The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   19,997 34,668 SH   SOLE   0 0 34,668
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   18,784 224,292 SH   SOLE   0 0 224,292
AMAZON COM INC COM 023135106   11,909 63,911 SH   SOLE   0 0 63,911
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,189 22,137 SH   SOLE   0 0 22,137
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   10,070 126,790 SH   SOLE   0 0 126,790
SPDR SER TR PRTFLO S&P500 GW 78464A409   9,196 110,874 SH   SOLE   0 0 110,874
COSTCO WHSL CORP NEW COM 22160K105   5,231 5,900 SH   SOLE   0 0 5,900
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,185 98,095 SH   SOLE   0 0 98,095
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,094 91,562 SH   SOLE   0 0 91,562
ISHARES TR CORE MSCI EAFE 46432F842   5,017 64,284 SH   SOLE   0 0 64,284
ISHARES TR RUS MD CP GR ETF 464287481   4,893 41,719 SH   SOLE   0 0 41,719
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,520 88,426 SH   SOLE   0 0 88,426
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,449 26,535 SH   SOLE   0 0 26,535
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,829 44,106 SH   SOLE   0 0 44,106
JOHNSON & JOHNSON COM 478160104   3,622 22,351 SH   SOLE   0 0 22,351
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   3,617 37,473 SH   SOLE   0 0 37,473
UNION PAC CORP COM 907818108   3,535 14,343 SH   SOLE   0 0 14,343
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,429 52,869 SH   SOLE   0 0 52,869
ALPHABET INC CAP STK CL A 02079K305   3,344 20,164 SH   SOLE   0 0 20,164
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,297 66,022 SH   SOLE   0 0 66,022
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,233 12,092 SH   SOLE   0 0 12,092
AMERICAN EXPRESS CO COM 025816109   2,537 9,356 SH   SOLE   0 0 9,356
TJX COS INC NEW COM 872540109   2,254 19,180 SH   SOLE   0 0 19,180
VANGUARD INDEX FDS VALUE ETF 922908744   2,236 12,808 SH   SOLE   0 0 12,808
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,050 49,164 SH   SOLE   0 0 49,164
ISHARES TR ISHS 5-10YR INVT 464288638   1,895 35,269 SH   SOLE   0 0 35,269
NVIDIA CORPORATION COM 67066G104   1,837 15,127 SH   SOLE   0 0 15,127
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,747 40,443 SH   SOLE   0 0 40,443
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,624 17,447 SH   SOLE   0 0 17,447
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,562 37,833 SH   SOLE   0 0 37,833
ISHARES TR U.S. REAL ES ETF 464287739   1,512 14,841 SH   SOLE   0 0 14,841
ISHARES TR S&P MC 400GR ETF 464287606   1,493 16,245 SH   SOLE   0 0 16,245
PROGRESSIVE CORP COM 743315103   1,489 5,870 SH   SOLE   0 0 5,870
ISHARES TR EAFE SML CP ETF 464288273   1,268 18,724 SH   SOLE   0 0 18,724
AMGEN INC COM 031162100   1,186 3,681 SH   SOLE   0 0 3,681
ISHARES TR CORE MSCI EMKT 46434G103   1,135 19,779 SH   SOLE   0 0 19,779
ISHARES TR CORE MSCI TOTAL 46432F834   1,024 14,100 SH   SOLE   0 0 14,100
ISHARES TR S&P MC 400VL ETF 464287705   1,009 8,160 SH   SOLE   0 0 8,160
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,000 5,029 SH   SOLE   0 0 5,029
ISHARES TR RUS 1000 GRW ETF 464287614   996 2,654 SH   SOLE   0 0 2,654
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   902 8,502 SH   SOLE   0 0 8,502
APPLE INC COM 037833100   843 3,617 SH   SOLE   0 0 3,617
BK OF AMERICA CORP COM 060505104   777 19,575 SH   SOLE   0 0 19,575
SPDR SER TR S&P 400 MDCP VAL 78464A839   741 9,322 SH   SOLE   0 0 9,322
ISHARES TR S&P SML 600 GWT 464287887   740 5,302 SH   SOLE   0 0 5,302
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   723 8,093 SH   SOLE   0 0 8,093
ISHARES TR BLACKROCK ULTRA 46434V878   705 13,899 SH   SOLE   0 0 13,899
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   704 27,451 SH   SOLE   0 0 27,451
ISHARES TR SP SMCP600VL ETF 464287879   680 6,318 SH   SOLE   0 0 6,318
VISA INC COM CL A 92826C839   667 2,426 SH   SOLE   0 0 2,426
LAUDER ESTEE COS INC CL A 518439104   641 6,427 SH   SOLE   0 0 6,427
ISHARES TR RUSSELL 2000 ETF 464287655   638 2,887 SH   SOLE   0 0 2,887
ISHARES TR SHRT NAT MUN ETF 464288158   623 5,864 SH   SOLE   0 0 5,864
META PLATFORMS INC CL A 30303M102   605 1,057 SH   SOLE   0 0 1,057
MICROSOFT CORP COM 594918104   561 1,303 SH   SOLE   0 0 1,303
JPMORGAN CHASE & CO COM 46625H100   558 2,649 SH   SOLE   0 0 2,649
ESAB CORPORATION COM 29605J106   558 5,241 SH   SOLE   0 0 5,241
MONDELEZ INTL INC CL A 609207105   541 7,293 SH   SOLE   0 0 7,293
ISHARES TR U S EQUITY FACTR 46434V282   515 8,770 SH   SOLE   0 0 8,770
KONTOOR BRANDS INC COM 50050N103   500 6,119 SH   SOLE   0 0 6,119
KKR & CO INC COM 48251W104   492 3,771 SH   SOLE   0 0 3,771
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   476 9,972 SH   SOLE   0 0 9,972
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   462 3,672 SH   SOLE   0 0 3,672
LILLY ELI & CO COM 532457108   459 519 SH   SOLE   0 0 519
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434v666   450 14,602 SH   SOLE   0 0 14,602
ULTA BEAUTY INC COM 90384S303   438 1,125 SH   SOLE   0 0 1,125
SCHWAB CHARLES CORP COM 808513105   431 6,655 SH   SOLE   0 0 6,655
PEPSICO INC COM 713448108   418 2,457 SH   SOLE   0 0 2,457
ISHARES TR 0-5 YR TIPS ETF 46429B747   403 3,981 SH   SOLE   0 0 3,981
INVESCO QQQ TR UNIT SER 1 46090E103   377 771 SH   SOLE   0 0 771
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   368 6,188 SH   SOLE   0 0 6,188
ISHARES TR MSCI EMG MKT ETF 464287234   356 7,760 SH   SOLE   0 0 7,760
CARMAX INC COM 143130102   337 4,357 SH   SOLE   0 0 4,357
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   308 10,937 SH   SOLE   0 0 10,937
CHUBB LIMITED COM H1467J104   282 975 SH   SOLE   0 0 975
VANGUARD BD INDEX FDS INTERMED TERM 921937819   274 3,497 SH   SOLE   0 0 3,497
ISHARES TR MRGSTR MD CP GRW 464288307   267 3,654 SH   SOLE   0 0 3,654
SKECHERS U S A INC CL A 830566105   262 3,912 SH   SOLE   0 0 3,912
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   258 3,181 SH   SOLE   0 0 3,181
ISHARES TR RUS MID CAP ETF 464287499   257 2,915 SH   SOLE   0 0 2,915
INTERNATIONAL BUSINESS MACHS COM 459200101   254 1,150 SH   SOLE   0 0 1,150
LOCKHEED MARTIN CORP COM 539830109   254 434 SH   SOLE   0 0 434
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   252 2,093 SH   SOLE   0 0 2,093
ISHARES TR ISHS 1-5YR INVS 464288646   252 4,783 SH   SOLE   0 0 4,783
TARGET CORP COM 87612E106   248 1,590 SH   SOLE   0 0 1,590
PAYPAL HLDGS INC COM 70450Y103   245 3,140 SH   SOLE   0 0 3,140
ISHARES TR BROAD USD HIGH 46435U853   244 6,490 SH   SOLE   0 0 6,490
BROOKFIELD CORP CL A LTD VT SH 11271J107   237 4,455 SH   SOLE   0 0 4,455
RTX CORPORATION COM 75513E101   223 1,841 SH   SOLE   0 0 1,841
MERCK & CO INC COM 58933Y105   215 1,880 SH   SOLE   0 0 1,880
KRANESHARES TR CSI CHI INTERNET 500767306   211 6,214 SH   SOLE   0 0 6,214
ENOVIS CORPORATION COM 194014502   211 4,902 SH   SOLE   0 0 4,902