The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 256,678 2,262 SH   SOLE   0 0 2,262
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 324,967 1,802 SH   SOLE   0 0 1,802
ADOBE INC COM 00724F101 BBG001S5NCQ5 954,829 1,893 SH   SOLE   0 0 1,893
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,592,097 17,181 SH   SOLE   0 0 17,181
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 438,803 2,888 SH   SOLE   0 0 2,888
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,505,717 8,373 SH   SOLE   0 0 8,373
APPLE INC COM 037833100 BBG001S5N8V8 6,870,731 39,644 SH   SOLE   0 0 39,644
APPTECH PMTS CORP COM 03834B309 BBG001SC5638 13,545 14,250 SH   SOLE   0 0 14,250
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 3,562,892 71,101 SH   SOLE   0 0 71,101
AT&T INC COM 00206R102 BBG001S5VWH2 292,014 16,639 SH   SOLE   0 0 16,639
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,053,458 27,862 SH   SOLE   0 0 27,862
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 372,318 893 SH   SOLE   0 0 893
BLACKROCK INC COM 09247X101 BBG001SDBP55 494,391 592 SH   SOLE   0 0 592
BLACKSTONE INC COM 09260D107 BBG001S7H949 217,173 1,659 SH   SOLE   0 0 1,659
BROADCOM INC COM 11135F101 BBG00KHY5SY8 758,270 575 SH   SOLE   0 0 575
CATERPILLAR INC COM 149123101 BBG001S5PJ06 246,538 676 SH   SOLE   0 0 676
CELANESE CORP DEL COM 150870103 BBG001SJDDG5 458,028 2,700 SH   SOLE   0 0 2,700
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,744,866 11,160 SH   SOLE   0 0 11,160
CISCO SYS INC COM 17275R102 BBG001S6HC62 407,069 8,179 SH   SOLE   0 0 8,179
CLOROX CO DEL COM 189054109 BBG001S5PX50 252,937 1,656 SH   SOLE   0 0 1,656
COCA COLA CO COM 191216100 BBG001S5SMQ8 252,739 4,141 SH   SOLE   0 0 4,141
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 461,667 10,719 SH   SOLE   0 0 10,719
CORNING INC COM 219350105 BBG001S5RLH1 296,421 8,977 SH   SOLE   0 0 8,977
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,568,956 2,143 SH   SOLE   0 0 2,143
DEERE & CO COM 244199105 BBG001S5QFF7 898,924 2,197 SH   SOLE   0 0 2,197
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 759,400 5,283 SH   SOLE   0 0 5,283
DIODES INC COM 254543101 BBG001SCJ937 281,520 4,000 SH   SOLE   0 0 4,000
DISCOVER FINL SVCS COM 254709108 BBG001SS0KV6 715,062 5,586 SH   SOLE   0 0 5,586
DISNEY WALT CO COM 254687106 BBG001S5QHF3 851,972 7,042 SH   SOLE   0 0 7,042
EATON CORP PLC SHS G29183103 BBG001S5QZ45 1,320,480 4,200 SH   SOLE   0 0 4,200
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 473,672 4,120 SH   SOLE   0 0 4,120
FIRST SOLAR INC COM 336433107 BBG001S991Z7 404,727 2,417 SH   SOLE   0 0 2,417
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 BBG00GY1H1G6 1,079,453 21,750 SH   SOLE   0 0 21,750
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 BBG00HJHQ112 4,866,989 267,417 SH   SOLE   0 0 267,417
FISERV INC COM 337738108 BBG001S5R6Q4 1,038,035 6,515 SH   SOLE   0 0 6,515
GENERAL MLS INC COM 370334104 BBG001S5RKR2 270,699 3,886 SH   SOLE   0 0 3,886
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 297,297 4,072 SH   SOLE   0 0 4,072
GLOBAL X FDS RATE PREFERRED 37954Y376 BBG00VNLZSW4 236,715 9,954 SH   SOLE   0 0 9,954
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 632,072 31,091 SH   SOLE   0 0 31,091
HOME DEPOT INC COM 437076102 BBG001S5RTW7 946,205 2,452 SH   SOLE   0 0 2,452
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 872,685 4,254 SH   SOLE   0 0 4,254
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 337,945 1,260 SH   SOLE   0 0 1,260
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 BBG011MFV1P4 4,709,960 161,300 SH   SOLE   0 0 161,300
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 BBG00DZWKTV2 348,233 8,375 SH   SOLE   0 0 8,375
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888 BBG00NR9PT90 9,520,284 238,245 SH   SOLE   0 0 238,245
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 BBG00NR9QB16 761,544 22,692 SH   SOLE   0 0 22,692
INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557 BBG00QYNBZV0 978,516 24,143 SH   SOLE   0 0 24,143
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 BBG00QPZ0JC2 934,234 25,634 SH   SOLE   0 0 25,634
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771 BBG00M4NZ631 9,630,769 238,053 SH   SOLE   0 0 238,053
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664 BBG00Q4023H0 993,507 25,327 SH   SOLE   0 0 25,327
INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433 BBG00RHZ1235 940,988 23,962 SH   SOLE   0 0 23,962
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 BBG00MYXK7W8 9,766,074 224,404 SH   SOLE   0 0 224,404
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 BBG00LNJLCX0 9,837,153 244,159 SH   SOLE   0 0 244,159
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 BBG00PBD60M2 894,542 23,810 SH   SOLE   0 0 23,810
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391 BBG00S1NCS83 967,599 23,254 SH   SOLE   0 0 23,254
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326 BBG00TGLNRW2 882,455 24,802 SH   SOLE   0 0 24,802
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 BBG00PVP39R2 8,814,558 249,210 SH   SOLE   0 0 249,210
INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 BBG00PVP2QY7 968,964 24,942 SH   SOLE   0 0 24,942
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 295,425 4,500 SH   SOLE   0 0 4,500
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 807,348 7,628 SH   SOLE   0 0 7,628
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 9,309,848 20,929 SH   SOLE   0 0 20,929
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 346,649 8,355 SH   SOLE   0 0 8,355
ISHARES TR 0-5YR INVT GR CP 46434V100 BBG005DW0468 7,053,607 143,162 SH   SOLE   0 0 143,162
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 1,582,518 31,306 SH   SOLE   0 0 31,306
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 653,501 5,943 SH   SOLE   0 0 5,943
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 455,680 867 SH   SOLE   0 0 867
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 479,442 4,605 SH   SOLE   0 0 4,605
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 235,952 3,711 SH   SOLE   0 0 3,711
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 381,500 7,000 SH   SOLE   0 0 7,000
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 628,869 1,861 SH   SOLE   0 0 1,861
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 429,236 2,047 SH   SOLE   0 0 2,047
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 4,471,225 77,397 SH   SOLE   0 0 77,397
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 9,016,586 178,688 SH   SOLE   0 0 178,688
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 887,600 17,500 SH   SOLE   0 0 17,500
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,207,352 13,974 SH   SOLE   0 0 13,974
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 2,432,578 12,192 SH   SOLE   0 0 12,192
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 576,788 4,532 SH   SOLE   0 0 4,532
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 431,654 447 SH   SOLE   0 0 447
LOWES COS INC COM 548661107 BBG001S5SVL3 1,053,011 4,157 SH   SOLE   0 0 4,157
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 270,042 565 SH   SOLE   0 0 565
MCDONALDS CORP COM 580135101 BBG001S5T110 1,384,883 4,911 SH   SOLE   0 0 4,911
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 453,345 5,216 SH   SOLE   0 0 5,216
MERCK & CO INC COM 58933Y105 BBG001S5TC52 407,898 3,096 SH   SOLE   0 0 3,096
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 226,682 459 SH   SOLE   0 0 459
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,806,027 9,031 SH   SOLE   0 0 9,031
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 713,586 11,186 SH   SOLE   0 0 11,186
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,548,690 1,716 SH   SOLE   0 0 1,716
ORACLE CORP COM 68389X105 BBG001S5SJG6 655,663 5,234 SH   SOLE   0 0 5,234
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 1,169,403 4,143 SH   SOLE   0 0 4,143
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 264,516 474 SH   SOLE   0 0 474
PEPSICO INC COM 713448108 BBG001S695T1 958,119 5,520 SH   SOLE   0 0 5,520
PFIZER INC COM 717081103 BBG001S5V466 1,090,367 39,250 SH   SOLE   0 0 39,250
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 297,257 3,223 SH   SOLE   0 0 3,223
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,244,697 13,804 SH   SOLE   0 0 13,804
PROGRESSIVE CORP COM 743315103 BBG001S5V509 255,214 1,238 SH   SOLE   0 0 1,238
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   14,987 15,000 PRN   SOLE   0 0 15,000
QUALCOMM INC COM 747525103 BBG001S6VS70 1,045,964 6,184 SH   SOLE   0 0 6,184
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 798,563 11,033 SH   SOLE   0 0 11,033
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 507,746 11,395 SH   SOLE   0 0 11,395
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 682,334 17,447 SH   SOLE   0 0 17,447
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 225,158 6,316 SH   SOLE   0 0 6,316
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 243,461 6,843 SH   SOLE   0 0 6,843
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 4,994,753 62,255 SH   SOLE   0 0 62,255
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 513,790 25,473 SH   SOLE   0 0 25,473
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 358,256 7,301 SH   SOLE   0 0 7,301
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 373,928 8,926 SH   SOLE   0 0 8,926
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 837,176 4,539 SH   SOLE   0 0 4,539
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 234,780 3,079 SH   SOLE   0 0 3,079
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 412,462 2,792 SH   SOLE   0 0 2,792
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 2,271,672 10,884 SH   SOLE   0 0 10,884
SERVICENOW INC COM 81762P102 BBG001T4JFC0 233,772 308 SH   SOLE   0 0 308
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 220,622 636 SH   SOLE   0 0 636
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,090,286 2,084 SH   SOLE   0 0 2,084
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 538,860 21,000 SH   SOLE   0 0 21,000
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 10,603,864 323,980 SH   SOLE   0 0 323,980
STRYKER CORPORATION COM 863667101 BBG001S8FR03 890,165 2,482 SH   SOLE   0 0 2,482
TARGET CORP COM 87612E106 BBG001SC0K41 229,342 1,313 SH   SOLE   0 0 1,313
TESLA INC COM 88160R101 BBG001SQKGD7 1,042,115 5,795 SH   SOLE   0 0 5,795
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 402,096 2,326 SH   SOLE   0 0 2,326
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 1,023,246 1,766 SH   SOLE   0 0 1,766
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,075,883 4,398 SH   SOLE   0 0 4,398
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 239,853 1,628 SH   SOLE   0 0 1,628
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 474,635 963 SH   SOLE   0 0 963
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 274,296 6,234 SH   SOLE   0 0 6,234
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 6,651,997 19,279 SH   SOLE   0 0 19,279
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 16,306,620 33,918 SH   SOLE   0 0 33,918
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 280,690 1,470 SH   SOLE   0 0 1,470
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 3,411,392 14,975 SH   SOLE   0 0 14,975
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,437,137 9,383 SH   SOLE   0 0 9,383
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 412,507 2,541 SH   SOLE   0 0 2,541
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 228,030 3,886 SH   SOLE   0 0 3,886
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 332,855 7,996 SH   SOLE   0 0 7,996
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 223,253 1,910 SH   SOLE   0 0 1,910
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 7,947,263 43,578 SH   SOLE   0 0 43,578
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,429,939 28,445 SH   SOLE   0 0 28,445
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 743,357 6,165 SH   SOLE   0 0 6,165
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 2,733,012 39,695 SH   SOLE   0 0 39,695
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 360,382 3,868 SH   SOLE   0 0 3,868
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 252,186 932 SH   SOLE   0 0 932
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 560,798 1,068 SH   SOLE   0 0 1,068
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 532,033 12,808 SH   SOLE   0 0 12,808
VISA INC COM CL A 92826C839 BBG001SRCFY3 539,569 1,934 SH   SOLE   0 0 1,934
WALMART INC COM 931142103 BBG001S5XH92 747,836 12,316 SH   SOLE   0 0 12,316
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 526,070 9,132 SH   SOLE   0 0 9,132
WISDOMTREE TR INTL SMCAP DIV 97717W760 BBG001SHLB38 209,120 3,197 SH   SOLE   0 0 3,197
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 473,522 14,597 SH   SOLE   0 0 14,597
ZOETIS INC CL A 98978V103 BBG0039320P7 300,285 1,782 SH   SOLE   0 0 1,782