The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 371,976 3,586 SH   SOLE   3,586 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 216,528 2,082 SH   SOLE   2,082 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 540,000 5,228 SH   SOLE   5,228 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 BBG00XTVX698 291,919 6,300 SH   SOLE   6,300 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 1,829,853 32,086 SH   SOLE   32,086 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 355,114 5,010 SH   SOLE   5,010 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 5,798,101 78,289 SH   SOLE   78,289 0 0
APPLE INC COM 037833100 BBG001S5N8V8 3,196,045 19,382 SH   SOLE   19,382 0 0
CANADIAN PAC RY LTD COM 13645T100 BBG001S7F4Z8 993,911 12,918 SH   SOLE   12,918 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 5,349,602 165,982 SH   SOLE   165,982 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 774,556 16,600 SH   SOLE   16,600 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 109,499,490 4,297,468 SH   SOLE   4,297,468 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 40,910,551 920,787 SH   SOLE   920,787 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 3,418,088 139,122 SH   SOLE   139,122 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 13,080,791 390,705 SH   SOLE   390,705 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 22,500,861 426,961 SH   SOLE   426,961 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 8,058,422 181,088 SH   SOLE   181,088 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 763,832 6,965 SH   SOLE   6,965 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 BBG001TG3G38 143,747 10,275 SH   SOLE   10,275 0 0
GREENBRIER COS INC COM 393657101 BBG001S80QK9 418,918 13,022 SH   SOLE   13,022 0 0
HEXCEL CORP NEW COM 428291108 BBG001S5S2J0 409,500 6,000 SH   SOLE   6,000 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 467,620 1,585 SH   SOLE   1,585 0 0
HUMANA INC COM 444859102 BBG001S5S1X6 1,577,745 3,250 SH   SOLE   3,250 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 BBG001SNZTS4 807,160 34,000 SH   SOLE   34,000 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 760,926 4,853 SH   SOLE   4,853 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 578,480 4,000 SH   SOLE   4,000 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 22,601,229 227,766 SH   SOLE   227,766 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 253,376 4,090 SH   SOLE   4,090 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 860,344 2,093 SH   SOLE   2,093 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 277,716 3,883 SH   SOLE   3,883 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 221,119 905 SH   SOLE   905 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 250,924 1,648 SH   SOLE   1,648 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,016,966 9,715 SH   SOLE   9,715 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 270,165 1,743 SH   SOLE   1,743 0 0
LENNAR CORP CL A 526057104 BBG001S5SRK3 420,440 4,000 SH   SOLE   4,000 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 353,940 1,670 SH   SOLE   1,670 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 945,737 3,280 SH   SOLE   3,280 0 0
MONEYGRAM INTL INC COM NEW 60935Y208 BBG001SM0819 2,493,756 239,324 SH   SOLE   239,324 0 0
PATHWARD FINANCIAL INC COM 59100U108 BBG001S7G4Q7 12,362,168 0 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 296,232 1,992 SH   SOLE   1,992 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 286,805 4,373 SH   SOLE   4,373 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,873,567 7,019 SH   SOLE   7,019 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 BBG001T05M47 203,225 8,790 SH   SOLE   8,790 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 377,577 1,820 SH   SOLE   1,820 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 495,875 2,556 SH   SOLE   2,556 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 8,542,761 111,321 SH   SOLE   111,321 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 17,075,680 223,241 SH   SOLE   223,241 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 9,337,805 112,449 SH   SOLE   112,449 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 254,518 1,247 SH   SOLE   1,247 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 269,038 1,948 SH   SOLE   1,948 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 697,053 17,254 SH   SOLE   17,254 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 4,133,970 86,449 SH   SOLE   86,449 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 285,294 6,316 SH   SOLE   6,316 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 325,370 1,443 SH   SOLE   1,443 0 0
VMWARE INC CL A COM 928563402 BBG001S6TFZ0 1,027,390 8,229 SH   SOLE   8,229 0 0
WALMART INC COM 931142103 BBG001S5XH92 414,611 2,812 SH   SOLE   2,812 0 0