The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   297,911 3,076 SH   SOLE   3,076 0 0
ACCENTURE PLC SHS CL A G1151C101   542,970 1,768 SH   SOLE   1,768 0 0
ADOBE INC COM 00724F101   1,447,096 2,838 SH   SOLE   2,838 0 0
AFLAC INC COM 001055102   903,194 11,768 SH   SOLE   11,768 0 0
ALPHABET INC CAP STK CL A 02079K305   2,842,541 21,722 SH   SOLE   21,722 0 0
ALPHABET INC CAP STK CL C 02079K107   1,414,619 10,729 SH   SOLE   10,729 0 0
AMAZON COM INC COM 023135106   2,881,556 22,668 SH   SOLE   22,668 0 0
APPLE INC COM 037833100   8,008,519 46,776 SH   SOLE   46,776 0 0
AUTODESK INC COM 052769106   698,528 3,376 SH   SOLE   3,376 0 0
AUTOZONE INC COM 053332102   1,455,414 573 SH   SOLE   573 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   528,953 1,510 SH   SOLE   1,510 0 0
BLACKROCK INC COM 09247X101   953,573 1,475 SH   SOLE   1,475 0 0
BOOKING HOLDINGS INC COM 09857L108   1,387,778 450 SH   SOLE   450 0 0
BROADCOM INC COM 11135F101   2,053,194 2,472 SH   SOLE   2,472 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   1,204,536 5,141 SH   SOLE   5,141 0 0
CATERPILLAR INC COM 149123101   262,080 960 SH   SOLE   960 0 0
CME GROUP INC COM 12572Q105   1,634,396 8,163 SH   SOLE   8,163 0 0
COGNIZANT TECHNOLOGY SOULUTION CL A 192446102   237,090 3,500 SH   SOLE   3,500 0 0
CONOCO PHILLIPS COM 20825C104   722,154 6,028 SH   SOLE   6,028 0 0
CONSTELLATION BRANDS INC CL A 21036P108   576,048 2,292 SH   SOLE   2,292 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,576,783 4,561 SH   SOLE   4,561 0 0
DATADOG INC CL A COM 23804L103   400,796 4,400 SH   SOLE   4,400 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   1,566,626 44,889 SH   SOLE   44,889 0 0
DEERE & CO COM 244199105   1,322,717 3,505 SH   SOLE   3,505 0 0
DOLLAR GEN CORP NEW COM 256677105   226,200 2,138 SH   SOLE   2,138 0 0
DRAFTKINGS INC NEW COM CL A 26142V105   626,513 21,281 SH   SOLE   21,281 0 0
ECOLAB INC COM 278865100   1,199,521 7,081 SH   SOLE   7,081 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   555,972 8,025 SH   SOLE   8,025 0 0
LILLY ELI & CO COM 532457108   3,437,095 6,399 SH   SOLE   6,399 0 0
FORTINET INC COM 34959E109   250,153 4,263 SH   SOLE   4,263 0 0
GARTNER INC COM 366651107   885,827 2,578 SH   SOLE   2,578 0 0
HCA HEALTHCARE INC COM 40412C101   1,036,560 4,214 SH   SOLE   4,214 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   504,086 1,407 SH   SOLE   1,407 0 0
ISHARES TR MSCI EMRG CHN 46434G764   3,532,598 70,893 SH   SOLE   70,893 0 0
ISHARES TR MSCI JPN ETF NEW 46434G822   2,636,421 43,729 SH   SOLE   43,729 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   9,272,444 81,941 SH   SOLE   81,941 0 0
ISHARES TR CORE S&P MCP ETF 464287507   7,157,841 28,706 SH   SOLE   28,706 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   2,590,046 35,784 SH   SOLE   35,784 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   2,980,694 22,617 SH   SOLE   22,617 0 0
ISHARES TR S&P 500 VAL ETF 464287408   739,970 4,810 SH   SOLE   4,810 0 0
ISHARES TR CORE S&P500 ETF 464287200   12,019,316 27,989 SH   SOLE   27,989 0 0
ISHARES TR RUS 1000 ETF 464287622   779,431 3,318 SH   SOLE   3,318 0 0
ISHARES TR S&P MC 400GR ETF 464287606   219,176 3,034 SH   SOLE   3,034 0 0
ISHARES TR SELECT DIVID ETF 464287168   416,567 3,870 SH   SOLE   3,870 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   3,159,139 30,713 SH   SOLE   30,713 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,296,080 18,943 SH   SOLE   18,943 0 0
ISHARES TR NATIONAL MUN ETF 464288414   852,210 8,311 SH   SOLE   8,311 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   395,036 2,602 SH   SOLE   2,602 0 0
ISHARES TR MSCI USA ESG SLC 464288802   339,637 3,775 SH   SOLE   3,775 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   208,984 2,581 SH   SOLE   2,581 0 0
JOHNSON & JOHNSON COM 478160104   1,219,990 7,833 SH   SOLE   7,833 0 0
JPMORGAN CHASE & CO COM 46625H100   1,637,421 11,291 SH   SOLE   11,291 0 0
LOCKHEED MARTIN XORP COM 539830109   1,544,233 3,776 SH   SOLE   3,776 0 0
LOWES COS INC COM 548661107   252,526 1,215 SH   SOLE   1,215 0 0
MASTERCARD INC CL A 57636Q104   277,137 700 SH   SOLE   700 0 0
MCDONALDS CORP COM 580135101   797,960 3,029 SH   SOLE   3,029 0 0
META PLATFORMS INC CL A 30303M102   657,760 2,191 SH   SOLE   2,191 0 0
MICROSOFT CORP COM 594918104   4,951,907 15,683 SH   SOLE   15,683 0 0
NETFLEX INC COM 64110L106   651,360 1,725 SH   SOLE   1,725 0 0
NEWMONT CORP COM 651639106   905,866 24,516 SH   SOLE   24,516 0 0
NEXTERA ENERGY INC COM 65339F101   970,435 16,939 SH   SOLE   16,939 0 0
NIKE INC CL B 654106103   857,616 8,969 SH   SOLE   8,969 0 0
NVIDIA CORP COM 67066G104   1,770,409 4,070 SH   SOLE   4,070 0 0
OCCIDENTAL PETE CORP COM 674599105   1,428,658 22,020 SH   SOLE   22,020 0 0
PALO ALTO NETWORKS INC COM 697435105   1,696,173 7,235 SH   SOLE   7,235 0 0
PAYPAL HLDGS INC COM 70450Y103   262,252 4,486 SH   SOLE   4,486 0 0
PEPSICO INC COM 713448108   726,220 4,286 SH   SOLE   4,286 0 0
PROCTER AND GAMBLE CO COM 742718109   219,811 1,507 SH   SOLE   1,507 0 0
PROGRESSIVE CORP COM 743315103   1,415,984 10,165 SH   SOLE   10,165 0 0
QUALCOM INC COM 747525103   666,360 6,000 SH   SOLE   6,000 0 0
QUANTA SVCS INC COM 74762E102   834,332 4,460 SH   SOLE   4,460 0 0
ROCKWELL AUTOMATION INC COM 773903109   825,307 2,887 SH   SOLE   2,887 0 0
ROSS STORES INC COM 778296103   282,375 2,500 SH   SOLE   2,500 0 0
S&P GLOBAL INC COM 78409V104   928,872 2,542 SH   SOLE   2,542 0 0
SALESFORCE INC COM 79466L302   224,072 1,105 SH   SOLE   1,105 0 0
SCHLUMBERGER LTD COM STK 806857108   1,141,922 19,587 SH   SOLE   19,587 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   451,749 3,509 SH   SOLE   3,509 0 0
SERVICENOW INC COM 81762P102   873,654 1,563 SH   SOLE   1,563 0 0
SPDR GOLD TR GOLD SHS 78463V107   6,106,020 35,614 SH   SOLE   35,614 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   302,936 12,171 SH   SOLE   12,171 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,538,610 17,635 SH   SOLE   17,635 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,707,004 8,118 SH   SOLE   8,118 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   201,503 5,802 SH   SOLE   5,802 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   396,969 5,855 SH   SOLE   5,855 0 0
STRYKER CORP COM 863667101   1,160,031 4,245 SH   SOLE   4,245 0 0
T-MOBILE US INC COM 872590104   2,061,256 14,718 SH   SOLE   14,718 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   1,387,946 3,397 SH   SOLE   3,397 0 0
TEXAS INSTRS INC COM 882508104   232,791 1,464 SH   SOLE   1,464 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,906,742 3,767 SH   SOLE   3,767 0 0
TJX COS INC NEW COM 872540109   1,151,707 12,958 SH   SOLE   12,958 0 0
UNION PAC CORP COM 907818108   218,291 1,072 SH   SOLE   1,072 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,922,476 3,813 SH   SOLE   3,813 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   292,835 10,882 SH   SOLE   10,882 0 0
VANGUARD INDEX FD TOTAL STK MKT 922908769   374,725 1,764 SH   SOLE   1,764 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   8,629,862 149,824 SH   SOLE   149,824 0 0
VANGUARD SPECIALIZED FDS DIV APP ETF 921908844   1,014,942 6,532 SH   SOLE   6,532 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,490,481 102,710 SH   SOLE   102,710 0 0
VEEVA SYS INC CL A COM 922475108   939,736 4,619 SH   SOLE   4,619 0 0
VERISK ANALYTICS INC COM 92345Y106   767,780 3,250 SH   SOLE   3,250 0 0
VERTEX PHARMACEUTICAL COM 92532F100   1,724,095 4,958 SH   SOLE   4,958 0 0
VISA INC COM 92826C839   3,967,673 17,250 SH   SOLE   17,250 0 0
WALMART INC COM 931142103   1,580,108 9,880 SH   SOLE   9,880 0 0
WASTE CONNECTION COM 94106B101   1,058,630 7,847 SH   SOLE   7,847 0 0