The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   16,395 34,326 SH   SOLE   0 0 34,326
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   14,066 173,055 SH   SOLE   0 0 173,055
AMAZON COM INC COM 023135106   9,686 63,749 SH   SOLE   0 0 63,749
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,870 22,065 SH   SOLE   0 0 22,065
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,714 103,192 SH   SOLE   0 0 103,192
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,311 68,641 SH   SOLE   0 0 68,641
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,503 86,052 SH   SOLE   0 0 86,052
ISHARES TR CORE MSCI EAFE 46432F842   4,439 63,097 SH   SOLE   0 0 63,097
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,067 87,224 SH   SOLE   0 0 87,224
COSTCO WHSL CORP NEW COM 22160K105   4,027 5,965 SH   SOLE   0 0 5,965
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,025 78,848 SH   SOLE   0 0 78,848
ISHARES TR RUS MD CP GR ETF 464287481   3,788 36,258 SH   SOLE   0 0 36,258
UNION PAC CORP COM 907818108   3,467 14,114 SH   SOLE   0 0 14,114
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,460 41,530 SH   SOLE   0 0 41,530
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,422 69,205 SH   SOLE   0 0 69,205
JOHNSON & JOHNSON COM 478160104   3,398 21,677 SH   SOLE   0 0 21,677
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,277 22,602 SH   SOLE   0 0 22,602
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,136 52,603 SH   SOLE   0 0 52,603
ALPHABET INC CAP STK CL A 02079K305   2,799 20,035 SH   SOLE   0 0 20,035
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,781 11,503 SH   SOLE   0 0 11,503
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   2,346 30,073 SH   SOLE   0 0 30,073
ISHARES TR ISHS 5-10YR INVT 464288638   1,931 37,137 SH   SOLE   0 0 37,137
TJX COS INC NEW COM 872540109   1,781 18,988 SH   SOLE   0 0 18,988
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,720 46,216 SH   SOLE   0 0 46,216
AMERICAN EXPRESS CO COM 025816109   1,720 9,180 SH   SOLE   0 0 9,180
VANGUARD INDEX FDS VALUE ETF 922908744   1,535 10,266 SH   SOLE   0 0 10,266
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,403 39,627 SH   SOLE   0 0 39,627
ISHARES TR U.S. REAL ES ETF 464287739   1,392 15,233 SH   SOLE   0 0 15,233
ISHARES TR S&P MC 400GR ETF 464287606   1,241 15,668 SH   SOLE   0 0 15,668
ISHARES TR EAFE SML CP ETF 464288273   1,169 18,886 SH   SOLE   0 0 18,886
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,054 12,598 SH   SOLE   0 0 12,598
ISHARES TR CORE MSCI EMKT 46434G103   1,039 20,540 SH   SOLE   0 0 20,540
AMGEN INC COM 031162100   1,033 3,587 SH   SOLE   0 0 3,587
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   996 23,496 SH   SOLE   0 0 23,496
PROGRESSIVE CORP COM 743315103   934 5,861 SH   SOLE   0 0 5,861
LAUDER ESTEE COS INC CL A 518439104   923 6,314 SH   SOLE   0 0 6,314
ISHARES TR S&P MC 400VL ETF 464287705   918 8,049 SH   SOLE   0 0 8,049
ISHARES TR CORE MSCI TOTAL 46432F834   902 13,891 SH   SOLE   0 0 13,891
ISHARES TR RUS 1000 GRW ETF 464287614   802 2,644 SH   SOLE   0 0 2,644
ISHARES TR BLACKROCK ULTRA 46434V878   755 14,983 SH   SOLE   0 0 14,983
SPDR SER TR S&P 400 MDCP VAL 78464A839   675 9,200 SH   SOLE   0 0 9,200
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   651 8,022 SH   SOLE   0 0 8,022
ISHARES TR S&P SML 600 GWT 464287887   645 5,157 SH   SOLE   0 0 5,157
ISHARES TR SP SMCP600VL ETF 464287879   642 6,232 SH   SOLE   0 0 6,232
BK OF AMERICA CORP COM 060505104   638 18,952 SH   SOLE   0 0 18,952
VISA INC COM CL A 92826C839   613 2,356 SH   SOLE   0 0 2,356
ISHARES TR SHRT NAT MUN ETF 464288158   610 5,784 SH   SOLE   0 0 5,784
ISHARES TR RUSSELL 2000 ETF 464287655   597 2,976 SH   SOLE   0 0 2,976
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   561 3,289 SH   SOLE   0 0 3,289
ULTA BEAUTY INC COM 90384S303   551 1,125 SH   SOLE   0 0 1,125
YUM CHINA HLDGS INC COM 98850P109   541 12,748 SH   SOLE   0 0 12,748
MONDELEZ INTL INC CL A 609207105   522 7,158 SH   SOLE   0 0 7,158
KRANESHARES TR CSI CHI INTERNET 500767306   482 17,846 SH   SOLE   0 0 17,846
NVIDIA CORPORATION COM 67066G104   476 961 SH   SOLE   0 0 961
ESAB CORPORATION COM 29605J106   453 5,230 SH   SOLE   0 0 5,230
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   443 3,854 SH   SOLE   0 0 3,854
SCHWAB CHARLES CORP COM 808513105   442 6,425 SH   SOLE   0 0 6,425
ISHARES TR U S EQUITY FACTR 46434V282   420 8,691 SH   SOLE   0 0 8,691
APPLE INC COM 037833100   416 2,161 SH   SOLE   0 0 2,161
MICROSOFT CORP COM 594918104   402 1,069 SH   SOLE   0 0 1,069
JPMORGAN CHASE & CO COM 46625H100   401 2,359 SH   SOLE   0 0 2,359
PEPSICO INC COM 713448108   395 2,309 SH   SOLE   0 0 2,309
KONTOOR BRANDS INC COM 50050N103   374 5,984 SH   SOLE   0 0 5,984
META PLATFORMS INC CL A 30303M102   363 1,026 SH   SOLE   0 0 1,026
CARMAX INC COM 143130102   334 4,357 SH   SOLE   0 0 4,357
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   325 5,860 SH   SOLE   0 0 5,860
ISHARES TR MSCI EMG MKT ETF 464287234   314 7,805 SH   SOLE   0 0 7,805
INVESCO QQQ TR UNIT SER 1 46090E103   311 760 SH   SOLE   0 0 760
KKR & CO INC COM 48251W104   311 3,753 SH   SOLE   0 0 3,753
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   309 7,261 SH   SOLE   0 0 7,261
LILLY ELI & CO COM 532457108   299 513 SH   SOLE   0 0 513
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   292 12,853 SH   SOLE   0 0 12,853
ENOVIS CORPORATION COM 194014502   284 5,073 SH   SOLE   0 0 5,073
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   268 3,342 SH   SOLE   0 0 3,342
SKECHERS U S A INC CL A 830566105   244 3,912 SH   SOLE   0 0 3,912
VANGUARD BD INDEX FDS INTERMED TERM 921937819   240 3,139 SH   SOLE   0 0 3,139
ISHARES TR MRGSTR MD CP GRW 464288307   228 3,531 SH   SOLE   0 0 3,531
ISHARES TR RUS MID CAP ETF 464287499   227 2,915 SH   SOLE   0 0 2,915
TARGET CORP COM 87612E106   226 1,590 SH   SOLE   0 0 1,590
ISHARES TR BROAD USD HIGH 46435U853   225 6,198 SH   SOLE   0 0 6,198