The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 988 5,560 SH   SOLE 0 0 0 5,560
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,437 8,291 SH   SOLE 0 0 0 8,291
ALPHABET INC CAP STK CL A 02079K305 6,823 2,355 SH   SOLE 0 0 0 2,355
AMAZON COM INC COM 023135106 1,024 307 SH   SOLE 0 0 0 307
AMERICAN EXPRESS CO COM 025816109 2,037 12,449 SH   SOLE 0 0 0 12,449
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 2,996 49,473 SH   SOLE 0 0 0 49,473
APPLE INC COM 037833100 2,373 13,366 SH   SOLE 0 0 0 13,366
APPLIED MATLS INC COM 038222105 1,448 9,200 SH   SOLE 0 0 0 9,200
ASPEN TECHNOLOGY INC COM 045327103 1,850 12,155 SH   SOLE 0 0 0 12,155
AUTOMATIC DATA PROCESSING IN COM 053015103 674 2,735 SH   SOLE 0 0 0 2,735
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,555 18,579 SH   SOLE 0 0 0 18,579
BK OF AMERICA CORP COM 060505104 1,630 36,628 SH   SOLE 0 0 0 36,628
BOEING CO COM 097023105 316 1,568 SH   SOLE 0 0 0 1,568
BOOKING HOLDINGS INC COM 09857L108 1,336 557 SH   SOLE 0 0 0 557
CANADIAN NAT RES LTD COM 136385101 1,660 39,279 SH   SOLE 0 0 0 39,279
CARMAX INC COM 143130102 267 2,050 SH   SOLE 0 0 0 2,050
COMCAST CORP NEW CL A 20030N101 292 5,802 SH   SOLE 0 0 0 5,802
DISNEY WALT CO COM 254687106 2,651 17,117 SH   SOLE 0 0 0 17,117
EBAY INC. COM 278642103 1,364 20,508 SH   SOLE 0 0 0 20,508
EMERSON ELEC CO COM 291011104 1,264 13,597 SH   SOLE 0 0 0 13,597
EXXON MOBIL CORP COM 30231G102 1,350 22,062 SH   SOLE 0 0 0 22,062
F5 INC COM 315616102 1,617 6,609 SH   SOLE 0 0 0 6,609
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 8,566 124,756 SH   SOLE 0 0 0 124,756
FISERV INC COM 337738108 1,946 18,751 SH   SOLE 0 0 0 18,751
GENERAL DYNAMICS CORP COM 369550108 520 2,494 SH   SOLE 0 0 0 2,494
GENERAL ELECTRIC CO COM NEW 369604301 545 5,770 SH   SOLE 0 0 0 5,770
HOME DEPOT INC COM 437076102 1,303 3,139 SH   SOLE 0 0 0 3,139
ISHARES TR 1 3 YR TREAS BD 464287457 1,887 22,062 SH   SOLE 0 0 0 22,062
ISHARES TR CORE S&P500 ETF 464287200 221 463 SH   SOLE 0 0 0 463
ISHARES TR CORE 1 5 YR USD 46432F859 12,493 247,738 SH   SOLE 0 0 0 247,738
JPMORGAN CHASE & CO COM 46625H100 267 1,688 SH   SOLE 0 0 0 1,688
LOCKHEED MARTIN CORP COM 539830109 429 1,208 SH   SOLE 0 0 0 1,208
LOWES COS INC COM 548661107 1,527 5,908 SH   SOLE 0 0 0 5,908
MARKEL CORP COM 570535104 713 578 SH   SOLE 0 0 0 578
MCDONALDS CORP COM 580135101 1,029 3,838 SH   SOLE 0 0 0 3,838
META PLATFORMS INC CL A 30303M102 4,284 12,738 SH   SOLE 0 0 0 12,738
MICROCHIP TECHNOLOGY INC. COM 595017104 876 10,066 SH   SOLE 0 0 0 10,066
MICROSOFT CORP COM 594918104 6,327 18,812 SH   SOLE 0 0 0 18,812
PAYPAL HLDGS INC COM 70450Y103 923 4,893 SH   SOLE 0 0 0 4,893
PROCTER AND GAMBLE CO COM 742718109 863 5,275 SH   SOLE 0 0 0 5,275
ROPER TECHNOLOGIES INC COM 776696106 1,545 3,142 SH   SOLE 0 0 0 3,142
S&P GLOBAL INC COM 78409V104 262 555 SH   SOLE 0 0 0 555
SCHLUMBERGER LTD COM STK 806857108 475 15,874 SH   SOLE 0 0 0 15,874
STARBUCKS CORP COM 855244109 2,410 20,601 SH   SOLE 0 0 0 20,601
TWITTER INC COM 90184L102 992 22,948 SH   SOLE 0 0 0 22,948
UNITED PARCEL SERVICE INC CL B 911312106 1,110 5,177 SH   SOLE 0 0 0 5,177
US BANCORP DEL COM NEW 902973304 1,359 24,198 SH   SOLE 0 0 0 24,198
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 4,248 55,813 SH   SOLE 0 0 0 55,813
VISA INC COM CL A 92826C839 1,977 9,121 SH   SOLE 0 0 0 9,121
WELLS FARGO CO NEW COM 949746101 227 4,721 SH   SOLE 0 0 0 4,721