The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 52 350 SH   SOLE NONE 350 0 0
Accenture PLC SHS CLASS A G1151C101 63 187 SH   SOLE NONE 187 0 0
Agnico Eagle Mines Ltd. COM 008474108 3,794 61,955 SH   SOLE NONE 61,955 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305 95 34 SH   SOLE NONE 34 0 0
Amazon.com Inc. COM 023135106 52 16 SH   SOLE NONE 16 0 0
American Express Company COM 025816109 2,680 14,334 SH   SOLE NONE 14,334 0 0
Apple Inc. COM 037833100 57 324 SH   SOLE NONE 324 0 0
Arbitrage Fund MERGER ARBITRAGE 02210T108 10 380 SH   SOLE NONE 380 0 0
Bank Of New York Company 13F 064058100 6 120 SH   SOLE NONE 120 0 0
Becton Dickinson & Co. COM 075887109 3,308 12,437 SH   SOLE NONE 12,437 0 0
Berkshire Hathaway Inc. CL B NEW 084670702 1,110 3,145 SH   SOLE NONE 3,145 0 0
Booking Holdings Inc. COM 09857L108 56 24 SH   SOLE NONE 24 0 0
Brookfield Asset Management Inc. CL A LTD VT SH 112585104 4,108 72,615 SH   SOLE NONE 72,615 0 0
Charles Schwab Corp. COM 808513105 68 810 SH   SOLE NONE 810 0 0
Cisco Systems, Inc. COM 17275R102 70 1,250 SH   SOLE NONE 1,250 0 0
CME Group Inc. COM 12572Q105 43 180 SH   SOLE NONE 180 0 0
Coca-Cola Company COM 191216100 4,188 67,077 SH   SOLE NONE 67,077 0 0
Cognizant Technology Solutions Corp. CL A 192446102 84 935 SH   SOLE NONE 935 0 0
Comcast Corp. CL A 20030N101 4,001 85,449 SH   SOLE NONE 85,449 0 0
ConocoPhillips COM 20825C104 3,146 31,460 SH   SOLE NONE 31,460 0 0
CVS Health Corp. COM 126650100 4,368 43,154 SH   SOLE NONE 43,154 0 0
Digital Realty Trust Inc. COM 253868103 65 455 SH   SOLE NONE 455 0 0
Direxion Daily Gold DLY GOLD INDX 2X 25460G781 0 5 SH   SOLE NONE 5 0 0
Dollar General Corp. COM 256677105 90 405 SH   SOLE NONE 405 0 0
Dominion Energy Inc. COM 25746U109 4,432 52,159 SH   SOLE NONE 52,159 0 0
Duke Energy Corporation COM NEW 26441C204 4,301 38,522 SH   SOLE NONE 38,522 0 0
Emerson Electric Co. COM 291011104 3,593 36,647 SH   SOLE NONE 36,647 0 0
Enbridge Inc. COM 29250N105 4,768 103,468 SH   SOLE NONE 103,468 0 0
First Tr Lrg Cp Grw COM SHS 33735K108 1 11 SH   SOLE NONE 11 0 0
FlexShares Global Infrastructure STOXX GLOBR INF 33939L795 140 2,440 SH   SOLE NONE 2,440 0 0
Fox Corporation CL A COM 35137L105 2,458 62,310 SH   SOLE NONE 62,310 0 0
General Mills Inc COM 370334104 2,533 37,410 SH   SOLE NONE 37,410 0 0
Honeywell International Inc. COM 438516106 31 161 SH   SOLE NONE 161 0 0
Huntsman Corporation COM 447011107 2,492 66,435 SH   SOLE NONE 66,435 0 0
Idacorp Inc. COM 451107106 495 4,294 SH   SOLE NONE 4,294 0 0
Intel Corporation COM 458140100 82 1,646 SH   SOLE NONE 1,646 0 0
Invesco New York Municipal NY AMT FRE MUN 46138E529 40 1,670 SH   SOLE NONE 1,670 0 0
iShares Conservative Allocation Fund CONSER ALLOC ETF 464289883 26 677 SH   SOLE NONE 677 0 0
iShares Gold Trust ISHARES NEW 464285204 196 5,334 SH   SOLE NONE 5,334 0 0
iShares Growth Allocation Fund AGGRES ALLOC ETF 464289859 24 350 SH   SOLE NONE 350 0 0
iShares Moderate Allocation Fund MODERT ALLOC ETF 464289875 40 939 SH   SOLE NONE 939 0 0
iShares NY Municipal Bonds NEW YORK MUN ETF 464288323 51 936 SH   SOLE NONE 936 0 0
iShares Short Maturity Municpal BLACKROCK SHORT 46431W838 37 737 SH   SOLE NONE 737 0 0
Ishares Tr S&P Midcap 400 Index Fd CORE S&P MCP ETF 464287507 1 5 SH   SOLE NONE 5 0 0
Johnson & Johnson COM 478160104 4,117 23,230 SH   SOLE NONE 23,230 0 0
Linde PLC SHS G5494J103 69 217 SH   SOLE NONE 217 0 0
Lockheed Martin Corp. COM 539830109 4,660 10,557 SH   SOLE NONE 10,557 0 0
Market Vectors Wide Moat ETF MRNGSTR WDE MOAT 92189F643 1 18 SH   SOLE NONE 18 0 0
McDonald's Corporation COM 580135101 3,099 12,534 SH   SOLE NONE 12,534 0 0
Medtronic PLC SHS G5960L103 4,035 36,169 SH   SOLE NONE 36,169 0 0
Merck & Co. Inc. COM 58933Y105 3,440 41,925 SH   SOLE NONE 41,925 0 0
Microsoft Corporation COM 594918104 3,784 12,272 SH   SOLE NONE 12,272 0 0
Nike Inc. CL B 654106103 41 301 SH   SOLE NONE 301 0 0
Nutrien Ltd. COM 67077M108 2,998 28,845 SH   SOLE NONE 28,845 0 0
Nuveen NY Muni Value Fund COM 67062M105 79 8,715 SH   SOLE NONE 8,715 0 0
Nuveen NY Quality Municipal COM 67066X107 11 911 SH   SOLE NONE 911 0 0
Omnicom Group Inc. COM 681919106 4,034 47,145 SH   SOLE NONE 47,145 0 0
O'Shares Global Internet OSHS GBL INTER 67110P704 0 11 SH   SOLE NONE 11 0 0
PACCAR Inc. COM 693718108 53 605 SH   SOLE NONE 605 0 0
PepsiCo Inc. COM 713448108 4,202 25,104 SH   SOLE NONE 25,104 0 0
Pfizer Inc. COM 717081103 4,353 84,078 SH   SOLE NONE 84,078 0 0
Physical Swiss Gold ETF PHYSCL GOLD SHS 00326A104 850 45,770 SH   SOLE NONE 45,770 0 0
PIMCO Active Low Duration ENHNCD LW DUR AC 72201R718 90 920 SH   SOLE NONE 920 0 0
PIMCO Short Maturity Fund ENHAN SHRT MA AC 72201R833 13,920 138,973 SH   SOLE NONE 138,973 0 0
PIMCO Short-Term Municipal SHTRM MUN BD ACT 72201R874 39 775 SH   SOLE NONE 775 0 0
Procter & Gamble Company COM 742718109 3,044 19,919 SH   SOLE NONE 19,919 0 0
Proshares Ultrapro Qqq ULTRAPRO QQQ 74347X831 2 28 SH   SOLE NONE 28 0 0
Schwab Fundamental International Large Company Index ETF SCHWB FDT INT LG 808524755 36 1,103 SH   SOLE NONE 1,103 0 0
Raytheon Technologies Company COM 75513E101 2,984 30,121 SH   SOLE NONE 30,121 0 0
Royal Gold, Inc. COM 780287108 3,401 24,075 SH   SOLE NONE 24,075 0 0
Schwab Large-Cap Growth US LCAP GR ETF 808524300 8 110 SH   SOLE NONE 110 0 0
Schwab US Broad Market ETF SCHWAB FDT US BM 808524789 425 7,364 SH   SOLE NONE 7,364 0 0
Sony Corporation SPONSORED ADR 835699307 64 625 SH   SOLE NONE 625 0 0
SPDR Blmbg Barclays 1-3 Mth T-Bill BLOOMBERG 1-3 MO 78468R663 50 546 SH   SOLE NONE 546 0 0
Spdr S&P 600 Small Cap S&P 600 SML CAP 78464A813 1 13 SH   SOLE NONE 13 0 0
U.S. Bancorp COM NEW 902973304 3,651 68,100 SH   SOLE NONE 68,100 0 0
United Parcel Service Inc. CL B 911312106 4 20 SH   SOLE NONE 20 0 0