The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   311,476 3,076 SH   SOLE   3,076 0 0
ACCENTURE PLC SHS CL A G1151C101   562,474 1,968 SH   SOLE   1,968 0 0
AFLAC INC COM 001055102   1,043,159 16,168 SH   SOLE   16,168 0 0
ALPHABET INC CAP STK CL A 02079K305   2,256,439 21,753 SH   SOLE   21,753 0 0
ALPHABET INC CAP STK CL C 02079K107   1,167,816 11,229 SH   SOLE   11,229 0 0
AMAZON COM INC COM 023135106   2,710,536 26,242 SH   SOLE   26,242 0 0
AMERICAN ELECTRIC POWER CO COM 025537101   876,598 9,634 SH   SOLE   9,634 0 0
AMGEN INC COM 031162100   282,122 1,167 SH   SOLE   1,167 0 0
APPLE INC COM 037833100   7,763,162 47,078 SH   SOLE   47,078 0 0
AT&T COM 00206R102   963,540 50,054 SH   SOLE   50,054 0 0
AUTOZONE INC COM 053332102   1,482,264 603 SH   SOLE   603 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   509,470 1,650 SH   SOLE   1,650 0 0
BLACKROCK INC COM 09247X101   993,643 1,485 SH   SOLE   1,485 0 0
BOOKING HOLDINGS INC COM 09857L108   1,193,585 450 SH   SOLE   450 0 0
BROADCOM INC COM 11135F101   1,674,419 2,610 SH   SOLE   2,610 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   1,364,114 6,493 SH   SOLE   6,493 0 0
CATERPILLAR INC COM 149123101   219,686 960 SH   SOLE   960 0 0
CHEVRON CORP NEW COM 166764100   1,074,898 6,588 SH   SOLE   6,588 0 0
CME GROUP INC COM 12572Q105   1,575,252 8,225 SH   SOLE   8,225 0 0
COGNIZANT TECHNOLOGY SOULUTION CL A 192446102   219,348 3,600 SH   SOLE   3,600 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,200,140 4,428 SH   SOLE   4,428 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   1,446,720 41,100 SH   SOLE   41,100 0 0
DEERE & CO COM 244199105   1,684,550 4,080 SH   SOLE   4,080 0 0
DOLLAR GEN CORP NEW COM 256677105   471,220 2,239 SH   SOLE   2,239 0 0
ECOLAB INC COM 278865100   264,020 1,595 SH   SOLE   1,595 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   663,908 8,025 SH   SOLE   8,025 0 0
FORTINET INC COM 34959E109   283,319 4,263 SH   SOLE   4,263 0 0
GARTNER INC COM 366651107   1,048,654 3,219 SH   SOLE   3,219 0 0
GENERAL DYNAMICS CORP COM 369550108   1,146,755 5,025 SH   SOLE   5,025 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   335,615 1,026 SH   SOLE   1,026 0 0
HCA HEALTHCARE INC COM 40412C101   1,261,709 4,785 SH   SOLE   4,785 0 0
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203   9,997,071 358,575 SH   SOLE   358,575 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   451,549 1,407 SH   SOLE   1,407 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   18,431,167 156,661 SH   SOLE   156,661 0 0
ISHARES TR S&P 500 VAL ETF 464287408   838,929 5,528 SH   SOLE   5,528 0 0
ISHARES TR CORE S&P MCP ETF 464287507   6,704,038 26,799 SH   SOLE   26,799 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   1,943,831 26,723 SH   SOLE   26,723 0 0
ISHARES TR CORE S&P500 ETF 464287200   11,933,652 29,030 SH   SOLE   29,030 0 0
ISHARES TR RUS 1000 ETF 464287622   747,313 3,318 SH   SOLE   3,318 0 0
ISHARES TR S&P500 GRWT ETF 464287309   1,186,373 18,569 SH   SOLE   18,569 0 0
ISHARES TR S&P MC 400GR ETF 464287606   216,961 3,034 SH   SOLE   3,034 0 0
ISHARES TR SELECT DIVID ETF 464287168   453,487 3,870 SH   SOLE   3,870 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   3,215,037 30,713 SH   SOLE   30,713 0 0
ISHARES TR NATIONAL MUN ETF 464288414   895,427 8,311 SH   SOLE   8,311 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   212,466 2,586 SH   SOLE   2,586 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   396,181 2,602 SH   SOLE   2,602 0 0
ISHARES TR MSCI USA ESG SLC 464288802   331,332 3,775 SH   SOLE   3,775 0 0
JOHNSON & JOHNSON COM 478160104   1,832,720 11,824 SH   SOLE   11,824 0 0
JPMORGAN CHASE & CO COM 46625H100   1,479,409 11,353 SH   SOLE   11,353 0 0
LILLY ELI & CO COM 532457108   2,214,029 6,447 SH   SOLE   6,447 0 0
LOCKHEED MARTIN CORP COM 539830109   486,439 1,029 SH   SOLE   1,029 0 0
LOWES COS INC COM 548661107   265,760 1,329 SH   SOLE   1,329 0 0
MASTERCARD INC CL A 57636Q104   265,289 730 SH   SOLE   730 0 0
MCDONALDS CORP COM 580135101   1,531,144 5,476 SH   SOLE   5,476 0 0
MERCK & CO INC COM 58933Y105   1,028,685 9,669 SH   SOLE   9,669 0 0
MICROSOFT CORP COM 594918104   4,476,146 15,526 SH   SOLE   15,526 0 0
NEWMONT CORP COM 651639106   1,077,999 21,991 SH   SOLE   21,991 0 0
NEXTERA ENERGY INC COM 65339F101   1,635,406 21,217 SH   SOLE   21,217 0 0
NIKE INC CL B 654106103   949,356 7,741 SH   SOLE   7,741 0 0
NVIDIA CORP COM 67066G104   225,549 812 SH   SOLE   812 0 0
PALO ALTO NETWORKS INC COM 697435105   1,237,789 6,197 SH   SOLE   6,197 0 0
PAYPAL HLDGS INC COM 70450Y103   340,667 4,486 SH   SOLE   4,486 0 0
PEPSICO INC COM 713448108   1,907,223 10,462 SH   SOLE   10,462 0 0
PROCTER AND GAMBLE CO COM 742718109   224,076 1,507 SH   SOLE   1,507 0 0
PROGRESSIVE CORP COM 743315103   1,446,909 10,114 SH   SOLE   10,114 0 0
QUALCOM INC COM 747525103   787,807 6,175 SH   SOLE   6,175 0 0
QUANTA SVCS INC COM 74762E102   1,091,159 6,548 SH   SOLE   6,548 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   1,059,015 10,814 SH   SOLE   10,814 0 0
ROSS STORES INC COM 778296103   265,325 2,500 SH   SOLE   2,500 0 0
SALESFORCE INC COM 79466L302   220,757 1,105 SH   SOLE   1,105 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   390,710 3,018 SH   SOLE   3,018 0 0
SPDR GOLD TR GOLD SHS 78463V107   5,692,096 31,067 SH   SOLE   31,067 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   313,160 12,171 SH   SOLE   12,171 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,106,182 10,030 SH   SOLE   10,030 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,835,516 8,367 SH   SOLE   8,367 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,581,632 12,785 SH   SOLE   12,785 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   637,299 9,502 SH   SOLE   9,502 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   257,344 7,742 SH   SOLE   7,742 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   216,828 4,560 SH   SOLE   4,560 0 0
T-MOBILE US INC COM 872590104   1,974,314 13,631 SH   SOLE   13,631 0 0
TARGET CORP COM 87612E106   230,060 1,389 SH   SOLE   1,389 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   1,484,788 3,319 SH   SOLE   3,319 0 0
TEXAS INSTRS INC COM 882508104   278,271 1,496 SH   SOLE   1,496 0 0
THE CIGNA GROUP COM 125523100   986,090 3,859 SH   SOLE   3,859 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,235,163 3,878 SH   SOLE   3,878 0 0
TJX COS INC NEW COM 872540109   1,006,142 12,840 SH   SOLE   12,840 0 0
UNION PAC CORP COM 907818108   215,751 1,072 SH   SOLE   1,072 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,815,218 3,841 SH   SOLE   3,841 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   305,966 9,458 SH   SOLE   9,458 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   8,564,109 146,295 SH   SOLE   146,295 0 0
VANGUARD SPECIALIZED FDS DIV APP ETF 921908844   1,005,993 6,532 SH   SOLE   6,532 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,256,459 94,232 SH   SOLE   94,232 0 0
VERISK ANALYTICS INC COM 92345Y106   623,545 3,250 SH   SOLE   3,250 0 0
VERTEX PHARMACEUTICAL COM 92532F100   1,489,021 4,726 SH   SOLE   4,726 0 0
VISA INC COM 92826C839   3,831,693 16,995 SH   SOLE   16,995 0 0
WALMART INC COM 931142103   1,239,170 8,404 SH   SOLE   8,404 0 0
WASTE CONNECTION COM 94106B101   1,487,910 10,699 SH   SOLE   10,699 0 0