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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 307,804 2,980 SH   SOLE   0 0 2,980
APPLE INC COM 037833100 BBG001S5N8V8 380,659 2,308 SH   SOLE   0 0 2,308
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 491,780 11,051 SH   SOLE   0 0 11,051
INVESTMENT MANAGERS SER TR I AXS CHANGE FINAN 46144X107 BBG0166P2CZ6 240,723 8,337 SH   SOLE   0 0 8,337
ISHARES TR COHEN STEER REIT 464287564 BBG001SDX760 1,889,812 34,026 SH   SOLE   0 0 34,026
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 979,845 3,917 SH   SOLE   0 0 3,917
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,130,413 2,750 SH   SOLE   0 0 2,750
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 555,488 5,575 SH   SOLE   0 0 5,575
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,973,260 33,158 SH   SOLE   0 0 33,158
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 2,009,839 39,767 SH   SOLE   0 0 39,767
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,061,501 14,842 SH   SOLE   0 0 14,842
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 524,898 13,302 SH   SOLE   0 0 13,302
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 4,748,658 19,435 SH   SOLE   0 0 19,435
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 2,113,371 13,880 SH   SOLE   0 0 13,880
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 7,495,814 33,047 SH   SOLE   0 0 33,047
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 223,104 3,492 SH   SOLE   0 0 3,492
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 4,556,583 30,025 SH   SOLE   0 0 30,025
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 202,513 1,842 SH   SOLE   0 0 1,842
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 3,521,907 37,631 SH   SOLE   0 0 37,631
MICROSOFT CORP COM 594918104 BBG001S5TD05 218,243 757 SH   SOLE   0 0 757
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 245,003 598 SH   SOLE   0 0 598
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 295,088 1,183 SH   SOLE   0 0 1,183
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 6,283,946 29,793 SH   SOLE   0 0 29,793
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 303,834 3,659 SH   SOLE   0 0 3,659
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,131,011 13,423 SH   SOLE   0 0 13,423
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 312,940 1,446 SH   SOLE   0 0 1,446
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 338,144 2,448 SH   SOLE   0 0 2,448
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 6,550,907 122,516 SH   SOLE   0 0 122,516
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 3,310,013 81,931 SH   SOLE   0 0 81,931
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 535,215 4,899 SH   SOLE   0 0 4,899
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 519,111 10,856 SH   SOLE   0 0 10,856
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 BBG001T62M56 701,321 8,797 SH   SOLE   0 0 8,797
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 BBG001T62MC8 656,625 10,023 SH   SOLE   0 0 10,023
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 275,590 3,615 SH   SOLE   0 0 3,615
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 5,500,897 26,898 SH   SOLE   0 0 26,898