The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 206 8,393 SH   SOLE   0 0 8,393
ALPHABET INC CAP STK CL C 02079K107 480 166 SH   SOLE   0 0 166
AMAZON COM INC COM 023135106 303 91 SH   SOLE   0 0 91
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 353 5,577 SH   SOLE   0 0 5,577
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 615 9,702 SH   SOLE   0 0 9,702
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 406 6,283 SH   SOLE   0 0 6,283
AMERICAN CENTY ETF TR US SML CP VALU 025072877 293 3,670 SH   SOLE   0 0 3,670
AMERICAN CENTY ETF TR US EQT ETF 025072885 886 11,051 SH   SOLE   0 0 11,051
APPLE INC COM 037833100 2,597 14,625 SH   SOLE   0 0 14,625
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 256 857 SH   SOLE   0 0 857
CSX CORP COM 126408103 755 20,079 SH   SOLE   0 0 20,079
CHEVRON CORP NEW COM 166764100 203 1,726 SH   SOLE   0 0 1,726
COLGATE PALMOLIVE CO COM 194162103 410 4,800 SH   SOLE   0 0 4,800
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 277 8,397 SH   SOLE   0 0 8,397
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 662 22,388 SH   SOLE   0 0 22,388
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 671 24,534 SH   SOLE   0 0 24,534
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 110,155 2,130,657 SH   SOLE   0 0 2,130,657
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 37,191 619,956 SH   SOLE   0 0 619,956
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 34,319 722,207 SH   SOLE   0 0 722,207
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 19,586 676,095 SH   SOLE   0 0 676,095
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 20,252 617,075 SH   SOLE   0 0 617,075
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 2,133 42,650 SH   SOLE   0 0 42,650
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,859 147,791 SH   SOLE   0 0 147,791
EXXON MOBIL CORP COM 30231G102 419 6,852 SH   SOLE   0 0 6,852
META PLATFORMS INC CL A 30303M102 248 738 SH   SOLE   0 0 738
HOME DEPOT INC COM 437076102 209 504 SH   SOLE   0 0 504
ILLINOIS TOOL WKS INC COM 452308109 253 1,025 SH   SOLE   0 0 1,025
INVESCO QQQ TR UNIT SER 1 46090E103 392 986 SH   SOLE   0 0 986
INVESCO MORTGAGE CAPITAL INC COM 46131B100 56 20,000 SH   SOLE   0 0 20,000
ISHARES TR CORE S&P500 ETF 464287200 509 1,067 SH   SOLE   0 0 1,067
ISHARES TR MSCI EAFE ETF 464287465 2,567 32,623 SH   SOLE   0 0 32,623
ISHARES TR RUS MID CAP ETF 464287499 4,385 52,828 SH   SOLE   0 0 52,828
ISHARES TR RUS 1000 ETF 464287622 12,145 45,930 SH   SOLE   0 0 45,930
ISHARES TR RUSSELL 2000 ETF 464287655 971 4,366 SH   SOLE   0 0 4,366
ISHARES TR RUSSELL 3000 ETF 464287689 246 886 SH   SOLE   0 0 886
ISHARES TR 0-5 YR TIPS ETF 46429B747 796 7,516 SH   SOLE   0 0 7,516
MARSH & MCLENNAN COS INC COM 571748102 209 1,200 SH   SOLE   0 0 1,200
MICROSOFT CORP COM 594918104 524 1,557 SH   SOLE   0 0 1,557
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 161 15,000 SH   SOLE   0 0 15,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,253 4,743 SH   SOLE   0 0 4,743
SPDR SER TR S&P DIVID ETF 78464A763 865 6,696 SH   SOLE   0 0 6,696
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 461 4,082 SH   SOLE   0 0 4,082
SOUTHERN CO COM 842587107 229 3,338 SH   SOLE   0 0 3,338
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 226 1,880 SH   SOLE   0 0 1,880
TESLA INC COM 88160R101 1,083 1,025 SH   SOLE   0 0 1,025
THERMO FISHER SCIENTIFIC INC COM 883556102 418 627 SH   SOLE   0 0 627
VANGUARD BD INDEX FDS INTERMED TERM 921937819 200 2,285 SH   SOLE   0 0 2,285
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 260 5,092 SH   SOLE   0 0 5,092
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,031 8,890 SH   SOLE   0 0 8,890
VANGUARD INDEX FDS TOTAL STK MKT 922908769 872 3,610 SH   SOLE   0 0 3,610
VISTRA CORP COM 92840M102 228 10,000 SH   SOLE   0 0 10,000