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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMCOR PLC ORD G0250X107   144,444 15,769 SH   SOLE 0 0 0 15,769
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   5,756,363 153,217 SH   SOLE 0 0 0 153,217
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   5,022,134 90,245 SH   SOLE 0 0 0 90,245
APPLE INC COM 037833100   622,177 3,634 SH   SOLE 0 0 0 3,634
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,520,791 65,242 SH   SOLE 0 0 0 65,242
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,890,653 79,506 SH   SOLE 0 0 0 79,506
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   7,397,009 226,763 SH   SOLE 0 0 0 226,763
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,793,909 192,469 SH   SOLE 0 0 0 192,469
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   10,081,929 296,353 SH   SOLE 0 0 0 296,353
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   58,781,298 2,243,561 SH   SOLE 0 0 0 2,243,561
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   30,032,334 1,333,585 SH   SOLE 0 0 0 1,333,585
EXXON MOBIL CORP COM 30231G102   345,920 2,942 SH   SOLE 0 0 0 2,942
MERCK & CO INC COM 58933Y105   216,916 2,107 SH   SOLE 0 0 0 2,107
MICROSOFT CORP COM 594918104   245,022 776 SH   SOLE 0 0 0 776
ORACLE CORP COM 68389X105   13,393,584 126,450 SH   SOLE 0 0 0 126,450
PEPSICO INC COM 713448108   1,411,266 8,329 SH   SOLE 0 0 0 8,329
PROGRESSIVE CORP COM 743315103   1,114,400 8,000 SH   SOLE 0 0 0 8,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   231,116 690 SH   SOLE 0 0 0 690
SPDR S&P 500 ETF TR TR UNIT 78462F103   326,167 763 SH   SOLE 0 0 0 763
STARBUCKS CORP COM 855244109   262,766 2,879 SH   SOLE 0 0 0 2,879
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   11,940,329 249,641 SH   SOLE 0 0 0 249,641
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   18,408,819 244,961 SH   SOLE 0 0 0 244,961