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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   18,052 34,338 SH   SOLE   0 0 34,338
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   14,805 183,894 SH   SOLE   0 0 183,894
AMAZON COM INC COM 023135106   11,502 63,764 SH   SOLE   0 0 63,764
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   9,279 22,065 SH   SOLE   0 0 22,065
SPDR SER TR PRTFLO S&P500 GW 78464A409   7,864 107,508 SH   SOLE   0 0 107,508
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,524 84,393 SH   SOLE   0 0 84,393
ISHARES TR CORE MSCI EAFE 46432F842   4,787 64,502 SH   SOLE   0 0 64,502
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,787 87,945 SH   SOLE   0 0 87,945
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,680 93,423 SH   SOLE   0 0 93,423
ISHARES TR RUS MD CP GR ETF 464287481   4,528 39,675 SH   SOLE   0 0 39,675
COSTCO WHSL CORP NEW COM 22160K105   4,376 5,973 SH   SOLE   0 0 5,973
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,981 78,669 SH   SOLE   0 0 78,669
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,952 25,351 SH   SOLE   0 0 25,351
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,591 43,283 SH   SOLE   0 0 43,283
UNION PAC CORP COM 907818108   3,471 14,114 SH   SOLE   0 0 14,114
JOHNSON & JOHNSON COM 478160104   3,454 21,837 SH   SOLE   0 0 21,837
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,403 68,684 SH   SOLE   0 0 68,684
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,283 52,670 SH   SOLE   0 0 52,670
ALPHABET INC CAP STK CL A 02079K305   3,024 20,035 SH   SOLE   0 0 20,035
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,003 11,518 SH   SOLE   0 0 11,518
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   2,665 30,743 SH   SOLE   0 0 30,743
AMERICAN EXPRESS CO COM 025816109   2,099 9,217 SH   SOLE   0 0 9,217
TJX COS INC NEW COM 872540109   1,932 19,053 SH   SOLE   0 0 19,053
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,891 46,231 SH   SOLE   0 0 46,231
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,863 44,418 SH   SOLE   0 0 44,418
ISHARES TR ISHS 5-10YR INVT 464288638   1,816 35,199 SH   SOLE   0 0 35,199
VANGUARD INDEX FDS VALUE ETF 922908744   1,741 10,688 SH   SOLE   0 0 10,688
ISHARES TR S&P MC 400GR ETF 464287606   1,435 15,725 SH   SOLE   0 0 15,725
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,420 39,238 SH   SOLE   0 0 39,238
ISHARES TR U.S. REAL ES ETF 464287739   1,374 15,283 SH   SOLE   0 0 15,283
ISHARES TR EAFE SML CP ETF 464288273   1,241 19,590 SH   SOLE   0 0 19,590
PROGRESSIVE CORP COM 743315103   1,213 5,864 SH   SOLE   0 0 5,864
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,212 13,894 SH   SOLE   0 0 13,894
ISHARES TR CORE MSCI EMKT 46434G103   1,043 20,206 SH   SOLE   0 0 20,206
AMGEN INC COM 031162100   1,028 3,617 SH   SOLE   0 0 3,617
ISHARES TR BLACKROCK ULTRA 46434V878   1,017 20,106 SH   SOLE   0 0 20,106
LAUDER ESTEE COS INC CL A 518439104   978 6,342 SH   SOLE   0 0 6,342
ISHARES TR S&P MC 400VL ETF 464287705   955 8,074 SH   SOLE   0 0 8,074
ISHARES TR CORE MSCI TOTAL 46432F834   943 13,891 SH   SOLE   0 0 13,891
ISHARES TR RUS 1000 GRW ETF 464287614   892 2,647 SH   SOLE   0 0 2,647
NVIDIA CORPORATION COM 67066G104   891 986 SH   SOLE   0 0 986
BK OF AMERICA CORP COM 060505104   723 19,057 SH   SOLE   0 0 19,057
SPDR SER TR S&P 400 MDCP VAL 78464A839   702 9,233 SH   SOLE   0 0 9,233
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   684 8,039 SH   SOLE   0 0 8,039
ISHARES TR S&P SML 600 GWT 464287887   682 5,215 SH   SOLE   0 0 5,215
VISA INC COM CL A 92826C839   661 2,368 SH   SOLE   0 0 2,368
ISHARES TR SP SMCP600VL ETF 464287879   643 6,254 SH   SOLE   0 0 6,254
ISHARES TR RUSSELL 2000 ETF 464287655   627 2,983 SH   SOLE   0 0 2,983
ISHARES TR SHRT NAT MUN ETF 464288158   608 5,803 SH   SOLE   0 0 5,803
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   603 3,303 SH   SOLE   0 0 3,303
ULTA BEAUTY INC COM 90384S303   588 1,125 SH   SOLE   0 0 1,125
ESAB CORPORATION COM 29605J106   579 5,234 SH   SOLE   0 0 5,234
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   568 25,383 SH   SOLE   0 0 25,383
YUM CHINA HLDGS INC COM 98850P109   509 12,800 SH   SOLE   0 0 12,800
MONDELEZ INTL INC CL A 609207105   507 7,200 SH   SOLE   0 0 7,200
META PLATFORMS INC CL A 30303M102   499 1,027 SH   SOLE   0 0 1,027
JPMORGAN CHASE & CO COM 46625H100   494 2,469 SH   SOLE   0 0 2,469
KRANESHARES TR CSI CHI INTERNET 500767306   469 17,874 SH   SOLE   0 0 17,874
ISHARES TR U S EQUITY FACTR 46434V282   469 8,714 SH   SOLE   0 0 8,714
SCHWAB CHARLES CORP COM 808513105   467 6,449 SH   SOLE   0 0 6,449
MICROSOFT CORP COM 594918104   455 1,081 SH   SOLE   0 0 1,081
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   450 3,854 SH   SOLE   0 0 3,854
PEPSICO INC COM 713448108   414 2,346 SH   SOLE   0 0 2,346
LILLY ELI & CO COM 532457108   400 514 SH   SOLE   0 0 514
APPLE INC COM 037833100   384 2,242 SH   SOLE   0 0 2,242
CARMAX INC COM 143130102   380 4,357 SH   SOLE   0 0 4,357
KKR & CO INC COM 48251W104   378 3,760 SH   SOLE   0 0 3,760
KONTOOR BRANDS INC COM 50050N103   364 6,036 SH   SOLE   0 0 6,036
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   345 5,968 SH   SOLE   0 0 5,968
INVESCO QQQ TR UNIT SER 1 46090E103   338 760 SH   SOLE   0 0 760
ISHARES TR MSCI EMG MKT ETF 464287234   320 7,801 SH   SOLE   0 0 7,801
ENOVIS CORPORATION COM 194014502   315 5,049 SH   SOLE   0 0 5,049
TARGET CORP COM 87612E106   282 1,590 SH   SOLE   0 0 1,590
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   259 6,144 SH   SOLE   0 0 6,144
ISHARES TR MRGSTR MD CP GRW 464288307   256 3,629 SH   SOLE   0 0 3,629
DICKS SPORTING GOODS INC COM 253393102   256 1,133 SH   SOLE   0 0 1,133
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   249 3,181 SH   SOLE   0 0 3,181
ISHARES TR RUS MID CAP ETF 464287499   245 2,915 SH   SOLE   0 0 2,915
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   240 2,090 SH   SOLE   0 0 2,090
SKECHERS U S A INC CL A 830566105   240 3,912 SH   SOLE   0 0 3,912
VANGUARD BD INDEX FDS INTERMED TERM 921937819   238 3,157 SH   SOLE   0 0 3,157
MERCK & CO INC COM 58933Y105   232 1,747 SH   SOLE   0 0 1,747
ISHARES TR BROAD USD HIGH 46435U853   230 6,273 SH   SOLE   0 0 6,273
INTERNATIONAL BUSINESS MACHS COM 459200101   219 1,148 SH   SOLE   0 0 1,148
PAYPAL HLDGS INC COM 70450Y103   210 3,140 SH   SOLE   0 0 3,140