The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 273 809 SH   SOLE   0 0 809
VISA INC COM CL A 92826C839 631 2,845 SH   SOLE   0 0 2,845
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,056 39,775 SH   SOLE   0 0 39,775
VANGUARD INDEX FDS SMALL CP ETF 922908751 490 2,305 SH   SOLE   0 0 2,305
VANGUARD INDEX FDS VALUE ETF 922908744 264 1,785 SH   SOLE   0 0 1,785
VANGUARD INDEX FDS GROWTH ETF 922908736 299 1,041 SH   SOLE   0 0 1,041
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 464 2,083 SH   SOLE   0 0 2,083
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,589 11,054 SH   SOLE   0 0 11,054
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 842 4,062 SH   SOLE   0 0 4,062
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 595 12,387 SH   SOLE   0 0 12,387
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 589 3,635 SH   SOLE   0 0 3,635
UNITEDHEALTH GROUP INC COM 91324P102 528 1,035 SH   SOLE   0 0 1,035
UNION PAC CORP COM 907818108 214 784 SH   SOLE   0 0 784
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,092 6,846 SH   SOLE   0 0 6,846
PFIZER INC COM 717081103 364 7,036 SH   SOLE   0 0 7,036
ORACLE CORP COM 68389X105 221 2,666 SH   SOLE   0 0 2,666
MICROSOFT CORP COM 594918104 1,547 5,017 SH   SOLE   0 0 5,017
JOHNSON & JOHNSON COM 478160104 1,931 6,612 SH   SOLE   0 0 6,612
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 237 4,716 SH   SOLE   0 0 4,716
JPMORGAN CHASE & CO COM 46625H100 450 3,299 SH   SOLE   0 0 3,299
ISHARES INC CORE MSCI EMKT 46434G103 887 15,961 SH   SOLE   0 0 15,961
ISHARES TR CORE MSCI TOTAL 46432F834 21,112 317,096 SH   SOLE   0 0 317,096
ISHARES TR SP SMCP600VL ETF 464287879 217 2,118 SH   SOLE   0 0 2,118
ISHARES TR CORE S&P SCP ETF 464287804 3,966 36,763 SH   SOLE   0 0 36,763
ISHARES TR RUS 1000 ETF 464287622 371 1,484 SH   SOLE   0 0 1,484
ISHARES TR RUS 1000 GRW ETF 464287614 2,568 9,250 SH   SOLE   0 0 9,250
ISHARES TR RUS 1000 VAL ETF 464287598 2,078 12,522 SH   SOLE   0 0 12,522
ISHARES TR CORE S&P MCP ETF 464287507 519 1,934 SH   SOLE   0 0 1,934
ISHARES TR 1 3 YR TREAS BD 464287457 958 11,499 SH   SOLE   0 0 11,499
ISHARES TR S&P 500 VAL ETF 464287408 4,142 26,598 SH   SOLE   0 0 26,598
ISHARES TR S&P 500 GRWT ETF 464287309 257 3,359 SH   SOLE   0 0 3,359
ISHARES TR CORE US AGGBD ET 464287226 228 2,125 SH   SOLE   0 0 2,125
ISHARES TR CORE S&P500 ETF 464287200 14,723 32,452 SH   SOLE   0 0 32,452
ISHARES TR CORE S&P TTL STK 464287150 48,634 481,810 SH   SOLE   0 0 481,810
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,950 50,411 SH   SOLE   0 0 50,411
HOME DEPOT INC COM 437076102 548 1,831 SH   SOLE   0 0 1,831
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 1,680 14,024 SH   SOLE   0 0 14,024
CISCO SYS INC COM 17275R102 361 6,466 SH   SOLE   0 0 6,466
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 230 651 SH   SOLE   0 0 651
APPLE INC COM 037833100 4,916 28,155 SH   SOLE   0 0 28,155
AMAZON COM INC COM 023135106 1,066 327 SH   SOLE   0 0 327
ALPHABET INC CAP STK CL A 02079K305 609 219 SH   SOLE   0 0 219
ALPHABET INC CAP STK CL C 02079K107 511 183 SH   SOLE   0 0 183
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 253 5,483 SH   SOLE   0 0 5,483
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 730 9,367 SH   SOLE   0 0 9,367
ISHARES INC MSCI EQUAL WEITE 464286681 3,192 37,630 SH   SOLE   0 0 37,630
ISHARES TR CORE MSCI EAFE 46432F842 781 11,239 SH   SOLE   0 0 11,239
ISHARES TR ISHS 1-5YR INVS 464288646 237 4,579 SH   SOLE   0 0 4,579
ISHARES TR CORE 1 5 YR USD 46432F859 525 10,825 SH   SOLE   0 0 10,825
ISHARES TR RUSSELL 2000 ETF 464287655 287 1,400 SH   SOLE   0 0 1,400
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 219 8,500 SH   SOLE   0 0 8,500
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 355 12,236 SH   SOLE   0 0 12,236
ISHARES TR EAFE SML CP ETF 464288273 205 3,085 SH   SOLE   0 0 3,085
LEGG MASON ETF INVT TR WESTN ASET TTL 52468L810 221 9,633 SH   SOLE   0 0 9,633