The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LIMITED SPONSORED ADR SPONSORED ADR 000375204 1,168 30,653 SH   SOLE   0 0 30,653
ABBVIE INCORPORATED COM 00287Y109 306 2,262 SH   SOLE   0 0 2,262
ALIBABA GROUP HLDG LIMITED SPONSORED ADS SPONSORED ADS 01609W102 1,323 11,133 SH   SOLE   0 0 11,133
ALPHABET INCORPORATED CAP STK CLASS C CAP STK CL C 02079K107 2,426 832 SH   SOLE   0 0 832
AMERICAN WTR WKS COMPANY INCORPORATED NEW COM 030420103 893 4,722 SH   SOLE   0 0 4,722
AMETEK INCORPORATED COM 031100100 691 4,700 SH   SOLE   0 0 4,700
APPLE INCORPORATED COM 037833100 5,598 31,552 SH   SOLE   0 0 31,552
AT&T INCORPORATED COM 00206R102 828 33,794 SH   SOLE   0 0 33,794
AUTOMATIC DATA PROCESSING INCORPORATED COM 053015103 371 1,503 SH   SOLE   0 0 1,503
AVANGRID INCORPORATED COM 05351W103 888 18,008 SH   SOLE   0 0 18,008
BCE INCORPORATED COM NEW COM NEW 05534B760 271 5,193 SH   SOLE   0 0 5,193
BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW CL B NEW 084670702 820 2,737 SH   SOLE   0 0 2,737
BOEING COMPANY COM 097023105 1,835 9,145 SH   SOLE   0 0 9,145
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 254 4,069 SH   SOLE   0 0 4,069
BROADCOM INCORPORATED COM 11135F101 1,345 2,019 SH   SOLE   0 0 2,019
CISCO SYSTEMS INCORPORATED COM 17275R102 1,774 28,010 SH   SOLE   0 0 28,010
CLEARWAY ENERGY INCORPORATED CLASS A CL A 18539C105 1,020 30,344 SH   SOLE   0 0 30,344
COCA COLA COMPANY COM 191216100 244 4,110 SH   SOLE   0 0 4,110
CVS HEALTH CORPORATION COM 126650100 3,876 37,584 SH   SOLE   0 0 37,584
CYRUSONE INCORPORATED REIT COM 23283R100 1,150 12,872 SH   SOLE   0 0 12,872
DISNEY WALT COMPANY COM 254687106 372 2,397 SH   SOLE   0 0 2,397
FIRST TRUST ETF IV FIRST TRUST ENHANCED SHORT FIRST TR ENH NEW 33739Q408 32,239 539,149 SH   SOLE   0 0 539,149
GARMIN LIMITED SHS SHS H2906T109 496 3,644 SH   SOLE   0 0 3,644
HOME DEPOT INCORPORATED COM 437076102 479 1,154 SH   SOLE   0 0 1,154
INTEL CORPORATION COM 458140100 306 5,937 SH   SOLE   0 0 5,937
INTERNATIONAL BUSINESS MACHINES COM 459200101 1,140 8,569 SH   SOLE   0 0 8,569
INVESCO QQQ UNIT SER 1 46090E103 829 2,082 SH   SOLE   0 0 2,082
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357 303 1,859 SH   SOLE   0 0 1,859
ISHARES INCORPORATED CORE MSCI EMKT CORE MSCI EMKT 46434G103 4,750 80,078 SH   SOLE   0 0 80,078
ISHARES INCORPORATED ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 513 12,938 SH   SOLE   0 0 12,938
ISHARES TR A RATE CP BD ETF A RATE CP BD ETF 46429B291 18,048 322,019 SH   SOLE   0 0 322,019
ISHARES TR BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 4,288 85,057 SH   SOLE   0 0 85,057
ISHARES TR BROAD USD HIGH BROAD USD HIGH 46435U853 750 18,216 SH   SOLE   0 0 18,216
ISHARES TR CORE 1 5 YR USD CORE 1 5 YR USD 46432F859 1,492 29,588 SH   SOLE   0 0 29,588
ISHARES TR CORE MSCI EAFE CORE MSCI EAFE 46432F842 9,606 128,583 SH   SOLE   0 0 128,583
ISHARES TR CORE S&P MCP ETF CORE S&P MCP ETF 464287507 1,139 4,022 SH   SOLE   0 0 4,022
ISHARES TR CORE S&P SCP ETF CORE S&P SCP ETF 464287804 1,563 13,651 SH   SOLE   0 0 13,651
ISHARES TR CORE S&P TTL STK CORE S&P TTL STK 464287150 216 2,022 SH   SOLE   0 0 2,022
ISHARES TR CORE S&P500 ETF CORE S&P500 ETF 464287200 295 619 SH   SOLE   0 0 619
ISHARES TR CORE US AGGBD ET CORE US AGGBD ET 464287226 2,700 23,685 SH   SOLE   0 0 23,685
ISHARES TR EAFE VALUE ETF EAFE VALUE ETF 464288877 8,511 168,728 SH   SOLE   0 0 168,728
ISHARES TR ESG AW MSCI EAFE ESG AW MSCI EAFE 46435G516 1,872 23,558 SH   SOLE   0 0 23,558
ISHARES TR ESG AWARE MSCI ESG AWARE MSCI 46435U663 754 18,840 SH   SOLE   0 0 18,840
ISHARES TR ESG AWR MSCI USA ESG AWR MSCI USA 46435G425 5,277 48,902 SH   SOLE   0 0 48,902
ISHARES TR ESG AWR US AGRGT ESG AWR US AGRGT 46435U549 1,549 28,043 SH   SOLE   0 0 28,043
ISHARES TR ESG AWRE 1 5 YR ESG AWRE 1 5 YR 46435G243 784 30,486 SH   SOLE   0 0 30,486
ISHARES TR ESG AWRE USD ETF ESG AWRE USD ETF 46435G193 2,641 96,767 SH   SOLE   0 0 96,767
ISHARES TR GL CLEAN ENE ETF GL CLEAN ENE ETF 464288224 2,744 129,954 SH   SOLE   0 0 129,954
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465 2,782 35,352 SH   SOLE   0 0 35,352
ISHARES TR MSCI LW CRB TG MSCI LW CRB TG 46434V464 1,022 5,866 SH   SOLE   0 0 5,866
ISHARES TR MSCI USA ESG SLC MSCI USA ESG SLC 464288802 3,810 35,817 SH   SOLE   0 0 35,817
ISHARES TR MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 556 6,893 SH   SOLE   0 0 6,893
ISHARES TR PFD AND INCM SEC PFD AND INCM SEC 464288687 238 6,023 SH   SOLE   0 0 6,023
ISHARES TR RUS 1000 ETF RUS 1000 ETF 464287622 279 1,055 SH   SOLE   0 0 1,055
ISHARES TR TIPS BD ETF TIPS BD ETF 464287176 292 2,260 SH   SOLE   0 0 2,260
JPMORGAN CHASE & COMPANY COM 46625H100 3,021 18,997 SH   SOLE   0 0 18,997
MAXIMUS INCORPORATED COM 577933104 1,826 22,925 SH   SOLE   0 0 22,925
MERCK & COMPANY INCORPORATED COM 58933Y105 1,911 24,998 SH   SOLE   0 0 24,998
META PLATFORMS INCORPORATED CLASS A CL A 30303M102 1,986 5,947 SH   SOLE   0 0 5,947
MICROSOFT CORPORATION COM 594918104 4,880 14,546 SH   SOLE   0 0 14,546
MORGAN STANLEY COM NEW COM NEW 617446448 1,094 11,190 SH   SOLE   0 0 11,190
NEXTERA ENERGY INCORPORATED COM 65339F101 296 3,167 SH   SOLE   0 0 3,167
NIKE INCORPORATED CLASS B CL B 654106103 448 2,690 SH   SOLE   0 0 2,690
NVIDIA CORPORATION COM 67066G104 4,929 16,774 SH   SOLE   0 0 16,774
PALO ALTO NETWORKS INCORPORATED COM 697435105 2,204 3,943 SH   SOLE   0 0 3,943
PAYPAL HLDGS INCORPORATED COM 70450Y103 1,500 7,907 SH   SOLE   0 0 7,907
PEPSICO INCORPORATED COM 713448108 243 1,405 SH   SOLE   0 0 1,405
PFIZER INCORPORATED COM 717081103 1,502 25,461 SH   SOLE   0 0 25,461
PROCTER AND GAMBLE COMPANY COM 742718109 734 4,481 SH   SOLE   0 0 4,481
QUALCOMM INCORPORATED COM 747525103 4,060 22,224 SH   SOLE   0 0 22,224
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF BLOOMBERG 1-3 MO 78468R663 531 5,817 SH   SOLE   0 0 5,817
SPDR COMMUNICATION SERVICES SELECT SECTOR FUND COMMUNICATION 81369Y852 7,349 94,676 SH   SOLE   0 0 94,676
SPDR CONSUMER DISCRETIONARY SELECT SECTOR FUND SBI CONS DISCR 81369Y407 8,583 42,102 SH   SOLE   0 0 42,102
SPDR CONSUMER STAPLES SELECT SECTOR FUND SBI CONS STPLS 81369Y308 710 9,935 SH   SOLE   0 0 9,935
SPDR ENERGY SELECT SECTOR FUND ENERGY 81369Y506 3,270 59,482 SH   SOLE   0 0 59,482
SPDR FINANCIAL SELECT SECTOR FUND FINANCIAL 81369Y605 7,486 191,681 SH   SOLE   0 0 191,681
SPDR HEALTH CARE SELECT SBI HEALTHCARE 81369Y209 6,930 49,099 SH   SOLE   0 0 49,099
SPDR ICE PREFERRED SECURITIES ETF ICE PFD SEC ETF 78464A292 6,029 140,470 SH   SOLE   0 0 140,470
SPDR INDUSTRIAL SELECT SECTOR FUND SBI INT-INDS 81369Y704 6,199 58,600 SH   SOLE   0 0 58,600
SPDR MATERIALS SELECT SECTOR FUND SBI MATERIALS 81369Y100 1,204 13,839 SH   SOLE   0 0 13,839
SPDR MSCI USA STRATEGICFACTORS ETF MSCI USA STRTGIC 78468R812 3,607 27,577 SH   SOLE   0 0 27,577
SPDR REAL ESTATE SELECT SECTOR FUND RL EST SEL SEC 81369Y860 1,309 25,896 SH   SOLE   0 0 25,896
SPDR S&P 500 ETF TR UNIT 78462F103 3,582 7,545 SH   SOLE   0 0 7,545
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 2,583 20,003 SH   SOLE   0 0 20,003
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF S&P KENSHO NEW 78468R648 773 13,106 SH   SOLE   0 0 13,106
SPDR TECHNOLOGY SELECT SECTOR FUND TECHNOLOGY 81369Y803 13,694 78,739 SH   SOLE   0 0 78,739
TESLA INCORPORATED COM 88160R101 250 237 SH   SOLE   0 0 237
THERAPEUTICSMD INCORPORATED COM 88338N107 4 10,545 SH   SOLE   0 0 10,545
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 1,037 19,203 SH   SOLE   0 0 19,203
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 9,719 86,667 SH   SOLE   0 0 86,667
VANGUARD INDEX FUNDS S&P 500 ETF SHS NEW S&P 500 ETF SHS 922908363 4,742 10,863 SH   SOLE   0 0 10,863
VANGUARD SHORT-TERM BOND ETF SHORT TRM BOND 921937827 1,260 15,600 SH   SOLE   0 0 15,600
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND STRM INFPROIDX 922020805 18,146 353,070 SH   SOLE   0 0 353,070
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 618 2,560 SH   SOLE   0 0 2,560
WALMART INCORPORATED COM 931142103 838 5,806 SH   SOLE   0 0 5,806
WISDOMTREE U.S. MIDCAP DIVIDEND FUND US MIDCAP DIVID 97717W505 2,608 58,747 SH   SOLE   0 0 58,747
WP CAREY INCORPORATED REIT COM 92936U109 246 3,000 SH   SOLE   0 0 3,000
XYLEM INCORPORATED COM 98419M100 1,998 16,605 SH   SOLE   0 0 16,605