The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2U INC. Equities 90214J101   82,482 13,155 SH   DFND   0 0 13,155
ABBOTT LAB Equities 002824100   3,574,104 32,554 SH   SOLE   32,554 0 0
ABBVIE INC Equities 00287Y109   595,856 3,687 SH   SOLE   3,687 0 0
ABBVIE INC Equities 00287Y109   594,725 3,680 SH   DFND   0 0 3,680
ACCENTURE PLC Equities G1151C101   1,710,444 6,410 SH   DFND   0 0 6,410
ACCENTURE PLC Equities G1151C101   4,652,622 17,436 SH   SOLE   17,436 0 0
ACI WORLDWIDE INC. Equities 004498101   239,729 10,423 SH   DFND   0 0 10,423
ADT CORPORATION Equities 00090Q103   151,986 16,757 SH   DFND   0 0 16,757
ADVANCE AUTO PARTS INC Equities 00751Y106   420,065 2,857 SH   DFND   0 0 2,857
AECOM Equities 00766T100   353,733 4,165 SH   DFND   0 0 4,165
AFLAC INC Equities 001055102   217,547 3,024 SH   DFND   0 0 3,024
AFLAC INC Equities 001055102   230,927 3,210 SH   SOLE   3,210 0 0
AGILENT TECH Equities 00846U101   1,153,353 7,707 SH   DFND   0 0 7,707
AIR PRODUCTS & CHEMICALS INC Equities 009158106   707,457 2,295 SH   DFND   0 0 2,295
AIR PRODUCTS & CHEMICALS INC Equities 009158106   42,232 137 SH   SOLE   137 0 0
AIRBNB INC CL A Equities 009066101   321,480 3,760 SH   DFND   0 0 3,760
ALASKA AIR GROUP Equities 011659109   333,944 7,777 SH   DFND   0 0 7,777
ALBEMARLE CORP. Equities 012653101   301,219 1,389 SH   DFND   0 0 1,389
ALCON INC. Equities H01301128   495,617 7,230 SH   DFND   0 0 7,230
ALCON INC. Equities H01301128   69 1 SH   SOLE   1 0 0
ALLEGHENY TECH Equities 01741R102   660,891 22,133 SH   DFND   0 0 22,133
ALLSTATE Equities 020002101   680,848 5,021 SH   DFND   0 0 5,021
ALPHABET, INC. CLASS A Equities 02079K305   123,522 1,400 SH   SOLE   1,400 0 0
ALPHABET, INC. CLASS A Equities 02079K305   743,779 8,430 SH   DFND   0 0 8,430
ALPHABET, INC. CLASS C Equities 02079K107   744,445 8,390 SH   DFND   0 0 8,390
ALPHABET, INC. CLASS C Equities 02079K107   189,084 2,131 SH   SOLE   2,131 0 0
AMAZON.COM INC Equities 023135106   2,608,284 31,051 SH   SOLE   31,051 0 0
AMAZON.COM INC Equities 023135106   1,185,240 14,110 SH   DFND   0 0 14,110
Amcor PLC Equities G0250X107   144,349 12,120 SH   DFND   0 0 12,120
AMERICAN EXPRESS CO Equities 025816109   73,136 495 SH   SOLE   495 0 0
AMERICAN EXPRESS CO Equities 025816109   1,440,710 9,751 SH   DFND   0 0 9,751
AMERICAN TOWER CORP A Equities 03027X100   1,038,750 4,903 SH   DFND   0 0 4,903
AMERICAN TOWER CORP A Equities 03027X100   2,313,511 10,920 SH   SOLE   10,920 0 0
AMGEN Equities 031162100   32,567 124 SH   SOLE   124 0 0
AMGEN Equities 031162100   328,300 1,250 SH   DFND   0 0 1,250
AMPHENOL CORP Equities 032095101   94,033 1,235 SH   DFND   0 0 1,235
AMPHENOL CORP Equities 032095101   3,258,716 42,799 SH   SOLE   42,799 0 0
AON PLC CLASS A Equities G0403H108   915,127 3,049 SH   DFND   0 0 3,049
Apollo Global Management Inc Cl Equities 03769M106   202,469 3,174 SH   DFND   0 0 3,174
APPLE INC Equities 037833100   3,401,567 26,180 SH   DFND   0 0 26,180
APPLE INC Equities 037833100   6,745,706 51,918 SH   SOLE   51,918 0 0
APPLIED MATLS INC Equities 038222105   49,177 505 SH   SOLE   505 0 0
APPLIED MATLS INC Equities 038222105   381,730 3,920 SH   DFND   0 0 3,920
Arch Capital Group Ltd Equities G0450A105   804,651 12,817 SH   DFND   0 0 12,817
ARISTA NETWORKS Equities 040413106   625,074 5,151 SH   DFND   0 0 5,151
ARK INNOVATION ETF Equities 00214Q104   581,399 18,611 SH   SOLE   18,611 0 0
Array Technologies Inc Equities 04271T100   558,695 28,903 SH   DFND   0 0 28,903
ASML HOLDING NV Equities N07059210   423,460 775 SH   DFND   0 0 775
ASTRAZENECA PLC ADR Equities 046353108   386,121 5,695 SH   DFND   0 0 5,695
AT&T INC Equities 00206R102   37,151 2,018 SH   SOLE   2,018 0 0
AT&T INC Equities 00206R102   282,409 15,340 SH   DFND   0 0 15,340
Atlassian Corp Cl A Equities 049468101   398,393 3,096 SH   DFND   0 0 3,096
AUTOMATIC DATA PROC Equities 053015103   171,979 720 SH   DFND   0 0 720
AUTOMATIC DATA PROC Equities 053015103   279,944 1,172 SH   SOLE   1,172 0 0
AUTOZONE INC Equities 053332102   875,494 355 SH   DFND   0 0 355
Avantis U.S. Equity ETF Equities 025072885   895,966 13,174 SH   SOLE   13,174 0 0
AVANTIS U.S. SMALL CAP VALUE ET Equities 025072877   372,314 4,997 SH   SOLE   4,997 0 0
Azul Holdings Inc Equities 05501U106   117,929 19,301 SH   DFND   0 0 19,301
BANK OF AMERICA Equities 060505104   511,373 15,440 SH   DFND   0 0 15,440
BANK OF AMERICA Equities 060505104   87,072 2,629 SH   SOLE   2,629 0 0
BANK OF NEW YORK MELLON Equities 064058100   227,646 5,001 SH   DFND   0 0 5,001
BAXTER INTL Equities 071813109   794,724 15,592 SH   DFND   0 0 15,592
BAXTER INTL Equities 071813109   42,509 834 SH   SOLE   834 0 0
Beacon Roofing Supply Inc Equities 073685109   224,041 4,244 SH   DFND   0 0 4,244
BECTON DICKINSON & CO Equities 075887109   367,972 1,447 SH   DFND   0 0 1,447
BECTON DICKINSON & CO Equities 075887109   286,342 1,126 SH   SOLE   1,126 0 0
BELDEN INC Equities 077454106   263,657 3,667 SH   DFND   0 0 3,667
BERRY GLOBAL GROUP INC Equities 08579W103   260,574 4,312 SH   DFND   0 0 4,312
BIOMARIN PHARMACEUTICAL INC Equities 09061G101   280,147 2,707 SH   DFND   0 0 2,707
BLACKROCK INC. Equities 09247X101   3,401,424 4,800 SH   SOLE   4,800 0 0
BORGWARNER INC. Equities 099724106   295,355 7,338 SH   DFND   0 0 7,338
BRISTOL-MYERS SQUIBB Equities 110122108   231,175 3,213 SH   SOLE   3,213 0 0
BRISTOL-MYERS SQUIBB Equities 110122108   312,263 4,340 SH   DFND   0 0 4,340
BROADCOM INC. Equities 11135F101   338,274 605 SH   DFND   0 0 605
BUILDERS FIRSTSOURCE INC Equities 12008R107   725,229 11,178 SH   DFND   0 0 11,178
Burlington Stores Inc Equities 122017106   237,635 1,172 SH   DFND   0 0 1,172
CABOT OIL & GAS CORPORATION A Equities 127097103   211,597 8,612 SH   DFND   0 0 8,612
CADENCE DESIGN SYSTEMS, INC. Equities 127387108   324,493 2,020 SH   DFND   0 0 2,020
Caesars Entertainment Inc Equities 12769G100   509,933 12,258 SH   DFND   0 0 12,258
Caesarstone Ltd Equities M20598104   71,084 12,449 SH   DFND   0 0 12,449
CANADIAN PACIFIC RAILWAY LTD. Equities 13645T100   27,076 363 SH   SOLE   363 0 0
CANADIAN PACIFIC RAILWAY LTD. Equities 13645T100   583,667 7,825 SH   DFND   0 0 7,825
CARPENTER TECHNOLOGY CORPORATIO Equities 144285103   271,250 7,343 SH   DFND   0 0 7,343
CATERPILLAR INC Equities 149123101   706,702 2,950 SH   DFND   0 0 2,950
CATERPILLAR INC Equities 149123101   104,688 437 SH   SOLE   437 0 0
CHEESECAKE FACTORY Equities 163072101   205,227 6,472 SH   DFND   0 0 6,472
CHEVRON CORP Equities 166764100   253,440 1,412 SH   SOLE   1,412 0 0
CHEVRON CORP Equities 166764100   276,415 1,540 SH   DFND   0 0 1,540
CHEWY INC. Equities 16679L109   209,168 5,641 SH   DFND   0 0 5,641
CHIPOTLE MEXICAN GRILL Equities 169656105   657,670 474 SH   DFND   0 0 474
CHUBB LTD Equities H1467J104   5,802,883 26,305 SH   SOLE   26,305 0 0
CHUBB LTD Equities H1467J104   2,716,689 12,315 SH   DFND   0 0 12,315
CIGNA CORPORATION NEW Equities 125523100   23,856 72 SH   SOLE   72 0 0
CIGNA CORPORATION NEW Equities 125523100   1,130,201 3,411 SH   DFND   0 0 3,411
CINTAS CORP. Equities 172908105   327,876 726 SH   DFND   0 0 726
CINTAS CORP. Equities 172908105   2,908,433 6,440 SH   SOLE   6,440 0 0
CISCO SYS INC Equities 17275R102   473,542 9,940 SH   DFND   0 0 9,940
CISCO SYS INC Equities 17275R102   182,414 3,829 SH   SOLE   3,829 0 0
COCA COLA EUROPEAN PARTNERS PLC Equities G25839104   528,804 9,559 SH   DFND   0 0 9,559
COCA-COLA Equities 191216100   827,184 13,004 SH   DFND   0 0 13,004
COCA-COLA Equities 191216100   235,484 3,702 SH   SOLE   3,702 0 0
COLGATE-PALMOLIVE CO Equities 194162103   42,074 534 SH   SOLE   534 0 0
COLGATE-PALMOLIVE CO Equities 194162103   1,809,412 22,965 SH   DFND   0 0 22,965
COMCAST CORPORATION Equities 20030N101   3,046,516 87,118 SH   SOLE   87,118 0 0
COMCAST CORPORATION Equities 20030N101   693,525 19,832 SH   DFND   0 0 19,832
COMERICA INC Equities 200340107   231,836 3,468 SH   DFND   0 0 3,468
Commvault Systems Inc Equities 204166102   257,016 4,090 SH   DFND   0 0 4,090
CONOCOPHILLIPS Equities 20825C104   14,396 122 SH   SOLE   122 0 0
CONOCOPHILLIPS Equities 20825C104   233,640 1,980 SH   DFND   0 0 1,980
Controladora Vuela Cia De Aviac Equities 21240E105   237,574 28,418 SH   DFND   0 0 28,418
COOPER COMPANIES Equities 216648402   324,387 981 SH   DFND   0 0 981
COSTCO WHOLESALE CORP Equities 22160K105   4,487,852 9,831 SH   SOLE   9,831 0 0
COSTCO WHOLESALE CORP Equities 22160K105   702,097 1,538 SH   DFND   0 0 1,538
CROWDSTRIKE HOLDINGS ORD SHS CL Equities 22788C105   214,370 2,036 SH   DFND   0 0 2,036
CUMMINS INC Equities 231021106   4,453,532 18,381 SH   SOLE   18,381 0 0
CVS HEALTH CORPORATION Equities 126650100   832,746 8,936 SH   DFND   0 0 8,936
CVS HEALTH CORPORATION Equities 126650100   29,821 320 SH   SOLE   320 0 0
D.R. HORTON INCORPORATED Equities 23331A109   274,640 3,081 SH   DFND   0 0 3,081
Dana Inc Equities 235825205   408,132 26,975 SH   DFND   0 0 26,975
DANAHER CORP Equities 235851102   1,810,164 6,820 SH   DFND   0 0 6,820
DANAHER CORP Equities 235851102   39,548 149 SH   SOLE   149 0 0
DATADOG INC. CL A Equities 23804L103   208,005 2,830 SH   DFND   0 0 2,830
DEERE CO Equities 244199105   273,978 639 SH   DFND   0 0 639
DEERE CO Equities 244199105   5,224,869 12,186 SH   SOLE   12,186 0 0
DEVON ENERGY CORP Equities 25179M103   377,241 6,133 SH   DFND   0 0 6,133
DEXCOM INC. Equities 252131107   213,571 1,886 SH   DFND   0 0 1,886
DEXCOM INC. Equities 252131107   13,589 120 SH   SOLE   120 0 0
DISCOVER FINANCIAL SERVICES Equities 254709108   240,662 2,460 SH   DFND   0 0 2,460
DIVERSEY HOLDINGS LTD Equities G28923103   88,574 20,792 SH   DFND   0 0 20,792
DOLLAR GENERAL CORPORATION Equities 256677105   211,775 860 SH   DFND   0 0 860
DOLLAR GENERAL CORPORATION Equities 256677105   4,153,006 16,865 SH   SOLE   16,865 0 0
DOVER CORPORATION Equities 260003108   2,743,948 20,264 SH   SOLE   20,264 0 0
DUKE ENERGY CORPORATION Equities 26441C204   40,063 389 SH   SOLE   389 0 0
DUKE ENERGY CORPORATION Equities 26441C204   271,894 2,640 SH   DFND   0 0 2,640
DUPONT DE NEMOURS INC. Equities 26614N102   415,761 6,058 SH   DFND   0 0 6,058
EA BRIDGEWAY BLUE CHIP ETF Equities 02072L714   610,970 75,897 SH   SOLE   75,897 0 0
Eagle Materials Inc Equities 26969P108   313,127 2,357 SH   DFND   0 0 2,357
ECOLAB INC Equities 278865100   1,555,017 10,683 SH   DFND   0 0 10,683
ELEVANCE HEALTH INC Equities 036752103   256,485 500 SH   DFND   0 0 500
ELEVANCE HEALTH INC Equities 036752103   213,908 417 SH   SOLE   417 0 0
ELI LILLY & CO Equities 532457108   707,169 1,933 SH   SOLE   1,933 0 0
ENBRIDGE INC. Equities 29250N105   455,945 11,661 SH   DFND   0 0 11,661
ENTERGY CORP Equities 29364G103   423,900 3,768 SH   DFND   0 0 3,768
EOG RESOURCES Equities 26875P101   317,324 2,450 SH   DFND   0 0 2,450
EOG RESOURCES Equities 26875P101   2,099,131 16,207 SH   SOLE   16,207 0 0
Epam Sys Inc Equities 29414B104   621,067 1,895 SH   DFND   0 0 1,895
EQUIFAX INC Equities 294429105   216,323 1,113 SH   DFND   0 0 1,113
EVEREST RE GROUP Equities G3223R108   804,324 2,428 SH   DFND   0 0 2,428
EVEREST RE GROUP Equities G3223R108   12,588 38 SH   SOLE   38 0 0
EXACT SCIENCES CORP Equities 30063P105   205,566 4,152 SH   DFND   0 0 4,152
EXELON CORP Equities 30161N101   172,055 3,980 SH   DFND   0 0 3,980
EXELON CORP Equities 30161N101   37,135 859 SH   SOLE   859 0 0
EXPEDITORS INTL OF WASHINGTON I Equities 302130109   427,111 4,110 SH   DFND   0 0 4,110
EXXON MOBIL Equities 30231G102   889,018 8,060 SH   DFND   0 0 8,060
EXXON MOBIL Equities 30231G102   339,062 3,074 SH   SOLE   3,074 0 0
Fabrinet Equities G3323L100   334,782 2,611 SH   DFND   0 0 2,611
Fair Isaac Corporation Equities 303250104   1,113,359 1,860 SH   DFND   0 0 1,860
FERGUSON PLC Equities G3421J106   239,211 1,884 SH   DFND   0 0 1,884
Ferrari N.V. Equities N3167Y103   414,516 1,935 SH   DFND   0 0 1,935
Fidelity Covington Trust - Fide Equities 316092543   456,475 2,962 SH   SOLE   2,962 0 0
Fidelity MSCI Health Care Index Equities 316092600   205,635 1,670 SH   SOLE   1,670 0 0
FIDELITY MSCI REAL ESTATE INDEX Equities 316092857   4,226,669 170,361 SH   DFND   170,361 0 0
FIDELITY MSCI REAL ESTATE INDEX Equities 316092857   128,781 5,191 SH   SOLE   5,191 0 0
FIDELITY MSCI TELECOMMUNICATION Equities 316092873   407,265 13,112 SH   SOLE   13,112 0 0
FINANCIAL SELECT SECTOR SPDR Equities 81369Y605   216,918 6,343 SH   SOLE   6,343 0 0
First Bancorp Equities 318672706   344,559 27,088 SH   DFND   0 0 27,088
First Citizens BancShares Inc/N Equities 31946M103   318,511 420 SH   DFND   0 0 420
FIRST TRUST DOW JONES SEL MICRO Equities 33718M105   265,963 4,793 SH   SOLE   4,793 0 0
FLEXTRONICS INTL Equities Y2573F102   284,753 13,269 SH   DFND   0 0 13,269
FMC CORPORATION Equities 302491303   287,165 2,301 SH   DFND   0 0 2,301
FORTINET INC. Equities 34959E109   382,809 7,830 SH   DFND   0 0 7,830
Franklin LibertyQ U.S. Equity E Equities 35473P801   207,056 6,880 SH   SOLE   6,880 0 0
Gartner Inc Equities 366651107   779,845 2,320 SH   DFND   0 0 2,320
GENERAL DYNAMICS CORP. Equities 369550108   32,006 129 SH   SOLE   129 0 0
GENERAL DYNAMICS CORP. Equities 369550108   439,899 1,773 SH   DFND   0 0 1,773
Genpact Ltd Equities G3922B107   504,332 10,888 SH   DFND   0 0 10,888
Goldman Sachs Acss Invmt Grd Co Equities 381430479   509,370 11,522 SH   SOLE   11,522 0 0
GOLDMAN SACHS GRP Equities 38141G104   233,498 680 SH   DFND   0 0 680
GOLDMAN SACHS GRP Equities 38141G104   106,448 310 SH   SOLE   310 0 0
Goldman Sachs Innovate Equity E Equities 38149W820   310,347 7,605 SH   SOLE   7,605 0 0
GOODYEAR TIRE & RUBBER CO Equities 382550101   121,993 12,019 SH   DFND   0 0 12,019
HAEMONETICS CORP. Equities 405024100   207,636 2,640 SH   DFND   0 0 2,640
HCA HOLDINGS INC. Equities 40412C101   309,548 1,290 SH   DFND   0 0 1,290
HELMERICH & PAYNE INC Equities 423452101   254,393 5,132 SH   DFND   0 0 5,132
Herc Rentals Inc Equities 42704L104   241,957 1,839 SH   DFND   0 0 1,839
HERSHEY FOODS CO Equities 427866108   3,360,544 14,512 SH   SOLE   14,512 0 0
HERSHEY FOODS CO Equities 427866108   180,625 780 SH   DFND   0 0 780
HESS CORP Equities 42809H107   590,822 4,166 SH   DFND   0 0 4,166
Hologic Inc Equities 436440101   411,679 5,503 SH   DFND   0 0 5,503
HOME DEPOT INC. Equities 437076102   3,677,874 11,644 SH   SOLE   11,644 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   5,699,951 26,598 SH   SOLE   26,598 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   2,148,572 10,026 SH   DFND   0 0 10,026
HP INC. Equities 40434L105   185,914 6,919 SH   DFND   0 0 6,919
HP INC. Equities 40434L105   47,990 1,786 SH   SOLE   1,786 0 0
HUMANA INC Equities 444859102   444,581 868 SH   DFND   0 0 868
HUNT J B TRANS SVCS INC Equities 445658107   3,365,148 19,300 SH   SOLE   19,300 0 0
I SHARES MSCI EAFE GROWTH Equities 464288885   317,701 4,996 SH   SOLE   4,996 0 0
IBM Equities 459200101   17,611 125 SH   SOLE   125 0 0
IBM Equities 459200101   194,428 1,380 SH   DFND   0 0 1,380
ICICI BANK ADR Equities 45104G104   225,029 10,280 SH   DFND   0 0 10,280
Icon PLC ADR Equities G4705A100   336,053 1,730 SH   DFND   0 0 1,730
IDACORP Inc Equities 451107106   216,455 2,007 SH   DFND   0 0 2,007
IDEX CORP. Equities 45167R104   267,146 1,170 SH   DFND   0 0 1,170
INOVIO PHARMACEUTICALS INC Equities 45773H201   43,159 27,666 SH   SOLE   27,666 0 0
INSPIRE MEDICAL SYSTEMS INC. Equities 457730109   201,000 798 SH   DFND   0 0 798
Insulet Corporation Equities 45784P101   586,719 1,993 SH   DFND   0 0 1,993
Integra LifeSciences Holdings C Equities 457985208   382,229 6,817 SH   DFND   0 0 6,817
Integral Ad Science Holding Cor Equities 45828L108   127,692 14,527 SH   DFND   0 0 14,527
INTERFACE INC. Equities 458665304   136,551 13,835 SH   DFND   0 0 13,835
INTL FLAVORS & FRAGRANCES Equities 459506101   395,561 3,773 SH   DFND   0 0 3,773
INVESCO EMERGING MKTS SOVEREIGN Equities 46138E784   381,742 9,959 SH   SOLE   9,959 0 0
Invesco FTSE RAFI US 1000 ETF Equities 46137V613   233,320 3,001 SH   SOLE   3,001 0 0
INVESCO PREFERRED ETF Equities 46138E511   290,312 25,967 SH   SOLE   25,967 0 0
INVESCO QQQ TRUST Equities 46090E103   9,671,556 36,321 SH   SOLE   36,321 0 0
Invesco S&P MidCap Momentum ETF Equities 46137V464   619,134 8,222 SH   SOLE   8,222 0 0
IONIS PHARMACEUTICALS INC. Equities 462222100   603,187 15,970 SH   DFND   0 0 15,970
iShares 0-5 Year High Yield Bon Equities 46434V407   3,367,119 82,346 SH   DFND   82,346 0 0
ISHARES 3-7 YEAR TREASURY BD Equities 464288661   1,474,433 12,833 SH   SOLE   12,833 0 0
iShares Aaa - A Rated Corporate Equities 46429B291   763,179 16,172 SH   SOLE   16,172 0 0
ISHARES BARCLAYS 1-3 YR TREASUR Equities 464287457   1,661,689 20,472 SH   SOLE   20,472 0 0
ISHARES BARCLAYS AGGREGATE BD F Equities 464287226   7,129,606 73,509 SH   SOLE   73,509 0 0
ISHARES BARCLAYS TIPS BOND Equities 464287176   965,193 9,084 SH   SOLE   9,084 0 0
ISHARES BROAD USD HIGH YLD CORP Equities 46435U853   173,087 7,179 SH   SOLE   7,179 0 0
ISHARES BROAD USD HIGH YLD CORP Equities 46435U853   5,346,035 221,735 SH   DFND   221,735 0 0
ISHARES CORE 1-5 YEAR USD BOND Equities 46432F859   224,990 4,845 SH   SOLE   4,845 0 0
ISHARES CORE DIVIDEND GROWTH Equities 46434V621   59,764,051 1,195,281 SH   SOLE   1,195,281 0 0
iShares Core Growth Allocation Equities 464289875   269,428 7,088 SH   SOLE   7,088 0 0
iShares Core International Aggr Equities 46435G672   402,863 8,472 SH   SOLE   8,472 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   1,140,759 18,507 SH   SOLE   18,507 0 0
ISHARES CORE MSCI EMERGING MARK Equities 46434G103   374,347 8,016 SH   SOLE   8,016 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   8,144,554 21,198 SH   SOLE   21,198 0 0
ISHARES CORE S&P MID-CAP ETF Equities 464287507   49,334,581 203,955 SH   SOLE   203,955 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   3,675,145 38,833 SH   SOLE   38,833 0 0
ISHARES CORE S&P TOTAL US STOCK Equities 464287150   42,770,244 705,721 SH   SOLE   705,721 0 0
iShares Core S&P US Growth ETF Equities 464287671   1,888,595 23,167 SH   SOLE   23,167 0 0
iShares Core Total USD Bond Mar Equities 46434V613   3,328,598 74,084 SH   SOLE   74,084 0 0
iShares Currency Hedged MSCI EA Equities 46434V803   7,826 290 SH   SOLE   290 0 0
iShares Currency Hedged MSCI EA Equities 46434V803   5,732,292 212,309 SH   DFND   212,309 0 0
ISHARES DJ US TECHNOLOGY SECTOR Equities 464287721   280,362 3,764 SH   SOLE   3,764 0 0
ISHARES EDGE MSCI USA QUALITY F Equities 46432F339   11,041,122 96,886 SH   SOLE   96,886 0 0
iShares ESG Aware MSCI USA Smal Equities 46435U663   396,009 13,320 SH   SOLE   13,320 0 0
ISHARES EXPANDED TECH SECTOR Equities 464287549   548,517 11,079 SH   SOLE   11,079 0 0
iShares Exponential Technologie Equities 46434V381   785,850 13,641 SH   SOLE   13,641 0 0
ISHARES GOLD TRUST Equities 464285204   555,090 16,048 SH   SOLE   16,048 0 0
ISHARES IBOXX $ HIGH YIELD CORP Equities 464288513   53,717,764 729,563 SH   SOLE   729,563 0 0
ISHARES IBOXX $ INVEST GRADE CO Equities 464287242   357,177 3,388 SH   SOLE   3,388 0 0
iShares Morningstar Small-Cap G Equities 464288604   241,294 6,695 SH   SOLE   6,695 0 0
ISHARES MORNINGSTAR U.S. EQUITY Equities 464287127   2,013,389 18,630 SH   SOLE   18,630 0 0
ISHARES MSCI EAFE INDEX FD Equities 464287465   1,917,340 29,210 SH   SOLE   29,210 0 0
ISHARES MSCI MEXICO INVESTABLE Equities 464286822   3,287,576 66,483 SH   SOLE   66,483 0 0
ISHARES MSCI USA MINIMUM VOLATI Equities 46429B697   672,694 9,330 SH   SOLE   9,330 0 0
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   139,457 920 SH   SOLE   920 0 0
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   538,358 3,550 SH   DFND   0 0 3,550
ISHARES RUSSELL 2000 GROWTH IND Equities 464287648   209,801 978 SH   DFND   0 0 978
ISHARES RUSSELL 2000 GROWTH IND Equities 464287648   74,948 349 SH   SOLE   349 0 0
ISHARES RUSSELL 2000 INDEX Equities 464287655   636,052 3,648 SH   SOLE   3,648 0 0
ISHARES RUSSELL 2000 VALUE INDE Equities 464287630   335,605 2,420 SH   SOLE   2,420 0 0
ISHARES RUSSELL MID CAP GROWTH Equities 464287481   506,756 6,062 SH   SOLE   6,062 0 0
ISHARES RUSSELL TOP 200 GROWTH Equities 464289438   886,358 8,414 SH   SOLE   8,414 0 0
ISHARES S&P 500 VAL IDX FD Equities 464287408   825,583 5,691 SH   SOLE   5,691 0 0
ISHARES S&P GROWTH INDEX FD Equities 464287309   684,861 11,707 SH   SOLE   11,707 0 0
ISHARES S&P MIDCAP 400 GROWTH I Equities 464287606   261,212 3,824 SH   SOLE   3,824 0 0
ISHARES S&P MIDCAP 400 VALUE IN Equities 464287705   2,175,432 21,582 SH   SOLE   21,582 0 0
ISHARES SHORT TREASURY BOND Equities 464288679   426,507 3,880 SH   SOLE   3,880 0 0
ISHARES SHORT-TERM CORPORATE BO Equities 464288646   242,840 6,203 SH   SOLE   6,203 0 0
ISHARES SMALL CAP 600 VALUE IND Equities 464287879   448,653 4,914 SH   SOLE   4,914 0 0
ISHARES US INFRASTRUCTURE ETF Equities 46435U713   25 1 SH   SOLE   1 0 0
ISHARES US INFRASTRUCTURE ETF Equities 46435U713   6,480,983 178,712 SH   DFND   178,712 0 0
ISHARES US PREFERRED STOCK Equities 464288687   229,946 11,114 SH   SOLE   11,114 0 0
JABIL CIRCUIT INC Equities 466313103   866,890 12,711 SH   DFND   0 0 12,711
JOHNSON & JOHNSON Equities 478160104   1,663,336 9,416 SH   DFND   0 0 9,416
JOHNSON & JOHNSON Equities 478160104   5,477,210 31,006 SH   SOLE   31,006 0 0
JP MORGAN CHASE Equities 46625H100   5,525,591 41,205 SH   SOLE   41,205 0 0
JP MORGAN CHASE Equities 46625H100   1,392,629 10,385 SH   DFND   0 0 10,385
JP MORGAN ULTRA SHORT INCOME ET Equities 46641Q837   202,240 9,298 SH   SOLE   9,298 0 0
KBR INC. Equities 48242W106   736,296 13,945 SH   DFND   0 0 13,945
Kemper Corp Equities 488401100   228,091 4,636 SH   DFND   0 0 4,636
KINDER MORGAN INC. Equities 49456B101   211,880 11,719 SH   DFND   0 0 11,719
KKR & CO. INC. CLASS A Equities 48251W104   254,567 5,484 SH   DFND   0 0 5,484
KLA CORP. Equities 482480100   4,054,204 10,753 SH   SOLE   10,753 0 0
KLA CORP. Equities 482480100   301,247 799 SH   DFND   0 0 799
Knight-Swift Transportation Hol Equities 499049104   579,655 11,060 SH   DFND   0 0 11,060
LAM RESEARCH CORPORATION Equities 512807108   310,181 738 SH   DFND   0 0 738
LANDSTAR SYSTEMS INC Equities 515098101   728,163 4,470 SH   DFND   0 0 4,470
LENNAR CORP Equities 526057104   235,934 2,607 SH   DFND   0 0 2,607
Leslies Poolmart Equities 527064109   218,315 17,880 SH   DFND   0 0 17,880
LINDE PLC Equities G5494J103   4,634,039 14,207 SH   SOLE   14,207 0 0
LINDE PLC Equities G5494J103   1,828,239 5,605 SH   DFND   0 0 5,605
LIVE NATION ENTERTAINMENT INC Equities 538034109   456,658 6,548 SH   DFND   0 0 6,548
LOCKHEED MARTIN CORPORATION Equities 539830109   463,625 953 SH   DFND   0 0 953
LOWES COS INC Equities 548661107   390,510 1,960 SH   DFND   0 0 1,960
LOWES COS INC Equities 548661107   136,679 686 SH   SOLE   686 0 0
LPL FINANCIAL HOLDINGS INC. Equities 50212V100   451,795 2,090 SH   DFND   0 0 2,090
LULULEMON ATHLETICA INC Equities 550021109   248,615 776 SH   DFND   0 0 776
LYONDELLBASELL INDUSTRIES NV Equities N53745100   2,823 34 SH   SOLE   34 0 0
LYONDELLBASELL INDUSTRIES NV Equities N53745100   216,127 2,603 SH   DFND   0 0 2,603
Macom Tech Solutions Hldgs Inc Equities 55405Y100   433,050 6,876 SH   DFND   0 0 6,876
Magnolia Oil & Gas Corp Equities 559663109   292,445 12,471 SH   DFND   0 0 12,471
MARRIOTT INTL INC NEW Equities 571903202   434,759 2,920 SH   DFND   0 0 2,920
MARSH & MCLENNAN COMPANIES, INC Equities 571748102   3,819,609 23,082 SH   SOLE   23,082 0 0
MARSH & MCLENNAN COMPANIES, INC Equities 571748102   1,819,287 10,994 SH   DFND   0 0 10,994
Masonite International Corp Equities 575385109   255,776 3,173 SH   DFND   0 0 3,173
Mastec Inc Equities 576323109   424,090 4,970 SH   DFND   0 0 4,970
MASTERCARD INCORPORATED Equities 57636Q104   212,115 610 SH   DFND   0 0 610
MASTERCARD INCORPORATED Equities 57636Q104   3,811,121 10,960 SH   SOLE   10,960 0 0
MATADOR RESOURCES CO Equities 576485205   200,340 3,500 SH   SOLE   3,500 0 0
MATADOR RESOURCES CO Equities 576485205   13,108 229 SH   DFND   0 0 229
MATTEL INC Equities 577081102   505,211 28,319 SH   DFND   0 0 28,319
MCDONALDS Equities 580135101   1,568,531 5,952 SH   DFND   0 0 5,952
MCDONALDS Equities 580135101   551,041 2,091 SH   SOLE   2,091 0 0
MCKESSON CORP Equities 58155Q103   945,302 2,520 SH   DFND   0 0 2,520
MCKESSON CORP Equities 58155Q103   10,128 27 SH   SOLE   27 0 0
MEDTRONIC CORPORATION Equities G5960L103   1,427,328 18,365 SH   DFND   0 0 18,365
MEDTRONIC CORPORATION Equities G5960L103   14,689 189 SH   SOLE   189 0 0
MERCK & CO, INC. NEW Equities 58933Y105   1,648,495 14,858 SH   DFND   0 0 14,858
MERCK & CO, INC. NEW Equities 58933Y105   267,168 2,408 SH   SOLE   2,408 0 0
MERLYN.AI SECTORSURFER MOMENTUM Equities 02072L862   934,412 15,407 SH   SOLE   15,407 0 0
Mettler-Toledo International In Equities 592688105   689,480 477 SH   DFND   0 0 477
MICROCHIP TECHNOLOGY INC Equities 595017104   222,622 3,169 SH   DFND   0 0 3,169
MICROSOFT Equities 594918104   6,545,407 27,293 SH   SOLE   27,293 0 0
MICROSOFT Equities 594918104   4,697,354 19,587 SH   DFND   0 0 19,587
Modine Manufacturing Co Equities 607828100   230,853 11,624 SH   DFND   0 0 11,624
Molina Healthcare Inc Equities 60855R100   467,922 1,417 SH   DFND   0 0 1,417
MOLSON COORS Equities 60871R209   284,081 5,514 SH   DFND   0 0 5,514
Monolithic Power Systems Equities 609839105   276,169 781 SH   DFND   0 0 781
MORGAN STANLEY Equities 617446448   64,870 763 SH   SOLE   763 0 0
MORGAN STANLEY Equities 617446448   214,250 2,520 SH   DFND   0 0 2,520
MRC Global Equities 55345K103   454,943 39,287 SH   DFND   0 0 39,287
MSCI Inc Equities 55354G100   230,259 495 SH   DFND   0 0 495
Navigator Holdings Equities Y62132108   182,725 15,278 SH   DFND   0 0 15,278
NEUROCRINE BIOSCIENCES INC Equities 64125C109   779,943 6,530 SH   DFND   0 0 6,530
NEXTERA ENERGY INC. Equities 65339F101   4,288,847 51,302 SH   SOLE   51,302 0 0
NIKE, INC Equities 654106103   2,301,353 19,668 SH   DFND   0 0 19,668
NIKE, INC Equities 654106103   3,093,627 26,439 SH   SOLE   26,439 0 0
NMI Hldgs Inc Equities 629209305   200,368 9,587 SH   DFND   0 0 9,587
Nomad Foods Limited Equities G6564A105   190,554 11,053 SH   DFND   0 0 11,053
NORTHERN TRUST CORPORATION Equities 665859104   388,117 4,386 SH   DFND   0 0 4,386
NORTHROP GRUMMAN CORP. Equities 666807102   1,649,379 3,023 SH   DFND   0 0 3,023
NORTHROP GRUMMAN CORP. Equities 666807102   1,637 3 SH   SOLE   3 0 0
NOVO-NORDISK A/S (DENMARK) Equities 670100205   537,570 3,972 SH   DFND   0 0 3,972
NUCOR CORP Equities 670346105   241,476 1,832 SH   DFND   0 0 1,832
NUCOR CORP Equities 670346105   17,794 135 SH   SOLE   135 0 0
NVIDIA CORP Equities 67066G104   42,088 288 SH   SOLE   288 0 0
NVIDIA CORP Equities 67066G104   689,781 4,720 SH   DFND   0 0 4,720
OCCIDENTAL PETROLEUM CORPORATIO Equities 674599105   253,850 4,030 SH   DFND   0 0 4,030
ORACLE CORP Equities 68389X105   105,690 1,293 SH   SOLE   1,293 0 0
ORACLE CORP Equities 68389X105   562,453 6,881 SH   DFND   0 0 6,881
OUSTER INC Equities 68989M103   9,770 11,361 SH   DFND   0 0 11,361
PACER BENCHMARK DATA & INFRASTR Equities 69374H741   297,000 9,049 SH   SOLE   9,049 0 0
Pactiv Evergreen Inc Equities 69526K105   146,817 12,924 SH   DFND   0 0 12,924
PALO ALTO NETWORKS INC Equities 697435105   476,948 3,418 SH   DFND   0 0 3,418
Paycom Software Inc Equities 70432V102   391,611 1,262 SH   DFND   0 0 1,262
PAYMENTUS HOLDINGS INC A Equities 70439P108   110,065 13,741 SH   DFND   0 0 13,741
PEPSI CO Equities 713448108   2,988,297 16,541 SH   SOLE   16,541 0 0
PEPSI CO Equities 713448108   2,283,000 12,637 SH   DFND   0 0 12,637
Perdoceo Ed Corp Equities 71363P106   257,928 18,556 SH   DFND   0 0 18,556
PERFORMANCE FOOD GROUP CO. Equities 71377A103   623,080 10,671 SH   DFND   0 0 10,671
PERMIAN RESOURCES CORP CL A Equities 71424F105   206,997 22,021 SH   DFND   0 0 22,021
PFIZER Equities 717081103   635,888 12,410 SH   DFND   0 0 12,410
PFIZER Equities 717081103   93,769 1,830 SH   SOLE   1,830 0 0
PHILIP MORRIS INTERNATIONAL, IN Equities 718172109   1,141,750 11,281 SH   DFND   0 0 11,281
PHILIP MORRIS INTERNATIONAL, IN Equities 718172109   5,061 50 SH   SOLE   50 0 0
PHILLIPS 66 Equities 718546104   12,177 117 SH   SOLE   117 0 0
PHILLIPS 66 Equities 718546104   885,200 8,505 SH   DFND   0 0 8,505
Physicians Realty Trust Equities 71943U104   150,662 10,412 SH   DFND   0 0 10,412
Pimco Enhanced Short Maturity E Equities 72201R833   568,639 5,764 SH   SOLE   5,764 0 0
PINNACLE WEST CAPITAL CORP. Equities 723484101   392,518 5,162 SH   DFND   0 0 5,162
PIONEER NATURAL RESOURCES COMPA Equities 723787107   42,481 186 SH   SOLE   186 0 0
PIONEER NATURAL RESOURCES COMPA Equities 723787107   226,106 990 SH   DFND   0 0 990
Planet Fitness Inc Cl A Equities 72703H101   551,048 6,993 SH   DFND   0 0 6,993
PNC BANK Equities 693475105   150,201 951 SH   SOLE   951 0 0
PNC BANK Equities 693475105   161,099 1,020 SH   DFND   0 0 1,020
POOL CORPORATION Equities 73278L105   203,770 674 SH   SOLE   674 0 0
PROCTER & GAMBLE Equities 742718109   2,043,635 13,484 SH   DFND   0 0 13,484
PROCTER & GAMBLE Equities 742718109   3,421,164 22,573 SH   SOLE   22,573 0 0
PULTEGROUP INC Equities 745867101   226,648 4,978 SH   DFND   0 0 4,978
PURE STORAGE INC Equities 74624M102   488,638 18,260 SH   DFND   0 0 18,260
QORVO INC. Equities 74736K101   221,071 2,439 SH   DFND   0 0 2,439
QUALCOMM INC Equities 747525103   63,325 576 SH   SOLE   576 0 0
QUALCOMM INC Equities 747525103   515,619 4,690 SH   DFND   0 0 4,690
QUANTA SERVICES INC. Equities 74762E102   511,718 3,591 SH   DFND   0 0 3,591
Radius Global Infrastructure In Equities 750481103   197,961 16,748 SH   DFND   0 0 16,748
RAYMOND JAMES FINANCIAL Equities 754730109   255,692 2,393 SH   DFND   0 0 2,393
RAYTHEON TECHNOLOGIES Equities 75513E101   26,542 263 SH   SOLE   263 0 0
RAYTHEON TECHNOLOGIES Equities 75513E101   614,300 6,087 SH   DFND   0 0 6,087
REAL ESTATE SELECT SECTOR SPDR Equities 81369Y860   201,299 5,451 SH   SOLE   5,451 0 0
REGIONS FINL Equities 7591EP100   11,233 521 SH   SOLE   521 0 0
REGIONS FINL Equities 7591EP100   228,213 10,585 SH   DFND   0 0 10,585
REINSURANCE GROUP OF AMERICA, I Equities 759351604   413,198 2,908 SH   DFND   0 0 2,908
RELIANCE STL & ALMN Equities 759509102   220,255 1,088 SH   DFND   0 0 1,088
RENAISSANCERE HOLDINGS LTD. Equities G7496G103   250,184 1,358 SH   DFND   0 0 1,358
RESMED INC Equities 761152107   417,925 2,008 SH   DFND   0 0 2,008
SCHWAB CORP Equities 808513105   3,609,654 43,354 SH   SOLE   43,354 0 0
SCHWAB EMERGING MARKETS EQUITY Equities 808524706   5,913,057 249,812 SH   SOLE   249,812 0 0
SCHWAB INTERNATIONAL EQUITY ETF Equities 808524805   30,890,676 959,040 SH   SOLE   959,040 0 0
SCHWAB SHORT TERM US TREASURY E Equities 808524862   463,575 9,610 SH   SOLE   9,610 0 0
SCHWAB U.S. BROAD MARKET ETF Equities 808524102   3,683,733 82,208 SH   SOLE   82,208 0 0
Schwab US Aggregate Bond ETF - Equities 808524839   24,816,626 543,628 SH   SOLE   543,628 0 0
SCHWAB US DIVIDEND EQUITY Equities 808524797   7,965,730 253,121 SH   DFND   253,121 0 0
SCHWAB US DIVIDEND EQUITY Equities 808524797   575,713 18,294 SH   SOLE   18,294 0 0
SCHWAB US LARGE CAP Equities 808524201   55,149,655 1,221,476 SH   DFND   1,221,476 0 0
SCHWAB US LARGE CAP VALUE ETF Equities 808524409   256,941 5,219 SH   SOLE   5,219 0 0
SCHWAB US LARGE-CAP GROWTH ETF Equities 808524300   6,114,980 110,061 SH   SOLE   110,061 0 0
SCHWAB US MID-CAP ETF Equities 808524508   1,193,672 18,193 SH   SOLE   18,193 0 0
SCHWAB US REIT ETF Equities 808524847   482,479 25,012 SH   SOLE   25,012 0 0
SCHWAB US SMALL CAP Equities 808524607   193,043 4,720 SH   SOLE   4,720 0 0
SCHWAB US SMALL CAP Equities 808524607   20,829,867 509,288 SH   DFND   509,288 0 0
SECTOR SPDR ENERGY Equities 81369Y506   447,260 5,113 SH   SOLE   5,113 0 0
SELECT SECTOR SPDR-CONSUMER STA Equities 81369Y308   229,280 3,076 SH   SOLE   3,076 0 0
SEMPRA ENERGY Equities 816851109   139,086 900 SH   DFND   0 0 900
SEMPRA ENERGY Equities 816851109   68,307 442 SH   SOLE   442 0 0
SHARES S&P 500 PURE GROWTH PORT Equities 46137V266   1,267,028 8,357 SH   SOLE   8,357 0 0
SHERWIN WILLIAMS CO. Equities 824348106   273,641 1,153 SH   DFND   0 0 1,153
SHERWIN WILLIAMS CO. Equities 824348106   1,436,084 6,051 SH   SOLE   6,051 0 0
Shoals Technologies Group Inc O Equities 82489W107   249,192 10,101 SH   DFND   0 0 10,101
Signify Health Equities 82671G100   233,636 8,152 SH   DFND   0 0 8,152
Sitime Corporation Com Equities 82982T106   225,495 2,219 SH   DFND   0 0 2,219
SM ENERGY CO Equities 78454L100   504,791 14,493 SH   DFND   0 0 14,493
SPDR BARCLAYS SHORT TERM CORPOR Equities 78464A474   744,672 17,318 SH   SOLE   17,318 0 0
SPDR BLOOMBERG BARCLAYS 1 TO 3 Equities 78468R663   3,898,096 42,611 SH   SOLE   42,611 0 0
SPDR GOLD TRGOLD SHS Equities 78463V107   3,721,751 21,939 SH   DFND   21,939 0 0
SPDR GOLD TRGOLD SHS Equities 78463V107   337,221 1,988 SH   SOLE   1,988 0 0
SPDR Portfolio Aggregate Bond E Equities 78464A649   2,027,120 5,825 SH   SOLE   5,825 0 0
SPDR PORTFOLIO DEVELOPED WORLD Equities 78463X889   889,261 29,952 SH   SOLE   29,952 0 0
SPDR PORTFOLIO EMERGING MARKETS Equities 78463X509   496,674 15,069 SH   SOLE   15,069 0 0
SPDR Portfolio Long Term Treasu Equities 78464A664   235,572 8,115 SH   SOLE   8,115 0 0
SPDR Portfolio S&P 500 Value ET Equities 78464A508   1,162,013 29,879 SH   SOLE   29,879 0 0
SPDR Portfolio TIPS Equities 78464A656   259,860 11,632 SH   SOLE   11,632 0 0
SPDR PORTFOLIO TOTAL STOCK MARK Equities 78464A805   573,235 20,299 SH   SOLE   20,299 0 0
SPDR S&P 500 Equities 78462F103   5,840,496 15,272 SH   SOLE   15,272 0 0
SPDR S&P 500 GROWTH ETF Equities 78464A409   2,175,188 54,957 SH   SOLE   54,957 0 0
SPDR S&P 600 Small Cap Growth E Equities 78464A201   633,332 8,767 SH   SOLE   8,767 0 0
SPDR S&P 600 Small Cap Value ET Equities 78464A300   587,119 10,899 SH   SOLE   10,899 0 0
SPDR S&P DIVIDEND ETF Equities 78464A763   5,141,621 41,097 SH   SOLE   41,097 0 0
SPDR S&P MIDCAP 400 Equities 78467Y107   461,551 1,042 SH   SOLE   1,042 0 0
SPDR S&P Transportation ETF Equities 78464A532   293,244 4,363 SH   SOLE   4,363 0 0
STAG Industrial Inc. Equities 85254J102   229,918 7,116 SH   DFND   0 0 7,116
STANLEY BLACK & DECKER, INC. Equities 854502101   391,075 5,206 SH   DFND   0 0 5,206
STARBUCKS CORP Equities 855244109   3,418,928 34,465 SH   SOLE   34,465 0 0
Steris PLC Equities G8473T100   314,896 1,705 SH   DFND   0 0 1,705
Stifel Financial Corp Equities 860630102   284,087 4,867 SH   DFND   0 0 4,867
STOCK YARDS BANCORP INC. Equities 861025104   672,868 10,355 SH   SOLE   10,355 0 0
Stoneridge Inc Equities 86183P102   269,047 12,479 SH   DFND   0 0 12,479
STRYKER CORP Equities 863667101   1,730,989 7,080 SH   DFND   0 0 7,080
STRYKER CORP Equities 863667101   3,016,029 12,336 SH   SOLE   12,336 0 0
Summit Materials Inc Equities 86614U100   273,140 9,621 SH   DFND   0 0 9,621
SYNOPSYS INC Equities 871607107   820,575 2,570 SH   DFND   0 0 2,570
SYNOVUS FINANCIAL CORPORATION N Equities 87161C501   345,760 9,208 SH   DFND   0 0 9,208
TAIWAN SEMICONDUCTOR Equities 874039100   3,854,560 51,746 SH   SOLE   51,746 0 0
TAPESTRY ORD SHS Equities 876030107   229,394 6,024 SH   DFND   0 0 6,024
TARGET CORP Equities 87612E106   2,981,545 20,005 SH   SOLE   20,005 0 0
TECHNOLOGY SELECT SECTOR SPDR Equities 81369Y803   374,171 3,007 SH   SOLE   3,007 0 0
TESLA MOTORS INC. Equities 88160R101   939,248 7,625 SH   DFND   0 0 7,625
TEXAS INSTRUMENTS Equities 882508104   190,003 1,150 SH   DFND   0 0 1,150
TEXAS INSTRUMENTS Equities 882508104   3,175,363 19,219 SH   SOLE   19,219 0 0
The Bancorp Inc Equities 05969A105   360,568 12,705 SH   DFND   0 0 12,705
THERMO FISHER SCIENTIFIC INC Equities 883556102   3,281,562 5,959 SH   SOLE   5,959 0 0
THOMSON REUTERS CORP. Equities 884903709   250,954 2,200 SH   DFND   0 0 2,200
TJX COMPANIES Equities 872540109   4,981,925 62,587 SH   SOLE   62,587 0 0
TJX COMPANIES Equities 872540109   2,494,107 31,333 SH   DFND   0 0 31,333
Tortoise North American Pipelin Equities 56167N720   342,074 13,855 SH   SOLE   13,855 0 0
TRANSUNION Equities 89400J107   211,961 3,735 SH   DFND   0 0 3,735
TRAVELERS COMPANIES INC Equities 89417E109   312,546 1,667 SH   DFND   0 0 1,667
TREX ORD SHS Equities 89531P105   206,867 4,887 SH   DFND   0 0 4,887
Triumph Group Inc Equities 896818101   105,326 10,012 SH   DFND   0 0 10,012
TRUIST FINANCIAL CORP. Equities 89832Q109   817,656 19,002 SH   SOLE   19,002 0 0
TRUIST FINANCIAL CORP. Equities 89832Q109   117,902 2,740 SH   DFND   0 0 2,740
ULTA BEAUTY INC. Equities 90384S303   562,884 1,200 SH   DFND   0 0 1,200
UNION PACIFIC CORP Equities 907818108   1,112,173 5,371 SH   DFND   0 0 5,371
UNION PACIFIC CORP Equities 907818108   74,752 361 SH   SOLE   361 0 0
UNITED PARCEL SERVICE INC CL B Equities 911312106   325,081 1,870 SH   DFND   0 0 1,870
UNITED PARCEL SERVICE INC CL B Equities 911312106   522 3 SH   SOLE   3 0 0
UNITED RENTALS INC Equities 911363109   895,658 2,520 SH   DFND   0 0 2,520
UNITEDHEALTH GROUP Equities 91324P102   5,863,791 11,060 SH   SOLE   11,060 0 0
UNITEDHEALTH GROUP Equities 91324P102   3,764,278 7,100 SH   DFND   0 0 7,100
UNIVERSAL DISPLAY CORP. Equities 91347P105   222,346 2,058 SH   DFND   0 0 2,058
US BANCORP Equities 902973304   383,594 8,796 SH   DFND   0 0 8,796
US BANCORP Equities 902973304   23,331 535 SH   SOLE   535 0 0
VALERO ENERGY CORPORATION Equities 91913Y100   358,633 2,827 SH   DFND   0 0 2,827
VANECK BIOTECH ETF Equities 92189F726   377,075 2,361 SH   SOLE   2,361 0 0
VANECK VECTORS FALLEN ANGEL HIY Equities 92189F437   2,794,383 103,419 SH   SOLE   103,419 0 0
VANGUARD DIVIDEND APPRECIATION Equities 921908844   766,603 5,048 SH   SOLE   5,048 0 0
VANGUARD DIVIDEND APPRECIATION Equities 921908844   24,783,786 163,212 SH   DFND   163,212 0 0
Vanguard Emerging Mrkts Govt Bo Equities 921946885   4,968,636 81,480 SH   DFND   81,480 0 0
Vanguard Emerging Mrkts Govt Bo Equities 921946885   80,029 1,312 SH   SOLE   1,312 0 0
Vanguard Extended Duration Trs Equities 921910709   302,475 10,274 SH   SOLE   10,274 0 0
VANGUARD FTSE ALL-WORLD EX-US E Equities 922042775   342,636 6,834 SH   SOLE   6,834 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   3,941,179 93,905 SH   SOLE   93,905 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   20,015,748 476,906 SH   DFND   476,906 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858   7,910,603 202,940 SH   DFND   202,940 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858   3,271,560 83,929 SH   SOLE   83,929 0 0
VANGUARD GROWTH ETF Equities 922908736   1,067,546 5,009 SH   SOLE   5,009 0 0
VANGUARD HEALTH CARE ETF Equities 92204A504   963,567 3,885 SH   SOLE   3,885 0 0
VANGUARD HIGH DIVDEND YIELD Equities 921946406   276,880 2,559 SH   SOLE   2,559 0 0
VANGUARD INFORMATION TECHNOLOGY Equities 92204A702   7,591,929 23,769 SH   SOLE   23,769 0 0
VANGUARD INTERMED TERM BOND ETF Equities 921937819   218,724 2,943 SH   SOLE   2,943 0 0
VANGUARD INTERMEDIATE TERM GOVE Equities 92206C706   18,448,829 315,472 SH   DFND   315,472 0 0
VANGUARD INTERMEDIATE TERM GOVE Equities 92206C706   33,249 569 SH   SOLE   569 0 0
VANGUARD INTERMEDIATE-TERM CORP Equities 92206C870   16,734,826 215,909 SH   DFND   215,909 0 0
VANGUARD INTERMEDIATE-TERM CORP Equities 92206C870   414,332 5,346 SH   SOLE   5,346 0 0
VANGUARD INTL DIV APPREC ETF Equities 921946810   8,107,700 116,440 SH   DFND   116,440 0 0
VANGUARD INTL DIV APPREC ETF Equities 921946810   66,318 952 SH   SOLE   952 0 0
VANGUARD LARGE CAP ETF Equities 922908637   4,923,202 28,262 SH   SOLE   28,262 0 0
VANGUARD LONG TERM GOVERNMENT B Equities 92206C847   42,551 691 SH   SOLE   691 0 0
VANGUARD LONG TERM GOVERNMENT B Equities 92206C847   5,643,687 91,596 SH   DFND   91,596 0 0
VANGUARD LONG-TERM CORPORATE BO Equities 92206C813   4,572,202 60,391 SH   DFND   60,391 0 0
Vanguard Mega Cap Growth ETF Equities 921910816   244,953 1,424 SH   SOLE   1,424 0 0
VANGUARD MID CAP ETF Equities 922908629   3,092,778 15,175 SH   SOLE   15,175 0 0
VANGUARD MID CAP ETF Equities 922908629   30,874,262 151,486 SH   DFND   151,486 0 0
VANGUARD MID CAP GROWTH ETF Equities 922908538   290,328 1,376 SH   SOLE   1,376 0 0
VANGUARD MID CAP VALUE ETF Equities 922908512   2,113,377 15,627 SH   SOLE   15,627 0 0
VANGUARD MORTGAGE-BACKED SECS E Equities 92206C771   15,098,820 331,696 SH   DFND   331,696 0 0
VANGUARD REAL ESTATE ETF Equities 922908553   1,446,523 17,538 SH   SOLE   17,538 0 0
VANGUARD S&P 500 Equities 922908363   4,162,848 11,848 SH   SOLE   11,848 0 0
VANGUARD SHORT TERM GOVERNMENT Equities 92206C102   814,154 14,081 SH   SOLE   14,081 0 0
VANGUARD SHORT-TERM CORP BD IDX Equities 92206C409   27,019 359 SH   SOLE   359 0 0
VANGUARD SHORT-TERM CORP BD IDX Equities 92206C409   3,553,494 47,260 SH   DFND   47,260 0 0
Vanguard Shrt-Term Infl-Prot Se Equities 922020805   5,908,599 126,495 SH   DFND   126,495 0 0
Vanguard Shrt-Term Infl-Prot Se Equities 922020805   1,087,808 23,289 SH   SOLE   23,289 0 0
VANGUARD SMALL CAP ETF Equities 922908751   24,147,824 131,567 SH   SOLE   131,567 0 0
VANGUARD SMALL CAP GROWTH ETF Equities 922908595   995,606 4,965 SH   SOLE   4,965 0 0
VANGUARD SMALL CAP VALUE ETF Equities 922908611   727,924 4,584 SH   SOLE   4,584 0 0
VANGUARD ST BOND ETF Equities 921937827   308,173 4,094 SH   SOLE   4,094 0 0
VANGUARD TOTAL BOND MARKET ETF Equities 921937835   1,786,349 24,866 SH   SOLE   24,866 0 0
VANGUARD TOTAL INTERNATIONAL BO Equities 92203J407   427,461 9,012 SH   SOLE   9,012 0 0
VANGUARD TOTAL INTERNATIONAL BO Equities 92203J407   4,250,418 89,615 SH   DFND   89,615 0 0
Vanguard Total World Stock Inde Equities 922042742   1,289,810 14,965 SH   SOLE   14,965 0 0
VANGUARD VALUE ETF Equities 922908744   4,369,964 31,132 SH   SOLE   31,132 0 0
Vertiv Hldg Co Class A Equities 92537N108   314,098 22,994 SH   DFND   0 0 22,994
VG EXT MKT VIPERS Equities 922908652   621,846 4,680 SH   SOLE   4,680 0 0
VG TOTL STK VPRS Equities 922908769   3,645,924 19,070 SH   SOLE   19,070 0 0
VISA INC Equities 92826C839   2,149,693 10,347 SH   DFND   0 0 10,347
VISA INC Equities 92826C839   3,465,021 16,678 SH   SOLE   16,678 0 0
WALMART INC. Equities 931142103   512,145 3,612 SH   SOLE   3,612 0 0
WALT DISNEY Equities 254687106   2,591,109 29,824 SH   SOLE   29,824 0 0
WASTE CONNECTIONS INC. Equities 94106B101   434,664 3,279 SH   DFND   0 0 3,279
WASTE MANAGEMENT Equities 94106L109   406,319 2,590 SH   DFND   0 0 2,590
WASTE MANAGEMENT Equities 94106L109   5,648 36 SH   SOLE   36 0 0
WELLS FARGO & CO Equities 949746101   593,668 14,378 SH   DFND   0 0 14,378
WELLS FARGO & CO Equities 949746101   32,619 790 SH   SOLE   790 0 0
WINTRUST FINL CORP Equities 97650W108   370,620 4,385 SH   DFND   0 0 4,385
WOLFSPEED INC Equities 977852102   488,044 7,069 SH   DFND   0 0 7,069
Workiva Inc Equities 98139A105   218,070 2,597 SH   DFND   0 0 2,597
WR BERKLEY CORP. Equities 084423102   416,552 5,740 SH   DFND   0 0 5,740
XPO LOGISTICS INC. Equities 983793100   470,687 14,139 SH   DFND   0 0 14,139
ZIONS BANCORPORATION NA Equities 989701107   224,071 4,558 SH   DFND   0 0 4,558
ZUORA INC. CL A Equities 98983V106   67,696 10,644 SH   DFND   0 0 10,644