The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 317 1,956 SH   SOLE   1,956 0 0
ALPHABET INC CAP STK CL A 02079K305 476 171 SH   SOLE   171 0 0
ALPHABET INC CAP STK CL C 02079K107 344 123 SH   SOLE   123 0 0
AMAZON COM INC COM 023135106 955 293 SH   SOLE   293 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 300 6,300 SH   SOLE   6,300 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 381 4,936 SH   SOLE   4,936 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,961 37,072 SH   SOLE   37,072 0 0
APPLE INC COM 037833100 3,314 18,976 SH   SOLE   18,976 0 0
ATLASSIAN CORP PLC CL A G06242104 472 1,606 SH   SOLE   1,606 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 453 1,285 SH   SOLE   1,285 0 0
CANADIAN PAC RY LTD COM 13645T100 1,059 12,828 SH   SOLE   12,828 0 0
CIRRUS LOGIC INC COM 172755100 864 10,192 SH   SOLE   10,192 0 0
COLGATE PALMOLIVE CO COM 194162103 221 2,916 SH   SOLE   2,916 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,732 111,476 SH   SOLE   111,476 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 359 7,500 SH   SOLE   7,500 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 117,195 4,249,269 SH   SOLE   4,249,269 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 34,677 707,413 SH   SOLE   707,413 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 19,091 340,544 SH   SOLE   340,544 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 9,606 206,218 SH   SOLE   206,218 0 0
EXXON MOBIL CORP COM 30231G102 748 9,061 SH   SOLE   9,061 0 0
FACEBOOK INC CL A 30303M102 584 2,625 SH   SOLE   2,625 0 0
HEXCEL CORP NEW COM 428291108 357 6,011 SH   SOLE   6,011 0 0
HOME DEPOT INC COM 437076102 401 1,340 SH   SOLE   1,340 0 0
HUMANA INC COM 444859102 1,081 2,483 SH   SOLE   2,483 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 244 1,873 SH   SOLE   1,873 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 886 34,000 SH   SOLE   34,000 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 829 4,853 SH   SOLE   4,853 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 631 4,000 SH   SOLE   4,000 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 23,773 226,541 SH   SOLE   226,541 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 272 4,090 SH   SOLE   4,090 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,405 3,096 SH   SOLE   3,096 0 0
ISHARES TR CORE US AGGBD ET 464287226 207 1,935 SH   SOLE   1,935 0 0
ISHARES TR MSCI EAFE ETF 464287465 299 4,059 SH   SOLE   4,059 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 5,827 55,706 SH   SOLE   55,706 0 0
LENNAR CORP CL A 526057104 325 4,000 SH   SOLE   4,000 0 0
META FINL GROUP INC COM 59100U108 28,032 0 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 890 2,887 SH   SOLE   2,887 0 0
MONEYGRAM INTL INC COM NEW 60935Y208 2,329 220,555 SH   SOLE   220,555 0 0
PROCTER AND GAMBLE CO COM 742718109 284 1,859 SH   SOLE   1,859 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 423 8,533 SH   SOLE   8,533 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 468 8,685 SH   SOLE   8,685 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,164 7,006 SH   SOLE   7,006 0 0
SPLUNK INC COM 848637104 446 3,000 SH   SOLE   3,000 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 227 2,173 SH   SOLE   2,173 0 0
TESLA INC COM 88160R101 706 655 SH   SOLE   655 0 0
UNION PAC CORP COM 907818108 318 1,162 SH   SOLE   1,162 0 0
UNITED PARCEL SERVICE INC CL B 911312106 561 2,616 SH   SOLE   2,616 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 9,081 110,883 SH   SOLE   110,883 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 19,053 244,586 SH   SOLE   244,586 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,718 71,215 SH   SOLE   71,215 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 277 1,215 SH   SOLE   1,215 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 313 2,120 SH   SOLE   2,120 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 629 13,626 SH   SOLE   13,626 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,653 90,860 SH   SOLE   90,860 0 0
VISA INC COM CL A 92826C839 324 1,459 SH   SOLE   1,459 0 0
WALMART INC COM 931142103 403 2,703 SH   SOLE   2,703 0 0
WHEELS UP EXPERIENCE INC COM CL A 96328L106 47 15,000 SH   SOLE   15,000 0 0