The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AG MTG INVT TR INC COM NEW 001228501 93 10,000 SH   SOLE   0 0 10,000
AT&T INC COM 00206R102 204 8,629 SH   SOLE   0 0 8,629
ALPHABET INC CAP STK CL C 02079K107 519 186 SH   SOLE   0 0 186
AMAZON COM INC COM 023135106 362 111 SH   SOLE   0 0 111
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 271 5,011 SH   SOLE   0 0 5,011
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 570 9,609 SH   SOLE   0 0 9,609
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 592 9,812 SH   SOLE   0 0 9,812
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,063 16,990 SH   SOLE   0 0 16,990
AMERICAN CENTY ETF TR US SML CP VALU 025072877 373 4,671 SH   SOLE   0 0 4,671
AMERICAN CENTY ETF TR US EQT ETF 025072885 3,395 44,030 SH   SOLE   0 0 44,030
ANNALY CAPITAL MANAGEMENT IN COM 035710409 70 10,000 SH   SOLE   0 0 10,000
APPLE INC COM 037833100 2,600 14,892 SH   SOLE   0 0 14,892
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 327 926 SH   SOLE   0 0 926
CSX CORP COM 126408103 756 20,184 SH   SOLE   0 0 20,184
CHEVRON CORP NEW COM 166764100 237 1,453 SH   SOLE   0 0 1,453
COLGATE PALMOLIVE CO COM 194162103 366 4,820 SH   SOLE   0 0 4,820
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 437 13,879 SH   SOLE   0 0 13,879
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 817 31,149 SH   SOLE   0 0 31,149
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 104,785 2,137,601 SH   SOLE   0 0 2,137,601
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 35,149 626,987 SH   SOLE   0 0 626,987
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 35,238 756,497 SH   SOLE   0 0 756,497
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 19,040 690,357 SH   SOLE   0 0 690,357
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 22,307 666,277 SH   SOLE   0 0 666,277
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 6,109 127,553 SH   SOLE   0 0 127,553
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,937 157,789 SH   SOLE   0 0 157,789
EXXON MOBIL CORP COM 30231G102 735 8,900 SH   SOLE   0 0 8,900
ILLINOIS TOOL WKS INC COM 452308109 217 1,035 SH   SOLE   0 0 1,035
INVESCO QQQ TR UNIT SER 1 46090E103 357 986 SH   SOLE   0 0 986
INVESCO MORTGAGE CAPITAL INC COM 46131B100 46 20,000 SH   SOLE   0 0 20,000
ISHARES TR CORE S&P500 ETF 464287200 451 993 SH   SOLE   0 0 993
ISHARES TR MSCI EAFE ETF 464287465 2,360 32,060 SH   SOLE   0 0 32,060
ISHARES TR RUS MID CAP ETF 464287499 4,123 52,828 SH   SOLE   0 0 52,828
ISHARES TR RUS 1000 ETF 464287622 11,486 45,930 SH   SOLE   0 0 45,930
ISHARES TR RUSSELL 2000 ETF 464287655 896 4,367 SH   SOLE   0 0 4,367
ISHARES TR RUSSELL 3000 ETF 464287689 232 886 SH   SOLE   0 0 886
ISHARES TR 0-5 YR TIPS ETF 46429B747 812 7,736 SH   SOLE   0 0 7,736
JOHNSON & JOHNSON COM 478160104 262 1,481 SH   SOLE   0 0 1,481
MARSH & MCLENNAN COS INC COM 571748102 208 1,219 SH   SOLE   0 0 1,219
MATADOR RES CO COM 576485205 530 10,000 SH   SOLE   0 0 10,000
MICROSOFT CORP COM 594918104 588 1,907 SH   SOLE   0 0 1,907
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 165 15,000 SH   SOLE   0 0 15,000
PROCTER AND GAMBLE CO COM 742718109 219 1,431 SH   SOLE   0 0 1,431
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,142 4,743 SH   SOLE   0 0 4,743
SPDR SER TR S&P DIVID ETF 78464A763 858 6,696 SH   SOLE   0 0 6,696
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 489 9,151 SH   SOLE   0 0 9,151
SOUTHERN CO COM 842587107 281 3,876 SH   SOLE   0 0 3,876
TESLA INC COM 88160R101 1,123 1,042 SH   SOLE   0 0 1,042
THERMO FISHER SCIENTIFIC INC COM 883556102 378 640 SH   SOLE   0 0 640
TWO HBRS INVT CORP COM NEW 90187B408 55 10,000 SH   SOLE   0 0 10,000
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 245 5,092 SH   SOLE   0 0 5,092
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 987 9,107 SH   SOLE   0 0 9,107
VANGUARD INDEX FDS TOTAL STK MKT 922908769 694 3,050 SH   SOLE   0 0 3,050
VISTRA CORP COM 92840M102 234 10,070 SH   SOLE   0 0 10,070