The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALBEMARLE CORP COM 012653101   1,338,026 6,170 SH   SOLE   6,170 0 0
ALPHABET INC CAP STK CL A 02079K305   2,371,975 26,884 SH   SOLE   26,884 0 0
ALTRIA GROUP INC COM 02209S103   1,354,632 29,635 SH   SOLE   29,635 0 0
AMAZON COM INC COM 023135106   1,678,236 19,979 SH   SOLE   19,979 0 0
AMCOR PLC ORD G0250X107   965,639 81,078 SH   SOLE   81,078 0 0
APPLE INC COM 037833100   7,875,203 60,611 SH   SOLE   60,611 0 0
AUTOLIV INC COM 528001090   795,054 10,382 SH   SOLE   10,382 0 0
BANK AMERICA CORP COM 060505104   501,867 15,153 SH   SOLE   15,153 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,755,479 5,683 SH   SOLE   5,683 0 0
BOEING CO COM 097023105   2,361,695 12,398 SH   SOLE   12,398 0 0
BROADCOM INC COM 11135F101   268,382 480 SH   SOLE   480 0 0
CANADA GOOSE HLDGS INC SHS SUB VTG 135086106   872,832 49,008 SH   SOLE   49,008 0 0
CANADIAN PAC RY LTD COM 13645T100   954,454 12,796 SH   SOLE   12,796 0 0
CGI INC CL A SUB VTG 12532H104   1,924,403 22,343 SH   SOLE   22,343 0 0
CHEVRON CORP NEW COM 166764100   1,573,409 8,766 SH   SOLE   8,766 0 0
CIGNA CORP NEW COM 125523100   1,837,471 5,546 SH   SOLE   5,546 0 0
CISCO SYS INC COM 17275R102   1,499,922 31,485 SH   SOLE   31,485 0 0
CITIGROUP INC COM NEW 172967424   1,650,533 36,492 SH   SOLE   36,492 0 0
COSTCO WHSL CORP NEW COM 22160K105   500,005 1,095 SH   SOLE   1,095 0 0
CREDIT ACCEP CORP MICH COM 225310101   995,766 2,099 SH   SOLE   2,099 0 0
D R HORTON INC COM 23331A109   1,526,612 17,126 SH   SOLE   17,126 0 0
DISNEY WALT CO COM 254687106   637,265 7,335 SH   SOLE   7,335 0 0
DOMINION ENERGY INC COM 25746U109   1,186,603 19,351 SH   SOLE   19,351 0 0
EMERSON ELEC CO COM 291011104   1,798,971 18,728 SH   SOLE   18,728 0 0
ENBRIDGE INC COM 29250N105   1,407,835 36,006 SH   SOLE   36,006 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   7,641,858 196,247 SH   SOLE   196,247 0 0
FORD MTR CO DEL COM 345370860   129,151 11,105 SH   SOLE   11,105 0 0
FORTINET INC COM 34959E109   844,330 17,270 SH   SOLE   17,270 0 0
GENERAC HLDGS INC COM 368736104   517,896 5,145 SH   SOLE   5,145 0 0
GENERAL DYNAMICS CORP COM 369550108   1,353,898 5,457 SH   SOLE   5,457 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   691,892 54,695 SH   SOLE   54,695 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,353,947 3,943 SH   SOLE   3,943 0 0
GREENWAVE TECHNOLOGY SOLUTIO COM NEW 57630J304   17,137 19,454 SH   SOLE   19,454 0 0
GRUPO AEROPORTUARIO DEL CENT SPON ADR 400501102   549,077 8,879 SH   SOLE   8,879 0 0
HCA HEALTHCARE INC COM 40412C101   221,483 923 SH   SOLE   923 0 0
HONEYWELL INTL INC COM 438516106   230,373 1,075 SH   SOLE   1,075 0 0
ICON PLC SHS G4705A100   948,911 4,885 SH   SOLE   4,885 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   223,650 3,500 SH   SOLE   3,500 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,433,001 9,137 SH   SOLE   9,137 0 0
ISHARES INC CORE MSCI EMKT 46434G103   2,813,584 60,248 SH   SOLE   60,248 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   396,162 6,772 SH   SOLE   6,772 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,266,451 22,423 SH   SOLE   22,423 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   5,029,077 101,577 SH   SOLE   101,577 0 0
ISHARES TR NATIONAL MUN ETF 464288414   3,744,018 35,482 SH   SOLE   35,482 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   524,709 3,460 SH   SOLE   3,460 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,134,547 32,519 SH   SOLE   32,519 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,515,422 6,547 SH   SOLE   6,547 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,746,706 39,589 SH   SOLE   39,589 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,401,729 9,929 SH   SOLE   9,929 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   25,563,563 245,167 SH   SOLE   245,167 0 0
ISHARES TR CALIF MUN BD ETF 464288356   15,718,207 280,132 SH   SOLE   280,132 0 0
ISHARES TR CORE MSCI EAFE 46432F842   6,725,809 109,114 SH   SOLE   109,114 0 0
JOHNSON & JOHNSON COM 478160104   227,349 1,287 SH   SOLE   1,287 0 0
JPMORGAN CHASE & CO COM 46625H100   3,131,169 23,350 SH   SOLE   23,350 0 0
KIMBELL RTY PARTNERS LP UNIT 49435R102   188,810 11,306 SH   SOLE   11,306 0 0
LEIDOS HOLDINGS INC COM 525327102   1,913,616 18,192 SH   SOLE   18,192 0 0
LGI HOMES INC COM 50187T106   377,160 4,073 SH   SOLE   4,073 0 0
LINDE PLC SHS G5494J103   1,056,497 3,239 SH   SOLE   3,239 0 0
LOWES COS INC COM 548661107   822,026 4,126 SH   SOLE   4,126 0 0
LULULEMON ATHLETICA INC COM 550021109   218,820 683 SH   SOLE   683 0 0
MARATHON OIL CORP COM 565849106   255,054 9,422 SH   SOLE   9,422 0 0
MEDTRONIC PLC SHS G5960L103   517,926 6,664 SH   SOLE   6,664 0 0
MICROSOFT CORP COM 594918104   2,926,458 12,203 SH   SOLE   12,203 0 0
MODERNA INC COM 60770K107   934,024 5,200 SH   SOLE   5,200 0 0
NUCOR CORP COM 670346105   239,235 1,815 SH   SOLE   1,815 0 0
NVIDIA CORPORATION COM 67066G104   1,052,941 7,205 SH   SOLE   7,205 0 0
PAGSEGURO DIGITAL LTD COM CL A G68707101   346,156 39,606 SH   SOLE   39,606 0 0
PAYPAL HLDGS INC COM 70450Y103   592,622 8,321 SH   SOLE   8,321 0 0
PFIZER INC COM 717081103   1,567,124 30,584 SH   SOLE   30,584 0 0
PROCTER AND GAMBLE CO COM 742718109   1,625,982 10,728 SH   SOLE   10,728 0 0
PRUDENTIAL FINL INC COM 744320102   1,164,478 11,708 SH   SOLE   11,708 0 0
QUALCOMM INC COM 747525103   1,326,426 12,065 SH   SOLE   12,065 0 0
QUANTUMSCAPE CORP COM CL A 74767V109   111,926 19,740 SH   SOLE   19,740 0 0
READY CAPITAL CORP COM 75574U101   120,401 10,808 SH   SOLE   10,808 0 0
SABINE RTY TR UNIT BEN INT 785688102   1,300,628 15,262 SH   SOLE   15,262 0 0
SANOFI SPONSORED ADR 80105N105   1,247,508 25,759 SH   SOLE   25,759 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   211,478 6,720 SH   SOLE   6,720 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,231,981 25,025 SH   SOLE   25,025 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   224,480 1,738 SH   SOLE   1,738 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,043,803 8,388 SH   SOLE   8,388 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   385,349 5,169 SH   SOLE   5,169 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   987,765 7,271 SH   SOLE   7,271 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,261,159 36,876 SH   SOLE   36,876 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   596,021 6,814 SH   SOLE   6,814 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   299,301 3,853 SH   SOLE   3,853 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   406,856 5,771 SH   SOLE   5,771 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   213,939 4,458 SH   SOLE   4,458 0 0
SPDR GOLD TR GOLD SHS 78463V107   305,352 1,800 SH   SOLE   1,800 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   799,115 24,245 SH   SOLE   24,245 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,165,667 3,048 SH   SOLE   3,048 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   265,674 600 SH   SOLE   600 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   987,573 23,237 SH   SOLE   23,237 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,281,506 69,849 SH   SOLE   69,849 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   331,764 8,382 SH   SOLE   8,382 0 0
SPDR SER TR S&P 600 SML CAP 78464A813   1,129,976 13,745 SH   SOLE   13,745 0 0
SUNCOR ENERGY INC NEW COM 867224107   1,195,555 37,679 SH   SOLE   37,679 0 0
TARGET CORP COM 87612E106   729,840 4,897 SH   SOLE   4,897 0 0
TESLA INC COM 88160R101   1,059,471 8,601 SH   SOLE   8,601 0 0
VANECK ETF TRUST LONG MUNI ETF 92189F536   2,191,911 125,539 SH   SOLE   125,539 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   376,466 1,072 SH   SOLE   1,072 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   382,903 2,882 SH   SOLE   2,882 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,017,742 5,323 SH   SOLE   5,323 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,513,757 10,784 SH   SOLE   10,784 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   311,780 1,463 SH   SOLE   1,463 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   980,990 15,920 SH   SOLE   15,920 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   831,752 11,062 SH   SOLE   11,062 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   10,569,669 182,803 SH   SOLE   182,803 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,074,946 7,079 SH   SOLE   7,079 0 0
VISA INC COM CL A 92826C839   884,434 4,257 SH   SOLE   4,257 0 0
WEST FRASER TIMBER CO LTD COM 952845105   985,500 13,646 SH   SOLE   13,646 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   3,217,984 64,014 SH   SOLE   64,014 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   424,977 6,860 SH   SOLE   6,860 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105   416,807 5,845 SH   SOLE   5,845 0 0