The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALBEMARLE CORP COM 012653101 1,460 5,522 SH   SOLE   5,522 0 0
ALPHABET INC CAP STK CL A 002079K30 2,585 27,027 SH   SOLE   27,027 0 0
ALTRIA GROUP INC COM 002209S10 1,211 29,994 SH   SOLE   29,994 0 0
AMAZON COM INC COM 023135106 2,134 18,882 SH   SOLE   18,882 0 0
AMCOR PLC ORD G0250X107 765 71,265 SH   SOLE   71,265 0 0
APPLE INC COM 037833100 8,214 59,433 SH   SOLE   59,433 0 0
AUTOLIV INC COM 052800109 713 10,708 SH   SOLE   10,708 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,446 5,415 SH   SOLE   5,415 0 0
BK OF AMERICA CORP COM 060505104 500 16,565 SH   SOLE   16,565 0 0
BOEING CO COM 097023105 1,382 11,410 SH   SOLE   11,410 0 0
BROADCOM INC COM 11135F101 293 659 SH   SOLE   659 0 0
CANADA GOOSE HLDGS INC SHS SUB VTG 135086106 634 41,612 SH   SOLE   41,612 0 0
CANADIAN PAC RY LTD COM 13645T100 771 11,563 SH   SOLE   11,563 0 0
CGI INC CL A SUB VTG 12532H104 1,509 20,055 SH   SOLE   20,055 0 0
CHEVRON CORP NEW COM 166764100 1,189 8,277 SH   SOLE   8,277 0 0
CIGNA CORP NEW COM 125523100 1,525 5,496 SH   SOLE   5,496 0 0
CISCO SYS INC COM 17275R102 1,428 35,710 SH   SOLE   35,710 0 0
CITIGROUP INC COM NEW 172967424 1,512 36,287 SH   SOLE   36,287 0 0
COSTCO WHSL CORP NEW COM 22160K105 520 1,100 SH   SOLE   1,100 0 0
CREDIT ACCEP CORP MICH COM 225310101 985 2,248 SH   SOLE   2,248 0 0
D R HORTON INC COM 23331A109 1,128 16,748 SH   SOLE   16,748 0 0
DISNEY WALT CO COM 254687106 820 8,689 SH   SOLE   8,689 0 0
DOMINION ENERGY INC COM 25746U109 1,336 19,328 SH   SOLE   19,328 0 0
EMERSON ELEC CO COM 291011104 1,271 17,356 SH   SOLE   17,356 0 0
ENBRIDGE INC COM 29250N105 1,435 38,683 SH   SOLE   38,683 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408 6,048 157,828 SH   SOLE   157,828 0 0
FORD MTR CO DEL COM 345370860 126 11,251 SH   SOLE   11,251 0 0
FORTINET INC COM 34959E109 767 15,619 SH   SOLE   15,619 0 0
GENERAC HLDGS INC COM 368736104 347 1,950 SH   SOLE   1,950 0 0
GENERAL DYNAMICS CORP COM 369550108 1,065 5,021 SH   SOLE   5,021 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434 697 55,559 SH   SOLE   55,559 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,163 3,968 SH   SOLE   3,968 0 0
GREENWAVE TECHNOLOGY SOLUTIO COM NEW 57630J304 34 19,454 SH   SOLE   19,454 0 0
GRUPO AEROPORTUARIO DEL CENT SPON ADR 400501102 422 8,421 SH   SOLE   8,421 0 0
ICON PLC SHS G4705A100 1,084 5,901 SH   SOLE   5,901 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 243 910 SH   SOLE   910 0 0
ISHARES INC CORE MSCI EMKT 46434G103 2,332 54,249 SH   SOLE   54,249 0 0
ISHARES TR CORE MSCI EAFE 46432F842 5,747 109,113 SH   SOLE   109,113 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,004 9,141 SH   SOLE   9,141 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,598 29,801 SH   SOLE   29,801 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,973 5,500 SH   SOLE   5,500 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 368 6,357 SH   SOLE   6,357 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 471 3,460 SH   SOLE   3,460 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,404 25,060 SH   SOLE   25,060 0 0
ISHARES TR CALIF MUN BD ETF 464288356 7,714 142,277 SH   SOLE   142,277 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 19,155 186,590 SH   SOLE   186,590 0 0
ISHARES TR NATIONAL MUN ETF 464288414 6,279 61,211 SH   SOLE   61,211 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 5,749 119,079 SH   SOLE   119,079 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,323 27,112 SH   SOLE   27,112 0 0
JOHNSON & JOHNSON COM 478160104 221 1,353 SH   SOLE   1,353 0 0
JPMORGAN CHASE & CO COM 46625H100 2,212 21,172 SH   SOLE   21,172 0 0
KIMBELL RTY PARTNERS LP UNIT 49435R102 195 11,506 SH   SOLE   11,506 0 0
LEIDOS HOLDINGS INC COM 525327102 1,480 16,922 SH   SOLE   16,922 0 0
LGI HOMES INC COM 50187T106 310 3,805 SH   SOLE   3,805 0 0
LINDE PLC SHS G5494J103 796 2,953 SH   SOLE   2,953 0 0
LOWES COS INC COM 548661107 1,141 6,077 SH   SOLE   6,077 0 0
MARATHON OIL CORP COM 565849106 216 9,565 SH   SOLE   9,565 0 0
MEDTRONIC PLC SHS G5960L103 673 8,334 SH   SOLE   8,334 0 0
MICROSOFT CORP COM 594918104 2,748 11,801 SH   SOLE   11,801 0 0
MODERNA INC COM 60770K107 597 5,048 SH   SOLE   5,048 0 0
NVIDIA CORPORATION COM 67066G104 1,005 8,283 SH   SOLE   8,283 0 0
PAGSEGURO DIGITAL LTD COM CL A G68707101 472 35,707 SH   SOLE   35,707 0 0
PAYPAL HLDGS INC COM 70450Y103 785 9,125 SH   SOLE   9,125 0 0
PFIZER INC COM 717081103 1,277 29,182 SH   SOLE   29,182 0 0
PROCTER AND GAMBLE CO COM 742718109 1,248 9,886 SH   SOLE   9,886 0 0
PRUDENTIAL FINL INC COM 744320102 930 10,837 SH   SOLE   10,837 0 0
QUALCOMM INC COM 747525103 1,407 12,456 SH   SOLE   12,456 0 0
QUANTUMSCAPE CORP COM CL A 74767V109 166 19,760 SH   SOLE   19,760 0 0
READY CAPITAL CORP COM 75574U101 112 11,008 SH   SOLE   11,008 0 0
SABINE RTY TR UNIT BEN INT 785688102 1,085 15,262 SH   SOLE   15,262 0 0
SANOFI SPONSORED ADR 80105N105 952 25,049 SH   SOLE   25,049 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,165 23,710 SH   SOLE   23,710 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 202 3,456 SH   SOLE   3,456 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 399 13,141 SH   SOLE   13,141 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 371 3,123 SH   SOLE   3,123 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 548 17,651 SH   SOLE   17,651 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,188 3,327 SH   SOLE   3,327 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 608 15,779 SH   SOLE   15,779 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 1,326 17,513 SH   SOLE   17,513 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 3,560 77,234 SH   SOLE   77,234 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 457 12,881 SH   SOLE   12,881 0 0
SUNCOR ENERGY INC NEW COM 867224107 1,051 37,341 SH   SOLE   37,341 0 0
TARGET CORP COM 87612E106 770 5,192 SH   SOLE   5,192 0 0
TESLA INC COM 88160R101 1,210 4,563 SH   SOLE   4,563 0 0
VANECK ETF TRUST LONG MUNI ETF 92189F536 2,756 165,597 SH   SOLE   165,597 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 361 2,843 SH   SOLE   2,843 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,175 9,518 SH   SOLE   9,518 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 800 4,456 SH   SOLE   4,456 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 249 760 SH   SOLE   760 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 208 4,317 SH   SOLE   4,317 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 10,008 173,174 SH   SOLE   173,174 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 822 11,062 SH   SOLE   11,062 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 957 7,080 SH   SOLE   7,080 0 0
VISA INC COM CL A 92826C839 764 4,298 SH   SOLE   4,298 0 0
WEST FRASER TIMBER CO LTD COM 952845105 1,047 14,488 SH   SOLE   14,488 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 379 6,860 SH   SOLE   6,860 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 2,958 58,823 SH   SOLE   58,823 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 346 5,635 SH   SOLE   5,635 0 0