The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   939,125 6,169 SH   SOLE 0 0 0 6,169
ABBOTT LABS COM 002824100   404,214 2,972 SH   SOLE 0 0 0 2,972
ABBVIE INC COM 00287Y109   614,457 3,310 SH   SOLE 0 0 0 3,310
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,746,959 5,845 SH   SOLE 0 0 0 5,845
ALPHABET INC CAP STK CL A 02079K305   12,129,254 68,826 SH   SOLE 0 45 0 68,781
ALPHABET INC CAP STK CL C 02079K107   649,462 3,661 SH   SOLE 0 0 0 3,661
AMAZON COM INC COM 023135106   5,429,409 24,748 SH   SOLE 0 15 0 24,733
AMERICAN EXPRESS CO COM 025816109   3,011,127 9,440 SH   SOLE 0 0 0 9,440
AMERICAN TOWER CORP NEW COM 03027X100   666,928 3,017 SH   SOLE 0 0 0 3,017
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   4,704,584 68,460 SH   SOLE 0 0 0 68,460
APPLE INC COM 037833100   3,047,731 14,855 SH   SOLE 0 0 0 14,855
APPLIED MATLS INC COM 038222105   2,337,551 12,769 SH   SOLE 0 0 0 12,769
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   384,050 2,217 SH   SOLE 0 0 0 2,217
ARROW ELECTRS INC COM 042735100   7,250,873 56,901 SH   SOLE 0 0 0 56,901
AUTOMATIC DATA PROCESSING IN COM 053015103   534,380 1,733 SH   SOLE 0 0 0 1,733
BANK AMERICA CORP COM 060505104   649,940 13,735 SH   SOLE 0 0 0 13,735
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,445,109 21,502 SH   SOLE 0 0 0 21,502
BLACKROCK INC COM 09290D101   1,364,573 1,301 SH   SOLE 0 0 0 1,301
BOOKING HOLDINGS INC COM 09857L108   1,135,299 196 SH   SOLE 0 0 0 196
BROOKFIELD CORP CL A LTD VT SH 11271J107   2,605,019 42,118 SH   SOLE 0 48 0 42,070
CANADIAN NAT RES LTD COM 136385101   3,261,845 103,880 SH   SOLE 0 0 0 103,880
CAPITAL ONE FINL CORP COM 14040H105   317,801 1,494 SH   SOLE 0 0 0 1,494
CISCO SYS INC COM 17275R102   221,020 3,186 SH   SOLE 0 0 0 3,186
COCA COLA CO COM 191216100   588,983 8,325 SH   SOLE 0 0 0 8,325
CONSTELLATION BRANDS INC CL A 21036P108   336,585 2,069 SH   SOLE 0 20 0 2,049
CONSTELLATION ENERGY CORP COM 21037T109   284,573 882 SH   SOLE 0 0 0 882
COSTAR GROUP INC COM 22160N109   431,105 5,362 SH   SOLE 0 31 0 5,331
COSTCO WHSL CORP NEW COM 22160K105   1,107,895 1,119 SH   SOLE 0 0 0 1,119
DIAGEO PLC SPON ADR NEW 25243Q205   528,617 5,242 SH   SOLE 0 0 0 5,242
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,163,237 88,260 SH   SOLE 0 0 0 88,260
DISNEY WALT CO COM 254687106   3,052,735 24,617 SH   SOLE 0 0 0 24,617
DUKE ENERGY CORP NEW COM NEW 26441C204   274,419 2,326 SH   SOLE 0 0 0 2,326
EBAY INC. COM 278642103   368,446 4,948 SH   SOLE 0 0 0 4,948
EMERSON ELEC CO COM 291011104   2,400,536 18,004 SH   SOLE 0 0 0 18,004
EXPEDITORS INTL WASH INC COM 302130109   247,317 2,165 SH   SOLE 0 0 0 2,165
EXXON MOBIL CORP COM 30231G102   3,054,708 28,337 SH   SOLE 0 10 0 28,327
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   12,133,253 189,730 SH   SOLE 0 47 0 189,683
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   12,380,698 270,616 SH   SOLE 0 0 0 270,616
FISERV INC COM 337738108   2,072,627 12,022 SH   SOLE 0 0 0 12,022
GE AEROSPACE COM NEW 369604301   1,175,883 4,568 SH   SOLE 0 0 0 4,568
GE VERNOVA INC COM 36828A101   632,633 1,196 SH   SOLE 0 0 0 1,196
GENERAL DYNAMICS CORP COM 369550108   612,462 2,100 SH   SOLE 0 0 0 2,100
GENUINE PARTS CO COM 372460105   439,459 3,623 SH   SOLE 0 0 0 3,623
HERSHEY CO COM 427866108   618,662 3,728 SH   SOLE 0 0 0 3,728
HOME DEPOT INC COM 437076102   2,214,393 6,040 SH   SOLE 0 0 0 6,040
HUNTINGTON INGALLS INDS INC COM 446413106   253,351 1,049 SH   SOLE 0 0 0 1,049
INTERCONTINENTAL EXCHANGE IN COM 45866F104   966,336 5,267 SH   SOLE 0 0 0 5,267
ISHARES TR IBONDS DEC2026 46435GAA0   285,204 11,761 SH   SOLE 0 0 0 11,761
ISHARES TR CORE S&P TTL STK 464287150   2,891,561 21,413 SH   SOLE 0 0 0 21,413
ISHARES TR 1 3 YR TREAS BD 464287457   6,186,904 74,667 SH   SOLE 0 0 0 74,667
ISHARES TR CORE S&P SCP ETF 464287804   381,063 3,487 SH   SOLE 0 0 0 3,487
ISHARES TR ISHARES SEMICDTR 464287523   367,837 1,541 SH   SOLE 0 0 0 1,541
ISHARES TR S&P MC 400VL ETF 464287705   223,949 1,812 SH   SOLE 0 0 0 1,812
ISHARES TR RUS 1000 ETF 464287622   739,244 2,177 SH   SOLE 0 0 0 2,177
ISHARES TR RUS 1000 GRW ETF 464287614   307,821 725 SH   SOLE 0 0 0 725
ISHARES TR CORE S&P MCP ETF 464287507   1,109,370 17,887 SH   SOLE 0 0 0 17,887
ISHARES TR CORE S&P500 ETF 464287200   516,278 832 SH   SOLE 0 0 0 832
ISHARES TR CORE 1 5 YR USD 46432F859   9,118,731 187,435 SH   SOLE 0 0 0 187,435
JOHNSON & JOHNSON COM 478160104   471,969 3,090 SH   SOLE 0 0 0 3,090
JPMORGAN CHASE & CO. COM 46625H100   999,235 3,447 SH   SOLE 0 0 0 3,447
KENVUE INC COM 49177J102   452,194 21,605 SH   SOLE 0 0 0 21,605
LOCKHEED MARTIN CORP COM 539830109   1,167,096 2,520 SH   SOLE 0 0 0 2,520
LOWES COS INC COM 548661107   1,276,529 5,754 SH   SOLE 0 0 0 5,754
MARKEL GROUP INC COM 570535104   6,202,302 3,105 SH   SOLE 0 4 0 3,101
MCDONALDS CORP COM 580135101   1,315,974 4,504 SH   SOLE 0 0 0 4,504
META PLATFORMS INC CL A 30303M102   11,656,465 15,793 SH   SOLE 0 0 0 15,793
MICROCHIP TECHNOLOGY INC. COM 595017104   7,387,027 104,974 SH   SOLE 0 0 0 104,974
MICROSOFT CORP COM 594918104   13,450,081 27,040 SH   SOLE 0 0 0 27,040
NETFLIX INC COM 64110L106   2,631,984 1,965 SH   SOLE 0 0 0 1,965
NVIDIA CORPORATION COM 67066G104   333,157 2,109 SH   SOLE 0 0 0 2,109
ORACLE CORP COM 68389X105   498,757 2,281 SH   SOLE 0 0 0 2,281
PAYPAL HLDGS INC COM 70450Y103   531,221 7,148 SH   SOLE 0 0 0 7,148
PEPSICO INC COM 713448108   1,423,497 10,781 SH   SOLE 0 25 0 10,756
PROCTER AND GAMBLE CO COM 742718109   1,036,819 6,508 SH   SOLE 0 0 0 6,508
RTX CORPORATION COM 75513E101   323,636 2,216 SH   SOLE 0 0 0 2,216
S&P GLOBAL INC COM 78409V104   750,810 1,424 SH   SOLE 0 0 0 1,424
SCHLUMBERGER LTD COM STK 806857108   502,962 14,881 SH   SOLE 0 0 0 14,881
SCHWAB CHARLES CORP COM 808513105   3,967,060 43,479 SH   SOLE 0 0 0 43,479
SOUTHERN CO COM 842587107   238,776 2,600 SH   SOLE 0 0 0 2,600
SPDR S&P 500 ETF TR TR UNIT 78462F103   873,080 1,413 SH   SOLE 0 0 0 1,413
STARBUCKS CORP COM 855244109   2,321,694 25,338 SH   SOLE 0 0 0 25,338
STRYKER CORPORATION COM 863667101   666,476 1,685 SH   SOLE 0 0 0 1,685
TERADYNE INC COM 880770102   2,001,638 22,260 SH   SOLE 0 34 0 22,226
UNITED PARCEL SERVICE INC CL B 911312106   385,565 3,820 SH   SOLE 0 0 0 3,820
UNITEDHEALTH GROUP INC COM 91324P102   481,746 1,544 SH   SOLE 0 0 0 1,544
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   25,065,248 267,249 SH   SOLE 0 269 0 266,980
VANGUARD INDEX FDS GROWTH ETF 922908736   773,255 1,764 SH   SOLE 0 0 0 1,764
VANGUARD INDEX FDS SMALL CP ETF 922908751   250,864 1,059 SH   SOLE 0 0 0 1,059
VANGUARD INDEX FDS MID CAP ETF 922908629   671,523 2,400 SH   SOLE 0 0 0 2,400
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,178,027 7,163 SH   SOLE 0 0 0 7,163
VANGUARD INDEX FDS TOTAL STK MKT 922908769   878,710 2,891 SH   SOLE 0 0 0 2,891
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,582,897 17,506 SH   SOLE 0 0 0 17,506
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   8,809,710 97,755 SH   SOLE 0 105 0 97,650
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,090,397 9,294 SH   SOLE 0 0 0 9,294
VANGUARD WORLD FD MEGA GRWTH IND 921910816   744,650 2,034 SH   SOLE 0 0 0 2,034
VISA INC COM CL A 92826C839   5,245,064 14,773 SH   SOLE 0 0 0 14,773
WALMART INC COM 931142103   332,762 3,403 SH   SOLE 0 0 0 3,403
WILLIAMS SONOMA INC COM 969904101   556,783 3,408 SH   SOLE 0 0 0 3,408
YUM BRANDS INC COM 988498101   281,492 1,900 SH   SOLE 0 0 0 1,900