The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   19,370 34,472 SH   SOLE   0 0 34,472
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   16,975 207,624 SH   SOLE   0 0 207,624
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   12,007 22,545 SH   SOLE   0 0 22,545
AMAZON COM INC COM 023135106   11,809 62,066 SH   SOLE   0 0 62,066
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   10,363 131,271 SH   SOLE   0 0 131,271
SPDR SER TR PRTFLO S&P500 GW 78464A409   9,221 114,731 SH   SOLE   0 0 114,731
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   7,908 159,380 SH   SOLE   0 0 159,380
COSTCO WHSL CORP NEW COM 22160K105   5,549 5,867 SH   SOLE   0 0 5,867
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,138 100,613 SH   SOLE   0 0 100,613
ISHARES TR RUS MD CP GR ETF 464287481   4,960 42,218 SH   SOLE   0 0 42,218
ISHARES TR CORE MSCI EAFE 46432F842   4,833 63,880 SH   SOLE   0 0 63,880
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,501 87,420 SH   SOLE   0 0 87,420
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,449 27,710 SH   SOLE   0 0 27,710
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   3,497 37,692 SH   SOLE   0 0 37,692
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,459 44,125 SH   SOLE   0 0 44,125
UNION PAC CORP COM 907818108   3,426 14,502 SH   SOLE   0 0 14,502
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,063 12,167 SH   SOLE   0 0 12,167
JOHNSON & JOHNSON COM 478160104   2,918 17,594 SH   SOLE   0 0 17,594
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,740 45,862 SH   SOLE   0 0 45,862
VANGUARD INDEX FDS VALUE ETF 922908744   2,644 15,305 SH   SOLE   0 0 15,305
AMERICAN EXPRESS CO COM 025816109   2,611 9,704 SH   SOLE   0 0 9,704
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   2,611 51,466 SH   SOLE   0 0 51,466
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   2,571 25,576 SH   SOLE   0 0 25,576
ALPHABET INC CAP STK CL A 02079K305   2,497 16,150 SH   SOLE   0 0 16,150
ISHARES TR ISHS 5-10YR INVT 464288638   2,418 46,036 SH   SOLE   0 0 46,036
TJX COS INC NEW COM 872540109   2,345 19,256 SH   SOLE   0 0 19,256
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,086 50,617 SH   SOLE   0 0 50,617
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   2,012 40,040 SH   SOLE   0 0 40,040
NVIDIA CORPORATION COM 67066G104   1,834 16,921 SH   SOLE   0 0 16,921
ISHARES TR BLACKROCK ULTRA 46434V878   1,740 34,321 SH   SOLE   0 0 34,321
PROGRESSIVE CORP COM 743315103   1,663 5,874 SH   SOLE   0 0 5,874
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,578 19,015 SH   SOLE   0 0 19,015
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,439 36,558 SH   SOLE   0 0 36,558
ISHARES TR ISHS 1-5YR INVS 464288646   1,394 26,625 SH   SOLE   0 0 26,625
ISHARES TR S&P MC 400GR ETF 464287606   1,359 16,317 SH   SOLE   0 0 16,317
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,280 12,375 SH   SOLE   0 0 12,375
ISHARES TR U.S. REAL ES ETF 464287739   1,278 13,347 SH   SOLE   0 0 13,347
AMGEN INC COM 031162100   1,165 3,738 SH   SOLE   0 0 3,738
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,124 8,502 SH   SOLE   0 0 8,502
APPLE INC COM 037833100   1,119 5,039 SH   SOLE   0 0 5,039
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,070 5,514 SH   SOLE   0 0 5,514
ISHARES TR EAFE SML CP ETF 464288273   1,064 16,743 SH   SOLE   0 0 16,743
ISHARES TR RUS 1000 GRW ETF 464287614   1,015 2,810 SH   SOLE   0 0 2,810
ISHARES TR S&P MC 400VL ETF 464287705   986 8,233 SH   SOLE   0 0 8,233
ISHARES TR CORE MSCI EMKT 46434G103   978 18,118 SH   SOLE   0 0 18,118
VISA INC COM CL A 92826C839   857 2,444 SH   SOLE   0 0 2,444
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   852 35,860 SH   SOLE   0 0 35,860
ISHARES TR CORE MSCI TOTAL 46432F834   828 11,856 SH   SOLE   0 0 11,856
MICROSOFT CORP COM 594918104   804 2,143 SH   SOLE   0 0 2,143
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   764 18,154 SH   SOLE   0 0 18,154
SPDR SER TR S&P 400 MDCP VAL 78464A839   741 9,622 SH   SOLE   0 0 9,622
META PLATFORMS INC CL A 30303M102   708 1,228 SH   SOLE   0 0 1,228
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   699 14,016 SH   SOLE   0 0 14,016
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   682 14,353 SH   SOLE   0 0 14,353
ISHARES TR S&P SML 600 GWT 464287887   662 5,321 SH   SOLE   0 0 5,321
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   657 8,147 SH   SOLE   0 0 8,147
JPMORGAN CHASE & CO COM 46625H100   646 2,635 SH   SOLE   0 0 2,635
ISHARES TR SP SMCP600VL ETF 464287879   637 6,537 SH   SOLE   0 0 6,537
ISHARES TR SHRT NAT MUN ETF 464288158   624 5,910 SH   SOLE   0 0 5,910
ESAB CORPORATION COM 29605J106   611 5,248 SH   SOLE   0 0 5,248
BK OF AMERICA CORP COM 060505104   600 14,383 SH   SOLE   0 0 14,383
ISHARES TR RUSSELL 2000 ETF 464287655   575 2,882 SH   SOLE   0 0 2,882
SCHWAB CHARLES CORP COM 808513105   522 6,664 SH   SOLE   0 0 6,664
ISHARES TR U S EQUITY FACTR 46434V282   511 8,825 SH   SOLE   0 0 8,825
MONDELEZ INTL INC CL A 609207105   506 7,401 SH   SOLE   0 0 7,401
KKR & CO INC COM 48251W104   437 3,781 SH   SOLE   0 0 3,781
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   431 3,731 SH   SOLE   0 0 3,731
LILLY ELI & CO COM 532457108   430 520 SH   SOLE   0 0 520
LAUDER ESTEE COS INC CL A 518439104   428 6,489 SH   SOLE   0 0 6,489
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   428 15,419 SH   SOLE   0 0 15,419
ULTA BEAUTY INC COM 90384S303   412 1,125 SH   SOLE   0 0 1,125
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434v666   390 12,769 SH   SOLE   0 0 12,769
ISHARES TR MSCI EMG MKT ETF 464287234   384 8,783 SH   SOLE   0 0 8,783
PEPSICO INC COM 713448108   380 2,532 SH   SOLE   0 0 2,532
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   367 6,425 SH   SOLE   0 0 6,425
ISHARES TR 0-3 MNTH TREASRY 46436E718   363 3,608 SH   SOLE   0 0 3,608
INVESCO QQQ TR UNIT SER 1 46090E103   362 771 SH   SOLE   0 0 771
KONTOOR BRANDS INC COM 50050N103   351 5,478 SH   SOLE   0 0 5,478
CARMAX INC COM 143130102   339 4,357 SH   SOLE   0 0 4,357
INTERNATIONAL BUSINESS MACHS COM 459200101   295 1,185 SH   SOLE   0 0 1,185
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   294 4,425 SH   SOLE   0 0 4,425
VANGUARD BD INDEX FDS INTERMED TERM 921937819   273 3,565 SH   SOLE   0 0 3,565
ISHARES TR MRGSTR MD CP GRW 464288307   267 3,742 SH   SOLE   0 0 3,742
ISHARES TR MSCI INTL QUALTY 46434V456   262 6,596 SH   SOLE   0 0 6,596
ISHARES TR RUS MID CAP ETF 464287499   248 2,915 SH   SOLE   0 0 2,915
ISHARES TR BROAD USD HIGH 46435U853   247 6,717 SH   SOLE   0 0 6,717
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   247 9,559 SH   SOLE   0 0 9,559
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   241 3,181 SH   SOLE   0 0 3,181
RTX CORPORATION COM 75513E101   240 1,814 SH   SOLE   0 0 1,814
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   240 2,106 SH   SOLE   0 0 2,106
BROOKFIELD CORP CL A LTD VT SH 11271J107   233 4,455 SH   SOLE   0 0 4,455
KRANESHARES TRUST CSI CHI INTERNET 500767306   224 6,425 SH   SOLE   0 0 6,425
SKECHERS U S A INC CL A 830566105   222 3,912 SH   SOLE   0 0 3,912
PAYPAL HLDGS INC COM 70450Y103   205 3,140 SH   SOLE   0 0 3,140
AIM ETF PRODUCTS TRUST US LARCP B20 MAR 00888H778   204 6,589 SH   SOLE   0 0 6,589
MARKEL GROUP INC COM 570535104   200 107 SH   SOLE   0 0 107
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   90 13,608 SH   SOLE   0 0 13,608