The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,032 8,721 SH   SOLE   0 0 8,721
ABBVIE INC COM 00287Y109 361 2,226 SH   SOLE   0 0 2,226
ALPHABET INC CAP STK CL A 02079K305 2,503 900 SH   SOLE   0 0 900
ALPHABET INC CAP STK CL C 02079K107 718 257 SH   SOLE   0 0 257
AMAZON COM INC COM 023135106 3,045 934 SH   SOLE   0 0 934
AMERICAN INTL GROUP INC COM NEW 026874784 1,381 22,005 SH   SOLE   0 0 22,005
AMGEN INC COM 031162100 471 1,946 SH   SOLE   0 0 1,946
APA CORPORATION COM 03743Q108 1,510 36,541 SH   SOLE   0 0 36,541
APPLE INC COM 037833100 11,650 66,720 SH   SOLE   0 0 66,720
APPLIED MATLS INC COM 038222105 689 5,225 SH   SOLE   0 0 5,225
BK OF AMERICA CORP COM 060505104 484 11,733 SH   SOLE   0 0 11,733
BOEING CO COM 097023105 1,715 8,956 SH   SOLE   0 0 8,956
CATERPILLAR INC COM 149123101 240 1,076 SH   SOLE   0 0 1,076
CHEVRON CORP NEW COM 166764100 982 6,028 SH   SOLE   0 0 6,028
CITIGROUP INC COM NEW 172967424 1,677 31,397 SH   SOLE   0 0 31,397
COMERICA INC COM 200340107 859 9,500 SH   SOLE   0 0 9,500
COSTCO WHSL CORP NEW COM 22160K105 392 681 SH   SOLE   0 0 681
CROWDSTRIKE HLDGS INC CL A 22788C105 625 2,751 SH   SOLE   0 0 2,751
CUMMINS INC COM 231021106 894 4,360 SH   SOLE   0 0 4,360
DANAHER CORPORATION COM 235851102 287 978 SH   SOLE   0 0 978
DBX ETF TR XTRACK MSCI EURP 233051853 583 16,924 SH   SOLE   0 0 16,924
DEERE & CO COM 244199105 277 666 SH   SOLE   0 0 666
DIAMONDBACK ENERGY INC COM 25278X109 720 5,253 SH   SOLE   0 0 5,253
DISNEY WALT CO COM 254687106 1,290 9,408 SH   SOLE   0 0 9,408
DXC TECHNOLOGY CO COM 23355L106 971 29,745 SH   SOLE   0 0 29,745
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 179 16,000 SH   SOLE   0 0 16,000
ENTERPRISE PRODS PARTNERS L COM 293792107 205 7,930 SH   SOLE   0 0 7,930
FLEXSHARES TR MORNSTAR UPSTR 33939L407 929 19,837 SH   SOLE   0 0 19,837
GENERAL MTRS CO COM 37045V100 326 7,444 SH   SOLE   0 0 7,444
HOME DEPOT INC COM 437076102 421 1,406 SH   SOLE   0 0 1,406
HONEYWELL INTL INC COM 438516106 926 4,757 SH   SOLE   0 0 4,757
INGERSOLL RAND INC COM 45687V106 862 17,124 SH   SOLE   0 0 17,124
INTERCONTINENTAL EXCHANGE IN COM 45866F104 340 2,576 SH   SOLE   0 0 2,576
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 1,743 76,948 SH   SOLE   0 0 76,948
ISHARES TR IBOXX HI YD ETF 464288513 530 6,442 SH   SOLE   0 0 6,442
ISHARES TR AGGRES ALLOC ETF 464289859 5,800 84,131 SH   SOLE   0 0 84,131
ISHARES TR MODERT ALLOC ETF 464289875 286 6,651 SH   SOLE   0 0 6,651
ISHARES TR EUROPE ETF 464287861 1,657 32,975 SH   SOLE   0 0 32,975
ISHARES TR U.S. BAS MTL ETF 464287838 1,086 7,263 SH   SOLE   0 0 7,263
ISHARES TR CORE MSCI EURO 46434V738 12,652 236,931 SH   SOLE   0 0 236,931
ISHARES TR RUS 2000 GRW ETF 464287648 618 2,416 SH   SOLE   0 0 2,416
ISHARES TR RUS 1000 VAL ETF 464287598 323 1,947 SH   SOLE   0 0 1,947
ISHARES TR CONSER ALLOC ETF 464289883 258 6,845 SH   SOLE   0 0 6,845
ISHARES TR CORE S&P MCP ETF 464287507 497 1,852 SH   SOLE   0 0 1,852
ISHARES TR GRWT ALLOCAT ETF 464289867 5,977 110,771 SH   SOLE   0 0 110,771
JOHNSON & JOHNSON COM 478160104 1,145 6,462 SH   SOLE   0 0 6,462
JPMORGAN CHASE & CO COM 46625H100 876 6,428 SH   SOLE   0 0 6,428
KEURIG DR PEPPER INC COM 49271V100 651 17,182 SH   SOLE   0 0 17,182
LILLY ELI & CO COM 532457108 1,372 4,792 SH   SOLE   0 0 4,792
MARRIOTT INTL INC NEW CL A 571903202 373 2,122 SH   SOLE   0 0 2,122
MASTERCARD INCORPORATED CL A 57636Q104 1,270 3,555 SH   SOLE   0 0 3,555
MCDONALDS CORP COM 580135101 338 1,367 SH   SOLE   0 0 1,367
META PLATFORMS INC CL A 30303M102 1,679 7,552 SH   SOLE   0 0 7,552
MICRON TECHNOLOGY INC COM 595112103 695 8,918 SH   SOLE   0 0 8,918
MICROSOFT CORP COM 594918104 3,367 10,921 SH   SOLE   0 0 10,921
NIKE INC CL B 654106103 1,417 10,527 SH   SOLE   0 0 10,527
NVIDIA CORPORATION COM 67066G104 2,885 10,573 SH   SOLE   0 0 10,573
NXP SEMICONDUCTORS N V COM N6596X109 705 3,807 SH   SOLE   0 0 3,807
PAYPAL HLDGS INC COM 70450Y103 625 5,405 SH   SOLE   0 0 5,405
PIMCO DYNAMIC INCOME FD SHS 72201Y101 409 16,776 SH   SOLE   0 0 16,776
PROCTER AND GAMBLE CO COM 742718109 466 3,052 SH   SOLE   0 0 3,052
QUALCOMM INC COM 747525103 213 1,393 SH   SOLE   0 0 1,393
SALESFORCE COM INC COM 79466L302 790 3,720 SH   SOLE   0 0 3,720
SCHLUMBERGER LTD COM STK 806857108 961 23,254 SH   SOLE   0 0 23,254
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 228 6,000 SH   SOLE   0 0 6,000
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,149 149,409 SH   SOLE   0 0 149,409
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 6,401 109,418 SH   SOLE   0 0 109,418
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 752 20,488 SH   SOLE   0 0 20,488
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 613 11,490 SH   SOLE   0 0 11,490
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,293 111,768 SH   SOLE   0 0 111,768
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,925 165,737 SH   SOLE   0 0 165,737
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,503 46,608 SH   SOLE   0 0 46,608
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 246 2,390 SH   SOLE   0 0 2,390
SOUTHWEST AIRLS CO COM 844741108 912 19,916 SH   SOLE   0 0 19,916
SPDR S&P 500 ETF TR TR UNIT 78462F103 769 1,704 SH   SOLE   0 0 1,704
SPDR SER TR NUVEEN BLMBRG MU 78468R721 265 5,538 SH   SOLE   0 0 5,538
TESLA INC COM 88160R101 355 329 SH   SOLE   0 0 329
ULTA BEAUTY INC COM 90384S303 665 1,671 SH   SOLE   0 0 1,671
UNITEDHEALTH GROUP INC COM 91324P102 2,344 4,596 SH   SOLE   0 0 4,596
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,931 45,501 SH   SOLE   0 0 45,501
VANGUARD INDEX FDS SM CP VAL ETF 922908611 352 2,000 SH   SOLE   0 0 2,000
VANGUARD INDEX FDS SML CP GRW ETF 922908595 205 825 SH   SOLE   0 0 825
WELLS FARGO CO NEW COM 949746101 9,461 195,241 SH   SOLE   0 0 195,241