The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452 331 6,594 SH   SOLE   0 0 6,594
SPDR SER TR SPDR BLOOMBERG 78468R663 3,095 33,792 SH   SOLE   0 0 33,792
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 29 355 SH   SOLE   0 0 355
ISHARES TR MSCI EMG MKT ETF 464287234 1,080 25,170 SH   SOLE   0 0 25,170
ISHARES TR MSCI EAFE ETF 464287465 559 8,611 SH   SOLE   0 0 8,611
ISHARES TR EAFE GRWTH ETF 464288885 20 259 SH   SOLE   0 0 259
ISHARES TR EAFE VALUE ETF 464288877 1,340 27,420 SH   SOLE   0 0 27,420
ISHARES TR JPMORGAN USD EMG 464288281 1 8 SH   SOLE   0 0 8
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,341 30,078 SH   SOLE   0 0 30,078
ISHARES TR GOV/CRED BD ETF 464288596 101 892 SH   SOLE   0 0 892
SPDR GOLD TR GOLD SHS 78463V107 220 1,801 SH   SOLE   0 0 1,801
WORLD GOLD TR SPDR GLD MINIS 98149E204 110,964 8,595,181 SH   SOLE   0 0 8,595,181
ISHARES TR IBOXX HI YD ETF 464288513 20 237 SH   SOLE   0 0 237
ISHARES TR RUS 1000 VAL ETF 464287598 4,232 34,271 SH   SOLE   0 0 34,271
ISHARES TR RUS 1000 GRW ETF 464287614 3,016 19,929 SH   SOLE   0 0 19,929
ISHARES TR RUS 2000 VAL ETF 464287630 1,661 13,857 SH   SOLE   0 0 13,857
ISHARES TR RUS 2000 GRW ETF 464287648 752 3,822 SH   SOLE   0 0 3,822
ISHARES TR RUS MD CP GR ETF 464287481 2,868 42,276 SH   SOLE   0 0 42,276
ISHARES TR RUS MID CAP ETF 464287499 801 14,840 SH   SOLE   0 0 14,840
ISHARES TR RUS MDCP VAL ETF 464287473 1,264 14,547 SH   SOLE   0 0 14,547
ISHARES TR U.S. ENERGY ETF 464287796 212 5,888 SH   SOLE   0 0 5,888
SPDR SER TR S&P 400 MDCP VAL 78464A839 7,026 139,473 SH   SOLE   0 0 139,473
VANGUARD WORLD FD MEGA CAP INDEX 921910873 73,616 753,566 SH   SOLE   0 0 753,566
VANGUARD WORLD FD MEGA GRWTH IND 921910816 61 489 SH   SOLE   0 0 489
SPDR SER TR DJ REIT ETF 78464A607 97 985 SH   SOLE   0 0 985
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,039 73,792 SH   SOLE   0 0 73,792
ISHARES TR EAFE SML CP ETF 464288273 4,887 85,085 SH   SOLE   0 0 85,085
ISHARES TR SHORT TREAS BD 464288679 247,710 2,240,302 SH   SOLE   0 0 2,240,302
ISHARES SILVER TR ISHARES 46428Q109 15 1,040 SH   SOLE   0 0 1,040
PROSHARES TR PSHS ULTSH 20YRS 74347B201 6 200 SH   SOLE   0 0 200
ISHARES TR MSCI USA MIN VOL 46429B697 103 1,745 SH   SOLE   0 0 1,745
VANGUARD INDEX FDS SML CP GRW ETF 922908595 319 1,775 SH   SOLE   0 0 1,775
VANGUARD INDEX FDS SM CP VAL ETF 922908611 182 1,414 SH   SOLE   0 0 1,414
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8 102 SH   SOLE   0 0 102
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 447 8,914 SH   SOLE   0 0 8,914
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 251 2,891 SH   SOLE   0 0 2,891
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,899 47,046 SH   SOLE   0 0 47,046
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 5,821 55,761 SH   SOLE   0 0 55,761
SELECT SECTOR SPDR TR ENERGY 81369Y506 531 8,028 SH   SOLE   0 0 8,028