Abbott Laboratories Common 002824100 1453 13373 SH SOLE 13373 0 0 AbbVie Inc Com Common 00287Y109 999 6525 SH SOLE 6525 0 0 Amazon Com Inc Common 023135106 553 5210 SH SOLE 5210 0 0 Amgen Common 031162100 862 3545 SH SOLE 3545 0 0 Apple Common 037833100 4872 35636 SH SOLE 35636 0 0 Applied Materials Common 038222105 576 6332 SH SOLE 6332 0 0 Automatic Data Processing Common 053015103 459 2186 SH SOLE 2186 0 0 Bank of New York Co Common 064058100 383 9190 SH SOLE 9190 0 0 Berkshire Hathaway Inc Del Cl B Class B 084670702 300 1100 SH SOLE 1100 0 0 Caterpillar Common 149123101 1148 6421 SH SOLE 6421 0 0 Chevron Corp Common 166764100 611 4220 SH SOLE 4220 0 0 Cisco Systems Common 17275R102 669 15686 SH SOLE 15686 0 0 Citigroup Common 172967424 290 6298 SH SOLE 6298 0 0 Costco Wholesale Common 22160K105 383 799 SH SOLE 799 0 0 Cummins Inc Common 231021106 568 2934 SH SOLE 2934 0 0 CVS Caremark Corp Common 126650100 867 9352 SH SOLE 9352 0 0 Cyber Security ETF Common 26924G201 427 9330 SH SOLE 9330 0 0 Duke Energy Common 26441C105 921 8593 SH SOLE 8593 0 0 Eastman Chemical Common 277432100 422 4703 SH SOLE 4703 0 0 Emerson Electric Common 291011104 401 5041 SH SOLE 5041 0 0 Exxon Mobil Common 30231G102 458 5350 SH SOLE 5350 0 0 General Mills Common 370334104 1043 13829 SH SOLE 13829 0 0 Goldman Sachs Group Common 38141G104 297 998 SH SOLE 998 0 0 Google Inc Class C Class C 02079K107 553 253 SH SOLE 253 0 0 Home Depot Common 437076102 413 1505 SH SOLE 1505 0 0 Honeywell International Common 438516106 1080 6213 SH SOLE 6213 0 0 Illinois Tool Works Common 452308109 1047 5745 SH SOLE 5745 0 0 Intel Common 458140100 499 13342 SH SOLE 13342 0 0 International Business Machines Common 459200101 413 2926 SH SOLE 2926 0 0 Invesco Emerging Markets Sovere Common 46138E784 245 13200 SH SOLE 13200 0 0 Invesco Preferred ETF Common 46138E511 387 31400 SH SOLE 31400 0 0 Invesco QQQ Trust Common 46090E103 220 784 SH SOLE 784 0 0 iShares Dj US Home Const Common 464288752 386 7355 SH SOLE 7355 0 0 iShares Emerging Markets ETF Common 464287234 257 6415 SH SOLE 6415 0 0 iShares Exponential Technology Common 46434V381 525 10946 SH SOLE 10946 0 0 iShares Fallen Angels Common 46435G474 945 38400 SH SOLE 38400 0 0 iShares Russell Micro-Cap ETF Common 464288869 242 2325 SH SOLE 2325 0 0 iShares S&P US Preferred Stock Common 464288687 431 13100 SH SOLE 13100 0 0 Johnson & Johnson Common 478160104 2124 11963 SH SOLE 11963 0 0 JPMorgan & Co Common 46625H100 346 3076 SH SOLE 3076 0 0 Lowe's Common 548661107 873 5000 SH SOLE 5000 0 0 Mckesson Hboc Inc Common 58155Q103 223 684 SH SOLE 684 0 0 Medtronic Common G5960L103 297 3305 SH SOLE 3305 0 0 Microsoft Common 594918104 2240 8721 SH SOLE 8721 0 0 Nextera Energy Common 65339F101 1720 22209 SH SOLE 22209 0 0 Novo Nordisk A/S ADR Fmly No Common 670100205 2951 26480 SH SOLE 26480 0 0 Oracle Common 68389X105 1209 17300 SH SOLE 17300 0 0 Pepsico Common 713448108 2282 13693 SH SOLE 13693 0 0 Procter & Gamble Common 742718109 1837 12775 SH SOLE 12775 0 0 Qualcomm Common 747525103 429 3354 SH SOLE 3354 0 0 Robo Global Robotics Common 301505707 207 4600 SH SOLE 4600 0 0 S & P Depository Receipts Common 78462F103 584 1547 SH SOLE 1547 0 0 Santa Cruz Cnty Bank Common 801827106 384 17908 SH SOLE 17908 0 0 Schwab Charles Corp New Common 808513105 1462 23141 SH SOLE 23141 0 0 Schwab Emg Mkt Eq ETF Common 808524706 481 18960 SH SOLE 18960 0 0 Schwab International Equity ETF Common 808524805 893 28385 SH SOLE 28385 0 0 Schwab US Broad Market ETF Common 808524102 3518 79619 SH SOLE 79619 0 0 Schwab US Mid-Cap ETF Common 808524508 554 8830 SH SOLE 8830 0 0 Schwab US Small Cap ETF Common 808524607 752 19287 SH SOLE 19287 0 0 SPDR Devlpd Ex-US ETF Common 78463X889 297 10300 SH SOLE 10300 0 0 SPDR Energy Sector ETF Common 81369Y506 713 9968 SH SOLE 9968 0 0 SPDR Financial Select Sector ET Common 81369Y605 242 7700 SH SOLE 7700 0 0 SPDR Health Care Select Sctr ET Common 81369Y209 1268 9887 SH SOLE 9887 0 0 SPDR High Yield Bond Common 78468R622 674 7433 SH SOLE 7433 0 0 SPDR Materials Common 81369Y100 1349 18323 SH SOLE 18323 0 0 SPDR S&P Hi Yld Div Aristocrat Common 78464A763 249 2100 SH SOLE 2100 0 0 SPDR Senior Loan ETF Common 78467V608 229 5500 SH SOLE 5500 0 0 SPDR Technology Sector ETF Common 81369Y803 441 3470 SH SOLE 3470 0 0 SPDR Total Stock Mrk Common 78464A805 223 4800 SH SOLE 4800 0 0 SPDR Utilities Select ETF Common 81369Y886 2048 29205 SH SOLE 29205 0 0 Starbucks Common 855244109 699 9150 SH SOLE 9150 0 0 Stryker Common 863667101 1608 8081 SH SOLE 8081 0 0 Sysco Corporation Common 871829107 955 11275 SH SOLE 11275 0 0 Travelers Co. Common 89417E109 742 4388 SH SOLE 4388 0 0 Union Pacific Corp Common 907818108 668 3130 SH SOLE 3130 0 0 United Parcel Service Common 911312106 1055 5780 SH SOLE 5780 0 0 Unitedhealth Group Inc Com Common 91324P102 1239 2412 SH SOLE 2412 0 0 Vaneck Vectors Fallen Common 92189F437 1213 44900 SH SOLE 44900 0 0 Vanguard Dividend Appreciation Common 921908844 1202 8381 SH SOLE 8381 0 0 Vanguard Emerging Markets ETF Common 922042858 1219 29263 SH SOLE 29263 0 0 Vanguard FTSE All-World Ex-U Common 922042775 1351 27042 SH SOLE 27042 0 0 Vanguard FTSE Developed Mkt E Common 921943858 208 5100 SH SOLE 5100 0 0 Vanguard Health Care ETF Common 92204A504 236 1000 SH SOLE 1000 0 0 Vanguard Index Growth ETF Common 922908736 1708 7665 SH SOLE 7665 0 0 Vanguard Index Mid-Cap Growth Common 922908538 210 1200 SH SOLE 1200 0 0 Vanguard Index Small Cap ETF Common 922908751 3357 19064 SH SOLE 19064 0 0 Vanguard Mid Cap Index ETF Common 922908629 2581 13104 SH SOLE 13104 0 0 Vanguard REIT ETF Common 922908553 492 5400 SH SOLE 5400 0 0 Vanguard Total Stock Mkt ETF Common 922908769 5435 28813 SH SOLE 28813 0 0 Vanguard Total World Common 922042742 397 4650 SH SOLE 4650 0 0 Vanguard Value ETF Common 922908744 2027 15372 SH SOLE 15372 0 0 Verizon Common 92343V104 868 17096 SH SOLE 17096 0 0 Wal Mart Stores Common 931142103 848 6972 SH SOLE 6972 0 0 Wells Fargo & Co Common 949746101 543 13875 SH SOLE 13875 0 0 Western Asset High Incm Common 42967Q105 264 66600 SH SOLE 66600 0 0 Wisdomtr Small Cap Earnings ET Common 97717W562 222 5400 SH SOLE 5400 0 0