The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   214,200 2,550 SH   SOLE   0 0 2,550
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   3,718,468 73,706 SH   SOLE   0 0 73,706
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,266,933 23,819 SH   SOLE   0 0 23,819
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   3,652,270 65,985 SH   SOLE   0 0 65,985
AMERICAN CENTY ETF TR US SML CP VALU 025072877   202,667 2,720 SH   SOLE   0 0 2,720
APPLE INC COM 037833100   1,261,881 9,712 SH   SOLE   0 0 9,712
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   581,421 21,518 SH   SOLE   0 0 21,518
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   3,837,651 92,229 SH   SOLE   0 0 92,229
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,966,286 57,992 SH   SOLE   0 0 57,991
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   14,370,485 326,973 SH   SOLE   0 0 326,973
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   28,989,215 1,193,955 SH   SOLE   0 0 1,193,954
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   13,093,944 391,097 SH   SOLE   0 0 391,097
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   650,153 29,273 SH   SOLE   0 0 29,273
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   10,318,098 339,411 SH   SOLE   0 0 339,411
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   5,554,126 257,135 SH   SOLE   0 0 257,135
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   783,236 27,215 SH   SOLE   0 0 27,214
INVESCO QQQ TR UNIT SER 1 46090E103   366,135 1,375 SH   SOLE   0 0 1,375
ISHARES GOLD TR ISHARES NEW 464285204   249,498 7,213 SH   SOLE   0 0 7,213
ISHARES TR EAFE VALUE ETF 464288877   306,564 6,682 SH   SOLE   0 0 6,681
ISHARES TR MSCI INTL MOMENT 46434V449   472,316 15,320 SH   SOLE   0 0 15,320
MICROSOFT CORP COM 594918104   267,399 1,115 SH   SOLE   0 0 1,115
PIMCO NEW YORK MUN FD II COM 72200Y102   123,901 15,585 SH   SOLE   0 0 15,585
PIMCO NEW YORK MUN INCOME FD COM 72201E105   113,207 16,575 SH   SOLE   0 0 16,575
RYAN SPECIALTY HOLDINGS INC CL A 78351F107   1,386,309 33,397 SH   SOLE   0 0 33,397
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,066,980 2,790 SH   SOLE   0 0 2,790
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   226,633 7,250 SH   SOLE   0 0 7,249
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,990,476 41,262 SH   SOLE   0 0 41,261
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,180,547 37,513 SH   SOLE   0 0 37,513
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   925,981 6,098 SH   SOLE   0 0 6,098
VANGUARD STAR FDS VG TL INTL STK F 921909768   210,811 4,076 SH   SOLE   0 0 4,076
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   451,427 2,140 SH   SOLE   0 0 2,140
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   239,933 5,717 SH   SOLE   0 0 5,716
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   854,859 7,900 SH   SOLE   0 0 7,900
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   666,566 16,124 SH   SOLE   0 0 16,124
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   632,840 10,945 SH   SOLE   0 0 10,945
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,886,064 38,110 SH   SOLE   0 0 38,110
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,963,532 14,778 SH   SOLE   0 0 14,777
VANGUARD INDEX FDS SM CP VAL ETF 922908611   486,667 3,065 SH   SOLE   0 0 3,064
VANGUARD INDEX FDS GROWTH ETF 922908736   3,604,116 16,912 SH   SOLE   0 0 16,912
VANGUARD INDEX FDS VALUE ETF 922908744   332,286 2,367 SH   SOLE   0 0 2,367
VANGUARD INDEX FDS TOTAL STK MKT 922908769   269,960 1,412 SH   SOLE   0 0 1,412
WISDOMTREE TR US QTLY DIV GRT 97717X669   876,125 14,515 SH   SOLE   0 0 14,515