The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   22,111,435 34,536 SH   SOLE   0 0 34,536
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   16,430,378 198,243 SH   SOLE   0 0 198,243
AMAZON COM INC COM 023135106   14,199,571 63,764 SH   SOLE   0 0 63,764
SPDR SER TR PRTFLO S&P500 GW 78464A409   11,739,584 118,188 SH   SOLE   0 0 118,188
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   11,449,512 225,384 SH   SOLE   0 0 225,384
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,490,468 22,541 SH   SOLE   0 0 22,541
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   10,460,151 131,773 SH   SOLE   0 0 131,773
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   7,072,348 144,747 SH   SOLE   0 0 144,747
ISHARES TR RUS MD CP GR ETF 464287481   5,970,854 43,070 SH   SOLE   0 0 43,070
COSTCO WHSL CORP NEW COM 22160K105   5,917,785 6,025 SH   SOLE   0 0 6,025
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,748,822 107,838 SH   SOLE   0 0 107,838
ISHARES TR CORE MSCI EAFE 46432F842   5,526,291 65,346 SH   SOLE   0 0 65,346
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,318,645 97,447 SH   SOLE   0 0 97,447
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,900,784 29,178 SH   SOLE   0 0 29,178
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   4,343,501 37,842 SH   SOLE   0 0 37,842
NVIDIA CORPORATION COM 67066G104   3,883,175 21,254 SH   SOLE   0 0 21,254
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712   3,773,440 51,458 SH   SOLE   0 0 51,458
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,616,932 44,265 SH   SOLE   0 0 44,265
VANGUARD INDEX FDS VALUE ETF 922908744   3,416,570 19,195 SH   SOLE   0 0 19,195
ALPHABET INC CAP STK CL A 02079K305   3,357,133 16,667 SH   SOLE   0 0 16,667
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,354,096 12,024 SH   SOLE   0 0 12,024
UNION PAC CORP COM 907818108   3,239,482 14,577 SH   SOLE   0 0 14,577
JOHNSON & JOHNSON COM 478160104   3,125,079 18,030 SH   SOLE   0 0 18,030
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,085,917 47,859 SH   SOLE   0 0 47,859
AMERICAN EXPRESS CO COM 025816109   2,901,992 9,757 SH   SOLE   0 0 9,757
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,858,259 28,446 SH   SOLE   0 0 28,446
TJX COS INC NEW COM 872540109   2,538,026 19,320 SH   SOLE   0 0 19,320
ISHARES TR ISHS 5-10YR INVT 464288638   2,472,201 46,400 SH   SOLE   0 0 46,400
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,182,011 51,317 SH   SOLE   0 0 51,317
APPLE INC COM 037833100   1,798,256 7,841 SH   SOLE   0 0 7,841
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,762,551 19,729 SH   SOLE   0 0 19,729
BROADCOM INC COM 11135F101   1,661,782 5,449 SH   SOLE   0 0 5,449
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,618,761 36,975 SH   SOLE   0 0 36,975
PROGRESSIVE CORP COM 743315103   1,594,222 6,467 SH   SOLE   0 0 6,467
ISHARES TR S&P MC 400GR ETF 464287606   1,505,321 16,323 SH   SOLE   0 0 16,323
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   1,447,985 14,264 SH   SOLE   0 0 14,264
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,340,404 13,009 SH   SOLE   0 0 13,009
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,335,529 6,447 SH   SOLE   0 0 6,447
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,291,650 17,947 SH   SOLE   0 0 17,947
ISHARES TR EAFE SML CP ETF 464288273   1,271,152 16,974 SH   SOLE   0 0 16,974
ISHARES TR RUS 1000 GRW ETF 464287614   1,254,213 2,813 SH   SOLE   0 0 2,813
VANGUARD WORLD FD INF TECH ETF 92204A702   1,239,167 1,772 SH   SOLE   0 0 1,772
MICROSOFT CORP COM 594918104   1,224,436 2,345 SH   SOLE   0 0 2,345
ISHARES TR U.S. REAL ES ETF 464287739   1,207,675 12,739 SH   SOLE   0 0 12,739
AMGEN INC COM 031162100   1,172,701 4,069 SH   SOLE   0 0 4,069
ISHARES TR CORE MSCI EMKT 46434G103   1,103,210 17,965 SH   SOLE   0 0 17,965
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,035,440 44,941 SH   SOLE   0 0 44,941
ISHARES TR S&P MC 400VL ETF 464287705   1,023,680 8,268 SH   SOLE   0 0 8,268
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,023,301 8,502 SH   SOLE   0 0 8,502
META PLATFORMS INC CL A 30303M102   952,884 1,239 SH   SOLE   0 0 1,239
ISHARES TR CORE MSCI TOTAL 46432F834   898,523 11,400 SH   SOLE   0 0 11,400
JPMORGAN CHASE & CO COM 46625H100   853,562 2,956 SH   SOLE   0 0 2,956
VISA INC COM CL A 92826C839   824,512 2,448 SH   SOLE   0 0 2,448
SPDR SER TR S&P 400 MDCP VAL 78464A839   817,205 10,275 SH   SOLE   0 0 10,275
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   774,524 18,302 SH   SOLE   0 0 18,302
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   727,954 8,171 SH   SOLE   0 0 8,171
ISHARES TR SP SMCP600VL ETF 464287879   715,504 7,031 SH   SOLE   0 0 7,031
BK OF AMERICA CORP COM 060505104   713,292 15,503 SH   SOLE   0 0 15,503
ISHARES TR S&P SML 600 GWT 464287887   712,728 5,322 SH   SOLE   0 0 5,322
ISHARES TR BLACKROCK ULTRA 46434V878   711,930 14,073 SH   SOLE   0 0 14,073
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   703,233 22,128 SH   SOLE   0 0 22,128
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   701,695 14,582 SH   SOLE   0 0 14,582
WISDOMTREE TR JPN SCAP HDG EQT 97717W521   676,845 17,382 SH   SOLE   0 0 17,382
SCHWAB CHARLES CORP COM 808513105   650,689 6,684 SH   SOLE   0 0 6,684
LAUDER ESTEE COS INC CL A 518439104   639,554 7,052 SH   SOLE   0 0 7,052
ISHARES TR SHRT NAT MUN ETF 464288158   634,020 5,936 SH   SOLE   0 0 5,936
ISHARES TR RUSSELL 2000 ETF 464287655   631,924 2,868 SH   SOLE   0 0 2,868
ISHARES TR U S EQUITY FACTR 46434V282   586,462 8,878 SH   SOLE   0 0 8,878
ESAB CORPORATION COM 29605J106   584,118 5,256 SH   SOLE   0 0 5,256
PACER FDS TR US CASH COWS 100 69374H881   575,177 10,347 SH   SOLE   0 0 10,347
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   566,249 4,351 SH   SOLE   0 0 4,351
ISHARES TR ISHS 1-5YR INVS 464288646   564,289 10,712 SH   SOLE   0 0 10,712
ULTA BEAUTY INC COM 90384S303   560,486 1,125 SH   SOLE   0 0 1,125
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   551,427 10,945 SH   SOLE   0 0 10,945
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   542,602 5,384 SH   SOLE   0 0 5,384
KKR & CO INC COM 48251W104   540,214 3,786 SH   SOLE   0 0 3,786
MONDELEZ INTL INC CL A 609207105   525,831 8,504 SH   SOLE   0 0 8,504
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   515,970 3,752 SH   SOLE   0 0 3,752
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300   452,930 10,896 SH   SOLE   0 0 10,896
INVESCO QQQ TR UNIT SER 1 46090E103   443,020 771 SH   SOLE   0 0 771
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   438,324 8,805 SH   SOLE   0 0 8,805
ISHARES TR MSCI EMG MKT ETF 464287234   430,746 8,713 SH   SOLE   0 0 8,713
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434v666   418,721 13,365 SH   SOLE   0 0 13,365
ISHARES TR MSCI INTL QUALTY 46434V456   414,692 9,760 SH   SOLE   0 0 9,760
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845   403,007 5,342 SH   SOLE   0 0 5,342
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   400,546 7,145 SH   SOLE   0 0 7,145
LILLY ELI & CO COM 532457108   388,735 621 SH   SOLE   0 0 621
KONTOOR BRANDS INC COM 50050N103   373,300 5,522 SH   SOLE   0 0 5,522
PEPSICO INC COM 713448108   370,993 2,555 SH   SOLE   0 0 2,555
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   323,511 10,569 SH   SOLE   0 0 10,569
LAM RESEARCH CORP COM NEW 512807108   305,250 3,000 SH   SOLE   0 0 3,000
ISHARES TR MRGSTR MD CP GRW 464288307   300,523 3,746 SH   SOLE   0 0 3,746
INTERNATIONAL BUSINESS MACHS COM 459200101   289,343 1,186 SH   SOLE   0 0 1,186
BROOKFIELD CORP CL A LTD VT SH 11271J107   288,283 4,455 SH   SOLE   0 0 4,455
RTX CORPORATION COM 75513E101   281,016 1,815 SH   SOLE   0 0 1,815
VANGUARD BD INDEX FDS INTERMED TERM 921937819   274,141 3,551 SH   SOLE   0 0 3,551
ISHARES TR BROAD USD HIGH 46435U853   272,649 7,310 SH   SOLE   0 0 7,310
ISHARES TR RUS MID CAP ETF 464287499   270,629 2,915 SH   SOLE   0 0 2,915
ORACLE CORP COM 68389X105   252,551 1,010 SH   SOLE   0 0 1,010
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   250,823 2,140 SH   SOLE   0 0 2,140
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   248,281 8,621 SH   SOLE   0 0 8,621
SYNOPSYS INC COM 871607107   247,768 400 SH   SOLE   0 0 400
SKECHERS U S A INC CL A 830566105   246,300 3,912 SH   SOLE   0 0 3,912
CARMAX INC COM 143130102   239,461 4,357 SH   SOLE   0 0 4,357
AIM ETF PRODUCTS TRUST US LARCP B20 MAR 00888H778   233,112 7,069 SH   SOLE   0 0 7,069
TESLA INC COM 88160R101   232,529 705 SH   SOLE   0 0 705
AIM ETF PRODUCTS TRUST US LRGCP B20 JUN 00888H737   232,368 7,205 SH   SOLE   0 0 7,205
KRANESHARES TRUST CSI CHI INTERNET 500767306   230,197 6,425 SH   SOLE   0 0 6,425
ISHARES TR EXPANDED TECH 464287515   218,283 1,991 SH   SOLE   0 0 1,991
SHOPIFY INC CL A SUB VTG SHS 82509L107   216,785 1,449 SH   SOLE   0 0 1,449
PAYPAL HLDGS INC COM 70450Y103   212,421 3,140 SH   SOLE   0 0 3,140
MARKEL GROUP INC COM 570535104   204,415 107 SH   SOLE   0 0 107
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   117,029 13,608 SH   SOLE   0 0 13,608