The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   258 14,010 SH   SOLE   0 0 14,010
ABBOTT LABS COM 002824100   549 5,004 SH   SOLE   0 0 5,004
ABBVIE INC COM 00287Y109   945 5,846 SH   SOLE   0 0 5,846
ADOBE SYSTEMS INCORPORATED COM 00724F101   852 2,533 SH   SOLE   0 0 2,533
ALPHABET INC CAP STK CL C 02079K107   526 5,929 SH   SOLE   0 0 5,929
ALPHABET INC CAP STK CL A 02079K305   916 10,377 SH   SOLE   0 0 10,377
ALTRIA GROUP INC COM 02209S103   273 5,976 SH   SOLE   0 0 5,976
AMAZON COM INC COM 023135106   1,766 21,021 SH   SOLE   0 0 21,021
AMERICAN EXPRESS CO COM 025816109   251 1,699 SH   SOLE   0 0 1,699
AMERIPRISE FINL INC COM 03076C106   428 1,375 SH   SOLE   0 0 1,375
AMGEN INC COM 031162100   302 1,148 SH   SOLE   0 0 1,148
ANALOG DEVICES INC COM 032654105   500 3,048 SH   SOLE   0 0 3,048
APPLE INC COM 037833100   3,834 29,505 SH   SOLE   0 0 29,505
APPLIED MATLS INC COM 038222105   202 2,071 SH   SOLE   0 0 2,071
ASTRAZENECA PLC SPONSORED ADR 046353108   336 4,958 SH   SOLE   0 0 4,958
AUTOMATIC DATA PROCESSING IN COM 053015103   253 1,061 SH   SOLE   0 0 1,061
BANK AMERICA CORP COM 060505104   396 11,957 SH   SOLE   0 0 11,957
BANK NEW YORK MELLON CORP COM 064058100   604 13,266 SH   SOLE   0 0 13,266
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   735 2,381 SH   SOLE   0 0 2,381
BLACKROCK INC COM 09247X101   475 670 SH   SOLE   0 0 670
BRISTOL-MYERS SQUIBB CO COM 110122108   389 5,412 SH   SOLE   0 0 5,412
BROADCOM INC COM 11135F101   239 428 SH   SOLE   0 0 428
CVS HEALTH CORP COM 126650100   354 3,798 SH   SOLE   0 0 3,798
CHEVRON CORP NEW COM 166764100   726 4,047 SH   SOLE   0 0 4,047
CHIPOTLE MEXICAN GRILL INC COM 169656105   387 279 SH   SOLE   0 0 279
CISCO SYS INC COM 17275R102   635 13,335 SH   SOLE   0 0 13,335
COMCAST CORP NEW CL A 20030N101   508 14,530 SH   SOLE   0 0 14,530
CONOCOPHILLIPS COM 20825C104   316 2,677 SH   SOLE   0 0 2,677
COSTCO WHSL CORP NEW COM 22160K105   504 1,104 SH   SOLE   0 0 1,104
COSTAR GROUP INC COM 22160N109   355 4,594 SH   SOLE   0 0 4,594
CROWN CASTLE INC COM 22822V101   260 1,914 SH   SOLE   0 0 1,914
DANAHER CORPORATION COM 235851102   351 1,322 SH   SOLE   0 0 1,322
DEERE & CO COM 244199105   336 783 SH   SOLE   0 0 783
DISCOVER FINL SVCS COM 254709108   351 3,589 SH   SOLE   0 0 3,589
EOG RES INC COM 26875P101   221 1,710 SH   SOLE   0 0 1,710
EMCOR GROUP INC COM 29084Q100   447 3,018 SH   SOLE   0 0 3,018
EXXON MOBIL CORP COM 30231G102   379 3,432 SH   SOLE   0 0 3,432
FORD MTR CO DEL COM 345370860   142 12,167 SH   SOLE   0 0 12,167
GRACO INC COM 384109104   274 4,079 SH   SOLE   0 0 4,079
HOME DEPOT INC COM 437076102   1,672 5,295 SH   SOLE   0 0 5,295
HONEYWELL INTL INC COM 438516106   450 2,099 SH   SOLE   0 0 2,099
IDEXX LABS INC COM 45168D104   265 649 SH   SOLE   0 0 649
INTERNATIONAL BUSINESS MACHS COM 459200101   446 3,167 SH   SOLE   0 0 3,167
INTUIT COM 461202103   522 1,341 SH   SOLE   0 0 1,341
ISHARES TR RUS MID CAP ETF 464287499   218 3,238 SH   SOLE   0 0 3,238
ISHARES TR RUS 1000 GRW ETF 464287614   219 1,022 SH   SOLE   0 0 1,022
ISHARES TR MSCI USA MIN VOL 46429B697   267 3,703 SH   SOLE   0 0 3,703
JPMORGAN CHASE & CO COM 46625H100   860 6,413 SH   SOLE   0 0 6,413
JOHNSON & JOHNSON COM 478160104   391 2,211 SH   SOLE   0 0 2,211
LAM RESEARCH CORP COM 512807108   289 688 SH   SOLE   0 0 688
LOCKHEED MARTIN CORP COM 539830109   502 1,032 SH   SOLE   0 0 1,032
MSCI INC COM 55354G100   246 528 SH   SOLE   0 0 528
MASTERCARD INCORPORATED CL A 57636Q104   560 1,611 SH   SOLE   0 0 1,611
MCDONALDS CORP COM 580135101   347 1,315 SH   SOLE   0 0 1,315
MERCK & CO INC COM 58933Y105   841 7,584 SH   SOLE   0 0 7,584
MICROSOFT CORP COM 594918104   3,925 16,367 SH   SOLE   0 0 16,367
MONDELEZ INTL INC CL A 609207105   226 3,390 SH   SOLE   0 0 3,390
NEXTERA ENERGY INC COM 65339F101   546 6,530 SH   SOLE   0 0 6,530
NIKE INC CL B 654106103   347 2,967 SH   SOLE   0 0 2,967
NOVO-NORDISK A S ADR 670100205   464 3,430 SH   SOLE   0 0 3,430
NVIDIA CORPORATION COM 67066G104   293 2,003 SH   SOLE   0 0 2,003
ORACLE CORP COM 68389X105   293 3,588 SH   SOLE   0 0 3,588
PAYCHEX INC COM 704326107   528 4,572 SH   SOLE   0 0 4,572
PEPSICO INC COM 713448108   420 2,323 SH   SOLE   0 0 2,323
PHILIP MORRIS INTL INC COM 718172109   465 4,592 SH   SOLE   0 0 4,592
PHILLIPS 66 COM 718546104   392 3,767 SH   SOLE   0 0 3,767
PROCTER AND GAMBLE CO COM 742718109   460 3,038 SH   SOLE   0 0 3,038
PROLOGIS INC. COM 74340W103   276 2,449 SH   SOLE   0 0 2,449
REGAL REXNORD CORPORATION COM 758750103   235 1,123 SH   SOLE   0 0 1,123
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,696 14,894 SH   SOLE   0 0 14,894
SCHWAB CHARLES CORP COM 808513105   226 2,718 SH   SOLE   0 0 2,718
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   20,607 456,413 SH   SOLE   0 0 456,413
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   813 14,632 SH   SOLE   0 0 14,632
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   859 13,007 SH   SOLE   0 0 13,007
SERVICENOW INC COM 81762P102   301 774 SH   SOLE   0 0 774
SNAP ON INC COM 833034101   352 1,542 SH   SOLE   0 0 1,542
STARBUCKS CORP COM 855244109   513 5,173 SH   SOLE   0 0 5,173
TELEDYNE TECHNOLOGIES INC COM 879360105   227 568 SH   SOLE   0 0 568
TEXAS INSTRS INC COM 882508104   218 1,317 SH   SOLE   0 0 1,317
THERMO FISHER SCIENTIFIC INC COM 883556102   503 914 SH   SOLE   0 0 914
US BANCORP DEL COM NEW 902973304   250 5,728 SH   SOLE   0 0 5,728
UNION PAC CORP COM 907818108   649 3,135 SH   SOLE   0 0 3,135
UNITED PARCEL SERVICE INC CL B 911312106   618 3,557 SH   SOLE   0 0 3,557
UNITEDHEALTH GROUP INC COM 91324P102   1,325 2,500 SH   SOLE   0 0 2,500
VERIZON COMMUNICATIONS INC COM 92343V104   285 7,235 SH   SOLE   0 0 7,235
VERISK ANALYTICS INC COM 92345Y106   238 1,350 SH   SOLE   0 0 1,350
VISA INC COM CL A 92826C839   772 3,718 SH   SOLE   0 0 3,718
WALMART INC COM 931142103   236 1,664 SH   SOLE   0 0 1,664
ZOETIS INC CL A 98978V103   252 1,720 SH   SOLE   0 0 1,720
GALLAGHER ARTHUR J & CO COM 363576109   346 1,837 SH   SOLE   0 0 1,837
ARDELYX INC COM 039697107   29 10,000 SH   SOLE   0 0 10,000
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,601 21,486 SH   SOLE   0 0 21,486
ASPEN TECHNOLOGY INC COM 29109X106   201 979 SH   SOLE   0 0 979
CBRE GROUP INC CL A 12504L109   231 3,002 SH   SOLE   0 0 3,002
CANADIAN PAC RY LTD COM 13645T100   254 3,409 SH   SOLE   0 0 3,409
COPART INC COM 217204106   219 3,595 SH   SOLE   0 0 3,595
CORVEL CORP COM 221006109   235 1,620 SH   SOLE   0 0 1,620
DIME CMNTY BANCSHARES INC COM 25432X102   383 12,031 SH   SOLE   0 0 12,031
DENISON MINES CORP COM 248356107   12 10,000 SH   SOLE   0 0 10,000
ELEVANCE HEALTH INC COM 036752103   393 766 SH   SOLE   0 0 766
FTI CONSULTING INC NOTE 2.000% 8/1 302941AP4   457 2,875 SH   SOLE   0 0 2,875
FACTSET RESH SYS INC COM 303075105   253 630 SH   SOLE   0 0 630
FIRST HAWAIIAN INC COM 32051X108   293 11,256 SH   SOLE   0 0 11,256
AON PLC SHS CL A G0403H108   211 704 SH   SOLE   0 0 704
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   839 3,143 SH   SOLE   0 0 3,143
LINDE PLC SHS G5494J103   419 1,284 SH   SOLE   0 0 1,284
MEDTRONIC PLC SHS G5960L103   257 3,304 SH   SOLE   0 0 3,304
GREENLANE HLDGS INC CL A NEW 395330202   3 12,000 SH   SOLE   0 0 12,000
ACUSHNET HLDGS CORP COM 005098108   286 6,733 SH   SOLE   0 0 6,733
GLOBALSTAR INC COM 378973408   13 10,000 SH   SOLE   0 0 10,000
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   266 7,459 SH   SOLE   0 0 7,459
KULR TECHNOLOGY GROUP INC COM 50125G109   18 15,000 SH   SOLE   0 0 15,000
LANDSTAR SYS INC COM 515098101   300 1,842 SH   SOLE   0 0 1,842
LULULEMON ATHLETICA INC COM 550021109   358 1,116 SH   SOLE   0 0 1,116
MANHATTAN ASSOCIATES INC COM 562750109   266 2,193 SH   SOLE   0 0 2,193
MOELIS & CO CL A 60786M105   215 5,610 SH   SOLE   0 0 5,610
ASML HOLDING N V N Y REGISTRY SHS N07059210   433 793 SH   SOLE   0 0 793
PRIMERICA INC COM 74164M108   335 2,361 SH   SOLE   0 0 2,361
FERRARI N V COM N3167Y103   325 1,516 SH   SOLE   0 0 1,516
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   3,194 122,597 SH   SOLE   0 0 122,597
SIMPSON MFG INC COM 829073105   333 3,752 SH   SOLE   0 0 3,752
TORO CO COM 891092108   302 2,666 SH   SOLE   0 0 2,666
VEEVA SYS INC CL A COM 922475108   261 1,619 SH   SOLE   0 0 1,619
VERB TECHNOLOGY CO INC COM 92337U104   2 10,000 SH   SOLE   0 0 10,000
VALLEY NATL BANCORP COM 919794107   339 30,010 SH   SOLE   0 0 30,010
WESTPORT FUEL SYSTEMS INC COM NEW 960908309   8 10,000 SH   SOLE   0 0 10,000
WATTS WATER TECHNOLOGIES INC CL A 942749102   263 1,801 SH   SOLE   0 0 1,801