The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
23ANDME HOLDING CO CLASS A COM 90138Q108 30 12,293 SH   SOLE   0 0 12,293
ABBVIE INC COM 00287Y109 200 1,309 SH   SOLE   0 0 1,309
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,011 3,640 SH   SOLE   0 0 3,640
ALLSTATE CORP COM 020002101 328 2,588 SH   SOLE   0 0 2,588
ALPHABET INC CAP STK CL A 02079K305 2,014 924 SH   SOLE   0 0 924
AMAZON COM INC COM 023135106 1,232 11,601 SH   SOLE   0 0 11,601
AMERIPRISE FINL INC COM 03076C106 397 1,670 SH   SOLE   0 0 1,670
APPLE INC COM 037833100 3,604 26,363 SH   SOLE   0 0 26,363
APTIV PLC SHS G6095L109 405 4,552 SH   SOLE   0 0 4,552
ASTRAZENECA PLC SPONSORED ADR 046353108 385 5,834 SH   SOLE   0 0 5,834
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,598 5,853 SH   SOLE   0 0 5,853
BIOGEN INC COM 09062X103 630 3,088 SH   SOLE   0 0 3,088
BK OF AMERICA CORP COM 060505104 258 8,285 SH   SOLE   0 0 8,285
CF INDS HLDGS INC COM 125269100 318 3,705 SH   SOLE   0 0 3,705
CHEVRON CORP NEW COM 166764100 1,110 7,670 SH   SOLE   0 0 7,670
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 67 33,010 SH   SOLE   0 0 33,010
CISCO SYS INC COM 17275R102 1,155 27,095 SH   SOLE   0 0 27,095
CITIZENS & NORTHN CORP COM 172922106 265 10,984 SH   SOLE   0 0 10,984
COMPASS DIVERSIFIED SH BEN INT 20451Q104 221 10,331 SH   SOLE   0 0 10,331
CONOCOPHILLIPS COM 20825C104 243 2,709 SH   SOLE   0 0 2,709
CONSTELLATION BRANDS INC CL A 21036P108 1,175 5,043 SH   SOLE   0 0 5,043
CUMMINS INC COM 231021106 291 1,503 SH   SOLE   0 0 1,503
CVS HEALTH CORP COM 126650100 354 3,818 SH   SOLE   0 0 3,818
DANAHER CORPORATION COM 235851102 403 1,590 SH   SOLE   0 0 1,590
DARDEN RESTAURANTS INC COM 237194105 532 4,700 SH   SOLE   0 0 4,700
DISNEY WALT CO COM 254687106 1,005 10,642 SH   SOLE   0 0 10,642
DTE ENERGY CO COM 233331107 1,368 10,791 SH   SOLE   0 0 10,791
ECOLAB INC COM 278865100 595 3,868 SH   SOLE   0 0 3,868
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 819 8,491 SH   SOLE   0 0 8,491
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,460 28,855 SH   SOLE   0 0 28,855
FISERV INC COM 337738108 537 6,040 SH   SOLE   0 0 6,040
FORD MTR CO DEL COM 345370860 394 35,406 SH   SOLE   0 0 35,406
GENERAC HLDGS INC COM 368736104 352 1,672 SH   SOLE   0 0 1,672
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 3,095 41,304 SH   SOLE   0 0 41,304
HOST HOTELS & RESORTS INC COM 44107P104 392 25,021 SH   SOLE   0 0 25,021
HP INC COM 40434L105 683 20,826 SH   SOLE   0 0 20,826
INTEL CORP COM 458140100 1,052 28,127 SH   SOLE   0 0 28,127
INTERNATIONAL BUSINESS MACHS COM 459200101 928 6,572 SH   SOLE   0 0 6,572
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 513 10,351 SH   SOLE   0 0 10,351
ISHARES TR CORE S&P TTL STK 464287150 347 4,146 SH   SOLE   0 0 4,146
ISHARES TR CORE US AGGBD ET 464287226 1,607 15,802 SH   SOLE   0 0 15,802
ISHARES TR MSCI EMG MKT ETF 464287234 252 6,285 SH   SOLE   0 0 6,285
ISHARES TR MSCI EAFE ETF 464287465 859 13,749 SH   SOLE   0 0 13,749
ISHARES TR RUS MDCP VAL ETF 464287473 683 6,720 SH   SOLE   0 0 6,720
ISHARES TR RUS MD CP GR ETF 464287481 718 9,060 SH   SOLE   0 0 9,060
ISHARES TR RUSSELL 2000 ETF 464287655 370 2,186 SH   SOLE   0 0 2,186
ISHARES TR CORE S&P SCP ETF 464287804 648 7,008 SH   SOLE   0 0 7,008
ISHARES TR MSCI ACWI ETF 464288257 235 2,805 SH   SOLE   0 0 2,805
ISHARES TR EAFE SML CP ETF 464288273 711 13,026 SH   SOLE   0 0 13,026
ISHARES TR NATIONAL MUN ETF 464288414 1,413 13,287 SH   SOLE   0 0 13,287
ISHARES TR MSCI USA QLT FCT 46432F339 7,362 65,893 SH   SOLE   0 0 65,893
ISHARES TR MSCI INTL QUALTY 46434V456 622 20,123 SH   SOLE   0 0 20,123
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,476 61,276 SH   SOLE   0 0 61,276
ISHARES TR MSCI GBL SUS DEV 46435G532 681 8,522 SH   SOLE   0 0 8,522
ISHARES TR CORE INTL AGGR 46435G672 357 7,175 SH   SOLE   0 0 7,175
ISHARES TR ESG AWR US AGRGT 46435U549 456 9,312 SH   SOLE   0 0 9,312
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2,596 51,250 SH   SOLE   0 0 51,250
JOHNSON & JOHNSON COM 478160104 1,159 6,529 SH   SOLE   0 0 6,529
JPMORGAN CHASE & CO COM 46625H100 1,330 11,810 SH   SOLE   0 0 11,810
KEYCORP COM 493267108 391 22,664 SH   SOLE   0 0 22,664
KLA CORP COM NEW 482480100 675 2,115 SH   SOLE   0 0 2,115
LKQ CORP COM 501889208 551 11,225 SH   SOLE   0 0 11,225
LOWES COS INC COM 548661107 1,382 7,910 SH   SOLE   0 0 7,910
MASCO CORP COM 574599106 416 8,220 SH   SOLE   0 0 8,220
MASTERCARD INCORPORATED CL A 57636Q104 1,655 5,247 SH   SOLE   0 0 5,247
MCKESSON CORP COM 58155Q103 622 1,907 SH   SOLE   0 0 1,907
MERCK & CO INC COM 58933Y105 553 6,068 SH   SOLE   0 0 6,068
META PLATFORMS INC CL A 30303M102 392 2,432 SH   SOLE   0 0 2,432
MICROSOFT CORP COM 594918104 2,586 10,068 SH   SOLE   0 0 10,068
NETFLIX INC COM 64110L106 409 2,341 SH   SOLE   0 0 2,341
NOKIA CORP SPONSORED ADR 654902204 54 11,770 SH   SOLE   0 0 11,770
NVIDIA CORPORATION COM 67066G104 757 4,991 SH   SOLE   0 0 4,991
PENNS WOODS BANCORP INC COM 708430103 321 13,919 SH   SOLE   0 0 13,919
PFIZER INC COM 717081103 1,394 26,578 SH   SOLE   0 0 26,578
PRUDENTIAL FINL INC COM 744320102 1,170 12,224 SH   SOLE   0 0 12,224
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 366 5,784 SH   SOLE   0 0 5,784
QUANTA SVCS INC COM 74762E102 382 3,046 SH   SOLE   0 0 3,046
ROPER TECHNOLOGIES INC COM 776696106 1,042 2,639 SH   SOLE   0 0 2,639
SOUTHWEST AIRLS CO COM 844741108 458 12,693 SH   SOLE   0 0 12,693
SPDR SER TR S&P DIVID ETF 78464A763 578 4,870 SH   SOLE   0 0 4,870
SPDR SER TR S&P BIOTECH 78464A870 492 6,621 SH   SOLE   0 0 6,621
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 428 10,143 SH   SOLE   0 0 10,143
STANLEY BLACK & DECKER INC COM 854502101 555 5,298 SH   SOLE   0 0 5,298
STRYKER CORPORATION COM 863667101 341 1,712 SH   SOLE   0 0 1,712
TARGET CORP COM 87612E106 814 5,765 SH   SOLE   0 0 5,765
TESLA INC COM 88160R101 281 418 SH   SOLE   0 0 418
THERMO FISHER SCIENTIFIC INC COM 883556102 1,339 2,465 SH   SOLE   0 0 2,465
TRAVELERS COMPANIES INC COM 89417E109 318 1,880 SH   SOLE   0 0 1,880
TYSON FOODS INC CL A 902494103 406 4,713 SH   SOLE   0 0 4,713
UNION PAC CORP COM 907818108 315 1,475 SH   SOLE   0 0 1,475
UNITEDHEALTH GROUP INC COM 91324P102 1,052 2,049 SH   SOLE   0 0 2,049
UNIVERSAL DISPLAY CORP COM 91347P105 203 2,009 SH   SOLE   0 0 2,009
UNUM GROUP COM 91529Y106 313 9,197 SH   SOLE   0 0 9,197
VALERO ENERGY CORP COM 91913Y100 231 2,174 SH   SOLE   0 0 2,174
VERIZON COMMUNICATIONS INC COM 92343V104 1,486 29,285 SH   SOLE   0 0 29,285
VISA INC COM CL A 92826C839 306 1,556 SH   SOLE   0 0 1,556
WALGREENS BOOTS ALLIANCE INC COM 931427108 358 9,453 SH   SOLE   0 0 9,453
WALMART INC COM 931142103 503 4,135 SH   SOLE   0 0 4,135
WEST PHARMACEUTICAL SVSC INC COM 955306105 305 1,010 SH   SOLE   0 0 1,010