLE   61 0 0
WASTE CONNECTIONS INC. Equities 94106B101   402,491 2,816 SH   DFND   0 0 2,816
WINTRUST FINL CORP Equities 97650W108   222,580 3,065 SH   DFND   0 0 3,065
WISDOMTREE TOTAL DIVIDEND FD Equities 97717W109   552,722 8,902 SH   SOLE   8,902 0 0
WOLFSPEED INC Equities 977852102   489,637 8,808 SH   DFND   0 0 8,808
WR BERKLEY CORP. Equities 084423102   232,403 3,902 SH   DFND   0 0 3,902
XPO LOGISTICS INC. Equities 983793100   800,217 13,563 SH   DFND   0 0 13,563
ZSCALER INC. Equities 98980G102   229,691 1,570 SH   DFND   0 0 1,570